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Date : Aug 20, 2010

Maharashtra

WESTERN REGION
STATE : MAHARASHTRA
(Amount in Rupees Lakh)
	OCCUPATION	RURAL			SEMI-URBAN
	OCCUPATION	No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		1	2	3	4	5	6
I.	AGRICULTURE	10,23,110	8387,51	7508,10	6,94,695	6644,06	5623,82
	1. Direct Finance	10,11,641	7598,84	6887,16	6,86,817	5593,27	4800,41
	2. Indirect Finance	11,469	788,66	620,94	7,878	1050,79	823,41
II.	INDUSTRY	23,607	11832,88	9634,62	22,734	7074,78	5905,43
	1. Mining & Quarrying	354	31,32	22,00	343	74,89	60,93
	2. Food Manufacturing & Processing	3,638	623,13	448,04	4,116	1153,60	861,12
	(a) Rice Mills, Flour & Dal Mills	973	50,31	41,41	1,579	192,91	153,32
	(b) Sugar	32	299,04	188,31	48	457,26	349,45
	(c) Edible Oils & Vanaspati	139	17,13	15,50	245	98,61	86,43
	(d) Tea Processing	11	1,27	44	66	6,47	1,41
	(e) Processing of Fruits & Vegetables	152	12,55	8,82	131	31,85	24,74
	(f) Others	2,331	242,82	193,56	2,047	366,51	245,76
	3. Beverage & Tobacco	75	98,50	71,62	188	107,92	101,72
	4. Textiles	1,069	373,62	292,13	1,625	547,13	445,42
	(a) Cotton Textiles	382	330,07	263,23	727	452,60	367,78
	(b) Jute & Other Natural Fibre Textiles	86	1,52	1,43	77	6,94	5,93
	(c) Handloom Textiles & Khadi	65	4,06	2,58	135	2,28	1,59
	(d) Other Textiles & Textile Products	536	37,97	24,89	686	85,30	70,12
	5. Paper, Paper Products & Printing	351	106,35	99,41	647	144,22	138,85
	6. Woods and Wood Products	1,437	12,77	10,11	903	13,80	10,37
	7. Leather & Leather Products	535	3,66	2,98	405	4,11	3,20
	8. Gems and Jewellery	390	2,89	2,34	287	7,46	5,87
	9. Rubber & Plastic Products	348	93,98	75,55	581	126,47	58,01
	10. Chemicals & Chemical Products	575	259,24	158,24	1,444	218,81	157,70
	(a) Heavy Industrial Chemicals	60	31,35	24,63	110	71,98	53,01
	(b) Fertilisers	42	2,33	1,19	30	1,43	1,16
	(c) Drugs & Pharmaceuticals	91	57,96	53,40	852	28,16	22,10
	(d) Non-Edible Oils	13	2,70	2,39	56	18,97	15,78
	(e) Other Chemicals & Chemical Products	369	164,91	76,64	396	98,28	65,65
	11. Petroleum, Coal Products & Nuclear Fuels	16	1,88	1,48	29	17,63	14,53
	12. Manufacture of Cement & Cement Products	302	44,26	20,90	332	27,83	22,02
	13. Basic Metals & Metal Products	1,225	4731,52	3526,42	1,231	1692,55	1434,13
	(a) Iron & Steel	188	4470,85	3313,30	202	1557,67	1346,91
