EASTERN REGION |
STATE : BIHAR |
(Amount in Rupees Lakh) |
|
OCCUPATION |
RURAL |
SEMI-URBAN |
No. of
Accounts |
Credit
Limit |
Amount
Outstanding |
No. of
Accounts |
Credit
Limit |
Amount
Outstanding |
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
14,67,196 |
6005,09 |
4783,25 |
5,11,877 |
2716,87 |
2205,70 |
|
1. Direct Finance |
14,30,883 |
5783,17 |
4597,75 |
5,01,173 |
2456,10 |
1987,01 |
|
2. Indirect Finance |
36,313 |
221,92 |
185,51 |
10,704 |
260,77 |
218,69 |
II. |
INDUSTRY |
68,484 |
700,03 |
566,61 |
25,080 |
737,48 |
342,49 |
|
1. Mining & Quarrying |
148 |
8,60 |
7,23 |
105 |
12,97 |
6,87 |
|
2. Food Manufacturing & Processing |
16,383 |
158,77 |
133,05 |
5,885 |
185,61 |
153,01 |
|
(a) Rice Mills, Flour & Dal Mills |
8,827 |
48,21 |
39,67 |
3,069 |
79,08 |
68,98 |
|
(b) Sugar |
8 |
57,11 |
49,13 |
12 |
70,88 |
53,49 |
|
(c) Edible Oils & Vanaspati |
848 |
4,13 |
3,63 |
211 |
9,18 |
8,49 |
|
(d) Tea Processing |
200 |
53 |
31 |
10 |
10 |
4 |
|
(e) Processing of Fruits & Vegetables |
8 |
24 |
21 |
15 |
2,42 |
2,17 |
|
(f) Others |
6,492 |
48,54 |
40,08 |
2,568 |
23,95 |
19,86 |
|
3. Beverage & Tobacco |
41 |
4,24 |
2,49 |
49 |
5,65 |
4,81 |
|
4. Textiles |
5,587 |
51,34 |
27,74 |
1,378 |
13,93 |
10,05 |
|
(a) Cotton Textiles |
1,063 |
32,20 |
11,02 |
122 |
3,57 |
3,18 |
|
(b) Jute & Other Natural Fibre Textiles |
868 |
1,96 |
1,36 |
96 |
75 |
69 |
|
(c) Handloom Textiles & Khadi |
1,799 |
8,37 |
7,42 |
674 |
4,45 |
2,75 |
|
(d) Other Textiles & Textile Products |
1,857 |
8,81 |
7,94 |
486 |
5,16 |
3,44 |
|
5. Paper, Paper Products & Printing |
370 |
2,96 |
2,45 |
172 |
3,64 |
2,89 |
|
6. Woods and Wood Products |
4,802 |
14,90 |
11,82 |
1,131 |
9,40 |
8,03 |
|
7. Leather & Leather Products |
9,043 |
14,79 |
8,20 |
3,385 |
6,86 |
3,32 |
|
8. Gems and Jewellery |
263 |
1,33 |
99 |
74 |
83 |
75 |
|
9. Rubber & Plastic Products |
2,960 |
6,23 |
5,36 |
336 |
4,36 |
1,67 |
|
10. Chemicals & Chemical Products |
2,955 |
29,17 |
15,31 |
3,125 |
20,08 |
17,79 |
|
(a) Heavy Industrial Chemicals |
2 |
37 |
10 |
8 |
1,00 |
94 |
|
(b) Fertilisers |
417 |
1,54 |
99 |
206 |
1,28 |
92 |
|
(c) Drugs & Pharmaceuticals |
649 |
2,56 |
2,10 |
106 |
2,57 |
2,17 |
|
(d) Non-Edible Oils |
6 |
26 |
23 |
8 |
41 |
38 |
|
(e) Other Chemicals & Chemical Products |
1,881 |
24,44 |
11,89 |
2,797 |
14,82 |
13,38 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
20 |
1,90 |
1,69 |
42 |
328,17 |
16,31 |
|
12. Manufacture of Cement & Cement Products |
524 |
4,34 |
3,16 |
200 |
6,07 |
5,03 |
|
13. Basic Metals & Metal Products |
1,350 |
118,02 |
112,65 |
583 |
17,43 |
10,90 |
|
(a) Iron & Steel |
12 |
12,26 |
8,89 |
35 |
11,03 |
6,37 |
|
(b) Non-Ferrous Metals |
2 |
10 |
9 |
4 |
1,25 |
26 |
|
(c) Metal Products |
1,336 |
105,66 |
