CENTRAL REGION |
STATE : UTTAR PRADESH |
(Amount in Rupees Lakh) |
|
OCCUPATION |
RURAL |
SEMI-URBAN |
No. of
Accounts |
Credit
Limit |
Amount
Outstanding |
No. of
Accounts |
Credit
Limit |
Amount
Outstanding |
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
41,58,811 |
24336,43 |
19026,35 |
13,38,506 |
10408,15 |
8347,33 |
|
1. Direct Finance |
41,17,803 |
23499,37 |
18392,13 |
13,24,916 |
9611,62 |
7723,52 |
|
2. Indirect Finance |
41,008 |
837,05 |
634,22 |
13,590 |
796,53 |
623,82 |
II. |
INDUSTRY |
73,629 |
6464,45 |
4479,40 |
60,014 |
4963,65 |
3764,26 |
|
1. Mining & Quarrying |
488 |
48,19 |
22,54 |
280 |
45,75 |
32,28 |
|
2. Food Manufacturing & Processing |
12,393 |
1684,47 |
1189,28 |
13,592 |
2192,58 |
1747,43 |
|
(a) Rice Mills, Flour & Dal Mills |
5,691 |
180,74 |
146,99 |
9,237 |
472,09 |
369,96 |
|
(b) Sugar |
137 |
1360,17 |
927,67 |
160 |
1391,83 |
1111,17 |
|
(c) Edible Oils & Vanaspati |
947 |
22,20 |
17,43 |
473 |
27,00 |
24,09 |
|
(d) Tea Processing |
144 |
51 |
35 |
97 |
1,17 |
81 |
|
(e) Processing of Fruits & Vegetables |
41 |
8,25 |
6,99 |
64 |
24,88 |
22,18 |
|
(f) Others |
5,433 |
112,58 |
89,84 |
3,561 |
275,62 |
219,23 |
|
3. Beverage & Tobacco |
78 |
125,87 |
60,42 |
151 |
33,19 |
22,15 |
|
4. Textiles |
17,465 |
351,04 |
243,38 |
7,904 |
554,23 |
421,05 |
|
(a) Cotton Textiles |
3,524 |
125,80 |
83,27 |
1,406 |
44,51 |
30,73 |
|
(b) Jute & Other Natural Fibre Textiles |
820 |
11,02 |
9,39 |
434 |
3,07 |
2,66 |
|
(c) Handloom Textiles & Khadi |
8,678 |
34,93 |
24,92 |
2,718 |
34,77 |
30,14 |
|
(d) Other Textiles & Textile Products |
4,443 |
179,29 |
125,79 |
3,346 |
471,88 |
357,52 |
|
5. Paper, Paper Products & Printing |
774 |
211,88 |
157,89 |
493 |
211,74 |
187,17 |
|
6. Woods and Wood Products |
4,294 |
26,83 |
22,40 |
1,378 |
19,77 |
16,38 |
|
7. Leather & Leather Products |
799 |
69,20 |
41,41 |
696 |
9,26 |
8,15 |
|
8. Gems and Jewellery |
334 |
3,36 |
2,75 |
455 |
20,38 |
15,14 |
|
9. Rubber & Plastic Products |
322 |
96,40 |
82,94 |
302 |
26,73 |
20,76 |
|
10. Chemicals & Chemical Products |
3,730 |
186,69 |
233,94 |
18,548 |
332,91 |
161,06 |
|
(a) Heavy Industrial Chemicals |
28 |
36,27 |
19,06 |
35 |
14,48 |
10,37 |
|
(b) Fertilisers |
61 |
1,58 |
1,46 |
72 |
117,78 |
7,64 |
|
(c) Drugs & Pharmaceuticals |
477 |
14,09 |
12,07 |
17,484 |
165,93 |
112,22 |
|
(d) Non-Edible Oils |
24 |
13,89 |
13,71 |
27 |
3,33 |
2,96 |
|
(e) Other Chemicals & Chemical Products |
3,140 |
120,87 |
187,64 |
930 |
31,38 |
27,87 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
47 |
2,44 |
1,85 |
106 |
18,17 |
15,56 |
|
12. Manufacture of Cement & Cement Products |
882 |
44,46 |
24,97 |
330 |
26,82 |
21,80 |
|
13. Basic Metals & Metal Products |
1,473 |
1621,43 |
1117,85 |
1,526 |
656,11 |
389,98 |
|
(a) Iron & Steel |
125 |
273,00 |
109,89 |
146 |
397,03 |
299,96 |
|
(b) Non-Ferrous Metals |
