| Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 |
NORTHERN REGION | | | | | | STATE : CHANDIGARH
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| (Amount in Rupees Lakh)
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
| 4
| 5
| 6
| I. | AGRICULTURE | 577 | 7,90 | 7,53 | 235 | 5,22 | 4,28 | | | 1. | Direct Finance | 572 | 1,63 | 1,27 | 230 | 2,57 | 1,99 | | | 2. | Indirect Finance | 5 | 6,27 | 6,26 | 5 | 2,65 | 2,29 | II. | INDUSTRY | 234 | 151,36 | 141,03 | 259 | 61,39 | 47,89 | | | 1. | Mining & Quarrying | 5 | 13 | 13 | - | - | - | | | 2. | Food Manufacturing & Processing | 37 | 7,23 | 7,64 | 21 | 36,30 | 28,71 | | | | (a) Rice Mills, Flour & Dal Mills | 10 | 7,04 | 7,42 | 2 | 29 | 17 | | | | (b) Sugar | - | - | - | 12 | 31,78 | 25,92 | | | | (c) Edible Oils & Vanaspati | - | - | - | 1 | 4,00 | 2,35 | | | | (d) Tea Processing | - | - | - | - | - | - | | | | (e) Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) Others | 27 | 20 | 22 | 6 | 23 | 27 | | | 3. | Beverage & Tobacco | 2 | 1,05 | 1,02 | - | - | - | | | 4. | Textiles | - | - | - | 12 | 9,39 | 4,98 | | | | (a) Cotton Textiles | - | - | - | 7 | 9,10 | 4,75 | | | | (b) Jute Textiles | - | - | - | - | - | - | | | | (c) Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) Other Textiles | - | - | - | 5 | 29 | 23 | | | 5. | Paper, Paper Products & Printing | 4 | 89 | 1,41 | 12 | 98 | 78 | | | 6. | Leather & Leather Products | 1 | - | - | - | - | - | | | 7. | Rubber & Rubber Products | 1 | 8 | 8 | 9 | 2,12 | 1,20 | | | 8. | Chemicals & Chemical Products | 20 | 42,43 | 33,41 | 15 | 2,43 | 1,66 | | | | (a) Heavy Industrial Chemicals | 2 | 35 | 34 | - | - | - | | | | (b) Fertilisers | 4 | 83 | 3 | - | - | - | | | | (c) Drugs & Pharmaceuticals | 6 | 39,90 | 31,66 | 9 | 2,17 | 1,53 | | | | (d) Non-Edible Oils | - | - | - | - | - | - | | | | (e) Other Chemicals & Chemical Products | 8 | 1,35 | 1,38 | 6 | 26 | 13 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 8 | 54 | 68 | - | - | -- | | | 11. | Basic Metals & Metal Products | 12 | 22 | 34 | 26 | 3,13 | 2,44 | | | | (a) Iron & Steel | - | - | - | 10 | 2,04 | 1,58 | | | | (b) Non-Ferrous Metals | - | - | - | 1 | - | - | | | | (c) Other Metal Products | 12 | 22 | 34 | 15 | 1,08 | 86 | | | 12. | Engineering | 45 | 88,68 | 87,51 | 21 | 2,49 | 3,26 | | | | (a) Heavy Engineering | 1 | 1 | 1 | 11 | 47 | 40 | | | | (b) Light Engineering | 9 | 1,45 | 1,47 | 4 | 1,49 | 2,33 | | | | (c) Electrical Machinery & Goods | 22 | 60,70 | 60,38 | 6 | 53 | 53 | | | | (d) Electronic Machinery & Goods | 13 | 26,52 | 25,66 | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 4 | 6 | 4 | - | - | - | | | 14. | Other Industries | 95 | 10,05 | 8,77 | 134 | 2,21 | 2,36 | | | 15. | Electricity, Gas & Water | - | - | - | 6 | 2,24 | 2,38 | | | | (a) Electricity Generation & Transmission | - | - | - | 6 | 2,24 | 2,38 | | | | (b) Non-Conventional Energy | - | - | - | - | - | - | | | | (c) Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | 3 | 11 | 12 | III. | TRANSPORT OPERATORS | 57 | 55 | 41 | 53 | 97 | 77 | IV. | PROFESSIONAL AND OTHER SERVICES | 132 | 1,04 | 94 | 83 | 1,36 | 1,12 | V. | PERSONAL LOANS | 1,204 | 5,21 | 4,46 | 1,853 | 9,48 | 8,11 | | | 1. | Loans for Purchase of Consumer Durables | 126 | 38 | 30 | 318 | 1,03 | 85 | | | 2. | Loans for Housing | 189 | 1,55 | 1,27 | 503 | 3,95 | 3,14 | | | 3. | Rest of the Personal Loans | 889 | 3,29 | 2,90 | 1,032 | 4,50 | 4,12 | VI. | TRADE | 517 | 5,40 | 4,97 | 529 | 26,46 | 25,69 | | | 1. | Wholesale Trade | 35 | 3,64 | 3,48 | 21 | 21,24 | 21,31 | | | 2. | Retail Trade | 482 | 1,76 | 1,48 | 508 | 5,23 | 4,38 | VII. | FINANCE | 1 | 13 | 13 | 8 | 70 | 58 | VIII.
