SOUTHERN REGION | PUDUCHERRY | (Amount in Rupees Lakh) | | | OCCUPATION | RURAL | SEMI-URBAN | No. of
Accounts | Credit
Limit | Amount
Outstanding | No. of
Accounts | Credit
Limit | Amount
Outstanding | | | 1 | 2 | 3 | 4 | 5 | 6 | I. | AGRICULTURE | 32,094 | 136,20 | 114,55 | 15,950 | 92,90 | 80,61 | | | 1. Direct Finance | 31,271 | 132,25 | 111,47 | 15,840 | 86,15 | 74,85 | | | 2. Indirect Finance | 823 | 3,95 | 3,08 | 110 | 6,75 | 5,76 | II. | INDUSTRY | 545 | 148,48 | 112,28 | 612 | 105,71 | 80,22 | | | 1. Mining & Quarrying | 8 | 2,91 | 1,88 | 1 | 6 | 5 | | | 2. Food Manufacturing & Processing | 61 | 25,29 | 18,51 | 70 | 30,23 | 23,85 | | | (a) Rice Mills, Flour & Dal Mills | 34 | 21,83 | 15,97 | 19 | 18,69 | 16,53 | | | (b) Sugar | - | - | - | - | - | - | | | (c) Edible Oils & Vanaspati | - | - | - | - | - | - | | | (d) Tea Processing | - | - | - | - | - | - | | | (e) Processing of Fruits & Vegetables | 1 | 1,10 | 60 | 2 | 17 | 6 | | | (f) Others | 26 | 2,36 | 1,95 | 49 | 11,37 | 7,26 | | | 3. Beverage & Tobacco | 10 | 13,13 | 9,73 | 9 | 15,00 | 14,73 | | | 4. Textiles | 28 | 8,48 | 7,95 | 24 | 10,03 | 9,84 | | | (a) Cotton Textiles | 2 | 89 | 88 | 4 | 9,03 | 9,04 | | | (b) Jute & Other Natural Fibre Textiles | 3 | 86 | 84 | - | - | - | | | (c) Handloom Textiles & Khadi | 5 | 2 | 2 | 3 | 1 | 1 | | | (d) Other Textiles & Textile Products | 18 | 6,71 | 6,21 | 17 | 99 | 79 | | | 5. Paper, Paper Products & Printing | 23 | 5,67 | 4,55 | 34 | 3,89 | 3,28 | | | 6. Woods and Wood Products | 4 | 3,25 | 2,37 | 20 | 2,24 | 1,73 | | | 7. Leather & Leather Products | 5 | 39 | 60 | 2 | 1 | 1 | | | 8. Gems and Jewellery | - | - | - | 8 | 32 | 31 | | | 9. Rubber & Plastic Products | 23 | 25,92 | 22,55 | 73 | 6,28 | 3,94 | | | 10. Chemicals & Chemical Products | 27 | 8,30 | 6,98 | 59 | 3,83 | 3,70 | | | (a) Heavy Industrial Chemicals | 3 | 29 | 23 | - | - | - | | | (b) Fertilisers | 1 | - | - | - | - | - | | | (c) Drugs & Pharmaceuticals | 2 | 18 | 9 | 2 | 17 | 17 | | | (d) Non-Edible Oils | - | - | - | - | - | - | | | (e) Other Chemicals & Chemical Products | 21 | 7,83 | 6,66 | 57 | 3,66 | 3,53 | | | 11. Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 12. Manufacture of Cement & Cement Products | 1 | 2 | 2 | 15 | 1,45 | 1,37 | | | 13. Basic Metals & Metal Products | 21 | 7,62 | 6,11 | 10 | 1,46 | 99 | | | (a) Iron & Steel | 1 | 7 | 2 | 2 | 1,03 | 64 | | | (b) Non-Ferrous Metals | 7 | 6,26 | 5,16 | 2 | 16 | 13 | | | (c) Metal Products | 13 | 1,29 | 93 | 6 | 27 | 22 | | | 14. Engineering | 36 | 4,46 | 3,53 | 41 | 6,32 | 4,38 | | | (a) Heavy Engineering | 3 | 40 | 26 | 4 | 92 | 84 | | | (b) Light Engineering | 25 | 3,59 | 2,87 | 19 | 3,61 | 2,20 | | | (c) Electrical Machinery & Goods | 4 | 18 | 12 | 14 | 1,56 | 1,11 | | | (d) Electronic Machinery & Goods | 4 | 29 | 29 | 4 | 23 | 22 | | | 15. Vehicles, Vehicle Parts & Transport Equipments | 31 | 4,50 | 2,65 | 4 | 76 | 19 | | | 16. Other Industries | 224 | 13,46 | 9,09 | 160 | 4,39 | 3,91 | | | 17. Electricity, Gas & Water | 4 | 11,30 | 6,94 | 3 | 1,25 | 1,25 | | | (a) Electricity Generation & Transmission | 3 | 8,80 | 5,27 | - | - | - | | | (b) Non-Conventional