| Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 |
EASTERN REGION | | | | | | STATE : WEST BENGAL
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| (Amount in Rupees Lakh)
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
| 4
| 5
| 6
| I. | AGRICULTURE | 8,53,923 | 609,92 | 549,63 | 2,07,084 | 202,40 | 189,41 | | | 1. | Direct Finance | 8,47,026 | 539,29 | 500,52 | 2,05,640 | 177,91 | 167,74 | | | 2. | Indirect Finance | 6,897 | 70,63 | 49,11 | 1,444 | 24,49 | 21,67 | II. | INDUSTRY | 6,06,332 | 995,94 | 877,45 | 1,59,902 | 529,28 | 476,60 | | | 1. | Mining & Quarrying | 173 | 3,38 | 3,69 | 88 | 1,40 | 1,64 | | | 2. | Food Manufacturing & Processing | 5,904 | 185,83 | 125,25 | 3,337 | 102,94 | 78,95 | | | | (a) Rice Mills, Flour & Dal Mills | 862 | 11,92 | 11,05 | 458 | 21,42 | 18,18 | | | | (b) Sugar | 7 | 10,32 | 6,39 | 18 | 36 | 35 | | | | (c) Edible Oils & Vanaspati | 365 | 7,43 | 6,55 | 277 | 6,72 | 7,45 | | | | (d) Tea Processing | 108 | 145,91 | 91,25 | 80 | 52,13 | 35,57 | | | | (e) Processing of Fruits & Vegetables | 20 | 1,84 | 1,58 | 39 | 3,56 | 3,68 | | | | (f) Others | 4,542 | 8,40 | 8,43 | 2,465 | 18,75 | 13,73 | | | 3. | Beverage & Tobacco | 141 | 1,56 | 1,31 | 77 | 5,02 | 3,93 | | | 4. | Textiles | 1,936 | 40,72 | 32,51 | 1,867 | 38,91 | 27,52 | | | | (a) Cotton Textiles | 164 | 12,49 | 8,04 | 168 | 9,99 | 5,30 | | | | (b) Jute Textiles | 86 | 8,09 | 6,15 | 132 | 5,71 | 2,96 | | | | (c) Handloom Textiles & Khadi | 302 | 1,64 | 1,61 | 226 | 1,62 | 1,72 | | | | (d) Other Textiles | 1,384 | 18,49 | 16,72 | 1,341 | 21,60 | 17,54 | | | 5. | Paper, Paper Products & Printing | 370 | 20,47 | 24,10 | 430 | 5,61 | 6,47 | | | 6. | Leather & Leather Products | 236 | 4,87 | 4,30 | 302 | 1,70 | 1,93 | | | 7. | Rubber & Rubber Products | 109 | 1,59 | 1,51 | 158 | 3,46 | 3,29 | | | 8. | Chemicals & Chemical Products | 570 | 62,36 | 56,39 | 731 | 52,19 | 46,58 | | | | (a) Heavy Industrial Chemicals | 34 | 3,48 | 3,81 | 24 | 52 | 51 | | | | (b) Fertilisers | 13 | 1,80 | 1,90 | 10 | 37 | 37 | | | | (c) Drugs & Pharmaceuticals | 51 | 11,50 | 11,31 | 128 | 4,20 | 3,86 | | | | (d) Non-Edible Oils | 7 | 43 | 51 | 12 | 68 | 52 | | | | (e) Other Chemicals & Chemical Products | 465 | 45,16 | 38,87 | 557 | 46,42 | 41,32 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 169 | 1,84 | 1,82 | 127 | 79,56 | 79,60 | | | 10. | Manufacture of Cement & Cement Products | 189 | 6,77 | 6,37 | 142 | 3,57 | 2,98 | | | 11. | Basic Metals & Metal Products | 753 | 142,41 | 96,60 | 769 | 34,14 | 30,60 | | | | (a) Iron & Steel | 125 | 66,48 | 60,34 | 104 | 23,99 | 20,34 | | | | (b) Non-Ferrous Metals | 35 | 36,67 | 19,42 | 30 | 3,05 | 2,60 | | | | (c) Other Metal Products | 593 | 39,25 | 16,84 | 635 | 7,10 | 7,66 | | | 12. | Engineering | 1,004 | 135,56 | 158,04 | 798 | 32,07 | 29,69 | | | | (a) Heavy Engineering | 66 | 84,20 | 113,62 | 80 | 6,18 | 6,53 | | | | (b) Light Engineering | 357 | 13,17 | 10,48 | 232 | 5,85 | 5,85 | | | | (c) Electrical Machinery & Goods | 422 | 36,50 | 32,27 | 282 | 17,25 | 14,92 | | | | (d) Electronic Machinery & Goods | 159 | 1,70 | 1,66 | 204 | 2,79 | 2,38 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 335 | 31,03 | 32,14 | 240 | 4,59 | 4,73 | | | 14. | Other Industries | 5,93,820 | 344,43 | 321,73 | 1,50,319 | 148,82 | 146,12 | | | 15. | Electricity, Gas & Water | 402 | 5,81 | 4,93 | 125 | 7,28 | 4,68 | | | | (a) Electricity Generation & Transmission | 265 | 3,05 | 2,59 | 70 | 3,81 | 2,52 | | | | (b) Non-Conventional Energy | 98 | 2,52 | 2,12 | 19 | 10 | 8 | | | | (c) Gas, Steam & Water Supply | 39 | 23 | 22 | 36 | 3,38 | 2,07 | | | 16. | Construction | 221 | 7,32 | 6,76 | 392 | 8,04 | 7,89 | III. | TRANSPORT OPERATORS | 60,804 | 76,87 | 67,00 | 23,575 | 65,85 | 56,07 | IV. | PROFESSIONAL AND OTHER SERVICES | 72,398 | 56,81 | 53,25 | 26,009 | 41,51 | 40,49 | V. | PERSONAL LOANS | 2,11,365 | 363,61 | 322,56 | 1,07,205 | 324,14 | 291,56 | | | 1. | Loans for Purchase of Consumer Durables | 16,313 | 27,61 | 22,29 | 7,628 | 11,73 | 9,72 | | | 2. | Loans for Housing | 19,008 | 109,36 | 96,51 | 16,173 | 153,97 | 139,13 | | | 3. | Rest of the Personal Loans | 1,76,044 | 226,64 | 203,77 | 83,404 | 158,44 | 142,72 | VI. | TRADE | 5,41,144 | 458,51 | 434,04 | 1,86,656 | 288,68 | 263,36 | | | 1. | Wholesale Trade | 10,843 | 55,81 | 51,67 | 5,564 | 57,56 | 48,36 | | | 2. | Retail Trade | 5,30,301 | 402,70 | 382,37 | 1,81,092 | 231,12 | 214,99 | VII. | FINANCE | 624 | 9,50 | 8,27 | 320 | 6,20 | 5,47 | VIII.
| ALL OTHERS
| 1,14,748
| 143,13
| 131,75
| 41,421
| 86,21
| 85,10
| TOTAL BANK CREDIT | 24,61,338 | 2714,30 | 2443,95 | 7,52,172 | 1544,28 | 1408,05 | OF WHICH: | 1. Artisans & Village Industries | 4,34,526 | 215,18 | 200,11 | 86,630 | 56,03 | 55,73 |
| 2. Other Small Scale Industries
| 1,39,331
| 183,13
| 175,97
| 60,984
| 165,49
| 159,72
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| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 7
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| 9
| 10
| 11
| 12
| I. | AGRICULTURE | 46,116 | 72,54 | 65,11 | 4,379 | 158,96 | 126,12 | | | 1. | Direct Finance | 44,751 | 60,52 | 54,62 | 3,197 | 92,45 | 73,22 | | | 2. | Indirect Finance | 1,365 | 12,02 | 10,49 | 1,182 | 66,51 | 52,90 | II. | INDUSTRY | 64,715 | 1303,56 | 1195,40 | 36,652 | 12336,07 | 9416,33 | | | 1. | Mining & Quarrying | 72 | 28,77 | 26,16 | 192 | 892,45 | 798,21 | | | 2. | Food Manufacturing & Processing | 1,424 | 113,38 | 93,61 | 1,113 | 1116,61 | 776,20 | | | | (a) Rice Mills, Flour & Dal Mills | 231 | 17,99 | 15,76 | 84 | 23,60 | 24,61 | | | | (b) Sugar | 8 | 39,85 | 39,75 | 15 | 26,16 | 18,75 | | | | (c) Edible Oils & Vanaspati | 103 | 13,90 | 8,11 | 127 | 64,81 | 43,04 | | | | (d) Tea Processing | 53 | 23,10 | 13,84 | 406 | 850,83 | 579,78 | | | | (e) Processing of Fruits & Vegetables | 27 | 34 | 42 | 22 | 1,36 | 1,45 | | | | (f) Others | 1,002 | 18,20 | 15,73 | 459 | 149,84 | 108,59 | | | 3. | Beverage & Tobacco | 43 | 5,08 | 5,07 | 120 | 465,53 | 333,70 | | | 4. | Textiles | 1,289 | 160,81 | 99,80 | 1,868 | 1455,12 | 1069,58 | | | | (a) Cotton Textiles | 83 | 3,89 | 2,16 | 296 | 254,12 | 193,09 | | | | (b) Jute Textiles | 118 | 135,06 | 76,02 | 248 | 316,43 | 219,89 | | | | (c) Handloom Textiles & Khadi | 80 | 55 | 50 | 16 | 4,77 | 4,78 | | | | (d) Other Textiles | 1,008 | 21,32 | 21,12 | 1,308 | 879,80 | 651,83 | | | 5. | Paper, Paper Products & Printing | 492 | 18,36 | 24,21 | 1,568 | 377,43 | 347,95 | | | 6. | Leather & Leather Products | 253 | 2,49 | 2,50 | 1,318 | 519,16 | 