| Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 |
CENTRAL REGION | | | | | | STATE : UTTAR PRADESH
|
|
|
|
| (Amount in Rupees Lakh)
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
|
|
|
| 1
| 2
| 3
| 4
| 5
| 6
| I. | AGRICULTURE | 21,44,191 | 3156,17 | 2455,60 | 6,18,962 | 1298,40 | 926,63 | | | 1. | Direct Finance | 21,12,514 | 2868,02 | 2284,94 | 6,11,225 | 1129,22 | 867,70 | | | 2. | Indirect Finance | 31,677 | 288,15 | 170,66 | 7,737 | 169,18 | 58,92 | II. | INDUSTRY | 3,42,485 | 1757,41 | 1482,49 | 1,23,149 | 2352,12 | 1998,72 | | | 1. | Mining & Quarrying | 414 | 246,68 | 243,98 | 433 | 40,56 | 37,25 | | | 2. | Food Manufacturing & Processing | 10,825 | 348,78 | 265,01 | 5,717 | 880,27 | 693,03 | | | | (a) Rice Mills, Flour & Dal Mills | 3,655 | 77,14 | 51,32 | 1,868 | 139,00 | 104,22 | | | | (b) Sugar | 133 | 216,44 | 167,18 | 230 | 646,95 | 513,40 | | | | (c) Edible Oils & Vanaspati | 2,095 | 22,20 | 19,75 | 885 | 23,24 | 19,42 | | | | (d) Tea Processing | 5 | 3 | 2 | 10 | 59 | 21 | | | | (e) Processing of Fruits & Vegetables | 42 | 3,17 | 68 | 53 | 9,04 | 8,93 | | | | (f) Others | 4,895 | 29,81 | 26,05 | 2,671 | 61,46 | 46,85 | | | 3. | Beverage & Tobacco | 75 | 6,79 | 5,15 | 295 | 14,98 | 12,15 | | | 4. | Textiles | 2,498 | 118,14 | 102,76 | 3,688 | 365,43 | 308,59 | | | | (a) Cotton Textiles | 306 | 29,01 | 27,25 | 883 | 72,66 | 73,60 | | | | (b) Jute Textiles | 27 | 18 | 15 | 42 | 1,58 | 1,21 | | | | (c) Handloom Textiles & Khadi | 337 | 4,91 | 4,08 | 675 | 23,41 | 22,89 | | | | (d) Other Textiles | 1,828 | 84,05 | 71,28 | 2,088 | 267,77 | 210,88 | | | 5. | Paper, Paper Products & Printing | 435 | 40,39 | 38,73 | 968 | 111,42 | 112,72 | | | 6. | Leather & Leather Products | 380 | 27,29 | 23,24 | 200 | 7,65 | 7,47 | | | 7. | Rubber & Rubber Products | 109 | 11,29 | 8,11 | 164 | 45,19 | 41,15 | | | 8. | Chemicals & Chemical Products | 842 | 101,95 | 78,05 | 1,578 | 160,87 | 141,77 | | | | (a) Heavy Industrial Chemicals | 35 | 25,58 | 21,01 | 324 | 32,57 | 23,96 | | | | (b) Fertilisers | 25 | 31,03 | 22,99 | 65 | 4,65 | 2,88 | | | | (c) Drugs & Pharmaceuticals | 113 | 15,92 | 13,33 | 180 | 64,08 | 68,08 | | | | (d) Non-Edible Oils | 129 | 1,80 | 1,80 | 125 | 6,02 | 3,98 | | | | (e) Other Chemicals & Chemical Products | 540 | 27,61 | 18,92 | 884 | 53,55 | 42,86 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 114 | 1,83 | 2,09 | 92 | 4,46 | 3,39 | | | 10. | Manufacture of Cement & Cement Products | 249 | 5,08 | 3,31 | 184 | 14,91 | 27,02 | | | 11. | Basic Metals & Metal Products | 1,026 | 133,12 | 94,26 | 1,332 | 156,55 | 155,50 | | | | (a) Iron & Steel | 240 | 35,15 | 26,46 | 377 | 82,33 | 86,17 | | | | (b) Non-Ferrous Metals | 44 | 48,31 | 25,26 | 64 | 13,71 | 7,73 | | | | (c) Other Metal Products | 742 | 49,66 | 42,54 | 891 | 60,51 | 61,59 | | | 12. | Engineering | 1,198 | 207,19 | 164,97 | 1,554 | 249,93 | 213,31 | | | | (a) Heavy Engineering | 343 | 66,39 | 58,69 | 215 | 37,14 | 26,55 | | | | (b) Light Engineering | 441 | 13,56 | 10,15 | 764 | 29,37 | 23,76 | | | | (c) Electrical Machinery & Goods | 242 | 44,91 | 34,42 | 361 | 78,42 | 60,82 | | | | (d) Electronic Machinery & Goods | 172 | 82,33 | 61,70 | 214 | 105,01 | 102,17 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 