| Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 |
WESTERN REGION | | | | | | STATE : MAHARASHTRA
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| (Amount in Rupees Lakh)
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
| 4
| 5
| 6
| I. | AGRICULTURE | 8,96,880 | 1565,49 | 1413,88 | 4,52,391 | 888,76 | 800,29 | | | 1. | Direct Finance | 8,86,787 | 1398,73 | 1276,97 | 4,46,306 | 788,88 | 725,54 | | | 2. | Indirect Finance | 10,093 | 166,76 | 136,91 | 6,085 | 99,89 | 74,75 | II. | INDUSTRY | 48,022 | 1310,47 | 1104,71 | 44,453 | 1099,82 | 967,94 | | | 1. | Mining & Quarrying | 266 | 7,30 | 6,86 | 283 | 17,54 | 15,14 | | | 2. | Food Manufacturing & Processing | 2,044 | 99,22 | 85,15 | 2,065 | 153,91 | 127,72 | | | | (a) Rice Mills, Flour & Dal Mills | 590 | 12,38 | 9,89 | 523 | 27,30 | 26,50 | | | | (b) Sugar | 24 | 26,95 | 23,34 | 22 | 45,41 | 41,38 | | | | (c) Edible Oils & Vanaspati | 222 | 15,39 | 13,68 | 324 | 32,56 | 20,11 | | | | (d) Tea Processing | 1 | 2 | 1 | 3 | 19 | 3 | | | | (e) Processing of Fruits & Vegetables | 128 | 3,73 | 3,29 | 64 | 5,35 | 5,25 | | | | (f) Others | 1,079 | 40,76 | 34,94 | 1,129 | 43,10 | 34,46 | | | 3. | Beverage & Tobacco | 56 | 1,18 | 95 | 74 | 6,23 | 5,85 | | | 4. | Textiles | 631 | 159,17 | 145,80 | 851 | 172,95 | 171,52 | | | | (a) Cotton Textiles | 292 | 99,46 | 91,54 | 331 | 126,43 | 108,90 | | | | (b) Jute Textiles | 5 | 7 | 8 | 12 | 35 | 20 | | | | (c) Handloom Textiles & Khadi | 35 | 31 | 32 | 41 | 4,45 | 2,89 | | | | (d) Other Textiles | 299 | 59,33 | 53,87 | 467 | 41,71 | 59,54 | | | 5. | Paper, Paper Products & Printing | 538 | 71,02 | 68,57 | 924 | 64,54 | 58,86 | | | 6. | Leather & Leather Products | 145 | 3,86 | 3,31 | 200 | 2,23 | 2,06 | | | 7. | Rubber & Rubber Products | 119 | 56,40 | 57,94 | 171 | 8,46 | 7,58 | | | 8. | Chemicals & Chemical Products | 906 | 257,70 | 212,52 | 1,141 | 146,31 | 127,83 | | | | (a) Heavy Industrial Chemicals | 88 | 33,13 | 27,50 | 126 | 23,84 | 22,31 | | | | (b) Fertilisers | 7 | 3,79 | 3,06 | 14 | 10,88 | 12,06 | | | | (c) Drugs & Pharmaceuticals | 155 | 67,36 | 54,28 | 162 | 28,68 | 21,42 | | | | (d) Non-Edible Oils | 28 | 5,17 | 6,01 | 38 | 3,11 | 2,87 | | | | (e) Other Chemicals & Chemical Products | 628 | 148,24 | 121,67 | 801 | 79,80 | 69,17 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 64 | 40,43 | 34,94 | 57 | 7,31 | 4,41 | | | 10. | Manufacture of Cement & Cement Products | 131 | 26,45 | 20,12 | 212 | 15,99 | 14,53 | | | 11. | Basic Metals & Metal Products | 976 | 220,70 | 161,56 | 1,251 | 164,05 | 139,84 | | | | (a) Iron & Steel | 232 | 148,78 | 114,47 | 185 | 52,06 | 46,15 | | | | (b) Non-Ferrous Metals | 30 | 12,36 | 11,46 | 42 | 51,69 | 42,17 | | | | (c) Other Metal Products | 714 | 59,55 | 35,62 | 1,024 | 60,30 | 51,52 | | | 12. | Engineering | 924 | 165,37 | 146,67 | 1,370 | 117,07 | 97,51 | | | | (a) Heavy Engineering | 151 | 45,13 | 35,97 | 210 | 28,02 | 25,54 | | | | (b) Light Engineering | 365 | 27,33 | 23,93 | 584 | 42,16 | 29,62 | | | | (c) Electrical Machinery & Goods | 247 | 46,47 | 44,23 | 345 | 39,93 | 37,50 | | | | (d) Electronic Machinery & Goods | 161 | 46,43 | 42,54 | 231 | 6,96 | 4,85 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 736 | 27,01 | 17,93 | 699 | 25,79 | 18,84 | | | 14. | Other Industries | 39,862 | 141,85 | 121,33 | 33,854 | 131,22 | 119,94 | | | 15. | Electricity, Gas & Water | 65 | 8,71 | 4,37 | 91 | 6,31 | 5,25 | | | | (a) Electricity Generation & Transmission | 42 | 7,46 | 3,08 | 59 | 5,32 | 4,43 | | | | (b) Non-Conventional Energy | 1 | - | - | 6 | 7 | 3 | | | | (c) Gas, Steam & Water Supply | 22 | 1,25 | 1,29 | 26 | 92 | 80 | | | 16. | Construction | 559 | 24,11 | 16,68 | 1,210 | 59,92 | 51,05 | III. | TRANSPORT OPERATORS | 27,550 | 207,31 | 167,23 | 21,014 | 177,05 | 144,07 | IV. | PROFESSIONAL AND OTHER SERVICES | 82,087 | 144,83 | 124,15 | 50,571 | 185,30 | 153,49 | V. | PERSONAL LOANS | 1,64,053 | 410,94 | 370,42 | 1,71,938 | 600,12 | 526,84 | | | 1. | Loans for Purchase of Consumer Durables | 11,090 | 21,36 | 17,63 | 12,631 | 24,28 | 20,30 | | | 2. | Loans for Housing | 14,990 | 103,28 | 93,45 | 20,652 | 241,81 | 207,43 | | | 3. | Rest of the Personal Loans | 1,37,973 | 286,30 | 259,34 | 1,38,655 | 334,03 | 299,11 | VI. | TRADE | 2,33,365 | 791,05 | 742,26 | 1,56,839 | 518,10 | 446,71 | | | 1. | Wholesale Trade | 9,092 | 403,33 | 394,37 | 6,361 | 98,60 | 86,61 | | | 2. | Retail Trade | 2,24,273 | 387,73 | 347,89 | 1,50,478 | 419,50 | 360,09 | VII. | FINANCE | 87 | 8,32 | 6,99 | 111 | 45,29 | 40,28 | VIII.
| ALL OTHERS
| 49,509
| 115,20
| 105,30
| 54,262
| 168,32
| 152,92
| TOTAL BANK CREDIT | 15,01,553 | 4553,61 | 4034,93 | 9,51,579 | 3682,78 | 3232,53 | OF WHICH: | 1. Artisans & Village Industries | 22,314 | 27,39 | 24,44 | 14,976 | 28,66 | 26,28 |
| 2. Other Small Scale Industries
| 18,542
| 255,14
| 219,28
| 20,066
| 314,56
| 280,89
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| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| I. | AGRICULTURE | 81,233 | 426,91 | 342,33 | 11,722 | 1085,21 | 895,16 | | | 1. | Direct Finance | 79,286 | 258,04 | 232,78 | 9,967 | 346,44 | 273,61 | | | 2. | Indirect Finance | 1,947 | 168,88 | 109,55 | 1,755 | 738,77 | 621,55 | II. | INDUSTRY | 44,436 | 3894,94 | 3198,97 | 79,908 | 54869,40 | 42776,79 | | | 1. | Mining & Quarrying | 179 | 9,37 | 8,18 | 487 | 478,99 | 301,14 | | | 2. | Food Manufacturing & Processing | 1,965 | 322,19 | 264,06 | 2,092 | 1483,75 | 1090,26 | | | | (a) Rice Mills, Flour & Dal Mills | 539 | 69,82 | 57,41 | 179 | 86,17 | 72,94 | | | | (b) Sugar | 30 | 94,57 | 75,65 | 26 | 91,05 | 53,02 | | | | (c) Edible Oils & Vanaspati | 309 | 84,14 | 64,50 | 210 | 430,24 | 318,25 | | | | (d) Tea Processing | 19 | 3,97 | 2,72 | 23 | 83,60 | 65,30 | | | | (e) Processing of Fruits & Vegetables | 68 | 5,27 | 4,26 | 139 | 98,00 | 61,62 | | | | (f) Others | 1,000 | 64,44 | 59,51 | 1,515 | 694,70 | 519,14 | | | 3. | Beverage & Tobacco | 122 | 33,76 | 30,57 | 288 | 316,75 | 290,31 | | | 4. | Textiles | 4,559 | 435,69 | 364,35 | 8,151 | 7824,19 | 5436,20 | | | | (a) Cotton Textiles | 2,963 | 239,17 | 188,68 | 1,845 | 3013,10 | 2202,45 | | | | (b) Jute Textiles | 26 | 2,01 | 2,55 | 49 | 5,31 | 5,01 | | | | (c) Handloom Textiles & Khadi | 144 | 12,35 | 9,13 | 46 | 23,83 | 19,88 | | | | (d) Other Textiles | 1,426 | 182,15 | 163,98 | 6,211 | 4781,94 | 3208,86 | | | 5. | Paper, Paper Products & Printing | 1,522 | 98,44 | 100,90 | 3,476 | 1126,47 | 929,38 | | | 6. | Leather & Leather Products | 300 | 15,09 | 12,82 | 663 | 190,12 | 140,52 | | | 7. | Rubber & Rubber Products | 340 | 36,13 | 33,40 | 794 | 365,56 | 312,71 | | | 