| Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 |
SOUTHERN REGION
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| STATE :ANDHRA PRADESH
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| (Amount in Rupees Lakh)
| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | | | | | | AND ITS ASSOCIATES
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| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 11,55,747 | 1638,00 | 1552,83 | 11,65,068 | 2131,98 | 1992,64 | 5 | 11,07 | 11,06 | | | 1. | Direct Finance | 11,46,809 | 1487,07 | 1433,05 | 11,54,120 | 1786,60 | 1708,95 | 5 | 11,07 | 11,06 | | | 2. | Indirect Finance | 8,938 | 150,93 | 119,79 | 10,948 | 345,39 | 283,69 | - | - | - | II. | INDUSTRY | 83,662 | 5018,22 | 4136,19 | 90,246 | 4627,17 | 3775,40 | 201 | 265,12 | 226,24 | | | 1. | Mining & Quarrying | 1,116 | 76,22 | 58,25 | 684 | 61,28 | 48,03 | - | - | - | | | 2. | Food Manufacturing & Processing | 6,151 | 639,22 | 496,38 | 4,890 | 569,45 | 490,54 | 19 | 9,39 | 9,55 | | | | (a) | Rice Mills, Flour & Dal Mills | 2,835 | 215,84 | 165,87 | 1,954 | 133,47 | 99,21 | 2 | 2 | 2 | | | | (b) | Sugar | 46 | 68,12 | 65,85 | 95 | 227,14 | 222,35 | - | - | - | | | | (c) | Edible Oils & Vanaspati | 538 | 197,06 | 123,12 | 420 | 87,45 | 66,33 | 6 | 34 | 33 | | | | (d) | Tea Processing | 6 | 22 | 12 | 17 | 77 | 73 | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 36 | 6,09 | 5,15 | 378 | 5,21 | 5,23 | 2 | 2,00 | 1,89 | | | | (f) | Others | 2,690 | 151,89 | 136,26 | 2,026 | 115,41 | 96,68 | 9 | 7,02 | 7,31 | | | 3. | Beverage & Tobacco | 203 | 57,05 | 43,21 | 405 | 233,02 | 235,40 | 1 | 2,50 | 2,53 | | | 4. | Textiles | 2,062 | 363,67 | 308,39 | 2,159 | 378,24 | 328,27 | 23 | 40,76 | 30,73 | | | | (a) | Cotton Textiles | 848 | 200,03 | 177,22 | 789 | 202,51 | 163,66 | 5 | 18,19 | 13,09 | | | | (b) | Jute Textiles | 27 | 15,60 | 9,68 | 36 | 9,30 | 7,43 | - | - | - | | | | (c) | Handloom Textiles & Khadi | 329 | 3,60 | 3,49 | 208 | 4,76 | 3,43 | - | - | - | | | | (d) | Other Textiles | 858 | 144,44 | 118,00 | 1,126 | 161,66 | 153,75 | 18 | 22,57 | 17,64 | | | 5. | Paper, Paper Products & Printing | 935 | 127,54 | 126,59 | 1,624 | 183,70 | 161,59 | 7 | 21,62 | 19,80 | | | 6. | Leather & Leather Products | 214 | 36,41 | 34,06 | 293 | 10,88 | 11,23 | - | - | - | | | 7. | Rubber & Rubber Products | 224 | 40,87 | 34,07 | 244 | 31,62 | 25,47 | - | - | - | | | 8. | Chemicals & Chemical Products | 1,817 | 938,58 | 764,36 | 2,228 | 680,11 | 557,73 | 47 | 104,77 | 81,91 | | | | (a) | Heavy Industrial Chemicals | 162 | 58,18 | 50,44 | 138 | 19,89 | 17,34 | 5 | 30,07 | 30,07 | | | | (b) | Fertilisers | 55 | 121,70 | 106,97 | 75 | 105,67 | 75,13 | 5 | 24,36 | 23,93 | | | | (c) | Drugs & Pharmaceuticals | 533 | 439,28 | 395,98 | 738 | 357,13 | 285,99 | 23 | 31,44 | 17,14 | | | | (d) | Non-Edible Oils | 64 | 30,35 | 29,22 | 70 | 19,06 | 18,88 | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 