284,63 | | | 7. | Rubber & Rubber Products | 193 | 27,97 | 26,50 | 430 | 224,87 | 214,30 | | | 8. | Chemicals & Chemical Products | 796 | 78,80 | 58,80 | 2,338 | 938,75 | 760,33 | | | | (a) Heavy Industrial Chemicals | 31 | 19,35 | 9,39 | 277 | 261,34 | 213,80 | | | | (b) Fertilisers | 8 | 56 | 21 | 54 | 131,63 | 117,39 | | | | (c) Drugs & Pharmaceuticals | 108 | 5,35 | 5,95 | 417 | 143,35 | 110,50 | | | | (d) Non-Edible Oils | 14 | 1,86 | 1,72 | 30 | 3,62 | 2,55 | | | | (e) Other Chemicals & Chemical Products | 635 | 51,68 | 41,53 | 1,560 | 398,80 | 316,09 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 79 | 91,39 | 92,09 | 218 | 298,31 | 237,77 | | | 10. | Manufacture of Cement & Cement Products | 114 | 6,08 | 5,33 | 102 | 131,13 | 90,41 | | | 11. | Basic Metals & Metal Products | 1,849 | 182,97 | 195,91 | 2,448 | 2341,38 | 1717,55 | | | | (a) Iron & Steel | 496 | 108,63 | 131,20 | 838 | 1453,17 | 1132,91 | | | | (b) Non-Ferrous Metals | 57 | 12,64 | 13,31 | 251 | 381,94 | 227,53 | | | | (c) Other Metal Products | 1,296 | 61,71 | 51,40 | 1,359 | 506,26 | 357,10 | | | 12. | Engineering | 1,964 | 360,57 | 369,68 | 3,755 | 1823,39 | 1388,59 | | | | (a) Heavy Engineering | 237 | 191,55 | 184,81 | 402 | 455,94 | 373,21 | | | | (b) Light Engineering | 939 | 36,28 | 32,85 | 1,415 | 433,16 | 312,53 | | | | (c) Electrical Machinery & Goods | 533 | 70,46 | 61,99 | 1,348 | 799,44 | 602,26 | | | | (d) Electronic Machinery & Goods | 255 | 62,27 | 90,03 | 590 | 134,85 | 100,59 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 265 | 34,74 | 27,71 | 502 | 126,18 | 119,52 | | | 14. | Other Industries | 55,349 | 163,95 | 147,77 | 19,454 | 840,28 | 661,55 | | | 15. | Electricity, Gas & Water | 56 | 11,73 | 4,84 | 252 | 599,30 | 462,75 | | | | (a) Electricity Generation & Transmission | 43 | 11,31 | 4,56 | 220 | 549,11 | 417,47 | | | | (b) Non-Conventional Energy | 2 | 3 | 1 | 4 | 13 | 13 | | | | (c) Gas, Steam & Water Supply | 11 | 39 | 27 | 28 | 50,07 | 45,15 | | | 16. | Construction | 477 | 16,48 | 15,43 | 974 | 186,19 | 153,29 | III. | TRANSPORT OPERATORS | 11,513 | 49,75 | 42,43 | 9,274 | 149,73 | 131,24 | IV. | PROFESSIONAL AND OTHER SERVICES | 14,255 | 51,24 | 46,81 | 10,160 | 353,55 | 299,07 | V. | PERSONAL LOANS | 1,17,113 | 365,31 | 330,20 | 5,23,245 | 1709,11 | 1274,98 | | | 1. | Loans for Purchase of Consumer Durables | 6,100 | 9,93 | 8,37 | 5,211 | 12,28 | 11,33 | | | 2. | Loans for Housing | 21,911 | 164,27 | 149,91 | 40,925 | 466,17 | 420,47 | | | 3. | Rest of the Personal Loans | 89,102 | 191,11 | 171,92 | 4,77,109 | 1230,66 | 843,18 | VI. | TRADE | 79,424 | 271,38 | 248,11 | 50,998 | 1477,44 | 1138,13 | | | 1. | Wholesale Trade | 5,220 | 95,19 | 85,39 | 6,009 | 1093,47 | 813,45 | | | 2. | Retail Trade | 74,204 | 176,18 | 162,72 | 44,989 | 383,97 | 324,67 | VII. | FINANCE | 159 | 9,43 | 7,44 | 951 | 749,58 | 613,03 | VIII.
| ALL OTHERS
| 55,392
| 132,30
| 123,19
| 89,464
| 1267,32
| 1225,75
| TOTAL BANK CREDIT | 3,88,687 | 2255,50 | 2058,69 | 7,25,123 | 18201,77 | 14224,64 | OF WHICH: | 1. Artisans & Village Industries | 21,208 | 19,14 | 20,11 | 2,605 | 8,68 | 7,86 |
| 2. Other Small Scale Industries
| 34,234
| 251,94
| 236,71
| 20,949
| 994,71
| 833,59
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