| Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 |
EASTERN REGION
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| STATE :BIHAR
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| (Amount in Rupees Lakh)
| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | | | | | | AND ITS ASSOCIATES
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| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 2,96,664 | 521,17 | 478,24 | 6,44,388 | 660,44 | 628,23 | - | - | - | | | 1. | Direct Finance | 2,91,694 | 432,74 | 400,71 | 6,34,138 | 604,60 | 578,69 | - | - | - | | | 2. | Indirect Finance | 4,970 | 88,43 | 77,53 | 10,250 | 55,84 | 49,54 | - | - | - | II. | INDUSTRY | 66,759 | 1232,30 | 1055,50 | 1,57,091 | 1469,89 | 1278,25 | 4 | 29,87 | 19,72 | | | 1. | Mining & Quarrying | 370 | 81,75 | 48,93 | 587 | 30,72 | 28,93 | - | - | - | | | 2. | Food Manufacturing & Processing | 4,644 | 90,35 | 66,67 | 9,660 | 115,23 | 105,96 | - | - | - | | | | (a) | Rice Mills, Flour & Dal Mills | 1,811 | 20,80 | 18,35 | 3,656 | 36,11 | 32,38 | - | - | - | | | | (b) | Sugar | 31 | 46,75 | 26,92 | 44 | 36,73 | 32,77 | - | - | - | | | | (c) | Edible Oils & Vanaspati | 701 | 8,26 | 7,91 | 1,575 | 22,01 | 20,15 | - | - | - | | | | (d) | Tea Processing | 2 | 1 | 1 | 1 | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 57 | 1,77 | 1,39 | 31 | 1,37 | 1,24 | - | - | - | | | | (f) | Others | 2,042 | 12,77 | 12,10 | 4,353 | 19,00 | 19,41 | - | - | - | | | 3. | Beverage & Tobacco | 135 | 3,02 | 2,70 | 142 | 20,05 | 16,36 | - | - | - | | | 4. | Textiles | 1,377 | 22,42 | 17,67 | 2,724 | 41,65 | 39,61 | - | - | - | | | | (a) | Cotton Textiles | 162 | 3,61 | 3,35 | 231 | 10,71 | 10,35 | - | - | - | | | | (b) | Jute Textiles | 34 | 80 | 75 | 47 | 3,83 | 2,24 | - | - | - | | | | (c) | Handloom Textiles & Khadi | 66 | 55 | 52 | 181 | 4,59 | 4,66 | - | - | - | | | | (d) | Other Textiles | 1,115 | 17,45 | 13,06 | 2,265 | 22,52 | 22,37 | - | - | - | | | 5. | Paper, Paper Products & Printing | 505 | 18,50 | 16,03 | 885 | 22,03 | 21,68 | - | - | - | | | 6. | Leather & Leather Products | 288 | 5,59 | 5,17 | 613 | 3,70 | 4,22 | - | - | - | | | 7. | Rubber & Rubber Products | 69 | 3,31 | 3,26 | 141 | 16,17 | 7,24 | - | - | - | | | 8. | Chemicals & Chemical Products | 763 | 70,69 | 60,74 | 1,043 | 49,51 | 39,09 | - | - | - | | | | (a) | Heavy Industrial Chemicals | 37 | 7,69 | 9,46 | 50 | 10,62 | 8,26 | - | - | - | | | | (b) | Fertilisers | 28 | 23,59 | 23,76 | 17 | 3,70 | 2,91 | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 207 | 5,12 | 4,90 | 176 | 11,45 | 11,02 | - | - | - | | | | (d) | Non-Edible Oils | 33 | 41 | 47 | 53 | 1,17 | 1,09 | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 