| Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 |
NORTH-EASTERN REGION | | | | | | STATE : ASSAM
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| (Amount in Rupees Lakh)
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
| 4
| 5
| 6
| I. | AGRICULTURE | 2,00,032 | 180,29 | 185,39 | 45,538 | 66,14 | 60,19 | | | 1. | Direct Finance | 1,98,935 | 170,86 | 177,00 | 44,703 | 59,49 | 54,19 | | | 2. | Indirect Finance | 1,097 | 9,43 | 8,39 | 835 | 6,65 | 6,00 | II. | INDUSTRY | 62,705 | 259,80 | 233,24 | 30,366 | 274,83 | 234,52 | | | 1. | Mining & Quarrying | 245 | 10,85 | 10,79 | 25 | 5,08 | 5,09 | | | 2. | Food Manufacturing & Processing | 2,181 | 70,74 | 46,51 | 1,518 | 135,43 | 101,51 | | | | (a) Rice Mills, Flour & Dal Mills | 393 | 4,67 | 4,85 | 280 | 9,71 | 7,08 | | | | (b) Sugar | 5 | 1,23 | 1,17 | 2 | 93 | 1,36 | | | | (c) Edible Oils & Vanaspati | 80 | 99 | 83 | 72 | 3,01 | 2,85 | | | | (d) Tea Processing | 60 | 56,43 | 32,94 | 92 | 114,91 | 83,53 | | | | (e) Processing of Fruits & Vegetables | 20 | 15 | 16 | 25 | 49 | 50 | | | | (f) Others | 1,623 | 7,27 | 6,57 | 1,047 | 6,37 | 6,19 | | | 3. | Beverage & Tobacco | 9 | 39 | 34 | 31 | 53 | 53 | | | 4. | Textiles | 1,716 | 15,70 | 15,66 | 1,274 | 9,84 | 10,02 | | | | (a) Cotton Textiles | 281 | 3,77 | 3,84 | 159 | 1,41 | 1,44 | | | | (b) Jute Textiles | 40 | 67 | 72 | 21 | 50 | 32 | | | | (c) Handloom Textiles & Khadi | 495 | 3,60 | 3,84 | 536 | 4,12 | 4,68 | | | | (d) Other Textiles | 900 | 7,67 | 7,27 | 558 | 3,80 | 3,58 | | | 5. | Paper, Paper Products & Printing | 166 | 4,06 | 4,06 | 284 | 5,00 | 4,44 | | | 6. | Leather & Leather Products | 44 | 31 | 30 | 65 | 53 | 61 | | | 7. | Rubber & Rubber Products | 10 | 21 | 18 | 30 | 50 | 48 | | | 8. | Chemicals & Chemical Products | 130 | 12,21 | 6,04 | 208 | 4,86 | 5,16 | | | | (a) Heavy Industrial Chemicals | 7 | 1,42 | 36 | 7 | 36 | 40 | | | | (b) Fertilisers | 3 | 2 | 2 | 3 | 7 | 45 | | | | (c) Drugs & Pharmaceuticals | 18 | 32 | 43 | 31 | 71 | 65 | | | | (d) Non-Edible Oils | 11 | 13 | 11 | 9 | 36 | 21 | | | | (e) Other Chemicals & Chemical Products | 91 | 10,32 | 5,12 | 158 | 3,36 | 3,45 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 19 | 49 | 50 | 64 | 1,44 | 1,68 | | | 10. | Manufacture of Cement & Cement Products | 326 | 2,19 | 2,21 | 215 | 2,35 | 2,15 | | | 11. | Basic Metals & Metal Products | 406 | 8,48 | 8,49 | 471 | 8,26 | 8,34 | | | | (a) Iron & Steel | 26 | 4,81 | 4,82 | 58 | 4,57 | 4,58 | | | | (b) Non-Ferrous Metals | 10 | 48 | 35 | 10 | 10 | 16 | | | | (c) Other Metal Products | 370 | 3,20 | 3,32 | 403 | 3,59 | 3,61 | | | 12. | Engineering | 241 | 13,11 | 12,18 | 273 | 4,28 | 4,25 | | | | (a) Heavy Engineering | 49 | 3,17 | 2,55 | 27 | 74 | 70 | | | | (b) Light Engineering | 66 | 87 | 80 | 74 | 1,40 | 1,40 | | | | (c) Electrical Machinery & Goods | 42 | 7,67 | 7,27 | 83 | 1,21 | 1,24 | | | | (d) Electronic Machinery & Goods | 84 | 1,39 | 1,56 | 89 | 94 | 91 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 132 | 8,20 | 8,14 | 142 | 2,52 | 2,27 | | | 14. | Other Industries | 56,703 | 107,84 | 112,84 | 25,432 | 87,61 | 81,09 | | | 15. | Electricity, Gas & Water | 175 | 1,37 | 1,30 | 36 | 52 | 52 | | | | (a) Electricity Generation & Transmission | 158 | 1,22 | 1,15 | 25 | 30 | 31 | | | | (b) Non-Conventional Energy | 9 | 7 | 7 | - | - | - | | | | (c) Gas, Steam & Water Supply | 8 | 9 | 8 | 11 | 22 | 22 | | | 16. | Construction | 202 | 3,66 | 3,71 | 298 | 6,08 | 6,37 | II. | TRANSPORT OPERATORS | 15,500 | 56,13 | 55,88 | 6,606 | 45,89 | 39,81 | IV. | PROFESSIONAL AND OTHER SERVICES | 24,557 | 33,48 | 31,45 | 13,175 | 21,95 | 21,08 | V. | PERSONAL LOANS | 53,369 | 114,98 | 109,05 | 45,374 | 128,67 | 120,49 | | | 1. | Loans for Purchase of Consumer Durables | 4,284 | 6,67 | 6,08 | 5,420 | 8,43 | 6,87 | | | 2. | Loans for Housing | 4,052 | 29,19 | 27,06 | 4,537 | 41,21 | 37,48 | | | 3. | Rest of the Personal Loans | 45,033 | 79,13 | 75,91 | 35,417 | 79,03 | 76,13 | VI. | TRADE | 1,44,723 | 196,91 | 201,22 | 58,192 | 168,95 | 162,62 | | | 1. | Wholesale Trade | 1,869 | 9,47 | 9,20 | 2,924 | 40,47 | 38,97 | | | 2. | Retail Trade | 1,42,854 | 187,43 | 192,02 | 55,268 | 128,48 | 123,65 | VII. | FINANCE | 231 | 3,87 | 3,34 | 105 | 5,97 | 5,80 | VIII.
| ALL OTHERS
| 26,191
| 51,76
| 47,77
| 19,075
| 37,23
| 38,06
| TOTAL BANK CREDIT | 5,27,308 | 897,22 | 867,34 | 2,18,431 | 749,63 | 682,56 | OF WHICH: | 1. Artisans & Village Industries | 26,295 | 27,80 | 30,26 | 12,366 | 13,11 | 13,91 |
| 2. Other Small Scale Industries
| 29,023
| 61,83
| 65,81
| 14,303
| 68,12
| 67,47
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| | | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 7
| 8
| 9
| 10
| 11
| 12
| I. | AGRICULTURE | 22,591 | 64,70 | 61,51 | - | - | - | | | 1. | Direct Finance | 21,943 | 30,75 | 27,55 | - | - | - | | | 2. | Indirect Finance | 648 | 33,95 | 33,95 | - | - | - | II. | INDUSTRY | 50,920 | 291,35 | 266,99 | - | - | - | | | 1. | Mining & Quarrying | 38 | 2,64 | 1,40 | - | - | - | | | 2. | Food Manufacturing & Processing | 458 | 43,42 | 39,73 | - | - | - | | | | (a) | Rice Mills, Flour & Dal Mills | 96 | 8,29 | 7,03 | - | - | - | | | | (b) | Sugar | 3 | 5 | 6 | - | - | - | | | | (c) | Edible Oils & Vanaspati | 33 | 3,46 | 3,99 | - | - | - | | | | (d) | Tea Processing | 76 | 23,50 | 20,47 | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 3 | 5 | 6 | - | - | - | | | | (f) | Others | 247 | 8,07 | 8,12 | - | - | - | | | 3. | Beverage & Tobacco | 23 | 46 | 41 | - | - | - | | | 4. | Textiles | 385 | 21,05 | 18,59 | - | - | - | | | | (a) | Cotton Textiles | 42 | 4,85 | 5,09 | - | - | - | | | | (b) | Jute Textiles | 14 | 34 | 28 | - | - | - | | | | (c) | Handloom Textiles & Khadi | 60 | 79 | 67 | - | - | - | | | | (d) | Other