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Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

WESTERN REGION

STATE : GOA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

8,916

29,30

25,63

2,328

27,22

23,38

1.

Direct Finance

8,632

26,11

22,92

2,253

25,96

22,42

2.

Indirect Finance

284

3,19

2,70

75

1,26

96

II.

INDUSTRY

2,540

140,59

104,01

4,082

569,43

457,08

1.

Mining & Quarrying

110

9,45

4,82

189

200,60

157,29

2.

Food Manufacturing & Processing

188

42,81

15,91

229

18,80

11,96

(a) Rice Mills, Flour & Dal Mills

15

78

72

18

29

23

(b) Sugar

1

2

2

-

-

-

(c) Edible Oils & Vanaspati

7

10

14

2

2

2

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

13

54

42

12

1,66

34

(f) Others

152

41,37

14,61

197

16,84

11,37

3.

Beverage & Tobacco

90

1,46

1,05

159

11,64

8,24

4.

Textiles

33

36

32

116

23,57

13,67

(a) Cotton Textiles

-

-

-

4

11,11

3,39

(b) Jute Textiles

-

-

-

1

3

1

(c) Handloom Textiles & Khadi

2

2

-

2

5

4

(d) Other Textiles

31

34

31

109

12,39

10,23

5.

Paper, Paper Products & Printing

82

1,36

1,18

144

5,15

3,81

6.

Leather & Leather Products

10

6,16

6,65

17

23

21

7.

Rubber & Rubber Products

17

2,08

1,97

61

3,80

3,40

8.

Chemicals & Chemical Products

57

32,88

37,56

306

110,83

86,09

(a) Heavy Industrial Chemicals

2

16

10

16

95

1,33

(b) Fertilisers

1

10,80

16,21

8

41,87

23,45

(c) Drugs & Pharmaceuticals

8

1,18

86

72

41,44

37,80

(d) Non-Edible Oils

-

-

-

4

8

5

(e) Other Chemicals & Chemical Products

46

20,75

20,40

206

26,49

23,45

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

16

18,06

17,61

10.

Manufacture of Cement & Cement Products

19

2,88

2,85

51

2,86

2,33

11.

Basic Metals & Metal Products

154

9,03

5,54

265

44,27

45,32

(a) Iron & Steel

36

4,57

2,38

46

34,59

37,00

(b) Non-Ferrous Metals

5

1,15

47

11

2,67

2,21

(c) Other Metal Products

113

3,31

2,68

208

7,01

6,10

12.

Engineering

114

16,82

12,23

281

53,65

37,78

(a) Heavy Engineering

16

4,22

2,84

23

20,58

12,06

(b) Light Engineering

40

3,43

3,34

90

15,10

12,94

(c) Electrical Machinery & Goods

26

5,50

4,13

95

5,34

3,08

(d) Electronic Machinery & Goods

32

3,68

1,92

73

12,63

9,69

13.

Vehicles, Vehicle Parts & Transport Equipments

48

62

39

92

19,55

21,95

14.

Other Industries

1,449

9,85

9,26

1,623

31,56

23,48

15.

Electricity, Gas & Water

5

13

14

15

2,45

1,89

(a) Electricity Generation & Transmission

1

4

5

8

1,39

1,28

(b) Non-Conventional Energy

-

-

-

1

1

1

(c) Gas, Steam & Water Supply

4

9

9

6

1,05

61

16.

Construction

164

4,69

4,14

518

22,40

22,06

III.

TRANSPORT OPERATORS

3,001

43,71

31,59

2,345

59,14

44,49

IV.

PROFESSIONAL AND OTHER SERVICES

4,305

15,18

11,02

2,876

106,51

74,65

V.

PERSONAL LOANS

19,546

69,56

61,66

27,170

155,24

133,84

1.

Loans for Purchase of Consumer Durables

1,160

3,49

2,43

1,561

5,71

4,52

2.

Loans for Housing

1,575

11,26

9,90

2,645

33,87

29,89

3.

Rest of the Personal Loans

16,811

54,81

49,32

22,964

115,67

99,43

VI.

TRADE

4,481

14,72

12,05

4,422

133,67

96,48

1.

Wholesale Trade

254

2,57

1,99

371

37,74

26,08

2.

Retail Trade

4,227

12,14

10,06

4,051

95,93

70,40

VII.

FINANCE

9

1,21

93

60

55,88

52,51

VIII.

ALL OTHERS

5,543

14,59

12,19

8,503

62,68

59,25

TOTAL BANK CREDIT

48,341

328,85

259,08

51,786

1169,79

941,69

OF WHICH:

1. Artisans & Village Industries

389

1,66

1,24

331

2,86

2,42

2. Other Small Scale Industries

1,247

29,60

21,47

1,883

117,76

96,56

Note : There are no Urban and Metropolitan centres in Goa.