| Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 |
SOUTHERN REGION | | | | | | STATE : ANDHRA PRADESH
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| (Amount in Rupees Lakh)
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
| 4
| 5
| 6
| I. | AGRICULTURE | 21,14,483 | 2643,87 | 2541,87 | 9,21,441 | 1333,37 | 1253,07 | | | 1. | Direct Finance | 20,82,454 | 2391,01 | 2313,91 | 9,06,885 | 1204,42 | 1147,67 | | | 2. | Indirect Finance | 32,029 | 252,86 | 227,96 | 14,556 | 128,96 | 105,40 | II. | INDUSTRY | 94,120 | 1129,04 | 948,40 | 69,859 | 1444,43 | 1202,88 | | | 1. | Mining & Quarrying | 649 | 20,85 | 17,37 | 658 | 46,84 | 28,62 | | | 2. | Food Manufacturing & Processing | 3,787 | 232,14 | 218,20 | 4,821 | 351,89 | 269,81 | | | | (a) Rice Mills, Flour & Dal Mills | 1,354 | 48,03 | 39,81 | 2,490 | 210,20 | 148,71 | | | | (b) Sugar | 42 | 124,93 | 124,06 | 43 | 46,88 | 44,06 | | | | (c) Edible Oils & Vanaspati | 297 | 17,04 | 15,93 | 373 | 57,71 | 46,67 | | | | (d) Tea Processing | 6 | 11 | 6 | 3 | 8 | 1 | | | | (e) Processing of Fruits & Vegetables | 351 | 3,91 | 3,08 | 36 | 3,72 | 3,44 | | | | (f) Others | 1,737 | 38,12 | 35,27 | 1,876 | 33,30 | 26,92 | | | 3. | Beverage & Tobacco | 92 | 4,47 | 2,88 | 109 | 5,86 | 3,88 | | | 4. | Textiles | 898 | 77,29 | 65,17 | 2,073 | 156,16 | 144,08 | | | | (a) Cotton Textiles | 256 | 34,46 | 24,59 | 612 | 101,52 | 97,82 | | | | (b) Jute Textiles | 13 | 4,07 | 2,35 | 24 | 18,68 | 13,33 | | | | (c) Handloom Textiles & Khadi | 212 | 1,30 | 1,20 | 229 | 3,50 | 2,64 | | | | (d) Other Textiles | 417 | 37,46 | 37,02 | 1,208 | 32,46 | 30,30 | | | 5. | Paper, Paper Products & Printing | 226 | 30,96 | 28,75 | 600 | 46,04 | 39,41 | | | 6. | Leather & Leather Products | 52 | 68 | 61 | 102 | 1,45 | 1,24 | | | 7. | Rubber & Rubber Products | 60 | 2,24 | 2,17 | 74 | 3,38 | 3,25 | | | 8. | Chemicals & Chemical Products | 564 | 373,53 | 257,36 | 850 | 119,63 | 102,08 | | | | (a) Heavy Industrial Chemicals | 19 | 7,77 | 6,62 | 74 | 22,00 | 20,55 | | | | (b) Fertilisers | 20 | 34,09 | 33,14 | 10 | 43 | 40 | | | | (c) Drugs & Pharmaceuticals | 180 | 157,29 | 130,02 | 147 | 34,97 | 31,99 | | | | (d) Non-Edible Oils | 41 | 6,84 | 7,26 | 47 | 19,24 | 20,70 | | | | (e) Other Chemicals & Chemical Products | 304 | 167,54 | 80,32 | 572 | 42,99 | 28,44 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 14 | 5,98 | 6,70 | 57 | 4,35 | 3,05 | | | 10. | Manufacture of Cement & Cement Products | 134 | 25,58 | 22,10 | 201 | 32,25 | 28,86 | | | 11. | Basic Metals & Metal Products | 359 | 107,70 | 101,82 | 838 | 414,68 | 349,97 | | | | (a) Iron & Steel | 74 | 84,92 | 80,63 | 170 | 298,62 | 274,58 | | | | (b) Non-Ferrous Metals | 20 | 13,09 | 12,92 | 53 | 86,81 | 48,06 | | | | (c) Other Metal Products | 265 | 9,69 | 8,28 | 615 | 29,25 | 27,33 | | | 12. | Engineering | 1,080 | 90,15 | 82,27 | 1,282 | 72,22 | 62,49 | | | | (a) Heavy Engineering | 201 | 7,59 | 6,15 | 142 | 19,46 | 17,44 | | | | (b) Light Engineering | 442 | 18,36 | 17,98 | 504 | 24,56 | 21,91 | | | | (c) Electrical Machinery & Goods | 196 | 16,32 | 12,81 | 374 | 19,19 | 15,60 | | | | (d) Electronic Machinery & Goods | 241 | 47,88 | 45,33 | 262 | 9,01 | 7,54 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 373 | 15,97 | 14,54 | 545 | 