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Date : Aug 20, 2010

Uttarakhand

CENTRAL REGION
STATE : UTTARAKHAND
(Amount in Rupees Lakh)
	OCCUPATION	RURAL			SEMI-URBAN
	OCCUPATION	No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		1	2	3	4	5	6
I.	AGRICULTURE	1,80,672	1339,30	1081,22	82,994	1366,45	1128,87
	1. Direct Finance	1,77,425	1292,36	1045,57	81,301	1172,25	984,68
	2. Indirect Finance	3,247	46,94	35,66	1,693	194,19	144,19
II.	INDUSTRY	9,419	1554,30	1119,26	9,492	2640,02	1736,47
	1. Mining & Quarrying	35	6,50	3,20	67	47,53	40,78
	2. Food Manufacturing & Processing	1,362	112,79	49,42	1,522	696,22	390,55
	(a) Rice Mills, Flour & Dal Mills	283	27,36	19,07	1,015	318,44	106,68
	(b) Sugar	10	59,29	11,55	35	206,00	167,72
	(c) Edible Oils & Vanaspati	77	8,99	7,72	64	34,87	20,14
	(d) Tea Processing	8	61	54	3	30	5
	(e) Processing of Fruits & Vegetables	23	2,84	1,98	30	8,77	6,38
	(f) Others	961	13,69	8,56	375	127,84	89,58
	3. Beverage & Tobacco	17	1,61	65	30	10,30	7,02
	4. Textiles	1,894	80,79	65,60	1,114	88,32	67,01
	(a) Cotton Textiles	202	49,53	39,04	114	11,08	5,59
	(b) Jute & Other Natural Fibre Textiles	47	52	35	3	62	56
	(c) Handloom Textiles & Khadi	505	2,09	1,66	196	2,16	1,47
	(d) Other Textiles & Textile Products	1,140	28,65	24,55	801	74,46	59,39
	5. Paper, Paper Products & Printing	221	37,67	24,08	330	300,58	229,68
	6. Woods and Wood Products	560	4,67	3,55	282	47,35	46,45
	7. Leather & Leather Products	79	75	56	50	2,43	2,26
	8. Gems and Jewellery	39	2,10	1,85	27	1,29	87
	9. Rubber & Plastic Products	53	67,20	32,91	186	92,71	60,53
	10. Chemicals & Chemical Products	120	156,38	124,91	724	234,29	190,04
	(a) Heavy Industrial Chemicals	4	145,00	116,61	23	20,62	18,10
	(b) Fertilisers	8	8	4	9	16	11
	(c) Drugs & Pharmaceuticals	33	6,41	5,57	537	163,97	134,23
	(d) Non-Edible Oils	1	1,50	-	1	4	-
	(e) Other Chemicals & Chemical Products	74	3,39	2,68	154	49,49	37,60
	11. Petroleum, Coal Products & Nuclear Fuels	7	13,62	12,73	5	12,53	8,84
	12. Manufacture of Cement & Cement Products	33	1,25	1,13	45	4,92	4,58
	13. Basic Metals & Metal Products	373	45,82	33,13	397	255,71	210,97
	(a) Iron & Steel	11	10,91	7,78	88	150,65	129,49
	(b) Non-Ferrous Metals	3	37	27	16	10,41	8,73
	(c) Metal Products	359	34,53	25,07	293	94,64	72,76
	14. Engineering	513	178,21	124,67	1,643	184,29	136,87
	(a) Heavy Engineering	23	20,75	3,83	51	20,49	17,05
	(b) Light Engineering	319	125,40	109,97	1,114	97,05	66,35
	(c) Electrical Machinery & Goods	99	30,67	9,78	390	60,17	49,93
	(d) Electronic Machinery & Goods	72	1,40	1,09	88	6,58	3,54
	15. Vehicles, Vehicle Parts & Transport Equipments	72	34,38	23,94	92	17,64	12,13
	16. Other Industries	3,525	40,32	30,18	2,233	197,56	173,02
	17. Electricity, Gas & Water	8	756,28	574,60	13	342,33	66,61
	(a) Electricity Generation & Transmission	6	756,20	574,54	8	339,41	64,21
	(b) Non-Conventional Energy	-	-	-	-	-	-
	(c) Gas, Steam & Water Supply	2	8	7	5	2,92	2,40
	18. Construction	508	13,98	12,18	732	104,05	88,27
	(a) Other than Infrastructure	170	8,36	7,39	470	86,36	71,04
	(b) Infrastructure Construction	338	5,62	4,78	262	17,69	17,23
III.	TRANSPORT OPERATORS	5,475	154,40	111,13	2,248	79,13	58,67
IV.	PROFESSIONAL AND OTHER SERVICES	8,712	291,71	254,66	6,459	373,01	231,50
	1. Professional Services	1,541	11,97	8,91	1,092	29,03	24,82
	2. Tourism, Hotel & Restaurants	1,864	77,54	59,92	933	96,84	73,21
	3. Recreation services	178	1,65	1,22	69	2,72	2,13
	4. IT and Telecommunications	32	1,67	1,35	51	3,31	2,71
	5. Others	5,097	198,88	183,27	4,314	241,11	128,63
V.	PERSONAL LOANS	1,18,028	1185,91	903,24	85,475	1606,30	1251,33
	1. Housing	27,989	378,72	304,55	19,516	718,16	602,89
	2. Consumer Durables	3,301	22,92	16,26	5,180	49,01	36,88
	3. Vehicles	7,228	121,91	90,88	8,828	199,09	148,24
	4. Education	2,804	60,63	43,23	6,460	151,37	110,39
	5. Personal Credit Cards	212	1,22	98	560	3,46	2,51
	6. Others	76,494	600,50	447,33	44,931	485,22	350,43
VI.	TRADE	38,296	441,91	336,99	25,571	832,19	642,39
	1. Wholesale Trade	1,502	33,71	21,71	939	122,86	103,66
	2. Retail Trade	36,794	408,19	315,28	24,632	709,33	538,73
VII.	FINANCE	1,053	7,13	4,54	47	66,49	18,45
VIII.	ALL OTHERS	8,514	53,85	40,98	6,624	80,12	62,60
	TOTAL BANK CREDIT	3,70,169	5028,50	3852,02	2,18,910	7043,72	5130,28

