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Document - Jharkhand () or PDF - Jharkhand ()
Date : Aug 20, 2010
Jharkhand

EASTERN REGION

STATE : JHARKHAND

(Amount in Rupees Lakh)

 

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

 

1

2

3

4

5

6

I.

AGRICULTURE

4,03,449

1195,92

869,59

78,541

506,92

396,41

 

1. Direct Finance

3,92,553

1129,51

816,34

75,900

366,02

294,43

 

2. Indirect Finance

10,896

66,41

53,26

2,641

140,89

101,98

II.

INDUSTRY

20,083

1975,08

1723,12

8,887

1394,81

759,16

 

1. Mining & Quarrying

207

28,35

25,22

218

85,17

44,85

 

2. Food Manufacturing & Processing

3,211

22,62

18,71

786

32,12

22,82

 

  (a) Rice Mills, Flour & Dal Mills

1,227

8,34

6,57

369

17,09

12,78

 

  (b) Sugar

3

18

16

-

-

-

 

  (c) Edible Oils & Vanaspati

301

1,48

1,35

28

83

53

 

  (d) Tea Processing

68

9

5

11

7

3

 

  (e) Processing of Fruits & Vegetables

2

6

5

5

62

48

 

  (f) Others

1,610

12,46

10,53

373

13,51

9,01

 

3. Beverage & Tobacco

10

14,07

11,92

25

4,25

3,91

 

4. Textiles

1,785

7,55

5,39

513

10,88

9,13

 

  (a) Cotton Textiles

401

1,46

90

77

1,22

77

 

  (b) Jute & Other Natural Fibre Textiles

193

41

26

64

36

30

 

  (c) Handloom Textiles & Khadi

322

66

47

94

52

41

 

  (d) Other Textiles & Textile Products

869

5,02

3,75

278

8,79

7,65

 

5. Paper, Paper Products & Printing

173

1,59

1,39

191

8,73

7,27

 

6. Woods and Wood Products

887

3,52

2,46

352

4,34

3,55

 

7. Leather & Leather Products

235

73

59

87

1,04

83

 

8. Gems and Jewellery

3,270

8,11

5,01

76

76

71

 

9. Rubber & Plastic Products

83

41,64

34,56

76

6,14

5,63

 

10. Chemicals & Chemical Products

225

137,56

65,25

283

30,66

28,94

 

  (a) Heavy Industrial Chemicals

7

131,49

60,30

11

1,10

64

 

  (b) Fertilisers

17

7

4

2

2

2

 

  (c) Drugs & Pharmaceuticals

107

3,45

3,33

82

2,02

1,97

 

  (d) Non-Edible Oils

3

15

7

2

8

7

 

  (e) Other Chemicals & Chemical Products

91

2,40

1,51

186

27,44

26,23

 

11. Petroleum, Coal Products & Nuclear Fuels

22

4,34

3,02

54

32,70

27,95

 

12. Manufacture of Cement & Cement Products

127

11,18

7,54

173

14,37

11,92

 

13. Basic Metals & Metal Products

464

1459,54

1327,74

507

420,53

338,79

 

  (a) Iron & Steel

47

1360,76

1290,58

176

392,18

313,68

 

  (b) Non-Ferrous Metals

6

33

14

14

3,96

2,16

 

  (c) Metal Products

411

98,45

37,02

317

24,39

22,95

 

14. Engineering

750

28,41

23,58

863

523,22

75,40

 

  (a) Heavy Engineering

18

1,43

1,18

25

436,54

17,86

 

  (b) Light Engineering

455

9,23

5,35

656

79,64

51,66

 

  (c) Electrical Machinery & Goods

195

16,52

15,87

128

5,75

4,60

 

  (d) Electronic Machinery & Goods

82

1,23

1,18

54

1,30

1,29

 

15. Vehicles, Vehicle Parts & Transport Equipments

379

23,16

18,35

217

16,78

13,10

 

16. Other Industries

6,776

49,26

38,77

3,549

96,20

81,64

 