103,68 |
544 |
5,15 |
4,28 |
|
14. Engineering |
2,335 |
20,38 |
13,70 |
939 |
11,54 |
7,99 |
|
(a) Heavy Engineering |
17 |
91 |
89 |
17 |
1,18 |
71 |
|
(b) Light Engineering |
1,325 |
15,10 |
9,69 |
683 |
8,23 |
5,50 |
|
(c) Electrical Machinery & Goods |
524 |
2,86 |
2,05 |
186 |
1,40 |
1,19 |
|
(d) Electronic Machinery & Goods |
469 |
1,51 |
1,07 |
53 |
73 |
60 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
2,538 |
54,43 |
47,79 |
520 |
3,07 |
2,34 |
|
16. Other Industries |
15,958 |
67,50 |
51,52 |
4,842 |
47,85 |
39,46 |
|
17. Electricity, Gas & Water |
10 |
4,62 |
1,20 |
20 |
3,38 |
2,94 |
|
(a) Electricity Generation & Transmission |
3 |
4,17 |
81 |
1 |
2 |
3 |
|
(b) Non-Conventional Energy |
2 |
14 |
13 |
3 |
16 |
15 |
|
(c) Gas, Steam & Water Supply |
5 |
31 |
26 |
16 |
3,20 |
2,76 |
|
18. Construction |
3,197 |
136,52 |
120,24 |
2,294 |
56,66 |
48,31 |
|
(a) Other than Infrastructure |
646 |
91,94 |
77,88 |
354 |
39,11 |
32,43 |
|
(b) Infrastructure Construction |
2,551 |
44,58 |
42,36 |
1,940 |
17,54 |
15,89 |
III. |
TRANSPORT OPERATORS |
22,418 |
126,52 |
100,75 |
7,586 |
76,72 |
61,18 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
46,702 |
270,10 |
201,04 |
19,217 |
209,94 |
170,41 |
|
1. Professional Services |
15,938 |
53,65 |
37,78 |
4,763 |
46,72 |
38,50 |
|
2. Tourism, Hotel & Restaurants |
1,614 |
7,70 |
5,93 |
560 |
9,81 |
7,35 |
|
3. Recreation services |
575 |
2,25 |
1,86 |
104 |
1,76 |
1,61 |
|
4. IT and Telecommunications |
24 |
1,12 |
98 |
57 |
4,84 |
4,14 |
|
5. Others |
28,551 |
205,38 |
154,49 |
13,733 |
146,82 |
118,81 |
V. |
PERSONAL LOANS |
2,29,624 |
1982,29 |
1503,89 |
1,98,560 |
2424,06 |
1816,17 |
|
1. Housing |
28,624 |
532,64 |
450,98 |
17,132 |
392,77 |
328,14 |
|
2. Consumer Durables |
7,121 |
41,92 |
31,84 |
7,572 |
63,72 |
45,61 |
|
3. Vehicles |
13,556 |
236,57 |
163,29 |
8,974 |
106,18 |
86,30 |
|
4. Education |
6,211 |
95,55 |
75,12 |
8,000 |
148,14 |
108,85 |
|
5. Personal Credit Cards |
2,336 |
18,70 |
9,43 |
1,608 |
8,64 |
5,38 |
|
6. Others |
1,71,776 |
1056,90 |
773,23 |
1,55,274 |
1704,60 |
1241,88 |
VI. |
TRADE |
3,80,066 |
1614,24 |
1234,86 |
1,41,732 |
1197,58 |
953,31 |
|
1. Wholesale Trade |
18,598 |
169,18 |
136,55 |
7,676 |
145,64 |
121,05 |
|
2. Retail Trade |
3,61,468 |
1445,06 |
1098,32 |
1,34,056 |
1051,94 |
832,26 |
VII. |
FINANCE |
6,339 |
35,93 |
26,58 |
1,680 |
18,48 |
15,44 |
VIII. |
ALL OTHERS |
88,978 |
410,77 |
345,58 |
28,939 |
199,09 |
163,78 |
|
TOTAL BANK CREDIT |
23,09,807 |
11144,98 |
8762,56 |
9,34,671 |
7580,22 |
5728,48 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009 |
(Amount in Rupees Lakh) |
|
OCCUPATION |
URBAN |
METROPOLITAN |
No. of
Accounts |
Credit
Limit |
Amount
Outstanding |
No. of
Accounts |
Credit