458 | 33,88 | 22,16 | 747 | 22,56 | 15,81 | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 129 | 5,30 | 4,81 | 462 | 31,14 | 29,88 | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 185 | 18,37 | 16,37 | 212 | 63,51 | 64,74 | - | - | - | | | 11. | Basic Metals & Metal Products | 1,439 | 190,00 | 156,23 | 2,537 | 428,44 | 395,55 | 2 | 20,18 | 10,03 | | | | (a) | Iron & Steel | 278 | 148,61 | 118,30 | 390 | 370,99 | 348,72 | 2 | 20,18 | 10,03 | | | | (b) | Non-Ferrous Metals | 31 | 5,11 | 3,99 | 69 | 4,44 | 3,74 | - | - | - | | | | (c) | Other Metal Products | 1,130 | 36,28 | 33,93 | 2,078 | 53,00 | 43,09 | - | - | - | | | 12. | Engineering | 860 | 371,90 | 351,87 | 1,569 | 207,89 | 131,68 | 1 | 6,76 | 6,76 | | | | (a) | Heavy Engineering | 146 | 285,94 | 273,90 | 176 | 121,47 | 53,30 | - | - | - | | | | (b) | Light Engineering | 300 | 73,41 | 66,20 | 625 | 52,90 | 46,14 | - | - | - | | | | (c) | Electrical Machinery & Goods | 212 | 10,17 | 9,68 | 427 | 24,56 | 22,99 | 1 | 6,76 | 6,76 | | | | (d) | Electronic Machinery & Goods | 202 | 2,39 | 2,09 | 341 | 8,95 | 9,25 | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 1,170 | 125,99 | 101,51 | 944 | 139,68 | 113,77 | - | - | - | | | 14. | Other Industries | 54,713 | 217,38 | 197,13 | 1,35,046 | 257,64 | 258,52 | - | - | - | | | 15. | Electricity, Gas & Water | 30 | 3,44 | 2,92 | 132 | 12,38 | 2,39 | - | - | - | | | | (a) | Electricity Generation & Transmission | 14 | 2,39 | 2,39 | 106 | 12,06 | 2,04 | - | - | - | | | | (b) | Non-Conventional Energy | 2 | 3 | 3 | 7 | 7 | 8 | - | - | - | | | | (c) | Gas, Steam & Water Supply | 14 | 1,02 | 50 | 19 | 25 | 27 | - | - | - | | | 16. | Construction | 82 | 4,27 | 3,49 | 394 | 30,18 | 18,62 | 1 | 2,93 | 2,93 | III. | TRANSPORT OPERATORS | 27,010 | 88,92 | 75,45 | 69,020 | 225,23 | 186,17 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 14,185 | 133,31 | 116,62 | 1,06,046 | 248,60 | 199,30 | 2 | 4 | 4 | V. | PERSONAL LOANS | 2,32,801 | 492,75 | 451,16 | 2,48,128 | 680,83 | 594,12 | 765 | 5,57 | 62 | | | 1. | Loans for Purchase of Consumer Durables | 29,581 | 54,68 | 49,51 | 14,477 | 27,73 | 21,47 | - | - | - | | | 2. | Loans for Housing | 19,981 | 117,43 | 107,10 | 27,555 | 203,68 | 175,32 | - | - | - | | | 3. | Rest of the Personal Loans | 1,83,239 | 320,65 | 294,55 | 2,06,096 | 449,43 | 397,33 | 765 | 5,57 | 62 | VI. | TRADE | 1,88,710 | 445,94 | 412,63 | 4,27,864 | 773,38 | 718,15 | - | - | - | | | 1. | Wholesale Trade | 31,607 | 139,50 | 124,30 | 19,713 | 128,69 | 111,03 | - | - | - | | | 2. | Retail Trade | 1,57,103 | 306,44 | 288,33 | 4,08,151 | 644,69 | 607,13 | - | - | - | VII. | FINANCE | 35 | 3,36 | 2,37 | 330 | 43,07 | 42,14 | - | - | - | VIII.