17. Electricity, Gas & Water

1

111,04

115,13

17

3,75

3,31

 

  (a) Electricity Generation & Transmission

1

111,04

115,13

1

4

3

 

  (b) Non-Conventional Energy

-

-

-

1

2

1

 

  (c) Gas, Steam & Water Supply

-

-

-

15

3,69

3,26

 

18. Construction

1,478

22,40

18,48

900

103,18

79,41

 

  (a) Other than Infrastructure

190

12,59

11,19

383

41,20

33,19

 

  (b) Infrastructure Construction

1,288

9,81

7,29

517

61,99

46,22

III.

TRANSPORT OPERATORS

8,010

168,63

128,79

3,975

153,57

117,65

IV.

PROFESSIONAL AND OTHER SERVICES

26,797

210,25

166,26

9,982

273,72

212,44

 

1. Professional Services

8,105

31,96

25,22

1,870

43,82

34,12

 

2. Tourism, Hotel & Restaurants

1,251

5,88

4,48

525

12,19

9,17

 

3. Recreation services

462

1,68

1,09

86

1,81

1,48

 

4. IT and Telecommunications

14

65

59

63

5,60

4,81

 

5. Others

16,965

170,07

134,86

7,438

210,30

162,86

V.

PERSONAL LOANS

1,36,532

1391,62

1037,55

1,58,527

2655,23

1983,16

 

1. Housing

8,709

175,47

140,98

16,357

714,21

595,18

 

2. Consumer Durables

6,334

34,20

25,28

9,000

96,79

62,43

 

3. Vehicles

8,590

105,94

80,89

13,271

303,79

195,81

 

4. Education

2,602

58,50

40,41

5,576

141,41

99,74

 

5. Personal Credit Cards

14,758

96,48

59,69

9,026

61,99

37,78

 

6. Others

95,539

921,03

690,30

1,05,297

1337,03

992,21

VI.

TRADE

1,18,990

736,73

552,97

42,274

987,99

825,31

 

1. Wholesale Trade

8,485

70,72

58,55

4,762

255,45

237,63

 

2. Retail Trade

1,10,505

666,01

494,42

37,512

732,54

587,68

VII.

FINANCE

3,184

10,50

6,72

672

14,99

7,82

VIII.

ALL OTHERS

16,200

81,55

58,57

8,238

105,79

79,49

 

TOTAL BANK CREDIT

7,33,245

5770,28

4543,57

3,11,096

6093,01

4381,44

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

 

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

 

7

8

9

10

11

12

I.

AGRICULTURE

13,559

197,60

163,30

-

-

-

 

1. Direct Finance

13,080

149,59

127,70

-

-

-

 

2. Indirect Finance

479

48,01

35,60

-

-

-

II.

INDUSTRY

12,586

6869,62

4718,31

-

-

-

 

1. Mining & Quarrying

247

410,66

307,32

-

-

-

 

2. Food Manufacturing & Processing

775

94,02

78,70

-

-

-

 

  (a) Rice Mills, Flour & Dal Mills

103

38,29

33,59

-

-

-

 

  (b) Sugar

3

16

12

-

-

-

 

  (c) Edible Oils & Vanaspati

29

9,50

8,85

-

-

-

 

  (d) Tea Processing

4

14

6

-

-

-

 

  (e) Processing of Fruits & Vegetables

13

4,99

2,61

-

-

-

 

  (f) Others

623

40,95

33,46

-

-

-

 

3. Beverage & Tobacco

30

8,40

7,48

-

-

-

 

4. Textiles

329

39,73

20,00

-

-

-

 

  (a) Cotton Textiles

34

1,01

78

-

-

-

 

  (b) Jute & Other Natural Fibre Textiles

30

6,63

6,03

-

-

-

 

  (c) Handloom Textiles & Khadi

11

11

6

-

-

-

 

  (d) Other Textiles & Textile Products

254

31,98

13,12

-

-

-

 

5. Paper, Paper Products & Printing

230

40,30

32,64

-

-

-

 