749 | 35,44 | 26,15 | 483 | 35,84 | 27,07 | | | 14. | Other Industries | 3,23,241 | 466,24 | 420,35 | 1,04,779 | 236,51 | 200,35 | | | 15. | Electricity, Gas & Water | 153 | 2,19 | 1,73 | 1,269 | 18,67 | 11,61 | | | | (a) Electricity Generation & Transmission | 126 | 1,72 | 1,39 | 1,253 | 18,35 | 11,37 | | | | (b) Non-Conventional Energy | 15 | 14 | 14 | 10 | 15 | 15 | | | | (c) Gas, Steam & Water Supply | 12 | 33 | 20 | 6 | 17 | 8 | | | 16. | Construction | 177 | 5,01 | 4,61 | 413 | 8,87 | 6,36 | III. | TRANSPORT OPERATORS | 1,05,625 | 267,02 | 197,51 | 37,751 | 142,26 | 106,71 | IV. | PROFESSIONAL AND OTHER SERVICES | 1,45,289 | 151,84 | 129,79 | 47,066 | 86,62 | 72,63 | V. | PERSONAL LOANS | 2,88,197 | 593,15 | 513,40 | 2,13,393 | 630,63 | 536,27 | | | 1. | Loans for Purchase of Consumer Durables | 14,929 | 24,48 | 20,05 | 12,025 | 21,03 | 18,32 | | | 2. | Loans for Housing | 17,605 | 103,76 | 91,35 | 18,175 | 132,38 | 106,08 | | | 3. | Rest of the Personal Loans | 2,55,663 | 464,91 | 402,01 | 1,83,193 | 477,22 | 411,88 | VI. | TRADE | 7,49,201 | 995,15 | 824,23 | 2,99,428 | 853,15 | 704,62 | | | 1. | Wholesale Trade | 30,421 | 115,11 | 92,68 | 13,326 | 270,02 | 229,87 | | | 2. | Retail Trade | 7,18,780 | 880,04 | 731,55 | 2,86,102 | 583,13 | 474,76 | VII. | FINANCE | 135 | 3,02 | 2,16 | 188 | 23,06 | 18,71 | VIII.
| ALL OTHERS
| 1,13,482
| 369,59
| 290,49
| 82,127
| 314,40
| 224,99
| TOTAL BANK CREDIT | 38,88,605 | 7293,36 | 5895,66 | 14,22,064 | 5700,62 | 4589,28 | OF WHICH: | 1. Artisans & Village Industries | 2,19,402 | 223,59 | 193,93 | 57,568 | 71,41 | 63,82 |
| 2. Other Small Scale Industries
| 84,850
| 373,97
| 303,84
| 45,711
| 605,50
| 482,55
|
|
|
|
|
|
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
|
|
|
| 7
| 8
| 9
| 10
| 11
| 12
| I. | AGRICULTURE | 1,27,708 | 429,71 | 338,46 | 8,933 | 79,38 | 46,40 | | | 1. | Direct Finance | 1,24,504 | 353,24 | 287,36 | 8,156 | 39,26 | 32,28 | | | 2. | Indirect Finance | 3,204 | 76,48 | 51,11 | 777 | 40,11 | 14,13 | II. | INDUSTRY | 1,04,812 | 3802,18 | 3204,51 | 23,568 | 1406,83 | 1258,86 | | | 1. | Mining & Quarrying | 370 | 21,73 | 15,85 | 285 | 31,86 | 27,14 | | | 2. | Food Manufacturing & Processing | 3,605 | 647,22 | 516,51 | 1,000 | 191,45 | 163,78 | | | | (a) Rice Mills, Flour & Dal Mills | 1,008 | 112,42 | 80,45 | 239 | 25,31 | 20,91 | | | | (b) Sugar | 223 | 346,68 | 274,48 | 20 | 127,48 | 115,21 | | | | (c) Edible Oils & Vanaspati | 455 | 70,72 | 58,41 | 60 | 13,33 | 8,42 | | | | (d) Tea Processing | 20 | 45 | 53 | 7 | 1,56 | 1,68 | | | | (e) Processing of Fruits & Vegetables | 76 | 2,38 | 1,91 | 23 | 2,88 | 3,75 | | | | (f) Others | 1,823 | 114,57 | 100,73 | 651 | 20,89 | 13,82 | | | 3. | Beverage & Tobacco | 146 | 104,02 | 69,01 | 29 | 5,12 | 3,14 | | | 4. | Textiles | 4,530 | 521,31 | 436,95 | 982 | 264,47 | 270,72 | | | | (a) Cotton Textiles | 885 | 85,43 | 82,05 | 223 | 74,74 | 77,70 | | | | (b) Jute Textiles | 26 | 1,00 | 86 | 12 | 4,20 | 1,43 | | | | (c) Handloom Textiles & Khadi | 497 | 34,61 | 33,12 | 54 | 3,09 | 2,34 | | | | (d) Other Textiles | 3,122 | 400,29 | 320,92 | 693 | 182,44 | 189,25 | | | 5. | Paper, Paper Products & Printing | 2,350 | 193,80 | 173,38 | 490 | 34,82 | 32,22 | | | 6. | Leather & Leather