SOUTHERN REGION | STATE : KERALA | (Amount in Rupees Lakh) | | OCCUPATION | RURAL | SEMI-URBAN | No. of
Accounts | Credit
Limit | Amount
Outstanding | No. of
Accounts | Credit
Limit | Amount
Outstanding | | | 1 | 2 | 3 | 4 | 5 | 6 | I. | AGRICULTURE | 2,76,942 | 2017,32 | 1681,97 | 15,71,345 | 9821,00 | 7987,31 | | | 1. Direct Finance | 2,73,225 | 1807,49 | 1507,50 | 15,38,018 | 7892,49 | 6854,25 | | | 2. Indirect Finance | 3,717 | 209,83 | 174,48 | 33,327 | 1928,51 | 1133,06 | II. | INDUSTRY | 15,058 | 1199,94 | 698,48 | 91,170 | 5785,45 | 4251,22 | | | 1. Mining & Quarrying | 47 | 11,42 | 8,64 | 323 | 99,69 | 79,71 | | | 2. Food Manufacturing & Processing | 2,324 | 278,09 | 128,62 | 11,976 | 925,71 | 601,18 | | | (a) Rice Mills, Flour & Dal Mills | 222 | 15,65 | 9,07 | 1,333 | 188,90 | 154,47 | | | (b) Sugar | - | - | - | 4 | 17 | 14 | | | (c) Edible Oils & Vanaspati | 89 | 2,95 | 1,98 | 889 | 108,82 | 78,98 | | | (d) Tea Processing | 14 | 68,87 | 65,55 | 62 | 20,71 | 16,79 | | | (e) Processing of Fruits & Vegetables | 14 | 70 | 70 | 147 | 15,35 | 10,99 | | | (f) Others | 1,985 | 189,92 | 51,33 | 9,541 | 591,75 | 339,81 | | | 3. Beverage & Tobacco | 15 | 54 | 36 | 167 | 94,01 | 66,29 | | | 4. Textiles | 2,042 | 165,56 | 85,92 | 16,340 | 431,06 | 342,79 | | | (a) Cotton Textiles | 101 | 133,97 | 56,92 | 629 | 164,33 | 131,72 | | | (b) Jute & Other Natural Fibre Textiles | 68 | 36 | 31 | 712 | 16,15 | 6,66 | | | (c) Handloom Textiles & Khadi | 110 | 94 | 89 | 1,732 | 65,92 | 52,78 | | | (d) Other Textiles & Textile Products | 1,763 | 30,28 | 27,79 | 13,267 | 184,66 | 151,64 | | | 5. Paper, Paper Products & Printing | 343 | 17,94 | 14,15 | 2,778 | 201,35 | 167,86 | | | 6. Woods and Wood Products | 974 | 33,64 | 27,50 | 6,873 | 214,04 | 176,05 | | | 7. Leather & Leather Products | 116 | 1,41 | 82 | 681 | 20,30 | 17,13 | | | 8. Gems and Jewellery | 206 | 6,07 | 4,97 | 931 | 37,40 | 32,67 | | | 9. Rubber & Plastic Products | 270 | 50,31 | 33,94 | 2,670 | 562,45 | 379,34 | | | 10. Chemicals & Chemical Products | 382 | 80,20 | 65,45 | 2,560 | 437,03 | 367,47 | | | (a) Heavy Industrial Chemicals | 13 | 2,22 | 1,83 | 58 | 41,85 | 41,83 | | | (b) Fertilisers | 5 | 43 | 38 | 90 | 207,06 | 175,12 | | | (c) Drugs & Pharmaceuticals | 124 | 7,62 | 2,67 | 613 | 75,40 | 62,02 | | | (d) Non-Edible Oils | 1 | 5 | 5 | 42 | 9,40 | 8,07 | | | (e) Other Chemicals & Chemical Products | 239 | 69,89 | 60,52 | 1,757 | 103,33 | 80,42 | | | 11. Petroleum, Coal Products & Nuclear Fuels | 4 | 69 | 34 | 54 | 7,01 | 6,31 | | | 12. Manufacture of Cement & Cement Products | 476 | 12,98 | 10,14 | 1,921 | 69,24 | 48,74 | | | 