41 |
661,80 |
528,58 |
54 |
170,32 |
17,85 |
|
(c) Metal Products |
1,307 |
686,62 |
479,38 |
1,326 |
88,76 |
72,16 |
|
14. Engineering |
4,151 |
425,77 |
260,93 |
2,253 |
153,42 |
127,82 |
|
(a) Heavy Engineering |
1,308 |
57,52 |
55,35 |
177 |
30,02 |
27,27 |
|
(b) Light Engineering |
2,018 |
73,61 |
60,61 |
1,491 |
80,23 |
62,86 |
|
(c) Electrical Machinery & Goods |
433 |
159,49 |
68,68 |
368 |
33,58 |
29,46 |
|
(d) Electronic Machinery & Goods |
392 |
135,15 |
76,30 |
217 |
9,59 |
8,23 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,962 |
443,06 |
295,96 |
418 |
53,58 |
32,90 |
|
16. Other Industries |
21,851 |
398,64 |
261,00 |
8,924 |
273,48 |
222,11 |
|
17. Electricity, Gas & Water |
36 |
541,97 |
327,46 |
35 |
4,67 |
4,15 |
|
(a) Electricity Generation & Transmission |
12 |
539,56 |
325,25 |
12 |
2,47 |
2,27 |
|
(b) Non-Conventional Energy |
11 |
1,02 |
1,00 |
8 |
1,38 |
1,14 |
|
(c) Gas, Steam & Water Supply |
13 |
1,39 |
1,21 |
15 |
82 |
75 |
|
18. Construction |
2,550 |
182,76 |
132,45 |
2,623 |
330,86 |
318,37 |
|
(a) Other than Infrastructure |
1,139 |
55,09 |
46,81 |
1,187 |
74,10 |
67,31 |
|
(b) Infrastructure Construction |
1,411 |
127,67 |
85,64 |
1,436 |
256,76 |
251,07 |
III. |
TRANSPORT OPERATORS |
18,124 |
329,90 |
251,15 |
5,800 |
114,22 |
83,12 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
81,862 |
983,91 |
750,03 |
32,702 |
708,01 |
559,27 |
|
1. Professional Services |
35,250 |
159,87 |
131,31 |
10,951 |
167,05 |
144,39 |
|
2. Tourism, Hotel & Restaurants |
2,606 |
25,80 |
21,80 |
1,369 |
25,82 |
22,20 |
|
3. Recreation services |
469 |
5,59 |
3,22 |
358 |
4,51 |
3,75 |
|
4. IT and Telecommunications |
54 |
29,72 |
23,81 |
88 |
8,26 |
7,24 |
|
5. Others |
43,483 |
762,94 |
569,88 |
19,936 |
502,38 |
381,69 |
V. |
PERSONAL LOANS |
3,52,359 |
3817,48 |
2905,96 |
2,81,382 |
4004,82 |
3125,00 |
|
1. Housing |
51,207 |
1065,72 |
874,11 |
49,318 |
1364,38 |
1156,48 |
|
2. Consumer Durables |
34,873 |
256,93 |
185,01 |
20,392 |
157,57 |
110,89 |
|
3. Vehicles |
27,915 |
395,52 |
296,41 |
25,618 |
420,68 |
328,36 |
|
4. Education |
11,552 |
196,13 |
149,74 |
12,993 |
292,61 |
224,81 |
|
5. Personal Credit Cards |
3,086 |
14,41 |
11,18 |
5,678 |
26,29 |
19,94 |
|
6. Others |
2,23,726 |
1888,78 |
1389,51 |
1,67,383 |
1743,30 |
1284,52 |
VI. |
TRADE |
3,61,093 |
2997,11 |
2235,34 |
2,07,445 |
2924,26 |
2340,43 |
|
1. Wholesale Trade |
33,364 |
784,03 |
481,07 |
11,786 |
426,17 |
339,82 |
|
2. Retail Trade |
3,27,729 |
2213,08 |
1754,27 |
1,95,659 |
2498,09 |
2000,61 |
VII. |
FINANCE |
15,022 |
131,35 |
100,78 |
3,177 |
392,75 |
200,16 |
VIII. |
ALL OTHERS |
1,51,265 |
725,21 |
559,11 |
66,765 |
506,79 |
420,37 |
|
TOTAL BANK CREDIT |
52,12,165 |
39785,85 |
30308,13 |
19,95,791 |
24022,64 |
18839,94 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009 |
(Amount in Rupees Lakh) |