	(b) Non-Ferrous Metals	35	77,52	55,04	60	37,01	22,71
	(c) Metal Products	1,002	183,15	158,08	969	97,87	64,50
	14. Engineering	1,357	1325,61	964,60	1,661	313,12	224,55
	(a) Heavy Engineering	272	36,46	29,54	198	49,54	35,31
	(b) Light Engineering	735	1070,01	776,33	1,006	166,99	110,94
	(c) Electrical Machinery & Goods	265	153,71	111,62	343	78,38	64,57
	(d) Electronic Machinery & Goods	85	65,43	47,11	114	18,21	13,73
	15. Vehicles, Vehicle Parts & Transport Equipments	618	220,18	146,67	391	100,07	84,57
	16. Other Industries	8,491	180,03	156,45	6,124	215,24	145,52
	17. Electricity, Gas & Water	47	3341,02	3361,05	71	1821,08	1764,57
	(a) Electricity Generation & Transmission	31	3334,13	3354,57	8	1733,75	1678,90
	(b) Non-Conventional Energy	6	5,87	5,85	22	81,77	81,19
	(c) Gas, Steam & Water Supply	10	1,02	63	41	5,57	4,47
	18. Construction	2,779	382,91	274,63	2,356	488,84	372,34
	(a) Other than Infrastructure	1,527	219,80	174,50	1,315	162,20	121,31
	(b) Infrastructure Construction	1,252	163,11	100,13	1,041	326,64	251,02
III.	TRANSPORT OPERATORS	11,185	419,12	306,92	6,563	169,21	120,09
IV.	PROFESSIONAL AND OTHER SERVICES	46,644	1911,11	1756,10	38,312	1097,05	835,40
	1. Professional Services	13,655	115,83	95,00	9,447	119,54	97,24
	2. Tourism, Hotel & Restaurants	3,602	73,20	60,82	3,267	147,57	117,20
	3. Recreation services	484	3,90	3,10	442	9,67	8,27
	4. IT and Telecommunications	69	39,84	36,55	133	15,52	9,67
	5. Others	28,834	1678,35	1560,63	25,023	804,74	603,02
V.	PERSONAL LOANS	3,08,505	4275,81	3467,74	4,37,165	7257,64	5768,10
	1. Housing	72,965	2064,43	1802,66	1,09,784	3924,11	3313,83
	2. Consumer Durables	13,754	73,06	56,87	16,757	92,17	71,26
	3. Vehicles	32,524	630,77	451,08	39,159	829,41	590,28
	4. Education	15,733	231,06	180,38	22,133	405,02	304,65
	5. Personal Credit Cards	16,737	62,68	36,18	9,794	41,52	24,75
	6. Others	1,56,792	1213,81	940,57	2,39,538	1965,41	1463,33
VI.	TRADE	1,17,934	4110,44	3856,40	1,19,340	3908,17	3495,00
	1. Wholesale Trade	3,959	3105,92	3046,09	3,166	2370,80	2290,09
	2. Retail Trade	1,13,975	1004,52	810,30	1,16,174	1537,37	1204,92
VII.	FINANCE	11,759	307,19	192,03	6,680	70,44	49,73
VIII.	ALL OTHERS	26,918	152,18	116,50	28,396	305,00	250,91
	TOTAL BANK CREDIT	15,69,662	31396,22	26838,41	13,53,885	26526,35	22048,48