Products | 1,380 | 104,20 | 78,12 | 605 | 147,78 | 125,59 | | | 7. | Rubber & Rubber Products | 630 | 103,22 | 89,96 | 141 | 7,85 | 6,40 | | | 8. | Chemicals & Chemical Products | 2,399 | 306,02 | 255,10 | 1,041 | 143,18 | 122,92 | | | | (a) Heavy Industrial Chemicals | 167 | 66,26 | 59,63 | 54 | 7,94 | 7,40 | | | | (b) Fertilisers | 91 | 32,83 | 26,31 | 32 | 57,12 | 42,22 | | | | (c) Drugs & Pharmaceuticals | 437 | 37,79 | 19,92 | 278 | 21,89 | 19,49 | | | | (d) Non-Edible Oils | 98 | 14,14 | 10,40 | 14 | 1,27 | 1,23 | | | | (e) Other Chemicals & Chemical Products | 1,606 | 154,99 | 138,82 | 663 | 54,96 | 52,57 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 217 | 25,60 | 17,73 | 41 | 3,36 | 2,64 | | | 10. | Manufacture of Cement & Cement Products | 208 | 12,13 | 11,95 | 43 | 21,76 | 23,01 | | | 11. | Basic Metals & Metal Products | 6,247 | 503,52 | 418,91 | 614 | 143,66 | 134,00 | | | | (a) Iron & Steel | 1,142 | 234,16 | 188,31 | 227 | 103,99 | 90,29 | | | | (b) Non-Ferrous Metals | 353 | 25,37 | 19,43 | 9 | 48 | 77 | | | | (c) Other Metal Products | 4,752 | 243,99 | 211,17 | 378 | 39,19 | 42,95 | | | 12. | Engineering | 3,841 | 682,36 | 616,98 | 744 | 186,76 | 138,94 | | | | (a) Heavy Engineering | 792 | 311,91 | 308,48 | 105 | 19,72 | 10,67 | | | | (b) Light Engineering | 1,381 | 79,20 | 67,02 | 235 | 12,71 | 11,24 | | | | (c) Electrical Machinery & Goods | 1,142 | 140,37 | 126,78 | 277 | 65,36 | 34,02 | | | | (d) Electronic Machinery & Goods | 526 | 150,87 | 114,71 | 127 | 88,98 | 83,01 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 878 | 72,54 | 49,32 | 311 | 49,93 | 44,23 | | | 14. | Other Industries | 75,705 | 410,38 | 363,44 | 17,011 | 112,53 | 109,72 | | | 15. | Electricity, Gas & Water | 2,002 | 52,49 | 45,21 | 51 | 24,25 | 25,09 | | | | (a) Electricity Generation & Transmission | 1,968 | 50,53 | 43,74 | 41 | 23,62 | 24,15 | | | | (b) Non-Conventional Energy | 6 | 55 | 44 | 1 | 11 | 11 | | | | (c) Gas, Steam & Water Supply | 28 | 1,41 | 1,03 | 9 | 51 | 83 | | | 16. | Construction | 304 | 41,62 | 46,09 | 180 | 38,06 | 29,32 | III. | TRANSPORT OPERATORS | 23,107 | 146,42 | 116,47 | 4,678 | 65,30 | 52,59 | IV. | PROFESSIONAL AND OTHER SERVICES | 33,868 | 164,13 | 134,15 | 8,713 | 68,47 | 56,54 | V. | PERSONAL LOANS | 2,73,773 | 1065,67 | 914,00 | 1,18,383 | 516,54 | 432,27 | | | 1. | Loans for Purchase of Consumer Durables | 16,426 | 37,84 | 32,81 | 6,269 | 15,13 | 12,73 | | | 2. | Loans for Housing | 33,044 | 357,02 | 304,45 | 14,004 | 213,98 | 173,82 | | | 3. | Rest of the Personal Loans | 2,24,303 | 670,82 | 576,74 | 98,110 | 287,42 | 245,72 | VI. | TRADE | 1,97,424 | 1054,18 | 882,25 | 49,269 | 465,87 | 404,05 | | | 1. | Wholesale Trade | 12,366 | 372,10 | 306,47 | 5,481 | 275,61 | 246,17 | | | 2. | Retail Trade | 1,85,058 | 682,08 | 575,77 | 43,788 | 190,26 | 157,89 | VII. | FINANCE | 393 | 71,86 | 59,41 | 201 | 102,55 | 86,89 | VIII.
| ALL OTHERS
| 1,10,786
| 586,15
| 495,76
| 45,436
| 766,01
| 668,88
| TOTAL BANK CREDIT | 8,71,871 | 7320,31 | 6145,01 | 2,59,181 | 3470,94 | 3006,48 | OF WHICH: | 1. Artisans & Village Industries | 26,671 | 57,55 | 49,67 | 3,468 | 11,58 | 10,97 |
| 2. Other Small Scale Industries
| 54,969
| 1301,45
| 1125,63
| 14,676
| 278,65
| 234,15
|
|