| ALL OTHERS
| 153
| 2,00
| 1,71
| 675
| 3,32
| 3,46
| TOTAL BANK CREDIT | 2,875 | 173,58 | 161,18 | 3,695 | 108,89 | 91,91 | OF WHICH: | 1. Artisans & Village Industries | 37 | 15 | 14 | 1 | 5 | 5 |
| 2. Other Small Scale Industries
| 118
| 3,02
| 3,49
| 162
| 5,01
| 4,50
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| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 7
| 8
| 9
| 10
| 11
| 12
| I. | AGRICULTURE | 1,809 | 204,99 | 162,63 | - | - | - | | | 1. | Direct Finance | 1,566 | 100,07 | 93,48 | - | - | - | | | 2. | Indirect Finance | 243 | 104,92 | 69,15 | - | - | - | II. | INDUSTRY | 4,672 | 1172,32 | 973,06 | - | - | - | | | 1. | Mining & Quarrying | 14 | 1,66 | 1,20 | - | - | - | | | 2. | Food Manufacturing & Processing | 198 | 146,12 | 124,84 | - | - | - | | | | (a) Rice Mills, Flour & Dal Mills | 50 | 12,25 | 8,17 | - | - | - | | | | (b) Sugar | 21 | 95,25 | 84,39 | - | - | - | | | | (c) Edible Oils & Vanaspati | 26 | 13,09 | 8,62 | - | - | - | | | | (d) Tea Processing | - | - | - | - | - | - | | | | (e) Processing of Fruits & Vegetables | 8 | 1,06 | 86 | - | - | - | | | | (f) Others | 93 | 24,48 | 22,80 | - | - | - | | | 3. | Beverage & Tobacco | 12 | 4,96 | 5,00 | - | - | - | | | 4. | Textiles | 203 | 140,12 | 112,19 | - | - | - | | | | (a) Cotton Textiles | 70 | 50,47 | 42,44 | - | - | - | | | | (b) Jute Textiles | 1 | 4 | 2 | - | - | - | | | | (c) Handloom Textiles & Khadi | 9 | 12 | 8 | - | - | - | | | | (d) Other Textiles | 123 | 89,49 | 69,65 | - | - | - | | | 5. | Paper, Paper Products & Printing | 238 | 40,27 | 34,14 | - | - | - | | | 6. | Leather & Leather Products | 29 | 20,66 | 16,27 | - | - | - | | | 7. | Rubber & Rubber Products | 68 | 5,04 | 5,69 | - | - | - | | | 8. | Chemicals & Chemical Products | 431 | 127,99 | 106,56 | - | - | - | | | | (a) Heavy Industrial Chemicals | 44 | 19,47 | 14,63 | - | - | - | | | | (b) Fertilisers | 23 | 17,35 | 17,10 | - | - | - | | | | (c) Drugs & Pharmaceuticals | 204 | 73,88 | 58,53 | - | - | - | | | | (d) Non-Edible Oils | 3 | 3,57 | 3,55 | - | - | - | | | | (e) Other Chemicals & Chemical Products | 157 | 13,72 | 12,75 | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 5 | 13 | 11 | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 30 | 3,86 | 3,60 | - | - | - | | | 11. | Basic Metals & Metal Products | 927 | 198,59 | 163,40 | - | - | - | | | | (a) Iron & Steel | 421 | 135,64 | 119,55 | - | - | - | | | | (b) Non-Ferrous Metals | 14 | 4,15 | 2,53 | - | - | - | | | | (c) Other Metal Products | 492 | 58,80 | 41,32 | - | - | - | | | 12. | Engineering | 646 | 258,03 | 215,90 | - | - | - | | | | (a) Heavy Engineering | 115 | 23,10 | 19,41 | - | - | - | | | | (b) Light Engineering | 285 | 43,85 | 45,75 | - | - | - | | | | (c) Electrical Machinery & Goods | 140 | 29,76 | 18,71 | - | - | - | | | | (d) Electronic Machinery & Goods | 106 | 161,32 | 132,04 | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 194 | 81,85 | 57,59 | - | - | - | | | 14. | Other Industries | 1,556 | 116,53 | 103,70 | - | - | - | | | 15. | Electricity, Gas & Water | 17 | 10,59 | 7,59 | - | - | - | | | | (a) Electricity Generation & Transmission | 13 | 9,80 | 7,46 | - | - | - | | | | (b) Non-Conventional Energy | 4 | 79 | 13 | - | - | - | | | | (c) Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | 104 | 15,93 | 15,27 | - | - | - | III. | TRANSPORT OPERATORS | 772 | 10,64 | 10,71 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 1,800 | 64,92 | 58,89 | - | - | - | V. | PERSONAL LOANS | 35,970 | 211,39 | 162,04 | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 3,440 | 12,54 | 10,30 | - | - | - | | | 2. | Loans for Housing | 3,413 | 62,97 | 50,94 | - | - | - | | | 3. | Rest of the Personal Loans | 29,117 | 135,88 | 100,80 | - | - | - | VI. | TRADE | 5,397 | 892,31 | 861,66 | - | - | - | | | 1. | Wholesale Trade | 640 | 793,20 | 774,68 | - | - | - | | | 2. | Retail Trade | 4,757 | 99,12 | 86,98 | - | - | - | VII. | FINANCE | 58 | 96,80 | 87,99 | - | - | - | VIII.
| ALL OTHERS
| 10,510
| 198,41
| 198,48
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| -
| -
| TOTAL BANK CREDIT | 60,988 | 2851,79 | 2515,46 | - | - | - | OF WHICH: | 1. Artisans & Village Industries | 89 | 69 | 75 | - | - | - |
| 2. Other Small Scale Industries
| 2,218
| 129,84
| 114,53
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