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Date : Sep 15, 2010

Table 64 : Gross and Net NPAs of Scheduled Commercial Banks Bank Group-Wise

(Amount in Rupees crore)
Year (end-March)	Advances		Non-performing assets (NPAs)
	Gross	Net	Gross			Net
	Gross	Net	Amount	As Percentage of gross advances	As Percentage of total assets	Amount	As Percentage of net advances	As Percentage of Total Assets
1	2	3	4	5	6	7	8	9
Scheduled Commercial Banks
1997-98	352696	325522	50815	14.4	6.4	23761	7.3	3.0
1998-99	399436	367012	58722	14.7	6.2	28020	7.6	2.9
1999-00	475113	444292	60408	12.7	5.5	30073	6.8	2.7
2000-01	558766	526328	63741	11.4	4.9	32461	6.2	2.5
2001-02	680958	645859	70861	10.4	4.6	35554	5.5	2.3
2002-03	778043	740473	68717	8.8	4.1	29692	4.0	1.8
2003-04	902026	862643	64812	7.2	3.3	24396	2.8	1.2
2004-05	1152682	1115663	59373	5.2	2.5	21754	2.0	0.9
2005-06	1551378	1516811	51097	3.3	1.8	18543	1.2	0.7
2006-07	2012510	1981237	50486	2.5	1.5	20101	1.0	0.6
2007-08	2507885	2476936	56309	2.3	1.3	24730	1.0	0.6
2008-09	3038254	3000906	68973	2.3	1.3	31424	1.1	0.6
Public Sector Banks
1997-98	284971	260459	45653	16.0	7.0	21232	8.2	3.3
1998-99	325328	297789	51710	15.9	6.7	24211	8.1	3.1
1999-00	379461	352714	53033	14.0	6.0	26187	7.4	2.9
2000-01	442134	415207	54672	12.4	5.3	27977	6.7	2.7
2001-02	509368	480681	56473	11.1	4.9	27958	5.8	2.4
2002-03	577813	549351	54090	9.4	4.2	24877	4.5	1.9
2003-04	661975	631383	51537	7.8	3.5	19335	3.1	1.3
2004-05	877825	848912	48399	5.5	2.7	16904	2.1	1.0
2005-06	1134724	1106288	41358	3.6	2.1	14566	1.3	0.7
2006-07	1464493	1440146	38968	2.7	1.6	15145	1.1	0.6
2007-08	1819074	1797401	40452	2.2	1.3	17836	1.0	0.6
2008-09	2283473	2260156	45156	2.0	1.2	21033	0.9	0.6
Old Private Sector Banks
1997-98	25580	24353	2794	10.9	5.1	1572	6.5	2.9
1998-99	28979	26017	3784	13.1	5.8	2332	9.0	3.6
1999-00	35404	33879	3815	10.8	5.2	2393	7.1	3.3
2000-01	39738	37973	4346	10.9	5.1	2771	7.3	3.3
2001-02	44057	42286	4851	11.0	5.2	3013	7.1	3.2
2002-03	51329	49436	4550	8.9	4.3	2598	5.2	2.5
2003-04	57908	55648	4398	7.6	3.6	2142	3.8	1.8
2004-05	70412	67742	4200	6.0	3.1	1859	2.7	1.4
2005-06	85154	82957	3759	4.4	2.5	1375	1.7	0.9
2006-07	94872	92887	2969	3.1	1.8	891	1.0	0.6
2007-08	113404	111670	2557	2.3	1.3	740	0.7	0.4
2008-09	130352	128512	3072	2.4	1.3	1165	0.9	0.5
New Private Sector Banks
1997-98	11173	11058	392	3.5	1.5	291	2.6	1.1
1998-99	14070	13714	871	6.2	2.3	611	4.5	1.6
1999-00	22816	22156	946	4.1	1.6	638	2.9	1.1
2000-01	31499	30086	1617	5.1	2.1	929	3.1	1.2
2001-02	76901	74187	6811	8.9	3.9	3663	4.9	2.1
2002-03	94718	89515	7232	7.6	3.8	1365	1.5	0.7
2003-04	119511	115106	5983	5.0	2.4	1986	1.7	0.8
2004-05	127420	123655	4582	3.6	1.6	2353	1.9	0.8
2005-06	232536	230005	4052	1.7	1.0	1796	0.8	0.4
2006-07	325273	321865	6287	1.9	1.1	3137	1.0	0.5
2007-08	412441	406733	10440	2.5	1.4	4907	1.2	0.7
2008-09	454713	446824	13911	3.1	1.8	6253	1.4	0.8
Foreign Banks In India
1997-98	30972	29652	1976	6.4	3.0	666	2.2	1.0
1998-99	31059	29492	2357	7.6	3.1	866	2.9	1.1
1999-00	37432	35543	2614	7.0	3.2	855	2.4	1.0
2000-01	45395	43063	3106	6.8	3.0	785	1.8	0.8
2001-02	50631	48705	2726	5.4	2.4	920	1.9	0.8
2002-03	54184	52171	2845	5.3	2.4	903	1.7	0.8
2003-04	62632	60506	2894	4.6	2.1	933	1.5	0.7
2004-05	77026	75354	2192	2.8	1.4	639	0.8	0.4
2005-06	98965	97562	1928	1.9	1.0	808	0.8	0.4
2006-07	127872	126339	2263	1.8	0.8	927	0.7	0.3
2007-08	162966	161133	2859	1.8	0.8	1247	0.8	0.3
2008-09	169716	165415	6833	4.0	1.5	2973	1.8	0.7
Note : 1. Data for 2008-09 are provisional. 2. Data on scheduled commercial banks & public sector banks for 2004-05 include the impact of conversion of a non-banking entity into a banking entity.