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Date : Aug 20, 2010

Gujarat

WESTERN REGION
STATE : GUJARAT
(Amount in Rupees Lakh)
	OCCUPATION	RURAL			SEMI-URBAN
	OCCUPATION	No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		1	2	3	4	5	6
I.	AGRICULTURE	8,74,315	7227,81	6612,80	4,76,748	5165,31	4320,06
	1. Direct Finance	8,67,821	6962,12	6438,39	4,71,503	4201,69	3656,59
	2. Indirect Finance	6,494	265,69	174,41	5,245	963,62	663,47
II.	INDUSTRY	26,441	13204,25	10817,02	19,125	8469,02	5455,39
	1. Mining & Quarrying	111	2275,74	2259,30	313	161,52	127,04
	2. Food Manufacturing & Processing	2,871	429,71	328,09	2,723	993,72	688,56
	(a) Rice Mills, Flour & Dal Mills	614	113,07	96,80	317	84,71	68,35
	(b) Sugar	2	7	6	10	7,66	3,61
	(c) Edible Oils & Vanaspati	418	67,45	16,77	1,013	278,46	184,82
	(d) Tea Processing	5	14	12	11	2,33	1,68
	(e) Processing of Fruits & Vegetables	18	2,61	1,94	78	60,11	38,82
	(f) Others	1,814	246,37	212,40	1,294	560,45	391,27
	3. Beverage & Tobacco	71	6,95	4,94	141	32,44	22,61
	4. Textiles	8,768	1452,37	1239,62	3,646	1217,15	914,42
	(a) Cotton Textiles	411	880,19	727,08	812	1035,57	772,36
	(b) Jute & Other Natural Fibre Textiles	3,826	72,47	42,26	338	10,93	9,11
	(c) Handloom Textiles & Khadi	1,534	10,27	5,26	699	17,74	13,54
	(d) Other Textiles & Textile Products	2,997	489,43	465,01	1,797	152,91	119,41
	5. Paper, Paper Products & Printing	592	70,97	40,30	589	503,09	361,95
	6. Woods and Wood Products	561	32,68	23,22	616	136,44	105,65
	7. Leather & Leather Products	1,936	26,39	13,43	366	5,80	4,60
	8. Gems and Jewellery	60	2,66	2,39	174	10,93	8,35
	9. Rubber & Plastic Products	287	335,67	242,07	562	320,27	259,44
	10. Chemicals & Chemical Products	539	1575,39	1034,57	1,281	1470,81	790,20
	(a) Heavy Industrial Chemicals	123	531,75	415,82	389	468,61	245,11
	(b) Fertilisers	10	246,10	139,32	25	380,83	106,61
	(c) Drugs & Pharmaceuticals	78	170,08	133,32	287	164,30	116,61
	(d) Non-Edible Oils	6	8,11	5,53	87	46,25	31,28
	(e) Other Chemicals & Chemical Products	322	619,34	340,58	493	410,83	290,59
	11. Petroleum, Coal Products & Nuclear Fuels	31	172,72	127,63	37	179,87	170,80
	12. Manufacture of Cement & Cement Products	522	157,68	116,83	264	126,03	70,27
	13. Basic Metals & Metal Products	956	1498,00	1204,47	870	1141,90	506,32
