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Date : Aug 20, 2010

West Bengal

EASTERN REGION
STATE : WEST BENGAL
(Amount in Rupees Lakh)
	OCCUPATION	RURAL			SEMI-URBAN
	OCCUPATION	No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		1	2	3	4	5	6
I.	AGRICULTURE	9,04,221	4285,30	3360,62	1,93,328	2020,84	1594,17
	1. Direct Finance	8,73,747	3454,24	2666,37	1,85,632	1380,26	1144,17
	2. Indirect Finance	30,474	831,06	694,25	7,696	640,57	450,00
II.	INDUSTRY	2,11,196	4777,33	3143,24	52,157	1903,70	1492,07
	1. Mining & Quarrying	266	38,29	33,72	265	37,84	29,80
	2. Food Manufacturing & Processing	76,859	771,56	626,15	12,744	539,57	432,05
	(a) Rice Mills, Flour & Dal Mills	23,344	235,29	199,88	4,339	275,30	229,60
	(b) Sugar	9	10,31	7,15	1	4	2
	(c) Edible Oils & Vanaspati	882	21,80	17,17	210	47,24	30,89
	(d) Tea Processing	956	306,25	256,98	98	77,74	55,74
	(e) Processing of Fruits & Vegetables	129	35,51	25,55	113	27,19	24,18
	(f) Others	51,539	162,40	119,43	7,983	112,06	91,62
	3. Beverage & Tobacco	276	34,79	30,29	303	73,75	64,67
	4. Textiles	19,464	170,08	127,59	8,845	122,10	78,14
	(a) Cotton Textiles	1,621	25,61	19,35	1,010	10,52	7,28
	(b) Jute & Other Natural Fibre Textiles	2,946	9,63	7,25	433	27,05	16,56
	(c) Handloom Textiles & Khadi	4,502	31,42	23,44	2,815	11,75	8,92
	(d) Other Textiles & Textile Products	10,395	103,43	77,55	4,587	72,78	45,37
	5. Paper, Paper Products & Printing	1,327	24,84	22,27	652	21,75	18,63
	6. Woods and Wood Products	5,844	32,94	26,83	1,837	25,57	21,98
	7. Leather & Leather Products	1,128	29,55	26,84	592	9,07	8,71
	8. Gems and Jewellery	911	9,65	8,03	311	6,72	5,19
	9. Rubber & Plastic Products	649	121,07	63,21	388	26,00	20,70
	10. Chemicals & Chemical Products	1,278	108,39	32,87	2,975	109,11	73,05
	(a) Heavy Industrial Chemicals	23	5,04	4,61	32	38,44	24,08
	(b) Fertilisers	179	1,64	1,32	44	3,84	3,19
	(c) Drugs & Pharmaceuticals	346	7,63	7,29	2,611	31,71	18,70
	(d) Non-Edible Oils	36	2,78	2,34	21	10,59	7,90
	(e) Other Chemicals & Chemical Products	694	91,30	17,30	267	24,53	19,17
	11. Petroleum, Coal Products & Nuclear Fuels	50	768,30	352,38	43	107,61	60,92
	12. Manufacture of Cement & Cement Products	891	23,70	19,57	322	27,31	23,39
	13. Basic Metals & Metal Products	1,647	1162,38	865,57	840	220,47	195,83
