| Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 |
NORTHERN REGION
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| STATE :CHANDIGARH
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| (Amount in Rupees Lakh)
| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | | | | | | AND ITS ASSOCIATES
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| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 1,402 | 34,70 | 17,04 | 1,209 | 172,85 | 146,39 | - | - | - | | | 1. | Direct Finance | 1,308 | 4,79 | 4,18 | 1,056 | 99,39 | 92,47 | - | - | - | | | 2. | Indirect Finance | 94 | 29,92 | 12,86 | 153 | 73,46 | 53,92 | - | - | - | II. | INDUSTRY | 1,740 | 546,30 | 460,05 | 3,216 | 640,49 | 534,62 | 32 | 100,08 | 79,54 | | | 1. | Mining & Quarrying | 1 | 1 | 1 | 15 | 1,15 | 62 | - | - | - | | | 2. | Food Manufacturing & Processing | 106 | 114,10 | 99,83 | 140 | 69,80 | 56,05 | - | - | - | | | | (a) | Rice Mills, Flour & Dal Mills | 36 | 13,53 | 11,03 | 26 | 6,04 | 4,74 | - | - | - | | | | (b) | Sugar | 26 | 95,62 | 84,01 | 6 | 31,17 | 26,04 | - | - | - | | | | (c) | Edible Oils & Vanaspati | 8 | 1,59 | 1,06 | 19 | 15,50 | 9,91 | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 8 | 1,06 | 86 | - | - | - | | | | (f) | Others | 36 | 3,36 | 3,74 | 81 | 16,04 | 14,50 | - | - | - | | | 3. | Beverage & Tobacco | 7 | 1,96 | 1,94 | 5 | 40 | 42 | 2 | 3,66 | 3,66 | | | 4. | Textiles | 53 | 61,25 | 46,28 | 153 | 78,65 | 65,02 | 3 | 6,80 | 3,15 | | | | (a) | Cotton Textiles | 13 | 20,59 | 15,32 | 62 | 37,99 | 30,98 | - | - | - | | | | (b) | Jute Textiles | 1 | 4 | 2 | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | 1 | 1 | 1 | 7 | 10 | 7 | - | - | - | | | | (d) | Other Textiles | 38 | 40,61 | 30,94 | 84 | 40,55 | 33,98 | 3 | 6,80 | 3,15 | | | 5. | Paper, Paper Products & Printing | 44 | 10,62 | 9,73 | 197 | 28,55 | 24,33 | - | - | - | | | 6. | Leather & Leather Products | 14 | 7,83 | 6,79 | 16 | 12,83 | 9,49 | - | - | - | | | 7. | Rubber & Rubber Products | 31 | 1,98 | 1,90 | 43 | 3,36 | 3,88 | - | - | - | | | 8. | Chemicals & Chemical Products | 194 | 35,14 | 33,19 | 243 | 91,97 | 77,21 | 6 | 42,95 | 29,41 | | | | (a) | Heavy Industrial Chemicals | 11 | 1,49 | 1,23 | 22 | 17,60 | 13,15 | 1 | 5 | 3 | | | | (b) | Fertilisers | 10 | 7,74 | 6,96 | 17 | 10,44 | 10,17 | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 130 | 21,50 | 20,50 | 84 | 51,55 | 41,84 | 5 | 42,90 | 29,38 | | | | (d) | Non-Edible Oils | 1 | 1 | - | 2 | 3,56 | 3,55 | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 42 | 4,40 | 4,49 | 118 | 8,83 | 8,50 | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 1 | 4 | 4 | 4 | 9 | 7 | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 16 | 83 | 52 | 18 | 1,49 | 1,51 | - | - | - | | | 11. | Basic Metals & Metal Products | 553 | 36,59 | 30,80 | 379 | 133,18 | 103,86 | 2 | 1,45 | 1,41 | | | | (a) | Iron & Steel | 236 | 16,41 | 14,64 | 169 | 91,30 | 77,04 | - | - | - | | | | (b) | Non-Ferrous Metals | 3 | 75 | 80 | 11 | 3,39 | 1,71 | - | - | - | | | | (c) | Other Metal Products | 314 | 19,43 | 15,36 | 199 | 38,49 | 25,11 | 2 | 1,45 | 1,41 | | | 12. | Engineering | 230 | 192,87 | 158,87 | 456 | 99,09 | 94,88 | 13 | 32,10 | 30,97 | | | | (a) | Heavy Engineering | 9 | 2,48 | 2,12 | 115 | 20,65 | 17,45 | - | - | - | | | | (b) | Light Engineering | 103 | 22,39 | 23,99 | 185 | 8,75 | 9,77 | 2 | 1,00 | 1,14 | | | | (c) | Electrical Machinery & Goods | 73 | 81,72 | 71,83 | 94 | 9,22 | 7,73 | - | - | - | | | | (d) | Electronic Machinery & Goods | 45 | 86,27 | 60,93 | 62 | 60,48 | 59,93 | 11 | 31,10 | 29,83 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 