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

4,264

92,19

77,44

-

-

-

1. Direct Finance

3,805

51,91

42,53

-

-

-

2. Indirect Finance

459

40,28

34,91

-

-

-

II.

INDUSTRY

4,593

1069,40

815,02

-

-

-

1. Mining & Quarrying

25

12,67

11,19

-

-

-

2. Food Manufacturing & Processing

186

17,79

13,64

-

-

-

(a) Rice Mills, Flour & Dal Mills

22

6,70

5,33

-

-

-

(b) Sugar

1

5

5

-

-

-

(c) Edible Oils & Vanaspati

10

1,72

1,14

-

-

-

(d) Tea Processing

3

10

10

-

-

-

(e) Processing of Fruits & Vegetables

7

53

37

-

-

-

(f) Others

143

8,69

6,64

-

-

-

3. Beverage & Tobacco

14

5,18

4,77

-

-

-

4. Textiles

408

30,61

21,64

-

-

-

(a) Cotton Textiles

117

5,42

4,29

-

-

-

(b) Jute & Other Natural Fibre Textiles

111

1,87

1,41

-

-

-

(c) Handloom Textiles & Khadi

15

65

41

-

-

-

(d) Other Textiles & Textile Products

165

22,67

15,53

-

-

-

5. Paper, Paper Products & Printing

195

36,26

21,78

-

-

-

6. Woods and Wood Products

202

20,93

11,76

-

-

-

7. Leather & Leather Products

27

9,97

9,71

-

-

-

8. Gems and Jewellery

21

5,07

5,01

-

-

-

9. Rubber & Plastic Products

82

55,08

44,54

-

-

-

10. Chemicals & Chemical Products

258

135,08

113,91

-

-

-

(a) Heavy Industrial Chemicals

21

10,07

9,37

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

124

87,84

73,54

-

-

-

(d) Non-Edible Oils

3

1,55

1,34

-

-

-

(e) Other Chemicals & Chemical Products

110

35,62

29,65

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

3

90

83

-

-

-

12. Manufacture of Cement & Cement Products

60

78,96

74,77

-

-

-

13. Basic Metals & Metal Products

164

85,66

52,64

-

-

-

(a) Iron & Steel

28

49,13

22,54

-

-

-

(b) Non-Ferrous Metals

6

8,86

8,68

-

-

-

(c) Metal Products

130

27,67

21,43

-

-

-

14. Engineering

741

186,74

130,83

-

-

-

(a) Heavy Engineering

69

30,21

26,60

-

-

-

(b) Light Engineering

518

102,61

62,34

-

-

-

(c) Electrical Machinery & Goods

104

35,02

22,90

-

-

-

(d) Electronic Machinery & Goods

50

18,90

18,98

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

57

15,21

10,04

-

-

-

16. Other Industries

1,317

233,51

202,68

-

-

-

17. Electricity, Gas & Water

13

28,98

7,67

-

-

-

(a) Electricity Generation & Transmission

5

26,68

5,57

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

8

2,30

2,10

-

-

-

18. Construction

820

110,81

77,62

-

-

-

(a) Other than Infrastructure

625

72,13

56,88

-

-

-

(b) Infrastructure Construction

195

38,68

20,74

-

-

-

III.

TRANSPORT OPERATORS

1,832

57,53

46,48

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

6,402

641,04

515,54

-

-

-

1. Professional Services

734

56,03

51,23

-

-

-

2. Tourism, Hotel & Restaurants

305

48,72

40,36

-

-

-

3. Recreation services

42

22,07

12,14

-

-

-

4. IT and Telecommunications

56

7,80

4,73

-

-

-

5. Others

5,265

506,42

407,08

-

-

-

V.

PERSONAL LOANS

1,01,453

2305,90

1788,40

-

-

-

1. Housing

21,306

1132,73

977,72

-

-

-

2. Consumer Durables

4,912

50,62

37,79

-

-

-

3. Vehicles

28,621

435,58

274,58

-

-

-

4. Education

6,295

166,40

127,81

-

-

-

5. Personal Credit Cards

671

8,65

4,07

-

-

-

6. Others

39,648

511,93

366,43

-

-

-

VI.

TRADE

13,801

724,42

515,70

-

-

-

1. Wholesale Trade

842

178,11

70,37

-

-

-

2. Retail Trade

12,959

546,31

445,32

-

-

-

VII.

FINANCE

112

11,54

6,91

-

-

-

VIII.

ALL OTHERS

6,515

116,64

93,74

-

-

-

TOTAL BANK CREDIT

1,38,972

5018,66

3859,23