	(a) Iron & Steel	101	885,74	670,04	84	147,20	135,32
	(b) Non-Ferrous Metals	25	54,89	41,77	33	18,68	8,31
	(c) Metal Products	1,521	221,74	153,76	723	54,59	52,20
	14. Engineering	3,349	168,03	139,08	1,857	162,77	152,50
	(a) Heavy Engineering	104	28,09	22,17	61	14,00	10,61
	(b) Light Engineering	2,392	61,47	52,03	1,241	37,13	29,47
	(c) Electrical Machinery & Goods	528	75,10	62,16	420	50,66	56,22
	(d) Electronic Machinery & Goods	325	3,36	2,73	135	60,98	56,20
	15. Vehicles, Vehicle Parts & Transport Equipments	760	15,72	14,41	266	19,85	17,17
	16. Other Industries	91,787	241,08	176,96	15,286	141,14	107,76
	17. Electricity, Gas & Water	27	827,98	416,93	34	50,59	10,87
	(a) Electricity Generation & Transmission	12	826,41	415,48	9	48,28	9,07
	(b) Non-Conventional Energy	3	22	21	7	56	52
	(c) Gas, Steam & Water Supply	12	1,35	1,24	18	1,75	1,28
	18. Construction	4,683	228,99	160,55	4,597	202,48	170,71
	(a) Other than Infrastructure	1,592	93,77	80,17	2,073	138,23	117,36
	(b) Infrastructure Construction	3,091	135,23	80,38	2,524	64,25	53,34
III.	TRANSPORT OPERATORS	14,896	176,64	138,03	4,505	99,39	74,57
IV.	PROFESSIONAL AND OTHER SERVICES	80,697	656,60	496,04	26,562	643,24	485,56
	1. Professional Services	17,618	58,97	42,64	3,492	58,82	41,29
	2. Tourism, Hotel & Restaurants	2,095	30,05	23,33	1,152	61,55	54,27
	3. Recreation services	276	8,77	8,50	282	4,91	4,31
	4. IT and Telecommunications	75	5,32	4,61	93	7,71	6,47
	5. Others	60,633	553,50	416,94	21,543	510,24	379,22
V.	PERSONAL LOANS	3,14,292	3390,40	2531,38	1,83,524	3130,46	2403,78
	1. Housing	57,239	1324,00	1064,71	47,589	1524,09	1262,85
	2. Consumer Durables	51,307	461,47	301,14	18,769	163,66	110,90
	3. Vehicles	11,702	207,54	141,32	9,687	240,76	151,97
	4. Education	7,098	117,07	85,96	7,834	191,88	129,81
	5. Personal Credit Cards	2,332	11,28	7,86	1,498	9,48	6,35
	6. Others	1,84,614	1269,03	930,39	98,147	1000,59	741,90
VI.	TRADE	3,25,959	3265,87	2727,10	1,02,090	1897,14	1508,79
	1. Wholesale Trade	26,472	1210,48	1132,25	11,299	404,49	343,31
	2. Retail Trade	2,99,487	2055,39	1594,84	90,791	1492,65	1165,48
VII.	FINANCE	39,015	165,38	97,20	6,423	40,71	30,40
VIII.	ALL OTHERS	67,417	266,82	207,46	22,530	203,57	153,24
	TOTAL BANK CREDIT	19,57,693	16984,34	12701,07	5,91,119	9939,05	7742,58