79 | 38,15 | 27,88 | 106 | 33,57 | 22,24 | 3 | 2,25 | 1,26 | | | 14. | Other Industries | 392 | 36,02 | 34,11 | 1,353 | 68,82 | 59,38 | 3 | 10,88 | 9,68 | | | 15. | Electricity, Gas & Water | 1 | 1 | 1 | 18 | 12,40 | 9,87 | - | - | - | | | | (a) | Electricity Generation & Transmission | 1 | 1 | 1 | 14 | 11,61 | 9,74 | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | 4 | 79 | 13 | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | - | - | - | | | 16. | Construction | 18 | 8,91 | 8,15 | 70 | 5,15 | 5,79 | - | - | - | III. | TRANSPORT OPERATORS | 144 | 1,97 | 1,63 | 721 | 8,99 | 9,75 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 436 | 5,20 | 4,66 | 1,495 | 57,87 | 52,80 | 2 | 19 | 12 | V. | PERSONAL LOANS | 7,869 | 63,68 | 51,70 | 24,722 | 123,79 | 105,73 | 4,857 | 24,09 | 4,76 | | | 1. | Loans for Purchase of Consumer Durables | 653 | 2,77 | 2,35 | 3,215 | 10,94 | 8,87 | - | - | - | | | 2. | Loans for Housing | 1,497 | 35,89 | 28,15 | 2,547 | 29,62 | 24,82 | - | - | - | | | 3. | Rest of the Personal Loans | 5,719 | 25,01 | 21,20 | 18,960 | 83,23 | 72,03 | 4,857 | 24,09 | 4,76 | VI. | TRADE | 1,588 | 777,98 | 759,13 | 4,680 | 117,67 | 107,03 | 1 | 9 | 9 | | | 1. | Wholesale Trade | 139 | 757,69 | 743,51 | 489 | 51,96 | 48,57 | 1 | 9 | 9 | | | 2. | Retail Trade | 1,449 | 20,29 | 15,63 | 4,191 | 65,71 | 58,46 | - | - | - | VII. | FINANCE | - | - | - | 50 | 69,38 | 60,50 | 1 | 5,00 | 5,00 | VIII.
| ALL OTHERS
| 3,625
| 39,95
| 33,90
| 7,423
| 153,80
| 159,71
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| TOTAL BANK CREDIT | 16,804 | 1469,78 | 1328,11 | 43,516 | 1344,84 | 1176,53 | 4,894 | 129,46 | 89,51 | OF WHICH: | 1. Artisans & Village Industries | 42 | 12 | 11 | 73 | 70 | 77 | - | - | - |
| 2. Other Small Scale Industries
| 785
| 41,63
| 37,67
| 1,671
| 87,56
| 77,71
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| 2,25
| 1,26
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NORTHERN REGION
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| STATE :CHANDIGARH
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| (Amount in Rupees Lakh)
| | | | | | REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | | | | | |
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| COMMERCIAL BANKS
| COMMERCIAL BANKS
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 10 | 10,55 | 11,01 | 2,621 | 218,10 | 174,44 | | | 1. | Direct Finance | - | - | - | 4 | 10 | 8 | 2,368 | 104,27 | 96,73 | | | 2. | Indirect Finance | - | - | - | 6 | 10,45 | 10,93 | 253 | 113,83 | 77,71 | II. | INDUSTRY | - | - | - | 177 | 98,20 | 87,77 | 5,165 | 1385,07 | 1161,97 | | | 1. | Mining & Quarrying | - | - | - | 3 | 64 | 71 | 19 | 1,80 | 1,33 | | | 2. | Food Manufacturing & Processing | - | - | - | 10 | 5,76 | 5,31 | 256 | 189,66 | 161,19 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | - | - | - | 62 | 19,57 | 15,76 | | | | (b) | Sugar | - | - | - | 1 | 24 | 26 | 33 | 127,03 | 110,31 | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | 27 | 17,09 | 10,97 | | | | (d) | Tea Processing | - | - | - | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | 8 | 1,06 | 86 | | | | (f) | Others | - | - | - | 9 | 5,52 | 5,05 | 126 | 24,91 | 23,29 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | 14 | 6,01 | 6,02 | | | 4. | Textiles | - | - | - | 6 | 2,80 | 2,72 | 215 | 149,50 | 117,17 | | | | (a) | Cotton Textiles | - | - | - | 2 | 98 | 90 | 77 | 59,57 | 47,19 | | | | (b) | Jute Textiles | - | - | - | - | - | - | 1 | 4 | 2 | | | | (c) | Handloom Textiles & Khadi | - | - | - | 1 | 1 | - | 9 | 12 | 8 | | | | (d) | Other Textiles | - | - | - | 3 | 