| |
OCCUPATION |
URBAN |
METROPOLITAN |
No. of
Accounts |
Credit
Limit |
Amount
Outstanding |
No. of
Accounts |
Credit
Limit |
Amount
Outstanding |
| |
|
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
2,16,157 |
3849,33 |
3161,79 |
31,343 |
5216,88 |
3943,39 |
|
1. Direct Finance |
2,08,432 |
2263,19 |
1769,17 |
26,634 |
872,57 |
454,30 |
|
2. Indirect Finance |
7,725 |
1586,14 |
1392,62 |
4,709 |
4344,31 |
3489,09 |
II. |
INDUSTRY |
61,405 |
18984,03 |
13451,77 |
50,584 |
15080,50 |
11553,09 |
|
1. Mining & Quarrying |
357 |
318,13 |
155,56 |
155 |
171,06 |
61,03 |
|
2. Food Manufacturing & Processing |
5,061 |
3063,07 |
2146,47 |
3,739 |
2680,26 |
1843,18 |
|
(a) Rice Mills, Flour & Dal Mills |
2,205 |
448,45 |
312,20 |
688 |
254,63 |
190,53 |
|
(b) Sugar |
192 |
1985,52 |
1355,03 |
87 |
1630,49 |
1002,11 |
|
(c) Edible Oils & Vanaspati |
281 |
143,22 |
116,72 |
269 |
298,12 |
250,48 |
|
(d) Tea Processing |
28 |
1,92 |
1,53 |
18 |
2,13 |
1,26 |
|
(e) Processing of Fruits & Vegetables |
74 |
13,13 |
9,42 |
52 |
25,89 |
19,01 |
|
(f) Others |
2,281 |
470,83 |
351,55 |
2,625 |
469,00 |
379,79 |
|
3. Beverage & Tobacco |
126 |
266,14 |
116,31 |
107 |
107,17 |
75,67 |
|
4. Textiles |
10,428 |
1251,02 |
760,22 |
6,321 |
753,48 |
565,77 |
|
(a) Cotton Textiles |
2,799 |
336,23 |
259,95 |
902 |
154,07 |
129,09 |
|
(b) Jute & Other Natural Fibre Textiles |
1,227 |
38,50 |
28,34 |
104 |
45,22 |
30,62 |
|
(c) Handloom Textiles & Khadi |
1,080 |
32,86 |
30,10 |
1,598 |
52,59 |
43,97 |
|
(d) Other Textiles & Textile Products |
5,322 |
843,44 |
441,83 |
3,717 |
501,60 |
362,09 |
|
5. Paper, Paper Products & Printing |
1,658 |
1054,71 |
825,80 |
1,260 |
818,23 |
711,55 |
|
6. Woods and Wood Products |
1,609 |
77,85 |
70,51 |
580 |
31,39 |
23,91 |
|
7. Leather & Leather Products |
790 |
236,49 |
128,21 |
7,426 |
1496,18 |
997,74 |
|
8. Gems and Jewellery |
206 |
58,08 |
45,72 |
1,316 |
93,89 |
79,79 |
|
9. Rubber & Plastic Products |
1,096 |
370,31 |
285,78 |
1,374 |
300,86 |
253,61 |
|
10. Chemicals & Chemical Products |
4,042 |
616,84 |
506,89 |
3,044 |
787,28 |
631,06 |
|
(a) Heavy Industrial Chemicals |
117 |
132,21 |
108,35 |
169 |
71,04 |
49,56 |
|
(b) Fertilisers |
52 |
30,65 |
8,98 |
32 |
31,90 |
23,99 |
|
(c) Drugs & Pharmaceuticals |
1,142 |
105,38 |
82,45 |
1,766 |
163,91 |
146,79 |
|
(d) Non-Edible Oils |
62 |
19,41 |
17,27 |
27 |
26,73 |
24,11 |
|
(e) Other Chemicals & Chemical Products |
2,669 |
329,19 |
289,84 |
1,050 |
493,70 |
386,61 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
47 |
65,93 |
30,37 |
77 |
22,81 |
18,26 |
|
12. Manufacture of Cement & Cement Products |
630 |
99,05 |
78,36 |
793 |
312,59 |
257,40 |
|
13. Basic Metals & Metal Products |
7,559 |
3336,18 |
2440,47 |
3,003 |
1563,65 |
1251,34 |
|
(a) Iron & Steel |
739 |
1953,77 |
1340,86 |
444 |
782,95 |
608,58 |
|
(b) Non-Ferrous Metals |