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,36,883

3713,46

3071,33

24,75,779

17743,24

11461,90

1. Direct Finance

1,33,849

2619,07

2311,51

24,67,014

8116,57

5174,83

2. Indirect Finance

3,034

1094,39

759,83

8,765

9626,66

6287,07

II.

INDUSTRY

31,642

13300,57

9870,11

4,65,842

483221,33

322875,04

1. Mining & Quarrying

253

84,03

63,87

827

11975,13

7397,24

2. Food Manufacturing & Processing

2,371

1984,27

1326,62

7,310

7404,87

4678,55

(a) Rice Mills, Flour & Dal Mills

577

305,10

239,79

234

280,31

213,22

(b) Sugar

79

681,23

400,72

106

1549,33

1222,42

(c) Edible Oils & Vanaspati

237

429,76

323,41

1,327

1068,20

756,94

(d) Tea Processing

27

19,94

9,99

116

736,35

301,11

(e) Processing of Fruits & Vegetables

74

121,78

63,92

129

472,71

169,95

(f) Others

1,377

426,46

288,79

5,398

3297,97

2014,91

3. Beverage & Tobacco

140

122,19

103,11

251

938,15

790,99

4. Textiles

8,534

2081,00

1588,84

36,620

42795,37

30642,67

(a) Cotton Textiles

5,712

1497,40

1148,66

8,550

16511,32

12188,76

(b) Jute & Other Natural Fibre Textiles

896

35,61

24,21

553

97,54

74,22

(c) Handloom Textiles & Khadi

99

14,26

9,36

1,230

768,28

1715,97

(d) Other Textiles & Textile Products

1,827

533,73

406,61

26,287

25418,23

16663,73

5. Paper, Paper Products & Printing

959

300,16

241,64

3,379

5395,34

3676,36

6. Woods and Wood Products

1,018

65,90

52,61

671

702,37

449,44

7. Leather & Leather Products

345

6,67

5,27

979

605,81

301,05

8. Gems and Jewellery

95

222,44

206,82

1,09,901

35101,89

17251,80

9. Rubber & Plastic Products

924

324,52

256,14

4,076

7147,02

4795,96

10. Chemicals & Chemical Products

1,190

1380,24

899,62

1,71,866

35218,19

23284,01

(a) Heavy Industrial Chemicals

216

105,56

66,63

1,683

6709,54

4031,31

(b) Fertilisers

69

80,07

57,79

581

1457,91

1094,00

(c) Drugs & Pharmaceuticals

202

781,50

527,39

73,338

14589,43

10287,39

(d) Non-Edible Oils

58

52,07

42,34

62

759,34

418,51

(e) Other Chemicals & Chemical Products

645

361,04

205,47

96,202

11701,98

7452,81

11. Petroleum, Coal Products & Nuclear Fuels

55

23,43

14,48

509

45330,83

35536,95

12. Manufacture of Cement & Cement Products

296

69,69

68,57

2,705

3671,56

2189,19

13. Basic Metals & Metal Products

2,065

1273,35

934,13

17,757

82774,98

50007,26

(a) Iron & Steel

528

602,52

425,83

2,819

44409,55

24778,09

(b) Non-Ferrous Metals

159

91,33

72,34

843

10371,55

7226,22

(c) Metal Products

1,378

579,50

435,96

14,095

27993,89

18002,96

14. Engineering

3,182

1833,34

1280,03

23,348

34930,61

25365,01

(a) Heavy Engineering

386

452,04

238,62

2,046

6634,79

5073,04

(b) Light Engineering

2,050

965,83

749,60

15,292

15066,79

10379,70

(c) Electrical Machinery & Goods

502

215,24

166,20

4,398

7218,46

4885,02

(d) Electronic Machinery & Goods

244

200,23

125,61

1,612

6010,56

5027,25

15. Vehicles, Vehicle Parts & Transport Equipments

660

669,54

482,38

5,669

29802,18

20828,87

16. Other Industries

6,220

749,00

579,31

67,215

13741,01

10348,29

17. Electricity, Gas & Water

95

186,67

146,58

521

19501,57

13728,56

(a) Electricity Generation & Transmission

39

145,78

110,98

278

17462,45

12112,46

(b) Non-Conventional Energy

23

21,78

19,91

97

1076,51

800,72

(c) Gas, Steam & Water Supply

33

19,11

15,69

146

962,60

815,37

18. Construction

3,240

1924,12

1620,09

12,238

106184,45

71602,84

(a) Other than Infrastructure

1,825

797,72

668,69

5,514

20602,53

14617,16

(b) Infrastructure Construction

1,415

1126,40

951,40

6,724

85581,92

56985,68

III.

TRANSPORT OPERATORS

7,125

352,96

254,21

63,596

31729,67

27506,02

IV.

PROFESSIONAL AND OTHER SERVICES

31,466

2195,12

1663,44

91,714

102516,40

78356,07

1. Professional Services

8,166

318,38

231,63

14,700

10754,97

7945,64

2. Tourism, Hotel & Restaurants

1,728

154,94

117,26

8,911

7594,50

5116,64

3. Recreation services

302

24,43

21,69

1,584

5622,03

4556,41

4. IT and Telecommunications

190

24,08

15,25

1,009

24087,85

19379,70

5. Others

21,080

1673,29

1277,61

65,510

54457,04

41357,68

V.

PERSONAL LOANS

5,52,894

13740,52

10861,80

191,38,921

167437,67

90635,55

1. Housing

1,58,602

8775,46

7449,99

5,47,309

53940,82

44341,71

2. Consumer Durables

16,368

121,19

98,76

4,74,717

1072,86

405,00

3. Vehicles

1,39,966

1901,92

1196,24

23,06,900

21161,78

10440,37

4. Education

21,223

484,12

365,07

47,332

1639,86

1272,64

5. Personal Credit Cards

11,730

173,16

75,88

137,82,439

61835,96

16332,05

6. Others

2,05,005

2284,66

1675,86

19,80,224

27786,39

17843,77

VI.

TRADE

85,418

2974,65

2336,05

1,24,015

91058,50

64926,02

1. Wholesale Trade

4,679

753,58

585,65

44,673

53910,36

37698,29

2. Retail Trade

80,739

2221,06

1750,41

79,342

37148,14

27227,74

VII.

FINANCE

1,943

98,07

64,87

6,042

128354,26

100502,92

VIII.

ALL OTHERS

38,955

719,60

548,39

2,33,721

15983,43

11698,81

TOTAL BANK CREDIT

8,86,326

37094,94

28670,21

225,99,630

1038044,49

707962,34