6. Woods and Wood Products

247

18,63

14,78

-

-

-

 

7. Leather & Leather Products

58

2,00

1,82

-

-

-

 

8. Gems and Jewellery

91

12,48

10,25

-

-

-

 

9. Rubber & Plastic Products

224

113,99

85,99

-

-

-

 

10. Chemicals & Chemical Products

439

100,58

70,08

-

-

-

 

  (a) Heavy Industrial Chemicals

41

24,53

10,96

-

-

-

 

  (b) Fertilisers

-

-

-

-

-

-

 

  (c) Drugs & Pharmaceuticals

39

15,14

13,04

-

-

-

 

  (d) Non-Edible Oils

9

3,19

1,99

-

-

-

 

  (e) Other Chemicals & Chemical Products

350

57,72

44,09

-

-

-

 

11. Petroleum, Coal Products & Nuclear Fuels

152

132,82

109,30

-

-

-

 

12. Manufacture of Cement & Cement Products

112

37,73

32,69

-

-

-

 

13. Basic Metals & Metal Products

4,043

1762,27

1251,34

-

-

-

 

  (a) Iron & Steel

493

1400,58

975,40

-

-

-

 

  (b) Non-Ferrous Metals

40

19,93

17,57

-

-

-

 

  (c) Metal Products

3,510

341,75

258,38

-

-

-

 

14. Engineering

1,417

552,41

357,93

-

-

-

 

  (a) Heavy Engineering

145

321,94

180,47

-

-

-

 

  (b) Light Engineering

1,037

193,04

151,33

-

-

-

 

  (c) Electrical Machinery & Goods

180

30,15

19,59

-

-

-

 

  (d) Electronic Machinery & Goods

55

7,27

6,55

-

-

-

 

15. Vehicles, Vehicle Parts & Transport Equipments

739

1822,00

1052,42

-

-

-

 

16. Other Industries

1,834

233,95

187,98

-

-

-

 

17. Electricity, Gas & Water

56

766,86

425,44

-

-

-

 

  (a) Electricity Generation & Transmission

8

724,48

408,82

-

-

-

 

  (b) Non-Conventional Energy

5

50

38

-

-

-

 

  (c) Gas, Steam & Water Supply

43

41,88

16,25

-

-

-

 

18. Construction

1,563

720,78

672,15

-

-

-

 

  (a) Other than Infrastructure

969

378,11

332,26

-

-

-

 

  (b) Infrastructure Construction

594

342,66

339,89

-

-

-

III.

TRANSPORT OPERATORS

7,037

354,46

275,92

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

13,445

1016,60

797,86

-

-

-

 

1. Professional Services

1,887

166,83

125,43

-

-

-

 

2. Tourism, Hotel & Restaurants

568

143,81

109,23

-

-

-

 

3. Recreation services

77

4,49

2,69

-

-

-

 

4. IT and Telecommunications

94

8,64

5,96

-

-

-

 

5. Others

10,819

692,82

554,54

-

-

-

V.

PERSONAL LOANS

2,01,311

3868,82

2952,72

-

-

-

 

1. Housing

31,050

1508,31

1240,10

-

-

-

 

2. Consumer Durables

9,956

101,18

75,34

-

-

-

 

3. Vehicles

47,185

575,17

407,67

-

-

-

 

4. Education

14,117

398,13

290,41

-

-

-

 

5. Personal Credit Cards

4,788

39,91

18,49

-

-

-

 

6. Others

94,215

1246,12

920,72

-

-

-

VI.

TRADE

27,193

2434,77

1626,24

-

-

-

 

1. Wholesale Trade

3,378

1137,74

576,12

-

-

-

 

2. Retail Trade

23,815

1297,03

1050,13

-

-

-

VII.

FINANCE

305

42,77

26,35

-

-

-

VIII.

ALL OTHERS

15,198

246,22

192,31

-

-

-

 

TOTAL BANK CREDIT

2,90,634

15030,84

10753,01