| ALL OTHERS
| 29,541
| 53,69
| 48,84
| 1,37,664
| 281,94
| 242,59
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| TOTAL BANK CREDIT | 8,55,705 | 2971,44 | 2640,81 | 17,90,531 | 4383,38 | 3888,95 | 771 | 35,47 | 20,38 | OF WHICH: | 1. Artisans & Village Industries | 21,838 | 38,03 | 35,72 | 72,914 | 71,59 | 74,25 | - | - | - |
| 2. Other Small Scale Industries
| 31,114
| 238,88
| 219,19
| 65,913
| 359,25
| 338,70
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EASTERN REGION
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| STATE :BIHAR
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| (Amount in Rupees Lakh)
| | | | | | REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | | | | | |
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| COMMERCIAL BANKS
| COMMERCIAL BANKS
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 7,20,450 | 356,46 | 288,02 | 108 | 11 | 10 | 16,61,610 | 1538,17 | 1394,59 | | | 1. | Direct Finance | 7,18,363 | 354,70 | 286,19 | 108 | 11 | 10 | 16,44,303 | 1392,14 | 1265,69 | | | 2. | Indirect Finance | 2,087 | 1,76 | 1,83 | - | - | - | 17,307 | 146,03 | 128,90 | II. | INDUSTRY | 2,11,938 | 95,97 | 81,75 | 140 | 21,89 | 21,33 | 4,35,932 | 2849,92 | 2456,55 | | | 1. | Mining & Quarrying | 16 | 21 | 18 | - | - | - | 973 | 112,68 | 78,04 | | | 2. | Food Manufacturing & Processing | 532 | 1,69 | 1,41 | 2 | 25 | 13 | 14,838 | 207,52 | 174,17 | | | | (a) | Rice Mills, Flour & Dal Mills | 45 | 1,10 | 1,02 | 2 | 25 | 13 | 5,514 | 58,26 | 51,88 | | | | (b) | Sugar | 2 | 3 | 1 | - | - | - | 77 | 83,52 | 59,70 | | | | (c) | Edible Oils & Vanaspati | 8 | 3 | 4 | - | - | - | 2,284 | 30,29 | 28,09 | | | | (d) | Tea Processing | - | - | - | - | - | - | 3 | 1 | 1 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | 88 | 3,14 | 2,64 | | | | (f) | Others | 477 | 53 | 35 | - | - | - | 6,872 | 32,30 | 31,86 | | | 3. | Beverage & Tobacco | 9 | 12 | 3 | - | - | - | 286 | 23,19 | 19,08 | | | 4. | Textiles | 11 | 7 | 8 | - | - | - | 4,112 | 64,14 | 57,36 | | | | (a) | Cotton Textiles | - | - | - | - | - | - | 393 | 14,32 | 13,70 | | | | (b) | Jute Textiles | 1 | - | 1 | - | - | - | 82 | 4,63 | 2,99 | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | 247 | 5,14 | 5,18 | | | | (d) | Other Textiles | 10 | 6 | 7 | - | - | - | 3,390 | 40,04 | 35,50 | | | 5. | Paper, Paper Products & Printing | 5 | 5 | 3 | 5 | 4 | 5 | 1,400 | 40,61 | 37,79 | | | 6. | Leather & Leather Products | 1 | - | - | 1 | 2 | 1 | 903 | 9,31 | 9,41 | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | 210 | 19,48 | 10,50 | | | 8. | Chemicals & Chemical Products | 5 | 3 | 3 | 9 | 26 | 25 | 1,820 | 120,48 | 100,12 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | 87 | 18,31 | 17,71 | | | | (b) | Fertilisers | - | - | - | - | - | - | 45 | 27,30 | 26,67 | | | | (c) | Drugs & Pharmaceuticals | 1 | 1 | 1 | 2 | 2 | 2 | 386 | 16,60 | 15,94 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | 86 | 1,58 | 1,57 | | | | (e) | Other Chemicals & Chemical Products | 4 | 2 | 2 | 