| Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 |
NORTH-EASTERN REGION
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| STATE :MEGHALAYA
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| (Amount in Rupees Lakh)
| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | | | | | | AND ITS ASSOCIATES
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| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 17,652 | 14,41 | 14,06 | 3,645 | 4,87 | 5,08 | - | - | - | | | 1. | Direct Finance | 17,553 | 12,74 | 12,63 | 3,624 | 4,72 | 4,90 | - | - | - | | | 2. | Indirect Finance | 99 | 1,67 | 1,43 | 21 | 15 | 18 | - | - | - | II. | INDUSTRY | 4,181 | 53,28 | 12,49 | 1,338 | 9,41 | 8,82 | - | - | - | | | 1. | Mining & Quarrying | 9 | 2,64 | 1,41 | 6 | 17 | 17 | - | - | - | | | 2. | Food Manufacturing & Processing | 163 | 40,46 | 1,38 | 37 | 48 | 70 | - | - | - | | | | (a) | Rice Mills, Flour & Dal Mills | 15 | 45 | 41 | 7 | 36 | 57 | - | - | - | | | | (b) | Sugar | 1 | - | - | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | 2 | 35 | 27 | 2 | 1 | - | - | - | - | | | | (d) | Tea Processing | 3 | 38,83 | - | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 7 | 4 | 4 | - | - | - | - | - | - | | | | (f) | Others | 135 | 79 | 66 | 28 | 11 | 12 | - | - | - | | | 3. | Beverage & Tobacco | 1 | 1 | 1 | - | - | - | - | - | - | | | 4. | Textiles | 91 | 64 | 65 | 22 | 28 | 27 | - | - | - | | | | (a) | Cotton Textiles | 1 | 1 | 1 | 3 | 1 | 1 | - | - | - | | | | (b) | Jute Textiles | 5 | 12 | 15 | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | 45 | 21 | 21 | 3 | 11 | 10 | - | - | - | | | | (d) | Other Textiles | 40 | 30 | 28 | 16 | 16 | 15 | - | - | - | | | 5. | Paper, Paper Products & Printing | 23 | 44 | 47 | 10 | 17 | 16 | - | - | - | | | 6. | Leather & Leather Products | 6 | 5 | 4 | 2 | 2 | - | - | - | - | | | 7. | Rubber & Rubber Products | 1 | 3 | 1 | 1 | 1 | | - | - | - | | | 8. | Chemicals & Chemical Products | 7 | 10 | 11 | 6 | 32 | 27 | - | - | - | | | | (a) | Heavy Industrial Chemicals | - | - | - | 1 | 1 | 1 | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 2 | 2 | 2 | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | 2 | 5 | 6 | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 5 | 9 | 9 | 3 | 26 | 20 | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 1 | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 7 | 28 | 39 | 5 | 42 | 32 | - | - | - | | | 11. | Basic Metals & Metal Products | 20 | 18 | 17 | 29 | 29 | 25 | - | - | - | | | | (a) | Iron & Steel | 3 | 2 | 1 | 3 | 8 | 3 | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | - | - | - | | | | (c) | Other Metal Products | 17 | 16 | 16 | 26 | 22 | 21 | - | - | - | | | 12. | Engineering | 27 | 1,13 | 1,09 | 9 | 15 | 12 | - | - | - | | | | (a) | Heavy Engineering | 1 | 3 | 2 | - | - | - | - | - | - | | | | (b) | Light Engineering | 8 | 17 | 14 | 2 | 3 | 3 | - | - | - | | | | (c) | Electrical Machinery & Goods | 10 | 7 | 7 | 3 | 6 | 5 | - | - | - | | | | (d) | Electronic Machinery & Goods | 8 | 87 | 86 | 4 | 6 | 4 | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 24 | 50 | 47 | 5 | 4 | 4 | - | - | - | | | 14. | Other Industries | 3,740 | 6,24 | 5,90 | 1,142 | 4,30 | 