1,003 | 289,07 | 181,76 | 1,207 | 178,37 | 160,39 | 14 | 18,91 | 10,78 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 83 | 39,11 | 32,60 | 88 | 15,03 | 8,21 | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 382 | 129,75 | 96,91 | 420 | 185,91 | 170,20 | 1 | 3,50 | 3,47 | | | 11. | Basic Metals & Metal Products | 1,469 | 749,32 | 638,17 | 1,854 | 804,90 | 678,97 | 14 | 7,72 | 6,87 | | | | (a) | Iron & Steel | 431 | 482,85 | 423,87 | 466 | 697,05 | 590,09 | 6 | 4,48 | 4,18 | | | | (b) | Non-Ferrous Metals | 132 | 106,28 | 66,27 | 70 | 21,96 | 17,99 | - | - | - | | | | (c) | Other Metal Products | 906 | 160,19 | 148,03 | 1,318 | 85,89 | 70,89 | 8 | 3,25 | 2,69 | | | 12. | Engineering | 3,024 | 782,07 | 667,42 | 2,770 | 609,45 | 379,87 | 20 | 23,15 | 21,17 | | | | (a) | Heavy Engineering | 283 | 90,89 | 80,29 | 325 | 114,10 | 90,02 | - | - | - | | | | (b) | Light Engineering | 1,403 | 211,39 | 187,37 | 997 | 123,06 | 98,48 | 10 | 3,42 | 2,86 | | | | (c) | Electrical Machinery & Goods | 725 | 345,54 | 275,56 | 676 | 276,97 | 111,08 | 6 | 10,68 | 9,58 | | | | (d) | Electronic Machinery & Goods | 613 | 134,25 | 124,20 | 772 | 95,32 | 80,29 | 4 | 9,05 | 8,72 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 673 | 210,47 | 216,87 | 800 | 36,94 | 24,53 | - | - | - | | | 14. | Other Industries | 64,866 | 436,14 | 393,39 | 70,750 | 332,29 | 299,94 | 66 | 43,21 | 43,42 | | | 15. | Electricity, Gas & Water | 103 | 359,17 | 194,42 | 175 | 397,14 | 264,96 | - | - | - | | | | (a) | Electricity Generation & Transmission | 76 | 357,64 | 192,95 | 134 | 388,76 | 258,03 | - | - | - | | | | (b) | Non-Conventional Energy | 4 | 30 | 32 | 16 | 6,85 | 5,86 | - | - | - | | | | (c) | Gas, Steam & Water Supply | 23 | 1,23 | 1,14 | 25 | 1,53 | 1,08 | - | - | - | | | 16. | Construction | 340 | 32,62 | 31,10 | 862 | 97,21 | 90,47 | 3 | 8,50 | 6,78 | III. | TRANSPORT OPERATORS | 30,327 | 157,15 | 127,88 | 29,996 | 144,08 | 116,04 | 3 | 2,50 | 2,27 | IV. | PROFESSIONAL AND OTHER SERVICES | 24,810 | 200,80 | 175,90 | 1,04,433 | 470,45 | 396,19 | 19 | 13,23 | 13,23 | V. | PERSONAL LOANS | 5,67,118 | 1696,19 | 1555,64 | 4,48,677 | 1441,41 | 1293,94 | 8,848 | 89,62 | 61,63 | | | 1. | Loans for Purchase of Consumer Durables | 40,954 | 77,89 | 66,55 | 34,218 | 59,16 | 51,59 | 1,548 | 27,36 | 27,56 | | | 2. | Loans for Housing | 49,206 | 593,31 | 540,66 | 45,398 | 482,05 | 433,31 | 42 | 3,16 | 3,08 | | | 3. | Rest of the Personal Loans | 4,76,958 | 1024,99 | 948,42 | 3,69,061 | 900,20 | 809,04 | 7,258 | 59,10 | 30,99 | VI. | TRADE | 2,37,703 | 925,81 | 800,74 | 2,25,273 | 1208,86 | 1041,24 | 11 | 8,23 | 7,96 | | | 1. | Wholesale Trade | 15,199 | 338,26 | 278,24 | 12,941 | 601,56 | 525,05 | 3 | 2,05 | 2,11 | | | 2. | Retail Trade | 2,22,504 | 587,55 | 522,51 | 2,12,332 | 607,30 | 516,18 | 8 | 6,18 | 5,85 | VII. | FINANCE | 310 | 162,88 | 125,55 | 738 | 160,39 | 121,06 | 2 | 1,02 | 54 | VIII.