Textiles | 269 | 15,07 | 12,54 | - | - | - | | | 5. | Paper, Paper Products & Printing | 288 | 6,95 | 7,39 | - | - | - | | | 6. | Leather & Leather Products | 18 | 15 | 17 | - | - | - | | | 7. | Rubber & Rubber Products | 38 | 1,64 | 1,82 | - | - | - | | | 8. | Chemicals & Chemical Products | 362 | 18,34 | 16,37 | - | - | - | | | | (a) | Heavy Industrial Chemicals | 28 | 32 | 31 | - | - | - | | | | (b) | Fertilisers | 56 | 5,04 | 2,66 | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 47 | 4,41 | 4,63 | - | - | - | | | | (d) | Non-Edible Oils | 9 | 14 | 13 | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 222 | 8,43 | 8,63 | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 32 | 16,51 | 16,53 | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 73 | 10,85 | 11,22 | - | - | - | | | 11. | Basic Metals & Metal Products | 430 | 25,81 | 24,18 | - | - | - | | | | (a) | Iron & Steel | 59 | 18,42 | 16,69 | - | - | - | | | | (b) | Non-Ferrous Metals | 1 | 9 | 9 | - | - | - | | | | (c) | Other Metal Products | 370 | 7,30 | 7,40 | - | - | - | | | 12. | Engineering | 169 | 20,65 | 13,15 | - | - | - | | | | (a) | Heavy Engineering | 8 | 11,15 | 3,14 | - | - | - | | | | (b) | Light Engineering | 53 | 1,05 | 78 | - | - | - | | | | (c) | Electrical Machinery & Goods | 68 | 2,20 | 2,21 | - | - | - | | | | (d) | Electronic Machinery & Goods | 40 | 6,25 | 7,01 | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 108 | 6,01 | 6,43 | - | - | - | | | 14. | Other Industries | 48,298 | 110,69 | 102,17 | - | - | - | | | 15. | Electricity, Gas & Water | 31 | 92 | 95 | - | - | - | | | | (a) | Electricity Generation & Transmission | 26 | 87 | 88 | - | - | - | | | | (b) | Non-Conventional Energy | 1 | 1 | 2 | - | - | - | | | | (c) | Gas, Steam & Water Supply | 4 | 5 | 5 | - | - | - | | | 16. | Construction | 169 | 5,26 | 6,47 | - | - | - | III. | TRANSPORT OPERATORS | 11,585 | 45,17 | 38,33 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 18,429 | 46,43 | 43,44 | - | - | - | V. | PERSONAL LOANS | 38,468 | 111,18 | 102,98 | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 5,348 | 7,92 | 6,19 | - | - | - | | | 2. | Loans for Housing | 3,631 | 34,74 | 31,36 | - | - | - | | | 3. | Rest of the Personal Loans | 29,489 | 68,52 | 65,43 | - | - | - | VI. | TRADE | 26,741 | 145,47 | 133,56 | - | - | - | | | 1. | Wholesale Trade | 1,246 | 46,91 | 43,64 | - | - | - | | | 2. | Retail Trade | 25,495 | 98,56 | 89,92 | - | - | - | VII. | FINANCE | 240 | 11,90 | 8,15 | - | - | - | VIII.
| ALL OTHERS
| 50,495
| 96,22
| 102,41
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| -
| -
| TOTAL BANK CREDIT | 2,19,469 | 812,41 | 757,37 | - | - | - | OF WHICH: | 1. Artisans & Village Industries | 25,355 | 24,15 | 23,78 | - | - | - |
| 2. Other Small Scale Industries
| 20,840
| 103,16
| 106,10
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