| Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 |
NORTH-EASTERN REGION | | | | | | STATE : MEGHALAYA
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| (Amount in Rupees Lakh)
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount |
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| Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
| 4
| 5
| 6
| I. | AGRICULTURE | 36,396 | 24,12 | 24,65 | 1,475 | 2,81 | 2,53 | | | 1. | Direct Finance | 35,860 | 23,58 | 24,14 | 1,470 | 1,48 | 1,40 | | | 2. | Indirect Finance | 536 | 54 | 50 | 5 | 1,34 | 1,13 | II. | INDUSTRY | 5,120 | 47,32 | 7,99 | 1,154 | 9,47 | 8,07 | | | 1. | Mining & Quarrying | 8 | 14 | 15 | 6 | 2,63 | 1,39 | | | 2. | Food Manufacturing & Processing | 161 | 39,89 | 94 | 34 | 70 | 59 | | | | (a) Rice Mills, Flour & Dal Mills | 17 | 22 | 20 | 3 | 26 | 24 | | | | (b) Sugar | 1 | - | - | - | - | - | | | | (c) Edible Oils & Vanaspati | 3 | 35 | 27 | 1 | - | - | | | | (d) Tea Processing | 3 | 38,83 | - | - | - | - | | | | (e) Processing of Fruits & Vegetables | 7 | 4 | 4 | - | - | - | | | | (f) Others | 130 | 45 | 43 | 30 | 44 | 34 | | | 3. | Beverage & Tobacco | 1 | 1 | 1 | - | - | - | | | 4. | Textiles | 69 | 61 | 64 | 40 | 26 | 24 | | | | (a) Cotton Textiles | 1 | 1 | 1 | 3 | 1 | 1 | | | | (b) Jute Textiles | 5 | 12 | 15 | - | - | - | | | | (c) Handloom Textiles & Khadi | 45 | 28 | 28 | 3 | 4 | 3 | | | | (d) Other Textiles | 18 | 20 | 20 | 34 | 22 | 20 | | | 5. | Paper, Paper Products & Printing | 7 | 12 | 12 | 21 | 45 | 48 | | | 6. | Leather & Leather Products | 2 | 2 | 2 | 5 | 4 | 2 | | | 7. | Rubber & Rubber Products | - | - | - | 2 | 4 | 1 | | | 8. | Chemicals & Chemical Products | 4 | 14 | 11 | 7 | 12 | 16 | | | | (a) Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) Fertilisers | - | - | - | - | - | - | | | | (c) Drugs & Pharmaceuticals | 1 | 1 | 1 | 1 | 1 | 1 | | | | (d) Non-Edible Oils | 1 | 2 | - | 1 | 3 | 6 | | | | (e) Other Chemicals & Chemical Products | 2 | 11 | 10 | 5 | 9 | 9 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 1 | - | - | | | 10. | Manufacture of Cement & Cement Products | 3 | 9 | 10 | 5 | 27 | 39 | | | 11. | Basic Metals & Metal Products | 17 | 20 | 15 | 17 | 14 | 14 | | | | (a) Iron & Steel | 1 | 6 | 1 | 3 | 2 | 1 | | | | (b) Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) Other Metal Products | 16 | 14 | 14 | 14 | 12 | 13 | | | 12. | Engineering | 18 | 24 | 22 | 12 | 90 | 89 | | | | (a) Heavy Engineering | 1 | 3 | 2 | - | - | - | | | | (b) Light Engineering | 8 | 15 | 14 | 1 | 2 | 1 | | | | (c) Electrical Machinery & Goods | 8 | 6 | 5 | 3 | 2 | 2 | | | | (d) Electronic Machinery & Goods | 1 | - | 1 | 8 | 87 | 86 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 14 | 17 | 16 | 14 | 37 | 34 | | | 14. | Other Industries | 4,744 | 5,20 | 4,96 | 973 | 3,03 | 3,06 | | | 15. | Electricity, Gas & Water | 6 | 5 | 6 | - | - | - | | | | (a) Electricity Generation & Transmission | 5 | 4 | 5 | - | - | - | | | | (b) Non-Conventional Energy | - | - | - | - | - | - | | | | (c) Gas, Steam & Water Supply | 1 | 1 | 1 | - | - | - | | | 16. | Construction | 66 | 45 | 35 | 17 | 51 | 33 | III. | TRANSPORT OPERATORS | 645 | 11,03 | 7,75 | 505 | 5,72 | 4,77 | IV. | PROFESSIONAL AND OTHER SERVICES | 243 | 76 | 65 | 132 | 1,38 | 1,24 | V. | PERSONAL LOANS | 5,083 | 11,20 | 10,14 | 2,813 | 15,34 | 13,83 | | | 1. | Loans for Purchase of Consumer Durables | 404 | 85 | 72 | 311 | 61 | 48 | | | 2. | Loans for Housing | 113 | 1,28 | 1,15 | 349 | 3,82 | 3,56 | | | 3. | Rest of the Personal Loans | 4,566 | 9,07 | 8,27 | 2,153 | 10,91 | 9,80 | VI. | TRADE | 6,711 | 10,42 | 10,36 | 2,172 | 16,77 | 14,95 | | | 1. | Wholesale Trade | 391 | 65 | 55 | 88 | 5,94 | 5,81 | | | 2. | Retail Trade | 6,320 | 9,78 | 9,81 | 2,084 | 10,83 | 9,14 | VII. | FINANCE | 5 | 4 | 4 | 4 | 3 | 4 | VIII.
