| Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 |
NORTH-EASTERN REGION
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| STATE :MIZORAM
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| (Amount in Rupees Lakh)
| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | | | | | | AND ITS ASSOCIATES
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| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 3,731 | 4,91 | 5,03 | 145 | 45 | 46 | - | - | - | | | 1. | Direct Finance | 3,637 | 3,72 | 4,01 | 142 | 35 | 44 | - | - | - | | | 2. | Indirect Finance | 94 | 1,19 | 1,02 | 3 | 9 | 2 | - | - | - | II. | INDUSTRY | 1,813 | 5,89 | 6,31 | 109 | 1,10 | 1,26 | - | - | - | | | 1. | Mining & Quarrying | - | - | - | - | - | - | - | - | - | | | 2. | Food Manufacturing & Processing | 120 | 40 | 51 | 2 | 1 | 1 | - | - | - | | | | (a) | Rice Mills, Flour & Dal Mills | 25 | 13 | 16 | 1 | 1 | 1 | - | - | - | | | | (b) | Sugar | - | - | - | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | 1 | - | - | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | - | - | - | | | | (f) | Others | 94 | 27 | 35 | 1 | - | - | - | - | - | | | 3. | Beverage & Tobacco | 1 | 1 | 1 | - | - | - | - | - | - | | | 4. | Textiles | 25 | 18 | 18 | 12 | 11 | 12 | - | - | - | | | | (a) | Cotton Textiles | 9 | 8 | 8 | - | - | - | - | - | - | | | | (b) | Jute Textiles | - | - | - | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | 6 | 6 | 6 | 9 | 8 | 7 | - | - | - | | | | (d) | Other Textiles | 10 | 5 | 5 | 3 | 3 | 6 | - | - | - | | | 5. | Paper, Paper Products & Printing | 7 | 5 | 5 | 4 | 16 | 15 | - | - | - | | | 6. | Leather & Leather Products | - | - | - | 2 | 2 | 2 | - | - | - | | | 7. | Rubber & Rubber Products | 1 | 1 | - | - | - | - | - | - | - | | | 8. | Chemicals & Chemical Products | 5 | 17 | 15 | 4 | 3 | 3 | - | - | - | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 5 | 17 | 15 | 4 | 3 | 3 | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 1 | 1 | 1 | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 1 | 1 | 1 | - | - | - | - | - | - | | | 11. | Basic Metals & Metal Products | 8 | 12 | 10 | 3 | 20 | 13 | - | - | - | | | | (a) | Iron & Steel | - | - | - | 1 | 18 | 12 | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | - | - | - | | | | (c) | Other Metal Products | 8 | 12 | 10 | 2 | 2 | 1 | - | - | - | | | 12. | Engineering | 23 | 15 | 15 | 9 | 11 | 8 | - | - | - | | | | (a) | Heavy Engineering | - | - | - | 1 | 4 | 3 | - | - | - | | | | (b) | Light Engineering | 12 | 5 | 5 | 8 | 7 | 5 | - | - | - | | | | (c) | Electrical Machinery & Goods | 8 | 7 | 7 | - | - | - | - | - | - | | | | (d) | Electronic Machinery & Goods | 3 | 3 | 3 | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 30 | 16 | 17 | 6 | 11 | 15 | - | - | - | | | 14. | Other Industries | 1,590 | 4,60 | 4,95 | 67 | 36 | 57 | - | - | - | | | 15. | Electricity, Gas & Water | 1 | 2 | 2 | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | 1 | 2 | 2 | - | - | - | - | - | - | | | 16. | Construction | - | - | - | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | 152 | 2,39 | 2,03 | 88 | 1,29 | 1,10 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 200 | 99 | 1,05 | 45 | 20 | 27 | - | - | - | V. | PERSONAL LOANS | 2,390 | 9,32 | 8,71 | 353 | 2,42 | 2,14 | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 251 | 73 | 70 | 34 | 19 | 16 | - | - | - | | | 2. | Loans for Housing | 209 | 3,25 | 2,80 | 98 | 1,38 | 1,08 | - | - | - | | | 3. | Rest of the Personal Loans | 1,930 | 5,34 | 5,21 | 221 | 85 | 89 | - | - | - | VI. | TRADE | 2,662 | 8,90 | 8,41 | 437 | 5,47 | 5,21 | - | - | - | | | 1. | Wholesale Trade | 157 | 1,53 | 1,39 | 2 | 13 | 11 | - | - | - | | | 2. | Retail Trade | 2,505 | 7,36 | 7,02 | 435 | 5,35 | 5,10 | - | - | - | VII. | FINANCE | 5 | 31 | 31 | - | - | - | - | - | - | VIII.