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

74,305

1589,51

1302,34

18,564

3478,50

2392,72

1. Direct Finance

70,142

1069,48

868,81

13,443

1917,19

1231,82

2. Indirect Finance

4,163

520,03

433,53

5,121

1561,32

1160,90

II.

INDUSTRY

35,485

5222,91

3770,51

77,391

80258,11

52764,41

1. Mining & Quarrying

293

237,87

131,96

377

2062,19

1386,20

2. Food Manufacturing & Processing

3,483

838,23

715,64

6,642

5943,70

4004,30

(a) Rice Mills, Flour & Dal Mills

869

292,77

250,81

463

506,58

442,93

(b) Sugar

5

28

22

79

1908,74

1386,18

(c) Edible Oils & Vanaspati

198

39,47

36,25

603

93,26

74,63

(d) Tea Processing

162

207,27

180,34

718

2319,33

1426,78

(e) Processing of Fruits & Vegetables

44

18,57

13,01

72

146,25

111,57

(f) Others

2,205

279,87

235,02

4,707

969,54

562,21

3. Beverage & Tobacco

202

76,09

53,26

168

518,04

310,87

4. Textiles

10,042

281,26

235,32

10,987

3668,67

2282,71

(a) Cotton Textiles

3,857

58,68

43,57

2,549

1094,24

715,16

(b) Jute & Other Natural Fibre Textiles

3,755

148,53

128,35

1,005

662,93

417,53

(c) Handloom Textiles & Khadi

842

9,26

8,73

396

19,81

16,66

(d) Other Textiles & Textile Products

1,588

64,79

54,67

7,037

1891,69

1133,37

5. Paper, Paper Products & Printing

848

150,05

112,40

1,813

1594,06

1284,07

6. Woods and Wood Products

718

48,54

30,88

724

834,85

588,51

7. Leather & Leather Products

569

10,75

9,57

7,174

1250,15

725,50

8. Gems and Jewellery

133

6,85

5,90

582

488,77

451,10

9. Rubber & Plastic Products

594

91,67

78,19

2,017

954,97

689,78

10. Chemicals & Chemical Products

793

320,96

196,30

4,282

4354,77

2607,03

(a) Heavy Industrial Chemicals

57

183,28

97,13

257

1404,19

500,56

(b) Fertilisers

16

9,98

5,82

23

193,79

181,00

(c) Drugs & Pharmaceuticals

285

14,92

12,94

1,188

627,01

568,19

(d) Non-Edible Oils

21

13,42

11,48

21

23,33

17,16

(e) Other Chemicals & Chemical Products

414

99,36

68,93

2,793

2106,44

1340,11

11. Petroleum, Coal Products & Nuclear Fuels

52

62,16

54,91

240

3218,52

1883,13

12. Manufacture of Cement & Cement Products

468

122,23

91,10

553

1918,95

1505,13

13. Basic Metals & Metal Products

1,213

1318,69

936,49

11,603

29983,24

18963,28

(a) Iron & Steel

415

992,67

694,29

1,770

20268,08

12948,70

(b) Non-Ferrous Metals

71

53,85

37,20

240

2471,67

1108,11

(c) Metal Products

727

272,16

205,01

9,593

7243,48

4906,47

14. Engineering

4,813

372,40

300,52

9,446

6857,06

4225,15

(a) Heavy Engineering

706

179,52

143,46

819

1165,27

562,97

(b) Light Engineering

3,793

128,03

101,37

6,028

2411,86

1414,26

(c) Electrical Machinery & Goods

235

52,60

44,79

2,281

2458,39

1641,06

(d) Electronic Machinery & Goods

79

12,25

10,89

318

821,54

606,86

15. Vehicles, Vehicle Parts & Transport Equipments

212

124,61

54,19

1,295

1272,43

1073,77

16. Other Industries

7,408

489,10

261,31

12,527

2566,79

1724,00

17. Electricity, Gas & Water

64

247,46

130,58

201

5513,53

3628,97

(a) Electricity Generation & Transmission

13

233,72

120,82

113

5131,59

3417,20

(b) Non-Conventional Energy

2

35

25

33

229,77

169,18

(c) Gas, Steam & Water Supply

49

13,40

9,51

55

152,17

42,59

18. Construction

3,580

423,97

372,00

6,760

7257,41

5430,93

(a) Other than Infrastructure

2,338

311,39

270,59

3,500

2686,84

1779,36

(b) Infrastructure Construction

1,242

112,57

101,41

3,260

4570,56

3651,58

III.

TRANSPORT OPERATORS

8,305

267,98

223,39

14,601

1989,75

1382,39

IV.

PROFESSIONAL AND OTHER SERVICES

22,185

1340,49

1012,29

36,927

12489,74

8790,91

1. Professional Services

2,693

69,88

45,71

4,756

1193,91

886,44

2. Tourism, Hotel & Restaurants

601

85,75

61,38

2,115

1746,27

986,95

3. Recreation services

164

28,92

16,97

602

210,79

143,96

4. IT and Telecommunications

127

15,34

13,01

276

919,52

631,71

5. Others

18,600

1140,61

875,22

29,178

8419,24

6141,85

V.

PERSONAL LOANS

3,09,784

5221,41

4116,74

6,97,100

20619,75

17197,31

1. Housing

80,545

2873,77

2424,48

1,30,787

7967,02

9319,45

2. Consumer Durables

13,839

125,01

89,01

16,141

139,67

98,37

3. Vehicles

64,575

495,99

327,97

1,70,390

4298,57

2427,07

4. Education

15,702

299,17

226,84

21,034

502,87

392,36

5. Personal Credit Cards

3,293

39,75

22,41

69,261

896,05

233,47

6. Others

1,31,830

1387,73

1026,03

2,89,487

6815,58

4726,61

VI.

TRADE

71,716

2731,93

2172,79

59,839

18905,74

12937,68

1. Wholesale Trade

7,390

940,77

673,14

16,891

13222,92

8436,06

2. Retail Trade

64,326

1791,15

1499,65

42,948

5682,82

4501,62

VII.

FINANCE

1,260

94,28

71,12

4,029

14493,70

10779,56

VIII.

ALL OTHERS

28,435

435,45

350,53

69,188

3560,71

2434,95

TOTAL BANK CREDIT

5,51,475

16903,96

13019,71

9,77,639

155795,99

108679,94