Energy | 1 | 2,50 | 1,67 | 2 | 1,21 | 1,21 | | | (c) Gas, Steam & Water Supply | - | - | - | 1 | 4 | 4 | | | 18. Construction | 39 | 13,78 | 8,81 | 79 | 18,19 | 6,71 | | | (a) Other than Infrastructure | 33 | 13,46 | 8,53 | 56 | 6,79 | 4,37 | | | (b) Infrastructure Construction | 6 | 32 | 28 | 23 | 11,40 | 2,34 | III. | TRANSPORT OPERATORS | 94 | 7,30 | 5,03 | 209 | 14,54 | 7,96 | IV. | PROFESSIONAL AND OTHER SERVICES | 2,155 | 31,35 | 24,04 | 1,261 | 123,17 | 109,32 | | | 1. Professional Services | 962 | 3,83 | 3,26 | 241 | 6,78 | 6,31 | | | 2. Tourism, Hotel & Restaurants | 37 | 8,74 | 6,58 | 73 | 10,72 | 8,80 | | | 3. Recreation services | 35 | 91 | 81 | 37 | 1,72 | 1,36 | | | 4. IT and Telecommunications | 4 | 65 | 27 | 5 | 27 | 26 | | | 5. Others | 1,117 | 17,21 | 13,11 | 905 | 103,69 | 92,59 | V. | PERSONAL LOANS | 13,138 | 134,05 | 107,69 | 17,073 | 274,64 | 218,30 | | | 1. Housing | 990 | 51,40 | 43,42 | 2,363 | 117,42 | 94,01 | | | 2. Consumer Durables | 125 | 68 | 48 | 284 | 3,15 | 2,03 | | | 3. Vehicles | 272 | 4,98 | 3,82 | 1,001 | 26,59 | 19,73 | | | 4. Education | 1,801 | 25,01 | 16,90 | 1,689 | 26,10 | 17,82 | | | 5. Personal Credit Cards | 58 | 24 | 18 | 555 | 1,95 | 1,50 | | | 6. Others | 9,892 | 51,74 | 42,89 | 11,181 | 99,43 | 83,21 | VI. | TRADE | 1,994 | 65,68 | 47,49 | 2,775 | 91,15 | 79,15 | | | 1. Wholesale Trade | 51 | 32,44 | 21,13 | 71 | 24,43 | 21,02 | | | 2. Retail Trade | 1,943 | 33,24 | 26,35 | 2,704 | 66,72 | 58,13 | VII. | FINANCE | 445 | 2,93 | 2,84 | 64 | 41 | 27 | VIII. | ALL OTHERS | 3,206 | 13,95 | 11,49 | 2,980 | 28,54 | 24,30 | | TOTAL BANK CREDIT | 53,671 | 539,93 | 425,40 | 40,924 | 731,06 | 600,12 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009 | (Amount in Rupees Lakh) | | | OCCUPATION | URBAN | METROPOLITAN | No. of
Accounts | Credit
Limit | Amount
Outstanding | No. of
Accounts | Credit
Limit | Amount
Outstanding | | | 7 | 8 | 9 | 10 | 11 | 12 | I. | AGRICULTURE | 24,033 | 231,12 | 168,12 | - | - | - | | | 1. Direct Finance | 23,721 | 216,89 | 158,36 | - | - | - | | | 2. Indirect Finance | 312 | 14,24 | 9,76 | - | - | - | II. | INDUSTRY | 2,711 | 526,23 | 355,28 | - | - | - | | | 1. Mining & Quarrying | 5 | 4,28 | 4,08 | - | - | - | | | 2. Food Manufacturing & Processing | 214 | 58,98 | 50,74 | - | - | - | | | (a) Rice Mills, Flour & Dal Mills | 88 | 29,20 | 23,98 | - | - | - | | | (b) Sugar | 1 | 1,00 | 5 | - | - | - | | | (c) Edible Oils & Vanaspati | 17 | 12,06 | 10,71 | - | - | - | | | (d) Tea Processing | 2 | 1 | - | - | - | - | | | (e) Processing of Fruits & Vegetables | 3 | 67 | 65 | - | - | - | | | (f) Others | 103 | 16,05 | 15,35 | - | - | - | | | 3. Beverage & Tobacco | 3 | 4,19 | 1,92 | - | - | - | | | 4. Textiles | 228 | 30,36 | 23,53 | - | - | - | | | (a) Cotton Textiles | 40 | 24,79 | 18,98 | - | - | - | | | (b) Jute & Other Natural Fibre Textiles | 81 | 72 | 66 | - | - | - | | | (c) Handloom Textiles & Khadi | 5 | 2,33 | 1,84 | - | - | - | | | (d) Other Textiles & Textile Products | 102 | 2,51 | 2,05 | - | - | - | | | 5. Paper, Paper Products & Printing | 164 | 34,19 | 25,76 | - | - | - | | | 6. Woods and