13,34 | 11,03 | | | 14. | Other Industries | 85,693 | 118,39 | 113,83 | 57,397 | 147,15 | 133,76 | | | 15. | Electricity, Gas & Water | 67 | 15,34 | 7,51 | 53 | 20,93 | 13,87 | | | | (a) Electricity Generation & Transmission | 60 | 15,31 | 7,49 | 31 | 20,44 | 13,53 | | | | (b) Non-Conventional Energy | - | - | - | 4 | 7 | 3 | | | | (c) Gas, Steam & Water Supply | 7 | 3 | 3 | 18 | 42 | 31 | | | 16. | Construction | 72 | 7,76 | 7,11 | 199 | 8,25 | 7,50 | III. | TRANSPORT OPERATORS | 21,387 | 77,41 | 63,60 | 23,723 | 107,73 | 83,86 | IV. | PROFESSIONAL AND OTHER SERVICES | 74,014 | 96,08 | 82,87 | 48,449 | 128,29 | 105,65 | V. | PERSONAL LOANS | 3,79,693 | 709,64 | 648,68 | 3,79,326 | 881,79 | 795,81 | | | 1. | Loans for Purchase of Consumer Durables | 17,684 | 22,99 | 19,37 | 23,319 | 36,41 | 30,06 | | | 2. | Loans for Housing | 20,175 | 178,33 | 163,10 | 24,776 | 204,16 | 188,97 | | | 3. | Rest of the Personal Loans | 3,41,834 | 508,32 | 466,21 | 3,31,231 | 641,22 | 576,77 | VI. | TRADE | 2,84,531 | 554,83 | 526,58 | 1,97,760 | 632,69 | 528,66 | | | 1. | Wholesale Trade | 12,957 | 261,55 | 265,30 | 10,390 | 204,30 | 157,88 | | | 2. | Retail Trade | 2,71,574 | 293,28 | 261,28 | 1,87,370 | 428,39 | 370,77 | VII. | FINANCE | 148 | 21,26 | 18,70 | 256 | 21,34 | 15,33 | VIII.
| ALL OTHERS
| 3,09,157
| 380,98
| 359,94
| 1,90,774
| 323,88
| 291,00
| TOTAL BANK CREDIT | 32,77,533 | 5613,10 | 5190,64 | 18,31,588 | 4873,51 | 4276,26 | OF WHICH: | 1. Artisans & Village Industries | 51,399 | 45,72 | 43,39 | 26,127 | 43,56 | 38,02 |
| 2. Other Small Scale Industries
| 26,866
| 179,43
| 158,84
| 28,858
| 475,82
| 381,80
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| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 9
| 10
| 11
| 12
| I. | AGRICULTURE | 1,72,499 | 470,42 | 440,38 | 5,119 | 414,37 | 358,04 | | | 1. | Direct Finance | 1,67,436 | 402,58 | 382,72 | 3,744 | 207,35 | 197,27 | | | 2. | Indirect Finance | 5,063 | 67,84 | 57,66 | 1,375 | 207,01 | 160,78 | II. | INDUSTRY | 42,808 | 2785,71 | 2295,28 | 22,624 | 5643,34 | 4650,87 | | | 1. | Mining & Quarrying | 417 | 30,04 | 27,21 | 140 | 52,98 | 45,66 | | | 2. | Food Manufacturing & Processing | 2,730 | 396,07 | 321,79 | 784 | 335,87 | 263,13 | | | | (a) Rice Mills, Flour & Dal Mills | 1,138 | 101,26 | 81,21 | 128 | 15,29 | 10,02 | | | | (b) Sugar | 29 | 44,65 | 48,86 | 42 | 91,38 | 83,89 | | | | (c) Edible Oils & Vanaspati | 272 | 117,09 | 85,43 | 127 | 126,71 | 68,23 | | | | (d) Tea Processing | 6 | 14 | 5 | 13 | 85 | 79 | | | | (e) Processing of Fruits & Vegetables | 25 | 4,06 | 3,77 | 13 | 6,28 | 6,22 | | | | (f) Others | 1,260 | 128,87 | 102,47 | 461 | 95,35 | 93,98 | | | 3. | Beverage & Tobacco | 366 | 242,68 | 252,72 | 66 | 50,64 | 32,59 | | | 4. | Textiles | 1,567 | 224,05 | 178,18 | 845 | 502,54 | 407,97 | | | | (a) Cotton Textiles | 914 | 182,94 | 144,27 | 266 | 193,24 | 138,58 | | | | (b) Jute Textiles | 24 | 13,08 | 10,61 | 15 | 2,69 | 2,49 | | | | (c) Handloom Textiles & Khadi | 120 | 1,86 | 1,62 | 16 | 2,02 | 1,73 | | | | (d) Other Textiles | 509 | 26,17 | 21,69 | 548 | 304,58 | 265,17 | | | 5. | Paper, Paper Products & Printing | 971 | 92,18 | 96,27 | 1,002 | 210,95 | 188,02 | | | 6. | Leather & Leather Products | 192 | 10,15 | 8,29 | 190 | 38,82 | 36,69 | | | 7. | Rubber & Rubber Products | 181 | 13,45 | 10,95 | 173 | 56,91 | 46,16 | | | 8. | Chemicals & Chemical Products | 1,121 | 236,35 | 190,51 | 1,926 | 1248,12 | 1099,07 | | | | (a) Heavy Industrial Chemicals | 100 | 22,82 | 18,15 | 129 | 59,73 | 55,95 | | | | (b) Fertilisers | 54 | 63,94 | 44,40 | 60 | 172,56 | 145,25 | | | | (c) Drugs & Pharmaceuticals | 242 | 69,38 | 59,02 | 860 | 735,65 | 650,12 | | | | (d) Non-Edible Oils | 43 | 12,79 | 12,99 | 20 | 11,95 | 8,15 | | | | (e) Other Chemicals & Chemical Products | 682 | 67,41 | 55,95 | 857 | 268,23 | 239,59 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 84 | 11,55 | 4,49 | 47 | 40,12 | 34,96 | | | 10. | Manufacture of Cement & Cement Products | 240 | 23,48 | 15,79 | 288 | 263,70 | 230,57 | | | 11. | Basic Metals & Metal Products | 1,078 | 536,57 | 453,35 | 1,312 | 624,24 | 533,17 | | | | (a) Iron & Steel | 287 | 428,15 | 355,65 | 481 | 456,46 | 384,25 | | | | (b) Non-Ferrous Metals | 62 | 9,15 | 7,46 | 86 | 31,52 | 27,35 | | | | (c) Other Metal Products | 729 | 99,27 | 90,24 | 745 | 136,26 | 121,57 | | | 12. | Engineering | 1,828 | 478,38 | 286,90 | 2,037 | 836,03 | 688,41 | | | | (a) Heavy Engineering | 170 | 65,89 | 52,77 | 214 | 136,44 | 115,08 | | | | (b) Light Engineering | 810 | 66,01 | 44,32 | 758 | 239,57 | 212,28 | | | | (c) Electrical Machinery & Goods | 449 | 318,42 | 169,02 | 458 | 293,21 | 210,62 | | | | (d) Electronic Machinery & Goods | 399 | 28,05 | 20,79 | 607 | 166,81 | 150,44 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 376 | 201,95 | 207,72 | 344 | 21,93 | 13,45 | | | 14. | Other Industries | 30,979 | 222,85 | 181,80 | 12,726 | 402,63 | 379,99 | | | 15. | Electricity, Gas & Water | 52 | 13,73 | 9,13 | 140 | 784,99 | 498,70 | | | | (a) Electricity Generation & Transmission | 34 | 3,07 | 2,61 | 106 | 764,73 | 479,84 | | | | (b) Non-Conventional Energy | 5 | 9,08 | 5,00 | 19 | 18,67 | 17,65 | | | | (c) Gas, Steam & Water Supply | 13 | 1,58 | 1,52 | 15 | 1,60 | 1,21 | | | 16. | Construction | 626 | 52,24 | 50,17 | 604 | 172,85 | 152,32 | III. | TRANSPORT OPERATORS | 19,015 | 124,06 | 96,33 | 8,817 | 68,24 | 59,02 | IV. | PROFESSIONAL AND OTHER SERVICES | 38,233 | 230,66 | 194,76 | 14,325 | 351,92 | 308,59 | V. | PERSONAL LOANS | 3,23,981 | 1123,93 | 1014,08 | 1,79,721 | 957,14 | 851,46 | | | 1. | Loans for Purchase of Consumer Durables | 40,019 | 65,32 | 57,22 | 19,715 | 62,78 | 57,29 | | | 2. | Loans for Housing | 36,252 | 408,06 | 372,96 | 26,318 | 366,58 | 324,74 | | | 3. | Rest of the Personal Loans | 2,47,710 | 650,55 | 583,90 | 1,33,688 | 527,78 | 469,43 | VI. | TRADE | 1,02,641 | 901,50 | 737,03 | 37,536 | 568,22 | 484,91 | | | 1. | Wholesale Trade | 7,545 | 445,97 | 347,68 | 4,791 | 247,61 | 206,02 | | | 2. | Retail Trade | 95,096 | 455,53 | 389,35 | 32,745 | 320,62 | 278,89 | VII. | FINANCE | 460 | 77,32 | 56,83 | 683 | 304,72 | 240,03 | VIII.
| ALL OTHERS
| 1,43,674
| 439,87
| 403,06
| 51,229
| 1624,30
| 1528,23
| TOTAL BANK CREDIT | 8,43,311 | 6153,46 | 5237,76 | 3,20,054 | 9932,24 | 8481,16 | OF WHICH: | 1. Artisans & Village Industries | 8,122 | 30,09 | 26,71 | 1,581 | 8,76 | 9,08 |
| 2. Other Small Scale Industries
| 22,155
| 626,44
| 560,37
| 12,262
| 572,36
| 482,68
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