| ALL OTHERS
| 102
| 4,61
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| TOTAL BANK CREDIT | 11,055 | 37,32 | 32,22 | 1,206 | 11,03 | 10,58 | - | - | - | OF WHICH: | 1. Artisans & Village Industries | 772 | 2,04 | 2,12 | 6 | 4 | 4 | - | - | - |
| 2. Other Small Scale Industries
| 752
| 1,88
| 2,22
| 95
| 79
| 1,03
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NORTH-EASTERN REGION
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| STATE :MIZORAM
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| (Amount in Rupees Lakh)
| | | | | | REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | | | | | |
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| COMMERCIAL BANKS
| COMMERCIAL BANKS
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 4,963 | 3,44 | 3,32 | - | - | - | 8,839 | 8,80 | 8,81 | | | 1. | Direct Finance | 4,963 | 3,44 | 3,32 | - | - | - | 8,742 | 7,51 | 7,77 | | | 2. | Indirect Finance | - | - | - | - | - | - | 97 | 1,28 | 1,04 | II. | INDUSTRY | 1,576 | 1,27 | 1,18 | - | - | - | 3,498 | 8,26 | 8,75 | | | 1. | Mining & Quarrying | - | - | - | - | - | - | - | - | - | | | 2. | Food Manufacturing & Processing | 53 | 5 | 5 | - | - | - | 175 | 47 | 58 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | - | - | - | 26 | 13 | 17 | | | | (b) | Sugar | - | - | - | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | 1 | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 1 | - | - | - | - | - | 1 | - | - | | | | (f) | Others | 52 | 5 | 5 | - | - | - | 147 | 33 | 41 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | 1 | 1 | 1 | | | 4. | Textiles | 1 | - | - | - | - | - | 38 | 30 | 31 | | | | (a) | Cotton Textiles | - | - | - | - | - | - | 9 | 8 | 8 | | | | (b) | Jute Textiles | - | - | - | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | 1 | | | | | | 16 | 14 | 12 | | | | (d) | Other Textiles | - | - | - | - | - | - | 13 | 8 | 10 | | | 5. | Paper, Paper Products & Printing | - | - | - | - | - | - | 11 | 21 | 20 | | | 6. | Leather & Leather Products | - | - | - | - | - | - | 2 | 2 | 2 | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | 1 | 1 | - | | | 8. | Chemicals & Chemical Products | - | - | - | - | - | - | 9 | 20 | 18 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | - | - | - | 9 | 20 | 18 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | 1 | 1 | 1 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | 1 | 1 | 1 | | | 11. | Basic Metals & Metal Products | - | - | - | - | - | - | 11 | 31 | 24 | | | | (a) | Iron & Steel | - | - | - | - | - | - | 1 | 18 | 12 | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | - | - | - | 10 | 13 | 11 | | | 12. | Engineering | - | - | - | - | - | - | 32 | 27 | 23 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | 1 | 4 | 3 | | | | (b) | Light Engineering | - | - | - | - | - | - | 20 | 12 | 10 | | | | (c) | Electrical Machinery & Goods | - | - | - | - | - | - | 8 | 7 | 7 | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | 3 | 3 | 3 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 12 | 14 | 11 | - | - | - | 48 | 40 | 43 | | | 14. | Other Industries | 1,510 | 1,08 | 1,01 | - | - | - | 3,167 | 6,03 | 6,53 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | 1 | 2 | 2 | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | 1 | 2 | 2 | | | 16. | Construction | - | - | - | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | 183 | 4,54 | 3,74 | - | - | - | 423 | 8,21 | 6,86 | IV. | PROFESSIONAL AND OTHER SERVICES | 244 | 20 | 20 | - | - | - | 489 | 1,39 | 1,52 | V. | PERSONAL LOANS | 443 | 87 | 84 | - | - | - | 3,186 | 12,61 | 11,69 | | | 1. | Loans for Purchase of Consumer Durables | 163 | 36 | 38 | - | - | - | 448 | 1,27 | 1,24 | | | 2. | Loans for Housing | 2 | 3 | 3 | - | - | - | 309 | 4,66 | 3,91 | | | 3. | Rest of the Personal Loans | 278 | 48 | 43 | - | - | - | 2,429 | 6,68 | 6,54 | VI. | TRADE | 1,910 | 2,41 | 2,12 | - | - | - | 5,009 | 16,78 | 15,74 | | | 1. | Wholesale Trade | 3 | 14 | 9 | - | - | - | 162 | 1,80 | 1,60 | | | 2. | Retail Trade | 1,907 | 2,27 | 2,03 | - | - | - | 4,847 | 14,98 | 14,15 | VII. | FINANCE | - | - | - | - | - | - | 5 | 31 | 31 | VIII.
| ALL OTHERS
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| 159
| 4,73
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| TOTAL BANK CREDIT | 9,347 | 12,75 | 11,40 | - | - | - | 21,608 | 61,09 | 54,20 | OF WHICH: | 1. Artisans & Village Industries | 907 | 62 | 60 | - | - | - | 1,685 | 2,70 | 2,76 |
| 2. Other Small Scale Industries
| 556
| 48
| 44
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| 1,403
| 3,16
| 3,68
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