	(a) Iron & Steel	80	955,65	791,14	269	873,13	308,72
	(b) Non-Ferrous Metals	28	68,48	34,51	71	90,41	64,41
	(c) Metal Products	848	473,87	378,82	530	178,36	133,19
	14. Engineering	1,288	1344,67	1215,23	1,263	856,64	501,11
	(a) Heavy Engineering	85	26,94	19,64	190	190,39	116,69
	(b) Light Engineering	924	1198,99	1080,39	802	277,04	172,87
	(c) Electrical Machinery & Goods	220	116,09	112,64	196	368,42	192,31
	(d) Electronic Machinery & Goods	59	2,65	2,56	75	20,79	19,24
	15. Vehicles, Vehicle Parts & Transport Equipments	133	120,68	114,34	188	114,23	101,74
	16. Other Industries	6,590	362,00	287,58	5,103	436,64	331,91
	17. Electricity, Gas & Water	19	854,09	490,84	52	437,99	266,04
	(a) Electricity Generation & Transmission	12	581,67	287,17	12	351,94	183,22
	(b) Non-Conventional Energy	2	212,13	143,57	9	10,19	7,85
	(c) Gas, Steam & Water Supply	5	60,28	60,09	31	75,87	74,98
	18. Construction	1,106	2485,89	2072,18	937	323,56	224,38
	(a) Other than Infrastructure	506	112,95	85,21	549	104,51	76,68
	(b) Infrastructure Construction	600	2372,94	1986,97	388	219,05	147,71
III.	TRANSPORT OPERATORS	7,423	277,06	208,01	6,498	259,84	165,69
IV.	PROFESSIONAL AND OTHER SERVICES	45,612	880,41	646,20	33,409	730,65	525,43
	1. Professional Services	10,449	105,07	65,10	8,463	78,05	60,51
	2. Tourism, Hotel & Restaurants	11,979	117,52	73,31	2,739	44,33	33,20
	3. Recreation services	354	12,36	6,17	981	14,10	4,44
	4. IT and Telecommunications	27	303,64	261,61	78	5,21	3,97
	5. Others	22,803	341,83	240,01	21,148	588,95	423,32
V.	PERSONAL LOANS	1,35,979	2513,08	1936,56	2,30,563	4677,92	3522,70
	1. Housing	21,650	872,65	773,29	51,004	2030,50	1723,32
	2. Consumer Durables	3,882	18,51	13,74	5,267	22,97	16,37
	3. Vehicles	19,398	455,03	295,37	43,580	908,06	577,56
	4. Education	4,552	122,73	92,07	7,468	240,87	174,33
	5. Personal Credit Cards	1,652	12,87	5,96	2,068	18,77	8,94
	6. Others	84,845	1031,29	756,13	1,21,176	1456,75	1022,18
VI.	TRADE	62,229	1637,36	1476,95	61,361	1999,43	1234,74
	1. Wholesale Trade	1,050	1142,23	1087,54	1,764	685,53	351,77
	2. Retail Trade	61,179	495,13	389,40	59,597	1313,90	882,96
VII.	FINANCE	1,309	126,61	84,49	593	86,93	30,64
VIII.	ALL OTHERS	20,393	172,49	109,80	15,461	249,55	162,55
	TOTAL BANK CREDIT	11,73,701	26039,06	21891,81	8,43,758	21638,65	15417,19