| ALL OTHERS
| 73,458
| 1099,72
| 1027,23
| 4,10,142
| 1140,96
| 1056,19
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| 3,35
| 3,29
| TOTAL BANK CREDIT | 21,73,135 | 10898,78 | 9501,97 | 24,74,573 | 11325,31 | 9792,72 | 9,098 | 394,14 | 326,23 | OF WHICH: | 1. Artisans & Village Industries | 26,397 | 58,15 | 53,94 | 17,253 | 41,70 | 36,88 | - | - | - |
| 2. Other Small Scale Industries
| 41,644
| 904,64
| 785,29
| 40,822
| 770,21
| 678,96
| 10
| 4,65
| 2,43
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SOUTHERN REGION
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| STATE :ANDHRA PRADESH
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| (Amount in Rupees Lakh)
| | | | | | REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | | | | | |
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| COMMERCIAL BANKS
| COMMERCIAL BANKS
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 8,36,091 | 740,42 | 718,18 | 56,631 | 340,57 | 318,65 | 32,13,542 | 4862,03 | 4593,37 | | | 1. | Direct Finance | 8,05,398 | 708,55 | 690,08 | 54,187 | 212,08 | 198,42 | 31,60,519 | 4205,37 | 4041,56 | | | 2. | Indirect Finance | 30,693 | 31,87 | 28,10 | 2,444 | 128,48 | 120,23 | 53,023 | 656,67 | 551,80 | II. | INDUSTRY | 50,650 | 42,41 | 38,43 | 4,652 | 1049,59 | 921,18 | 2,29,411 | 11002,51 | 9097,44 | | | 1. | Mining & Quarrying | 29 | 58 | 55 | 35 | 12,61 | 12,02 | 1,864 | 150,70 | 118,86 | | | 2. | Food Manufacturing & Processing | 573 | 3,32 | 2,78 | 489 | 94,58 | 73,70 | 12,122 | 1315,97 | 1072,93 | | | | (a) | Rice Mills, Flour & Dal Mills | 95 | 1,59 | 1,33 | 224 | 23,85 | 13,33 | 5,110 | 374,78 | 279,76 | | | | (b) | Sugar | 2 | 1 | 1 | 13 | 12,57 | 12,67 | 156 | 307,83 | 300,88 | | | | (c) | Edible Oils & Vanaspati | 28 | 40 | 34 | 77 | 33,31 | 26,13 | 1,069 | 318,56 | 216,25 | | | | (d) | Tea Processing | 1 | - | - | 4 | 18 | 6 | 28 | 1,18 | 91 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 9 | 4,67 | 4,24 | 425 | 17,97 | 16,51 | | | | (f) | Others | 447 | 1,33 | 1,10 | 162 | 19,99 | 17,28 | 5,334 | 295,65 | 258,63 | | | 3. | Beverage & Tobacco | 3 | 2 | 2 | 21 | 11,06 | 10,91 | 633 | 303,66 | 292,07 | | | 4. | Textiles | 147 | 1,02 | 79 | 992 | 176,35 | 127,22 | 5,383 | 960,04 | 795,40 | | | | (a) | Cotton Textiles | 17 | 14 | 7 | 389 | 91,28 | 51,22 | 2,048 | 512,16 | 405,25 | | | | (b) | Jute Textiles | 1 | 2 | 2 | 12 | 13,60 | 11,65 | 76 | 38,52 | 28,78 | | | | (c) | Handloom Textiles & Khadi | 34 | 20 | 17 | 6 | 13 | 9 | 577 | 8,68 | 7,18 | | | | (d) | Other Textiles | 95 | 66 | 54 | 585 | 71,34 | 64,25 | 2,682 | 400,68 | 354,18 | | | 5. | Paper, Paper Products & Printing | 16 | 42 | 32 | 217 | 46,86 | 44,15 | 2,799 | 380,13 | 352,46 | | | 6. | Leather & Leather Products | 4 | 2 | 1 | 25 | 3,80 | 1,53 | 536 | 51,11 | 46,83 | | | 7. | Rubber & Rubber Products | 3 | 2 | 1 | 17 | 3,47 | 2,97 | 488 | 75,98 | 62,52 | | | 8. | Chemicals & Chemical Products | 33 | 46 | 39 | 336 | 253,71 | 244,63 | 4,461 | 1977,63 | 1649,02 | | | | (a) | Heavy Industrial Chemicals | - | - | - | 17 | 4,19 | 3,42 | 322 | 112,33 | 101,27 | | | | (b) | Fertilisers | - | - | - | 9 | 19,30 | 17,17 | 144 | 271,03 | 223,19 | | | | (c) | Drugs & Pharmaceuticals | 7 | 5 | 3 | 128 | 169,38 | 172,01 | 1,429 | 997,28 | 871,15 | | | | (d) | Non-Edible Oils | 5 | 10 | 10 | 12 | 1,31 | 90 | 151 | 50,81 | 49,10 | | | | (e) | Other Chemicals & Chemical Products | 21 | 31 | 26 | 170 | 59,52 | 51,12 | 2,415 | 546,17 | 404,30 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 31 | 7,86 | 8,39 | 202 | 62,00 | 49,20 | | | 10. | Manufacture of Cement & Cement Products | 12 | 43 | 29 | 48 | 25,41 | 26,45 | 863 | 345,01 | 297,32 | | | 11. | Basic Metals & Metal Products | 17 | 19 | 14 | 233 | 121,05 | 114,16 | 3,587 | 1683,19 | 1438,31 | | | | (a) | Iron & Steel | - | - | - | 109 | 83,77 | 76,97 | 1,012 | 1268,15 | 1095,11 | | | | (b) | Non-Ferrous Metals | - | - | - | 19 | 12,33 | 11,52 | 221 | 140,57 | 95,78 | | | | (c) | Other Metal Products | 17 | 19 | 14 | 105 | 24,95 | 25,67 | 2,354 | 274,47 | 247,41 | | | 12. | Engineering | 126 | 1,84 | 1,59 | 287 | 60,27 | 50,04 | 6,227 | 1476,78 | 1120,08 | | | | (a) | Heavy Engineering | 66 | 1,21 | 1,07 | 53 | 23,19 | 20,05 | 727 | 229,39 | 191,43 | | | | (b) | Light Engineering | 25 | 20 | 15 | 79 | 10,42 | 7,63 | 2,514 | 348,50 | 296,50 | | | | (c) | Electrical Machinery & Goods | 8 | 5 | 3 | 62 | 13,91 | 11,80 | 1,477 | 647,14 | 408,05 | | | | (d) | Electronic Machinery & Goods | 27 | 38 | 33 | 93 | 12,76 | 10,56 | 1,509 | 251,75 | 224,10 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 65 | 91 | 69 | 100 | 4,87 | 4,66 | 1,638 | 253,19 | 246,75 | | | 14. | Other Industries | 49,578 | 31,64 | 29,30 | 1,535 | 47,75 | 43,32 | 1,86,795 | 891,03 | 809,38 | | | 15. | Electricity, Gas & Water | 9 | 5 | 4 | 25 | 78,64 | 69,78 | 312 | 835,00 | 529,21 | | | | (a) | Electricity Generation & Transmission | 6 | 4 | 4 | 15 | 57,10 | 52,44 | 231 | 803,54 | 503,46 | | | | (b) | Non-Conventional Energy | - | - | - | 8 | 20,68 | 16,50 | 28 | 27,82 | 22,68 | | | | (c) | Gas, Steam & Water Supply | 3 | 1 | 1 | 2 | 86 | 84 | 53 | 3,63 | 3,07 | | | 16. | Construction | 35 | 1,48 | 1,49 | 261 | 101,28 | 87,26 | 1,501 | 241,09 | 217,12 | III. | TRANSPORT OPERATORS | 9,674 | 28,80 | 23,30 | 2,942 | 44,90 | 33,31 | 72,942 | 377,43 | 302,81 | IV. | PROFESSIONAL AND OTHER SERVICES | 40,929 | 36,61 | 30,95 | 4,830 | 85,85 | 75,60 | 1,75,021 | 806,95 | 691,87 | V. | PERSONAL LOANS | 1,85,332 | 241,11 | 217,61 | 52,746 | 204,16 | 181,21 | 12,62,721 | 3672,49 | 3310,03 | | | 1. | Loans for Purchase of Consumer Durables | 14,049 | 15,08 | 12,02 | 9,968 | 8,01 | 6,22 | 1,00,737 | 187,50 | 163,94 | | | 2. | Loans for Housing | 10,206 | 43,54 | 42,94 | 2,669 | 35,07 | 29,77 | 1,07,521 | 1157,13 | 1049,78 | | | 3. | Rest of the Personal Loans | 1,61,077 | 182,50 | 162,65 | 40,109 | 161,07 | 145,21 | 10,54,463 | 2327,86 | 2096,31 | VI. | TRADE | 1,35,508 | 101,00 | 88,11 | 23,973 | 413,32 | 339,12 | 6,22,468 | 2657,24 | 2277,17 | | | 1. | Wholesale Trade | 4,260 | 7,22 | 6,30 | 3,280 | 210,33 | 165,18 | 35,683 | 1159,43 | 976,88 | | | 2. | Retail Trade | 1,31,248 | 93,78 | 81,81 | 20,693 | 202,99 | 173,94 | 5,86,785 | 1497,81 | 1300,29 | VII. | FINANCE | 40 | 68 | 63 | 457 | 99,66 | 83,10 | 1,547 | 424,63 | 330,89 | VIII.
| ALL OTHERS
| 1,85,133
| 151,32
| 145,07
| 26,092
| 373,67
| 350,46
| 6,94,834
| 2769,03
| 2582,23
| TOTAL BANK CREDIT | 14,43,357 | 1342,35 | 1262,28 | 1,72,323 | 2611,73 | 2302,62 | 62,72,486 | 26572,31 | 23185,81 | OF WHICH: | 1. Artisans & Village Industries | 43,127 | 27,08 | 25,40 | 452 | 1,20 | 99 | 87,229 | 128,12 | 117,21 |
| 2. Other Small Scale Industries
| 6,056
| 6,92
| 6,10
| 1,609
| 167,64
| 110,92
| 90,141
| 1854,05
| 1583,70
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