7 | 24 | 23 | 1,216 | 56,70 | 38,23 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 2 | 1 | 1 | 2 | 5 | 5 | 595 | 36,50 | 34,75 | | | 10. | Manufacture of Cement & Cement Products | 1 | 1 | 1 | - | - | - | 398 | 81,89 | 81,12 | | | 11. | Basic Metals & Metal Products | 2 | 1 | 2 | 3 | 3 | 4 | 3,983 | 638,66 | 561,86 | | | | (a) | Iron & Steel | - | - | - | 1 | 2 | 2 | 671 | 539,80 | 477,07 | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | 100 | 9,55 | 7,74 | | | | (c) | Other Metal Products | 2 | 1 | 2 | 2 | 1 | 2 | 3,212 | 89,31 | 77,05 | | | 12. | Engineering | 7 | 5 | 3 | 23 | 18,85 | 19,19 | 2,460 | 605,45 | 509,53 | | | | (a) | Heavy Engineering | 1 | - | - | 7 | 14,85 | 15,21 | 330 | 422,27 | 342,41 | | | | (b) | Light Engineering | 2 | 2 | - | 6 | 6 | 5 | 933 | 126,39 | 112,40 | | | | (c) | Electrical Machinery & Goods | 3 | 2 | 1 | 6 | 11 | 10 | 649 | 41,61 | 39,54 | | | | (d) | Electronic Machinery & Goods | 1 | 1 | 1 | 4 | 3,84 | 3,83 | 548 | 15,19 | 15,18 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 9 | 7 | 5 | 3 | 4 | 2 | 2,126 | 265,78 | 215,36 | | | 14. | Other Industries | 2,11,334 | 93,62 | 79,83 | 68 | 40 | 45 | 4,01,161 | 569,03 | 535,94 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | 162 | 15,82 | 5,31 | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | 120 | 14,45 | 4,43 | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | 9 | 9 | 11 | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | 33 | 1,27 | 77 | | | 16. | Construction | 4 | 3 | 4 | 24 | 1,96 | 1,13 | 505 | 39,38 | 26,21 | III. | TRANSPORT OPERATORS | 86,399 | 74,22 | 65,14 | 80 | 44 | 37 | 1,82,509 | 388,81 | 327,13 | IV. | PROFESSIONAL AND OTHER SERVICES | 59,586 | 26,74 | 22,45 | 24 | 23 | 17 | 1,79,843 | 408,92 | 338,58 | V. | PERSONAL LOANS | 1,15,229 | 134,99 | 99,66 | 663 | 2,21 | 2,12 | 5,97,586 | 1316,35 | 1147,68 | | | 1. | Loans for Purchase of Consumer Durables | 3,908 | 5,73 | 5,03 | 13 | 3 | 2 | 47,979 | 88,16 | 76,02 | | | 2. | Loans for Housing | 2,325 | 23,03 | 21,99 | 29 | 21 | 18 | 49,890 | 344,34 | 304,59 | | | 3. | Rest of the Personal Loans | 1,08,996 | 106,23 | 72,64 | 621 | 1,97 | 1,92 | 4,99,717 | 883,85 | 767,06 | VI. | TRADE | 5,30,756 | 272,61 | 248,90 | 303 | 3,60 | 3,05 | 11,47,633 | 1495,52 | 1382,74 | | | 1. | Wholesale Trade | 913 | 2,98 | 2,53 | 26 | 1,44 | 1,12 | 52,259 | 272,61 | 238,98 | | | 2. | Retail Trade | 5,29,843 | 269,63 | 246,37 | 277 | 2,16 | 1,93 | 10,95,374 | 1222,91 | 1143,75 | VII. | FINANCE | - | - | - | 10 | 2,16 | 2,23 | 375 | 48,59 | 46,74 | VIII.
| ALL OTHERS
| 60,373
| 33,66
| 26,67
| 835
| 1,30
| 1,23
| 2,28,413
| 370,59
| 319,33
| TOTAL BANK CREDIT | 17,84,731 | 994,65 | 832,59 | 2,163 | 31,93 | 30,61 | 44,33,901 | 8416,88 | 7413,34 | OF WHICH: | 1. Artisans & Village Industries | 1,84,830 | 79,12 | 66,37 | 1 | - | - | 2,79,583 | 188,74 | 176,34 |
| 2. Other Small Scale Industries
| 21,756
| 12,92
| 12,01
| 60
| 62
| 56
| 1,18,843
| 611,67
| 570,46
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