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

56,847

1278,03

1016,99

33,667

3196,99

2430,15

1. Direct Finance

55,499

818,03

653,62

31,538

1582,79

1219,94

2. Indirect Finance

1,348

460,00

363,37

2,129

1614,20

1210,21

II.

INDUSTRY

20,093

16314,65

11146,96

66,689

70784,86

48557,48

1. Mining & Quarrying

233

547,55

496,60

303

2439,87

1350,64

2. Food Manufacturing & Processing

1,102

776,88

486,80

2,552

2288,57

1242,23

(a) Rice Mills, Flour & Dal Mills

159

146,00

104,30

180

97,41

62,10

(b) Sugar

5

77

70

23

20,66

9,06

(c) Edible Oils & Vanaspati

149

139,31

97,49

309

978,26

558,53

(d) Tea Processing

20

4,70

3,57

31

18,30

13,12

(e) Processing of Fruits & Vegetables

27

26,99

21,06

61

49,05

38,11

(f) Others

742

459,11

259,67

1,948

1124,89

561,31

3. Beverage & Tobacco

79

18,43

10,50

78

74,13

35,94

4. Textiles

2,799

1328,88

799,33

24,630

10736,79

7571,16

(a) Cotton Textiles

831

1108,68

650,51

3,832

4673,11

3293,81

(b) Jute & Other Natural Fibre Textiles

465

8,32

5,66

73

86,90

69,03

(c) Handloom Textiles & Khadi

216

8,43

6,25

413

180,31

86,00

(d) Other Textiles & Textile Products

1,287

203,46

136,91

20,312

5796,47

4122,32

5. Paper, Paper Products & Printing

350

105,18

76,65

801

982,96

723,64

6. Woods and Wood Products

232

43,54

36,01

231

112,61

78,68

7. Leather & Leather Products

92

9,74

6,16

298

102,93

64,97

8. Gems and Jewellery

145

18,60

15,96

826

353,68

279,39

9. Rubber & Plastic Products

618

451,72

396,49

1,478

1819,79

1225,05

10. Chemicals & Chemical Products

1,460

972,23

607,42

5,015

9842,51

7000,10

(a) Heavy Industrial Chemicals

204

262,03

222,55

805

2657,26

1891,57

(b) Fertilisers

15

73,31

17,99

76

174,73

69,48

(c) Drugs & Pharmaceuticals

130

188,98

142,25

1,477

3444,15

2416,63

(d) Non-Edible Oils

48

69,70

38,25

29

77,56

47,29

(e) Other Chemicals & Chemical Products

1,063

378,21

186,38

2,628

3488,81

2575,12

11. Petroleum, Coal Products & Nuclear Fuels

104

3801,49

2601,15

140

1408,65

684,57

12. Manufacture of Cement & Cement Products

199

133,30

96,28

236

1242,51

963,57

13. Basic Metals & Metal Products

1,702

1798,91

1244,11

4,913

10908,86

7415,39

(a) Iron & Steel

593

803,86

595,43

1,597

5244,25

3643,92

(b) Non-Ferrous Metals

333

179,95

124,96

379

527,86

341,35

(c) Metal Products

776

815,10

523,72

2,937

5136,75

3430,12

14. Engineering

2,176

1281,60

716,40

7,508

5468,10

3820,53

(a) Heavy Engineering

374

419,79

283,18

1,248

1824,34

1232,60

(b) Light Engineering

1,551

734,27

331,16

4,096

1717,30

1272,83

(c) Electrical Machinery & Goods

181

92,49

76,04

1,775

1373,85

933,22

(d) Electronic Machinery & Goods

70

35,04

26,02

389

552,62

381,88

15. Vehicles, Vehicle Parts & Transport Equipments

331

640,55

360,98

803

901,41

649,60

16. Other Industries

6,087

1245,03

873,68

13,199

3735,26

2777,13

17. Electricity, Gas & Water

56

523,74

362,63

266

10895,49

7469,89

(a) Electricity Generation & Transmission

23

481,03

348,24

179

9419,96

6264,30

(b) Non-Conventional Energy

5

6,71

6,67

29

910,73

799,98

(c) Gas, Steam & Water Supply

28

36,00

7,72

58

564,80

405,61

18. Construction

2,328

2617,27

1959,82

3,412

7470,75

5205,01

(a) Other than Infrastructure

1,165

446,12

252,84

1,436

1180,10

845,94

(b) Infrastructure Construction

1,163

2171,15

1706,98

1,976

6290,65

4359,06

III.

TRANSPORT OPERATORS

6,423

1333,28

1157,28

26,502

1266,47

892,58

IV.

PROFESSIONAL AND OTHER SERVICES

28,013

2140,23

1574,78

49,043

6586,61

4932,74

1. Professional Services

5,755

132,16

99,06

7,949

516,92

425,13

2. Tourism, Hotel & Restaurants

2,303

89,69

74,73

1,834

663,42

460,52

3. Recreation services

206

28,68

12,89

266

111,40

77,63

4. IT and Telecommunications

143

10,23

7,34

293

93,06

73,94

5. Others

19,606

1879,47

1380,76

38,701

5201,81

3895,53

V.

PERSONAL LOANS

2,69,015

7856,86

5483,28

6,50,039

15240,94

11722,07

1. Housing

71,999

3858,04

3061,98

1,13,955

6920,24

6296,24

2. Consumer Durables

5,242

48,21

33,77

7,732

102,62

74,42

3. Vehicles

71,228

1667,58

930,59

2,28,450

2792,85

1663,40

4. Education

7,244

263,67

181,63

16,791

715,53

464,07

5. Personal Credit Cards

7,233

181,99

68,54

8,548

126,33

61,70

6. Others

1,06,069

1837,37

1206,79

2,74,563

4583,37

3162,25

VI.

TRADE

27,617

2033,87

1392,05

54,003

9749,11

7171,96

1. Wholesale Trade

1,604

799,78

610,29

10,734

5916,36

4430,00

2. Retail Trade

26,013

1234,08

781,75

43,269

3832,75

2741,95

VII.

FINANCE

595

1432,58

267,48

1,399

2474,52

1672,56

VIII.

ALL OTHERS

17,862

502,19

320,33

38,972

2696,73

2348,27

TOTAL BANK CREDIT

4,26,465

32891,67

22359,15

9,20,314

111996,22

79727,81