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Date : Nov 11, 1998

Region/State-wise Credit-Deposit Ratio and Investment + Credit Deposit Ratio of Scheduled Commercial Banks

Appendix Table - II.7 :  Region/State-wise Credit-Deposit Ratio and Investment +    Credit Deposit Ratio of Scheduled Commercial Banks                 (per cent) Sr. Region/State/ Credit-Deposit Investment + Credit No. Union Territory Ratio Deposit Ratio @     1995 1996 1997 1998 1995 1996     As per As per As per As per As per As per As per As per     Sanc- Utili- Sanc- Utili- Sanc- Utili- Sanc- Utili-     tion sation tion sation tion sation tion sation 1 2 3 4 5 6 7 8 9 10 1 NORTHERN REGION 48.6 47.5 60.8 53.9 51.0 54.5 53.4 66.5   Haryana 45.5 56.0 46.0 42.7 42.9 57.0 67.5 56.5   Himachal Pradesh 26.0 29.7 25.8 23.4 21.6 38.4 42.1 37.8   Jammu & Kashmir 28.6 28.4 38.2 38.8 37.4 41.2 41.0 50.0   Punjab 41.4 43.3 41.9 39.1 38.6 46.6 48.5 47.1   Rajasthan 47.7 51.0 46.6 44.2 47.4 69.5 72.9 66.7   Chandigarh 89.9 86.9 138.8 88.0 58.0 89.9 86.9 138.8   Delhi 52.8 46.5 74.7 66.9 61.9 53.1 46.9 75.1                     2 NORTH-EASTERN REGION 35.6 45.9 34.5 31.2 29.9 58.5 68.8 56.9   Arunachal Pradesh 12.4 20.1 10.4 10.7 13.1 18.5 26.2 70.4   Assam 38.7 47.4 39.3 35.2 32.9   62.1 70.8 62.6   Manipur 58.2 58.9 53.7 57.5 58.8 105.3 106.0 94.0   Meghalaya 17.0 47.2 14.4 14.3 15.2 38.9 69.0 35.2   Mizoram 16.5 35.1 16.2 14.0 23.2 22.2 40.8 26.6   Nagaland 37.8 44.8 27.4 24.0 18.3 77.2 84.2 63.8   Tripura 47.5 48.5 42.1 37.7 34.0 67.0 68.0 60.0                     3 EASTERN REGION 47.1 46.6 47.7 43.3 39.8 63.2 62.7 63.4   Bihar 32.5 33.8 32.0 30.5 27.5 53.3 54.6 51.5   Orissa 54.5 55.9 54.8 49.0 45.2 89.0 90.4 88.5   Sikkim 24.0 24.9 19.3 17.7 20.7 46.4 47.2 97.5   West Bengal 53.9 52.0 55.7 50.0 46.1 64.0 62.1 65.4   Andaman & Nicobar Islands 17.0 17.1 16.5 16.0 15.1 17.0 17.1 16.5                     4 CENTRAL REGION 39.0 41.2 40.5 37.3 35.1 55.1 57.3 55.7   Madhya Pradesh 49.6 51.8 57.1 52.3 51.4 68.6 70.8 74.3   Uttar Pradesh 35.1 37.3 34.2 31.6 28.6 50.1 52.3 48.6                     5 WESTERN REGION 63.2 62.4 69.4 63.2 65.5 68.0 67.2 73.9   Goa 24.7 25.5 26.9 25.0 24.6 26.3 27.1 28.4   Gujarat 46.6 49.6 53.0 49.7 48.2 55.3 58.3 61.3   Maharashtra 69.5 67.4 75.7 68.7 72.3 73.3 71.2 79.2   Dadra & Nagar Haveli 16.3 94.8 20.7 18.6 21.4 16.3 94.8 20.7   Daman & Diu 16.7 50.5 23.3 21.9 20.6 16.7 50.5 23.3                     6 SOUTHERN REGION 69.4 69.9 76.6 76.1 72.3 80.5 80.9 87.1   Andhra Pradesh 73.0 74.6 80.8 77.6 72.1 86.8 88.4 94.8   Karnataka 65.8 65.1 69.7 71.5 68.2 74.8 74.1 77.8   Kerala 44.8 45.2 45.4 46.9 44.3 56.0 56.4 56.1   Tamil Nadu 86.6 86.8 101.2 100.3 96.1 97.1 97.2 111.1   Lakshadweep 7.7 9.7 9.6 8.8 9.9 7.7 9.7 9.6   Pondicherry 43.3 50.4 41.9 39.0 35.9 43.3 50.4 42.0   ALL INDIA 55.6 55.6 61.9 57.3 55.5 65.3 65.3 71.1 @  State-wise investment figures pertain to investments by scheduled commercial banks in the respective     States only. All-India (investment + credit-deposit) ratio is worked out by excluding investments in Central   Government and other approved securities.       Notes :  1. Deposits and credit (as per place of sanction and utilisation) data for 1995 are based on BSR-1 and 2 surveys as on 31st March.   2. The investment figures are based on BSR-5 survey as on 31st March.   3. Deposits and credit (as per place of sanction) data for 1996, 1997 & 1998 are based on BSR-7 surveys as on last Friday of March.