1,82 | 1,82 | 128 | 89,78 | 69,88 | | | 5. | Paper, Paper Products & Printing | - | - | - | 13 | 2,97 | 2,28 | 254 | 42,13 | 36,33 | | | 6. | Leather & Leather Products | - | - | - | - | - | - | 30 | 20,66 | 16,28 | | | 7. | Rubber & Rubber Products | - | - | - | 4 | 1,90 | 1,19 | 78 | 7,24 | 6,97 | | | 8. | Chemicals & Chemical Products | - | - | - | 23 | 2,78 | 1,82 | 466 | 172,84 | 141,63 | | | | (a) | Heavy Industrial Chemicals | - | - | - | 12 | 68 | 56 | 46 | 19,82 | 14,96 | | | | (b) | Fertilisers | - | - | - | - | - | - | 27 | 18,18 | 17,14 | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | 219 | 115,95 | 91,72 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | 3 | 3,57 | 3,55 | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 11 | 2,10 | 1,26 | 171 | 15,33 | 14,25 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | 5 | 13 | 11 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 4 | 2,07 | 2,25 | 38 | 4,40 | 4,28 | | | 11. | Basic Metals & Metal Products | - | - | - | 31 | 30,73 | 30,11 | 965 | 201,95 | 166,17 | | | | (a) | Iron & Steel | - | - | - | 26 | 29,97 | 29,45 | 431 | 137,68 | 121,13 | | | | (b) | Non-Ferrous Metals | - | - | - | 1 | 2 | 2 | 15 | 4,15 | 2,53 | | | | (c) | Other Metal Products | - | - | - | 4 | 74 | 64 | 519 | 60,11 | 42,52 | | | 12. | Engineering | - | - | - | 13 | 25,14 | 21,95 | 712 | 349,20 | 306,67 | | | | (a) | Heavy Engineering | - | - | - | 3 | 45 | 25 | 127 | 23,58 | 19,81 | | | | (b) | Light Engineering | - | - | - | 8 | 14,64 | 14,65 | 298 | 46,79 | 49,55 | | | | (c) | Electrical Machinery & Goods | - | - | - | 1 | 5 | 5 | 168 | 90,99 | 79,61 | | | | (d) | Electronic Machinery & Goods | - | - | - | 1 | 10,00 | 7,00 | 119 | 187,84 | 157,70 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 10 | 7,94 | 6,24 | 198 | 81,91 | 57,63 | | | 14. | Other Industries | - | - | - | 37 | 13,07 | 11,67 | 1,785 | 128,79 | 114,83 | | | 15. | Electricity, Gas & Water | - | - | - | 4 | 42 | 8 | 23 | 12,83 | 9,96 | | | | (a) | Electricity Generation & Transmission | - | - | - | 4 | 42 | 8 | 19 | 12,04 | 9,83 | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | 4 | 79 | 13 | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | - | - | - | | | 16. | Construction | - | - | - | 19 | 1,98 | 1,45 | 107 | 16,04 | 15,39 | III. | TRANSPORT OPERATORS | - | - | - | 17 | 1,20 | 52 | 882 | 12,16 | 11,90 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 82 | 4,05 | 3,37 | 2,015 | 67,32 | 60,94 | V. | PERSONAL LOANS | - | - | - | 1,579 | 14,52 | 12,42 | 39,027 | 226,08 | 174,61 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 16 | 23 | 22 | 3,884 | 13,94 | 11,44 | | | 2. | Loans for Housing | - | - | - | 61 | 2,96 | 2,37 | 4,105 | 68,47 | 55,35 | | | 3. | Rest of the Personal Loans | - | - | - | 1,502 | 11,34 | 9,83 | 31,038 | 143,67 | 107,82 | VI. | TRADE | - | - | - | 174 | 28,43 | 26,06 | 6,443 | 924,17 | 892,32 | | | 1. | Wholesale Trade | - | - | - | 67 | 8,33 | 7,31 | 696 | 818,07 | 799,48 | | | 2. | Retail Trade | - | - | - | 107 | 20,10 | 18,75 | 5,747 | 106,10 | 92,84 | VII. | FINANCE | - | - | - | 16 | 23,26 | 23,21 | 67 | 97,64 | 88,71 | VIII.
| ALL OTHERS
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| 289
| 9,98
| 10,04
| 11,338
| 203,73
| 203,66
| TOTAL BANK CREDIT | - | - | - | 2,344 | 190,18 | 174,40 | 67,558 | 3134,26 | 2768,55 | OF WHICH: | 1. Artisans & Village Industries | - | - | - | 12 | 6 | 6 | 127 | 89 | 94 |
| 2. Other Small Scale Industries
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| 6,43
| 5,87
| 2,498
| 137,87
| 122,51
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