Wood Products | 28 | 49 | 23 | - | - | - | | | 7. Leather & Leather Products | 28 | 38,86 | 24,00 | - | - | - | | | 8. Gems and Jewellery | 4 | 53 | 51 | - | - | - | | | 9. Rubber & Plastic Products | 142 | 20,25 | 11,80 | - | - | - | | | 10. Chemicals & Chemical Products | 155 | 63,42 | 34,41 | - | - | - | | | (a) Heavy Industrial Chemicals | 12 | 7,90 | 7,24 | - | - | - | | | (b) Fertilisers | 3 | 55 | 37 | - | - | - | | | (c) Drugs & Pharmaceuticals | 9 | 23,61 | 4,17 | - | - | - | | | (d) Non-Edible Oils | 1 | 9 | 9 | - | - | - | | | (e) Other Chemicals & Chemical Products | 130 | 31,27 | 22,55 | - | - | - | | | 11. Petroleum, Coal Products & Nuclear Fuels | 1 | 15 | 16 | - | - | - | | | 12. Manufacture of Cement & Cement Products | 79 | 1,37 | 1,18 | - | - | - | | | 13. Basic Metals & Metal Products | 78 | 33,26 | 20,19 | - | - | - | | | (a) Iron & Steel | 12 | 7,03 | 6,73 | - | - | - | | | (b) Non-Ferrous Metals | 6 | 45 | 42 | - | - | - | | | (c) Metal Products | 60 | 25,78 | 13,04 | - | - | - | | | 14. Engineering | 260 | 110,44 | 55,23 | - | - | - | | | (a) Heavy Engineering | 31 | 19,67 | 8,07 | - | - | - | | | (b) Light Engineering | 120 | 16,60 | 6,74 | - | - | - | | | (c) Electrical Machinery & Goods | 90 | 11,93 | 6,78 | - | - | - | | | (d) Electronic Machinery & Goods | 19 | 62,26 | 33,63 | - | - | - | | | 15. Vehicles, Vehicle Parts & Transport Equipments | 35 | 5,86 | 4,44 | - | - | - | | | 16. Other Industries | 579 | 41,02 | 36,02 | - | - | - | | | 17. Electricity, Gas & Water | 5 | 97 | 59 | - | - | - | | | (a) Electricity Generation & Transmission | - | - | - | - | - | - | | | (b) Non-Conventional Energy | - | - | - | - | - | - | | | (c) Gas, Steam & Water Supply | 5 | 97 | 59 | - | - | - | | | 18. Construction | 703 | 77,61 | 60,48 | - | - | - | | | (a) Other than Infrastructure | 564 | 55,31 | 48,37 | - | - | - | | | (b) Infrastructure Construction | 139 | 22,30 | 12,11 | - | - | - | III. | TRANSPORT OPERATORS | 1,329 | 73,13 | 45,27 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 2,921 | 400,42 | 316,60 | - | - | - | | | 1. Professional Services | 659 | 37,21 | 31,10 | - | - | - | | | 2. Tourism, Hotel & Restaurants | 211 | 62,95 | 49,29 | - | - | - | | | 3. Recreation services | 29 | 1,12 | 98 | - | - | - | | | 4. IT and Telecommunications | 14 | 88 | 79 | - | - | - | | | 5. Others | 2,008 | 298,26 | 234,44 | - | - | - | V. | PERSONAL LOANS | 68,629 | 1124,79 | 857,90 | - | - | - | | | 1. Housing | 6,900 | 495,49 | 407,35 | - | - | - | | | 2. Consumer Durables | 1,358 | 16,35 | 13,32 | - | - | - | | | 3. Vehicles | 27,080 | 205,90 | 127,89 | - | - | - | | | 4. Education | 4,464 | 87,75 | 64,05 | - | - | - | | | 5. Personal Credit Cards | 705 | 10,80 | 5,26 | - | - | - | | | 6. Others | 28,122 | 308,49 | 240,03 | - | - | - | VI. | TRADE | 5,709 | 231,33 | 190,13 | - | - | - | | | 1. Wholesale Trade | 430 | 63,45 | 51,37 | - | - | - | | | 2. Retail Trade | 5,279 | 167,89 | 138,76 | - | - | - | VII. | FINANCE | 336 | 18,05 | 11,68 | - | - | - | VIII. | ALL OTHERS | 8,155 | 97,45 | 78,32 | - | - | - | | TOTAL BANK CREDIT | 1,13,823 | 2702,52 | 2023,29 | | | | |