| ALL OTHERS
| 1,568
| 1,68
| 1,56
| 864
| 1,84
| 1,66
| TOTAL BANK CREDIT | 55,771 | 106,58 | 63,13 | 9,119 | 53,36 | 47,08 | OF WHICH: | 1. Artisans & Village Industries | 1,999 | 2,30 | 2,27 | 249 | 42 | 36 |
| 2. Other Small Scale Industries
| 2,373
| 3,54
| 3,36
| 731
| 3,58
| 3,53
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| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 7
| 8
| 9
| 10
| 11
| 12
| I. | AGRICULTURE | 878 | 1,24 | 1,32 | - | - | - | | | 1. | Direct Finance | 839 | 1,09 | 1,13 | - | - | - | | | 2. | Indirect Finance | 39 | 15 | 19 | - | - | - | II. | INDUSTRY | 873 | 8,23 | 7,54 | - | - | - | | | 1. | Mining & Quarrying | 1 | 5 | 4 | - | - | - | | | 2. | Food Manufacturing & Processing | 11 | 37 | 58 | - | - | - | | | | (a) Rice Mills, Flour & Dal Mills | 2 | 33 | 54 | - | - | - | | | | (b) Sugar | - | - | - | - | - | - | | | | (c) Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) Tea Processing | - | - | - | - | - | - | | | | (e) Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) Others | 9 | 4 | 4 | - | - | - | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | 4 | 4 | 3 | - | - | - | | | | (a) Cotton Textiles | - | - | - | - | - | - | | | | (b) Jute Textiles | - | - | - | - | - | - | | | | (c) Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) Other Textiles | 4 | 4 | 3 | - | - | - | | | 5. | Paper, Paper Products & Printing | 7 | 9 | 8 | - | - | - | | | 6. | Leather & Leather Products | 1 | 2 | - | - | - | - | | | 7. | Rubber & Rubber Products | 1 | 3 | 3 | - | - | - | | | 8. | Chemicals & Chemical Products | 2 | 16 | 11 | - | - | - | | | | (a) Heavy Industrial Chemicals | 1 | 1 | 1 | - | - | - | | | | (b) Fertilisers | - | - | - | - | - | - | | | | (c) Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | (d) Non-Edible Oils | - | - | - | - | - | - | | | | (e) Other Chemicals & Chemical Products | 1 | 15 | 10 | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 5 | 35 | 23 | - | - | - | | | 11. | Basic Metals & Metal Products | 17 | 23 | 24 | - | - | - | | | | (a) Iron & Steel | 2 | 2 | 2 | - | - | - | | | | (b) Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) Other Metal Products | 15 | 21 | 22 | - | - | - | | | 12. | Engineering | 6 | 13 | 10 | - | - | - | | | | (a) Heavy Engineering | - | - | - | - | - | - | | | | (b) Light Engineering | 1 | 3 | 2 | - | - | - | | | | (c) Electrical Machinery & Goods | 2 | 6 | 4 | - | - | - | | | | (d) Electronic Machinery & Goods | 3 | 5 | 4 | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 5 | 6 | 6 | - | - | - | | | 14. | Other Industries | 765 | 3,41 | 2,99 | - | - | - | | | 15. | Electricity, Gas & Water | 2 | 6 | 6 | - | - | - | | | | (a) Electricity Generation & Transmission | 1 | 2 | 1 | - | - | - | | | | (b) Non-Conventional Energy | 1 | 4 | 5 | - | - | - | | | | (c) Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | 46 | 3,23 | 2,99 | - | - | - | III. | TRANSPORT OPERATORS | 188 | 2,85 | 2,25 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 595 | 2,14 | 1,91 | - | - | - | V. | PERSONAL LOANS | 7,102 | 17,66 | 17,20 | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 1,315 | 2,67 | 2,32 | - | - | - | | | 2. | Loans for Housing | 555 | 2,88 | 2,70 | - | - | - | | | 3. | Rest of the Personal Loans | 5,232 | 12,12 | 12,18 | - | - | - | VI. | TRADE | 3,017 | 15,77 | 14,04 | - | - | - | | | 1. | Wholesale Trade | 144 | 5,21 | 4,81 | - | - | - | | | 2. | Retail Trade | 2,873 | 10,56 | 9,23 | - | - | - | VII. | FINANCE | 34 | 62 | 53 | - | - | - | VIII.
| ALL OTHERS
| 1,808
| 8,24
| 8,15
| -
| -
| -
| TOTAL BANK CREDIT | 14,495 | 56,75 | 52,93 | - | - | - | OF WHICH: | 1. Artisans & Village Industries | 130 | 26 | 29 | - | - | - |
| 2. Other Small Scale Industries
| 560
| 2,52
| 2,13
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