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Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

NORTHERN REGION

STATE : HIMACHAL PRADESH

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

85,306

126,80

100,98

8,310

20,65

18,18

1.

Direct Finance

84,343

117,69

97,17

7,675

17,85

15,69

2.

Indirect Finance

963

9,10

3,81

635

2,80

2,49

II.

INDUSTRY

17,998

310,68

272,83

3,635

184,19

154,53

1.

Mining & Quarrying

81

2,26

2,07

32

1,38

1,16

2.

Food Manufacturing & Processing

548

20,86

17,31

168

14,24

12,25

(a) Rice Mills, Flour & Dal Mills

217

8,57

7,36

48

2,31

1,40

(b) Sugar

-

-

-

-

-

1

(c) Edible Oils & Vanaspati

41

3,15

2,87

15

2,58

1,83

(d) Tea Processing

-

-

-

2

13

1

(e) Processing of Fruits & Vegetables

15

6,47

4,79

4

14

15

(f) Others

275

2,67

2,29

98

9,09

8,86

3.

Beverage & Tobacco

11

7,01

6,72

9

56

31

4.

Textiles

262

40,28

34,68

199

33,66

27,04

(a) Cotton Textiles

41

12,15

12,66

20

17,30

12,04

(b) Jute Textiles

2

5

4

6

40

38

(c) Handloom Textiles & Khadi

68

63

51

57

5,01

4,93

(d) Other Textiles

151

27,44

21,46

116

10,95

9,69

5.

Paper, Paper Products & Printing

133

5,37

5,68

118

7,55

7,40

6.

Leather & Leather Products

36

47

42

14

14

17

7.

Rubber & Rubber Products

73

3,15

2,83

23

64

46

8.

Chemicals & Chemical Products

272

32,61

31,78

61

2,51

2,52

(a) Heavy Industrial Chemicals

17

1,35

1,31

5

8

13

(b) Fertilisers

7

1,42

1,46

1

1

-

(c) Drugs & Pharmaceuticals

43

2,16

2,71

21

77

73

(d) Non-Edible Oils

6

19

31

4

6

7

(e) Other Chemicals & Chemical Products

199

27,49

25,99

30

1,59

1,59

9.

Petroleum, Coal Products & Nuclear Fuels

7

18

15

4

23

25

10.

Manufacture of Cement & Cement Products

40

8,08

7,54

52

1,21

1,15

11.

Basic Metals & Metal Products

469

49,56

38,66

163

5,01

4,26

(a) Iron & Steel

155

27,07

23,61

46

2,56

2,20

(b) Non-Ferrous Metals

8

1,02

98

5

9

6

(c) Other Metal Products

306

21,47

14,07

112

2,36

2,01

12.

Engineering

355

65,80

57,94

119

12,55

11,88

(a) Heavy Engineering

33

10,93

9,61

1

2

1

(b) Light Engineering

126

20,91

17,86

28

6,41

6,46

(c) Electrical Machinery & Goods

58

12,83

11,55

26

53

48

(d) Electronic Machinery & Goods

138

21,13

18,92

64

5,59

4,94

13.

Vehicles, Vehicle Parts & Transport Equipments

129

14,72

14,13

46

49

42

14.

Other Industries

15,494

50,61

43,23

2,575

17,21

14,94

15.

Electricity, Gas & Water

43

1,69

1,65

18

85,95

69,65

(a) Electricity Generation & Transmission

18

1,27

1,19

16

85,80

69,55

(b) Non-Conventional Energy

2

5

5

1

15

10

(c) Gas, Steam & Water Supply

23

38

41

1

-

-

16.

Construction

45

8,03

8,02

34

84

68

III.

TRANSPORT OPERATORS

7,060

122,06

85,30

2,244

51,38

37,69

IV.

PROFESSIONAL AND OTHER SERVICES

6,264

16,60

12,96

1,817

13,78

10,41

V.

PERSONAL LOANS

53,651

147,74

127,09

18,124

73,01

63,25

1.

Loans for Purchase of Consumer Durables

6,977

12,22

11,25

2,643

3,78

3,32

2.

Loans for Housing

4,792

36,99

29,55

2,340

28,46

23,58

3.

Rest of the Personal Loans

41,882

98,53

86,29

13,141

40,77

36,35

VI.

TRADE

36,268

136,68

115,28

11,556

84,53

62,41

1.

Wholesale Trade

877

26,58

24,55

605

12,86

6,66

2.

Retail Trade

35,391

110,10

90,73

10,951

71,68

55,75

VII.

FINANCE

28

29

20

34

6,96

3,64

VIII.

ALL OTHERS

14,606

40,14

34,08

5,938

23,46

21,27

TOTAL BANK CREDIT

2,21,181

901,00

748,73

51,658

457,96

371,38

OF WHICH:

1. Artisans & Village Industries

10,950

15,51

13,86

1,269

4,44

3,47

2. Other Small Scale Industries

5,133

114,49

102,40

1,500

40,67

32,33

Note : There are no Urban and Metropolitan centres in Himachal Pradesh.