3,90 | - | - | - | | | 15. | Electricity, Gas & Water | - | - | - | 8 | 11 | 12 | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | 6 | 6 | 6 | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | 1 | 4 | 5 | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | 1 | 1 | 1 | - | - | - | | | 16. | Construction | 62 | 58 | 39 | 55 | 2,65 | 2,51 | - | - | - | III. | TRANSPORT OPERATORS | 858 | 12,11 | 8,50 | 227 | 3,38 | 2,86 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 331 | 1,41 | 1,24 | 598 | 2,73 | 2,45 | - | - | - | V. | PERSONAL LOANS | 8,444 | 21,84 | 19,69 | 5,220 | 18,96 | 18,07 | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 1,067 | 2,12 | 1,79 | 709 | 1,47 | 1,28 | - | - | - | | | 2. | Loans for Housing | 548 | 4,25 | 3,86 | 405 | 3,03 | 2,82 | - | - | - | | | 3. | Rest of the Personal Loans | 6,829 | 15,47 | 14,04 | 4,106 | 14,46 | 13,97 | - | - | - | VI. | TRADE | 4,925 | 18,73 | 16,52 | 4,264 | 19,66 | 18,52 | - | - | - | | | 1. | Wholesale Trade | 284 | 5,73 | 5,63 | 159 | 5,81 | 5,35 | - | - | - | | | 2. | Retail Trade | 4,641 | 13,00 | 10,89 | 4,105 | 13,85 | 13,17 | - | - | - | VII. | FINANCE | 3 | 4 | 3 | 40 | 66 | 57 | - | - | - | VIII.
| ALL OTHERS
| 413
| 1,29
| 1,10
| 3,207
| 10,09
| 9,88
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| TOTAL BANK CREDIT | 36,807 | 123,10 | 73,63 | 18,539 | 69,76 | 66,24 | - | - | - | OF WHICH: | 1. Artisans & Village Industries | 1,769 | 2,38 | 2,25 | 244 | 40 | 44 | - | - | - |
| 2. Other Small Scale Industries
| 1,982
| 5,16
| 4,82
| 704
| 3,64
| 3,25
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NORTH-EASTERN REGION
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| STATE :MEGHALAYA
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| (Amount in Rupees Lakh)
| | | | | | REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | | | | | |
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| COMMERCIAL BANKS
| COMMERCIAL BANKS
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 17,451 | 8,89 | 9,35 | 1 | - | - | 38,749 | 28,18 | 28,50 | | | 1. | Direct Finance | 16,991 | 8,69 | 9,15 | 1 | - | - | 38,169 | 26,15 | 26,68 | | | 2. | Indirect Finance | 460 | 21 | 21 | - | - | - | 580 | 2,03 | 1,81 | II. | INDUSTRY | 1,584 | 1,42 | 1,40 | 44 | 92 | 88 | 7,147 | 65,02 | 23,59 | | | 1. | Mining & Quarrying | - | - | - | - | - | - | 15 | 2,82 | 1,58 | | | 2. | Food Manufacturing & Processing | 6 | 3 | 3 | - | - | - | 206 | 40,97 | 2,10 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | - | - | - | 22 | 81 | 98 | | | | (b) | Sugar | - | - | - | - | - | - | 1 | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | 4 | 35 | 27 | | | | (d) | Tea Processing | - | - | - | - | - | - | 3 | 38,83 | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | 7 | 4 | 4 | | | | (f) | Others | 6 | 3 | 3 | - | - | - | 169 | 93 | 82 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | 1 | 1 | 1 | | | 4. | Textiles | - | - | - | - | - | - | 113 | 91 | 92 | | | | (a) | Cotton Textiles | - | - | - | - | - | - | 4 | 2 | 2 | | | | (b) | Jute Textiles | - | - | - | - | - | - | 5 | 12 | 15 | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | 48 | 31 | 32 | | | | (d) | Other Textiles | - | - | - | - | - | - | 56 | 46 | 44 | | | 5. | Paper, Paper Products & Printing | 2 | 5 | 5 | - | - | - | 35 | 65 | 68 | | | 6. | Leather & Leather Products | - | - | - | - | - | - | 8 | 7 | 4 | | | 7. | Rubber & Rubber Products | 1 | 3 | 3 | - | - | - | 3 | 7 | 5 | | | 8. | Chemicals & Chemical Products | - | - | - | - | - | - | 13 | 42 | 38 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | 1 | 1 | 1 | | | | (b) | Fertilisers | - | - | - | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | 2 | 2 | 2 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | 2 | 5 | 6 | | | | (e) | Other Chemicals & Chemical Products | - | - | - | - | - | - | 8 | 35 | 29 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | 1 | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 1 | 1 | 1 | 13 | 71 | 72 | | | 11. | Basic Metals & Metal Products | - | - | - | 2 | 10 | 11 | 51 | 58 | 53 | | | | (a) | Iron & Steel | - | - | - | - | - | - | 6 | 10 | 4 | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | 2 | 10 | 11 | 45 | 48 | 49 | | | 12. | Engineering | - | - | - | - | - | - | 36 | 1,28 | 1,21 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | 1 | 3 | 2 | | | | (b) | Light Engineering | - | - | - | - | - | - | 10 | 20 | 17 | | | | (c) | Electrical Machinery & Goods | - | - | - | - | - | - | 13 | 13 | 12 | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | 12 | 92 | 90 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 1 | 2 | 1 | 3 | 3 | 3 | 33 | 59 | 55 | | | 14. | Other Industries | 1,567 | 1,06 | 1,16 | 33 | 4 | 6 | 6,482 | 11,65 | 11,01 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | 8 | 11 | 12 | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | 6 | 6 | 6 | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | 1 | 4 | 5 | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | 1 | 1 | 1 | | | 16. | Construction | 7 | 23 | 12 | 5 | 73 | 66 | 129 | 4,19 | 3,67 | III. | TRANSPORT OPERATORS | 253 | 4,10 | 3,40 | - | - | - | 1,338 | 19,59 | 14,77 | IV. | PROFESSIONAL AND OTHER SERVICES | 27 | 10 | 8 | 14 | 3 | 3 | 970 | 4,28 | 3,80 | V. | PERSONAL LOANS | 957 | 2,28 | 2,23 | 377 | 1,12 | 1,18 | 14,998 | 44,20 | 41,16 | | | 1. | Loans for Purchase of Consumer Durables | 224 | 43 | 36 | 30 | 11 | 10 | 2,030 | 4,13 | 3,52 | | | 2. | Loans for Housing | 51 | 64 | 66 | 13 | 5 | 6 | 1,017 | 7,98 | 7,40 | | | 3. | Rest of the Personal Loans | 682 | 1,21 | 1,21 | 334 | 96 | 1,03 | 11,951 | 32,10 | 30,24 | VI. | TRADE | 2,677 | 3,72 | 3,71 | 34 | 86 | 61 | 11,900 | 42,96 | 39,36 | | | 1. | Wholesale Trade | 178 | 22 | 19 | 2 | 4 | 1 | 623 | 11,79 | 11,17 | | | 2. | Retail Trade | 2,499 | 3,50 | 3,53 | 32 | 82 | 60 | 11,277 | 31,17 | 28,19 | VII. | FINANCE | - | - | - | - | - | - | 43 | 70 | 60 | VIII.
| ALL OTHERS
| 620
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| 4,240
| 11,76
| 11,37
| TOTAL BANK CREDIT | 23,569 | 20,89 | 20,56 | 470 | 2,93 | 2,71 | 79,385 | 216,69 | 163,14 | OF WHICH: | 1. Artisans & Village Industries | 364 | 19 | 22 | 1 | - | - | 2,378 | 2,98 | 2,92 |
| 2. Other Small Scale Industries
| 946
| 71
| 78
| 32
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| 3,664
| 9,64
| 9,01
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