8. | Chemicals & Chemical Products | 2,760 | 793,90 | 661,96 | 9,975 | 10362,73 | 7813,30 | | | | (a) Heavy Industrial Chemicals | 300 | 151,96 | 108,44 | 1,517 | 2449,31 | 1982,98 | | | | (b) Fertilisers | 29 | 23,12 | 19,47 | 169 | 690,91 | 424,26 | | | | (c) Drugs & Pharmaceuticals | 434 | 209,55 | 180,88 | 2,301 | 3027,41 | 2303,73 | | | | (d) Non-Edible Oils | 66 | 16,54 | 13,82 | 63 | 121,46 | 110,31 | | | | (e) Other Chemicals & Chemical Products | 1,931 | 392,74 | 339,35 | 5,925 | 4073,64 | 2992,03 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 148 | 62,67 | 53,86 | 583 | 5540,57 | 4298,04 | | | 10. | Manufacture of Cement & Cement Products | 315 | 34,54 | 30,64 | 322 | 781,11 | 685,62 | | | 11. | Basic Metals & Metal Products | 2,943 | 480,31 | 396,08 | 6,530 | 5950,36 | 5068,37 | | | | (a) Iron & Steel | 708 | 275,91 | 224,72 | 2,215 | 4556,75 | 3929,55 | | | | (b) Non-Ferrous Metals | 114 | 23,06 | 20,99 | 528 | 386,99 | 310,77 | | | | (c) Other Metal Products | 2,121 | 181,35 | 150,38 | 3,787 | 1006,61 | 828,04 | | | 12. | Engineering | 4,182 | 814,20 | 614,43 | 11,316 | 7996,10 | 6016,45 | | | | (a) Heavy Engineering | 559 | 259,30 | 174,69 | 2,211 | 3050,89 | 2135,00 | | | | (b) Light Engineering | 1,778 | 216,72 | 171,29 | 4,341 | 1796,62 | 1406,77 | | | | (c) Electrical Machinery & Goods | 962 | 199,92 | 155,21 | 2,501 | 1643,84 | 1227,08 | | | | (d) Electronic Machinery & Goods | 883 | 138,26 | 113,23 | 2,263 | 1504,76 | 1247,60 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 1,061 | 237,37 | 175,05 | 1,679 | 2124,96 | 1604,79 | | | 14. | Other Industries | 22,409 | 361,21 | 305,17 | 30,695 | 7252,36 | 6101,35 | | | 15. | Electricity, Gas & Water | 167 | 44,00 | 34,30 | 284 | 762,95 | 661,86 | | | | (a) Electricity Generation & Transmission | 82 | 37,74 | 28,77 | 209 | 604,28 | 535,37 | | | | (b) Non-Conventional Energy | 8 | 50 | 38 | 11 | 6,27 | 5,24 | | | | (c) Gas, Steam & Water Supply | 77 | 5,76 | 5,16 | 64 | 152,41 | 121,25 | | | 16. | Construction | 1,464 | 116,06 | 113,22 | 2,573 | 2312,45 | 2026,49 | III. | TRANSPORT OPERATORS | 22,897 | 222,69 | 184,52 | 23,060 | 1209,99 | 1055,81 | IV. | PROFESSIONAL AND OTHER SERVICES | 37,726 | 280,73 | 234,83 | 35,666 | 2332,94 | 1978,09 | V. | PERSONAL LOANS | 1,80,328 | 793,02 | 698,34 | 5,68,370 | 4105,29 | 3321,83 | | | 1. | Loans for Purchase of Consumer Durables | 14,554 | 30,48 | 24,24 | 14,972 | 44,63 | 36,46 | | | 2. | Loans for Housing | 32,035 | 339,66 | 306,39 | 62,513 | 946,40 | 875,54 | | | 3. | Rest of the Personal Loans | 1,33,739 | 422,88 | 367,71 | 4,90,885 | 3114,25 | 2409,83 | VI. | TRADE | 92,193 | 676,71 | 567,99 | 72,253 | 13021,26 | 11282,74 | | | 1. | Wholesale Trade | 6,865 | 245,91 | 201,84 | 23,921 | 11449,82 | 10025,17 | | | 2. | Retail Trade | 85,328 | 430,80 | 366,15 | 48,332 | 1571,44 | 1257,57 | VII. | FINANCE | 186 | 56,60 | 42,77 | 2,742 | 6684,98 | 5243,75 | VIII.
| ALL OTHERS
| 56,831
| 321,92
| 277,59
| 1,05,629
| 4485,00
| 3728,80
| TOTAL BANK CREDIT | 5,15,830 | 6673,51 | 5547,35 | 8,99,350 | 87794,07 | 70282,97 | OF WHICH: | 1. Artisans & Village Industries | 4,511 | 20,63 | 18,75 | 4,741 | 36,51 | 31,62 |
| 2. Other Small Scale Industries
| 25,176
| 988,91
| 834,14
| 34,420
| 5776,88
| 4210,10
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