578 |
241,30 |
191,05 |
100 |
86,69 |
68,96 |
|
(c) Metal Products |
6,242 |
1141,11 |
908,56 |
2,459 |
694,01 |
573,79 |
|
14. Engineering |
5,802 |
1908,52 |
1509,03 |
6,943 |
924,84 |
582,53 |
|
(a) Heavy Engineering |
682 |
337,83 |
221,96 |
588 |
154,79 |
127,67 |
|
(b) Light Engineering |
3,131 |
912,38 |
804,49 |
5,208 |
450,35 |
267,45 |
|
(c) Electrical Machinery & Goods |
1,385 |
321,23 |
225,95 |
820 |
282,85 |
158,66 |
|
(d) Electronic Machinery & Goods |
604 |
337,08 |
256,64 |
327 |
36,84 |
28,75 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,382 |
233,01 |
139,52 |
1,103 |
269,74 |
145,66 |
|
16. Other Industries |
15,494 |
1396,78 |
1049,89 |
9,619 |
918,49 |
755,46 |
|
17. Electricity, Gas & Water |
71 |
40,59 |
30,87 |
71 |
2812,88 |
2504,34 |
|
(a) Electricity Generation & Transmission |
36 |
35,92 |
27,13 |
42 |
2804,68 |
2498,04 |
|
(b) Non-Conventional Energy |
8 |
51 |
26 |
3 |
55 |
51 |
|
(c) Gas, Steam & Water Supply |
27 |
4,16 |
3,48 |
26 |
7,66 |
5,79 |
|
18. Construction |
5,047 |
4591,33 |
3131,78 |
3,653 |
1015,70 |
794,79 |
|
(a) Other than Infrastructure |
2,740 |
549,12 |
440,12 |
2,455 |
513,80 |
387,70 |
|
(b) Infrastructure Construction |
2,307 |
4042,21 |
2691,67 |
1,198 |
501,90 |
407,10 |
III. |
TRANSPORT OPERATORS |
6,810 |
234,49 |
176,73 |
10,819 |
843,14 |
545,73 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
38,983 |
4543,21 |
2903,61 |
38,862 |
5017,59 |
3403,30 |
|
1. Professional Services |
9,754 |
312,86 |
249,41 |
5,830 |
1364,29 |
563,58 |
|
2. Tourism, Hotel & Restaurants |
1,937 |
228,38 |
196,02 |
4,504 |
376,46 |
208,07 |
|
3. Recreation services |
248 |
88,06 |
75,67 |
344 |
83,72 |
67,56 |
|
4. IT and Telecommunications |
201 |
90,75 |
72,30 |
187 |
46,37 |
36,10 |
|
5. Others |
26,843 |
3823,17 |
2310,21 |
27,997 |
3146,76 |
2527,99 |
V. |
PERSONAL LOANS |
5,00,788 |
13295,45 |
10526,12 |
5,55,023 |
14358,85 |
10828,40 |
|
1. Housing |
1,34,983 |
8097,77 |
6851,03 |
1,45,325 |
7838,47 |
6363,23 |
|
2. Consumer Durables |
36,095 |
327,34 |
221,22 |
22,618 |
215,43 |
161,14 |
|
3. Vehicles |
65,614 |
1280,69 |
896,46 |
1,25,261 |
2075,49 |
1312,36 |
|
4. Education |
26,021 |
586,04 |
453,99 |
35,593 |
852,23 |
654,99 |
|
5. Personal Credit Cards |
9,002 |
131,27 |
61,55 |
7,436 |
126,24 |
42,68 |
|
6. Others |
2,29,073 |
2872,34 |
2041,87 |
2,18,790 |
3250,98 |
2294,01 |
VI. |
TRADE |
1,73,022 |
5083,09 |
3921,54 |
99,619 |
7145,75 |
5507,39 |
|
1. Wholesale Trade |
14,527 |
1453,46 |
1007,82 |
8,308 |
2210,35 |
1723,32 |
|
2. Retail Trade |
1,58,495 |
3629,63 |
2913,72 |
91,311 |
4935,39 |
3784,08 |
VII. |
FINANCE |
2,301 |
1015,16 |
535,34 |
1,007 |
579,17 |
368,92 |
VIII. |
ALL OTHERS |
52,069 |
839,53 |
691,00 |
40,262 |
1940,40 |
1680,17 |
| |
TOTAL BANK CREDIT |
10,51,535 |
47844,29 |
35367,90 |
8,27,519 |
50182,27 |
37830,40 |
|