13. Basic Metals & Metal Products | 555 | 160,19 | 61,28 | 2,736 | 128,17 | 104,89 | | | (a) Iron & Steel | 33 | 14,42 | 5,94 | 130 | 56,03 | 45,19 | | | (b) Non-Ferrous Metals | 32 | 134,44 | 46,19 | 78 | 8,41 | 7,66 | | | (c) Metal Products | 490 | 11,32 | 9,15 | 2,528 | 63,73 | 52,03 | | | 14. Engineering | 1,041 | 87,58 | 31,13 | 3,609 | 219,30 | 145,73 | | | (a) Heavy Engineering | 19 | 1,55 | 1,13 | 151 | 16,13 | 13,22 | | | (b) Light Engineering | 854 | 68,47 | 22,76 | 2,073 | 135,85 | 81,02 | | | (c) Electrical Machinery & Goods | 105 | 5,92 | 4,83 | 983 | 46,59 | 33,50 | | | (d) Electronic Machinery & Goods | 63 | 11,64 | 2,41 | 402 | 20,74 | 17,99 | | | 15. Vehicles, Vehicle Parts & Transport Equipments | 63 | 2,10 | 1,68 | 982 | 37,60 | 32,01 | | | 16. Other Industries | 4,674 | 111,71 | 76,38 | 25,463 | 620,55 | 488,29 | | | 17. Electricity, Gas & Water | 14 | 4,57 | 4,64 | 87 | 241,42 | 188,06 | | | (a) Electricity Generation & Transmission | 3 | 2,91 | 3,21 | 28 | 232,12 | 180,98 | | | (b) Non-Conventional Energy | 3 | 39 | 38 | 16 | 4,42 | 2,92 | | | (c) Gas, Steam & Water Supply | 8 | 1,27 | 1,05 | 43 | 4,88 | 4,16 | | | 18. Construction | 1,512 | 174,97 | 142,53 | 11,019 | 1439,10 | 1006,70 | | | (a) Other than Infrastructure | 802 | 110,04 | 91,91 | 5,380 | 757,83 | 605,73 | | (b) Infrastructure Construction | 710 | 64,93 | 50,62 | 5,639 | 681,27 | 400,97 | III. | TRANSPORT OPERATORS | 3,326 | 78,69 | 58,76 | 24,292 | 545,77 | 421,19 | IV. | PROFESSIONAL AND OTHER SERVICES | 18,488 | 353,33 | 231,08 | 1,13,058 | 2105,74 | 1606,66 | | | 1. Professional Services | 2,026 | 45,22 | 32,45 | 18,604 | 298,88 | 228,05 | | | 2. Tourism, Hotel & Restaurants | 1,342 | 28,71 | 23,97 | 7,912 | 351,73 | 282,56 | | | 3. Recreation services | 193 | 4,96 | 4,36 | 2,431 | 81,86 | 69,22 | | | 4. IT and Telecommunications | 29 | 16,98 | 14,77 | 194 | 22,40 | 18,97 | | | 5. Others | 14,898 | 257,46 | 155,53 | 83,917 | 1350,87 | 1007,87 | V. | PERSONAL LOANS | 2,24,177 | 4718,02 | 3455,82 | 15,18,212 | 23149,27 | 18514,91 | | | 1. Housing | 50,776 | 2338,08 | 1919,82 | 3,30,259 | 11524,80 | 9523,01 | | | 2. Consumer Durables | 1,729 | 11,57 | 9,27 | 20,876 | 156,57 | 125,93 | | | 3. Vehicles | 26,712 | 993,58 | 542,88 | 1,08,159 | 2263,36 | 1610,48 | | | 4. Education | 17,603 | 366,13 | 263,91 | 1,49,010 | 2896,81 | 2171,96 | | | 5. Personal Credit Cards | 2,082 | 33,07 | 13,77 | 11,488 | 49,35 | 34,94 | | | 6. Others | 1,25,275 | 975,59 | 706,16 | 8,98,420 | 6258,38 | 5048,60 | VI. | TRADE | 49,403 | 921,09 | 772,99 | 3,33,683 | 6785,49 | 5498,75 | | | 1. Wholesale Trade | 1,671 | 426,66 | 369,80 | 11,915 | 1782,10 | 1459,33 | | | 2. Retail Trade | 47,732 | 494,43 | 403,19 | 3,21,768 | 5003,39 | 4039,42 | VII. | FINANCE | 1,901 | 134,17 | 108,71 | 12,729 | 668,07 | 474,91 | VIII. | ALL OTHERS | 17,951 | 269,54 | 212,36 | 2,18,541 | 2396,14 | 2138,58 | | TOTAL BANK CREDIT | 6,07,246 | 9692,11 | 7220,17 | 38,83,030 | 51256,95 | 40893,53 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009 | (Amount in Rupees Lakh) | | OCCUPATION | URBAN | METROPOLITAN | No. of
Accounts | Credit
Limit | Amount
Outstanding | No. of
Accounts | Credit
Limit | Amount
Outstanding | | | 7 | 8 | 9 | 10 | 11 | 12 | I. | AGRICULTURE | 2,40,396 | 3539,21 | 2623,86 | - | - | - | | | 1. Direct Finance | 2,33,688 | 2073,40 | 1748,17 | - | - | - | | | 2. Indirect Finance | 6,708 | 1465,81 | 875,69 | - | - | - | II. | INDUSTRY | 38,517 | 13943,37 | 7258,03 | - | - | - | | | 1. Mining & Quarrying | 138 | 92,13 | 77,53 | - | - | - | | | 2. Food Manufacturing & Processing | 5,688 | 4066,15 | 1439,99 | - | - | - | | | (a) Rice Mills, Flour & Dal Mills | 196 | 94,42 | 61,50 | - | - | - | | | (b) Sugar | 3 | 2,72 | 2,68 | - | - | - | | | (c) Edible Oils & Vanaspati | 181 | 91,99 | 73,19 | - | - | - | | | (d) Tea Processing | 163 | 86,32 | 59,76 | - | - | - | | | (e) Processing of Fruits & Vegetables | 67 | 40,12 | 27,24 | - | - | - | | | (f) Others | 5,078 | 3750,58 | 1215,62 | - | - | - | | | 3. Beverage & Tobacco | 68 | 46,61 | 41,95 | - | - | - | | | 4. Textiles | 6,573 | 1244,04 | 915,48 | - | - | - | | | (a) Cotton Textiles | 794 | 506,75 | 376,87 | - | - | - | | | (b) Jute & Other Natural Fibre Textiles | 286 | 66,17 | 45,51 | - | - | - | | | (c) Handloom Textiles & Khadi | 222 | 8,72 | 8,04 | - | - | - | | | (d) Other Textiles & Textile Products | 5,271 | 662,39 | 485,07 | - | - | - | | | 5. Paper, Paper Products & Printing | 1,810 | 759,87 | 342,51 | - | - | - | | | 6. Woods and Wood Products | 1,794 | 56,21 | 43,55 | - | - | - | | | 7. Leather & Leather Products | 392 | 18,94 | 15,72 | - | - | - | | | 8. Gems and Jewellery | 561 | 134,08 | 126,49 | - | - | - | | | 9. Rubber & Plastic Products | 1,779 | 1180,54 | 578,40 | - | - | - | | | 10. Chemicals & Chemical Products | 1,368 | 651,70 | 393,60 | - | - | - | | | (a) Heavy Industrial Chemicals | 44 | 52,42 | 37,69 | - | - | - | | | (b) Fertilisers | 23 | 151,94 | 84,22 | - | - | - | | | (c) Drugs & Pharmaceuticals | 409 | 69,19 | 54,98 | - | - | - | | | (d) Non-Edible Oils | 13 | 1,64 | 1,06 | - | - | - | | | (e) Other Chemicals & Chemical Products | 879 | 376,51 | 215,64 | - | - | - | | | 11. Petroleum, Coal Products & Nuclear Fuels | 23 | 110,98 | 8,00 | - | - | - | | | 12. Manufacture of Cement & Cement Products | 267 | 42,55 | 18,96 | - | - | - | | | 13. Basic Metals & Metal Products | 950 | 1004,42 | 386,78 | - | - | - | | | (a) Iron & Steel | 165 | 333,80 | 273,09 | - | - | - | | | (b) Non-Ferrous Metals | 89 | 597,38 | 46,61 | - | - | - | | | (c) Metal Products | 696 | 73,25 | 67,07 | - | - | - | | | 14. Engineering | 2,096 | 441,48 | 311,57 | - | - | - | | | (a) Heavy Engineering | 78 | 30,78 | 14,76 | - | - | - | | | (b) Light Engineering | 1,225 | 120,49 | 68,48 | - | - | - | | | (c) Electrical Machinery & Goods | 433 | 182,43 | 137,87 | - | - | - | | | (d) Electronic Machinery & Goods | 360 | 107,78 | 90,45 | - | - | - | | | 15. Vehicles, Vehicle Parts & Transport Equipments | 373 | 209,66 | 143,63 | - | - | - | | | 16. Other Industries | 10,339 | 1432,30 | 708,63 | - | - | - | | | 17. Electricity, Gas & Water | 102 | 607,82 | 481,03 | - | - | - | | | (a) Electricity Generation & Transmission | 31 | 382,38 | 283,60 | - | - | - | | | (b) Non-Conventional Energy | 34 | 79,61 | 67,58 | - | - | - | | | (c) Gas, Steam & Water Supply | 37 | 145,83 | 129,84 | - | - | - | | | 18. Construction | 4,196 | 1843,91 | 1224,21 | - | - | - | | | (a) Other than Infrastructure | 2,509 | 1048,89 | 757,88 | - | - | - | | | (b) Infrastructure Construction | 1,687 | 795,03 | 466,34 | - | - | - | III. | TRANSPORT OPERATORS | 10,870 | 621,08 | 502,29 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 38,527 | 4795,55 | 3358,85 | - | - | - | | | 1. Professional Services | 7,190 | 514,24 | 392,51 | - | - | - | | | 2. Tourism, Hotel & Restaurants | 2,893 | 1141,67 | 754,44 | - | - | - | | | 3. Recreation services | 984 | 245,11 | 188,04 | - | - | - | | | 4. IT and Telecommunications | 181 | 29,94 | 24,41 | - | - | - | | | 5. Others | 27,279 | 2864,59 | 1999,45 | - | - | - | V. | PERSONAL LOANS | 7,65,384 | 15706,52 | 12510,25 | - | - | - | | | 1. Housing | 1,57,172 | 8615,82 | 7240,13 | - | - | - | | | 2. Consumer Durables | 11,223 | 75,00 | 57,39 | - | - | - | | | 3. Vehicles | 2,29,814 | 2398,39 | 1620,34 | - | - | - | | | 4. Education | 41,178 | 1010,89 | 772,35 | - | - | - | | | 5. Personal Credit Cards | 5,354 | 55,74 | 26,89 | - | - | - | | | 6. Others | 3,20,643 | 3550,68 | 2793,14 | - | - | - | VI. | TRADE | 94,477 | 6654,94 | 4816,56 | - | - | - | | | 1. Wholesale Trade | 10,001 | 2692,67 | 1634,55 | - | - | - | | | 2. Retail Trade | 84,476 | 3962,27 | 3182,01 | - | - | - | VII. | FINANCE | 2,537 | 3766,57 | 2949,17 | - | - | - | VIII. | ALL OTHERS | 79,599 | 1749,32 | 1223,44 | - | - | - | | TOTAL BANK CREDIT | 12,70,307 | 50776,57 | 35242,45 | | | | |