Limit |
Amount
Outstanding |
|
|
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
1,24,669 |
1417,58 |
1278,14 |
6,213 |
104,05 |
71,25 |
|
1. Direct Finance |
1,22,130 |
1298,30 |
1175,36 |
5,694 |
50,42 |
37,01 |
|
2. Indirect Finance |
2,539 |
119,28 |
102,78 |
519 |
53,63 |
34,24 |
II. |
INDUSTRY |
10,319 |
667,62 |
516,04 |
4,706 |
1116,85 |
798,80 |
|
1. Mining & Quarrying |
79 |
28,90 |
20,74 |
9 |
90,88 |
3,72 |
|
2. Food Manufacturing & Processing |
1,842 |
204,82 |
156,15 |
303 |
199,17 |
140,41 |
|
(a) Rice Mills, Flour & Dal Mills |
743 |
181,75 |
135,77 |
48 |
27,68 |
12,25 |
|
(b) Sugar |
2 |
22 |
17 |
5 |
130,04 |
99,52 |
|
(c) Edible Oils & Vanaspati |
47 |
1,61 |
1,36 |
15 |
4,28 |
2,45 |
|
(d) Tea Processing |
3 |
2 |
2 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
12 |
2,79 |
2,29 |
25 |
10,48 |
8,15 |
|
(f) Others |
1,035 |
18,42 |
16,54 |
210 |
26,69 |
18,04 |
|
3. Beverage & Tobacco |
52 |
41,97 |
31,81 |
22 |
8,39 |
7,95 |
|
4. Textiles |
1,232 |
35,82 |
29,79 |
207 |
5,42 |
4,58 |
|
(a) Cotton Textiles |
112 |
1,51 |
1,29 |
16 |
31 |
25 |
|
(b) Jute & Other Natural Fibre Textiles |
55 |
3,11 |
1,81 |
7 |
99 |
69 |
|
(c) Handloom Textiles & Khadi |
550 |
9,83 |
9,31 |
14 |
37 |
35 |
|
(d) Other Textiles & Textile Products |
515 |
21,36 |
17,38 |
170 |
3,75 |
3,30 |
|
5. Paper, Paper Products & Printing |
185 |
24,80 |
11,23 |
200 |
35,71 |
29,35 |
|
6. Woods and Wood Products |
679 |
7,16 |
6,16 |
66 |
2,57 |
2,37 |
|
7. Leather & Leather Products |
153 |
3,37 |
3,00 |
32 |
1,23 |
99 |
|
8. Gems and Jewellery |
50 |
93 |
67 |
33 |
49 |
44 |
|
9. Rubber & Plastic Products |
141 |
11,00 |
7,40 |
157 |
27,25 |
18,46 |
|
10. Chemicals & Chemical Products |
196 |
19,38 |
15,27 |
874 |
44,12 |
36,10 |
|
(a) Heavy Industrial Chemicals |
9 |
1,84 |
1,76 |
9 |
3,34 |
3,05 |
|
(b) Fertilisers |
8 |
16 |
16 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
47 |
3,08 |
2,89 |
265 |
9,46 |
8,35 |
|
(d) Non-Edible Oils |
4 |
2,71 |
2,21 |
3 |
14 |
15 |
|
(e) Other Chemicals & Chemical Products |
128 |
11,60 |
8,24 |
597 |
31,19 |
24,55 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
40 |
4,01 |
3,32 |
10 |
32,70 |
32,66 |
|
12. Manufacture of Cement & Cement Products |
67 |
7,24 |
5,96 |
21 |
16,85 |
16,48 |
|
13. Basic Metals & Metal Products |
242 |
62,20 |
35,27 |
1,117 |
434,00 |
328,38 |
|
(a) Iron & Steel |
39 |
43,11 |
20,63 |
86 |
363,07 |
270,52 |
|
(b) Non-Ferrous Metals |
11 |
2,66 |
2,49 |
12 |
16,59 |
8,80 |
|
(c) Metal Products |
192 |
16,42 |
12,15 |
1,019 |
54,34 |
49,06 |
|
14. Engineering |
838 |
18,81 |
15,97 |
421 |
64,34 |
48,28 |
|
(a) Heavy Engineering |
20 |
1,16 |
1,10 |
14 |
14,86 |
5,17 |
|
(b) Light Engineering |
579 |
10,90 |
9,40 |
232 |
41,00 |
34,87 |
|
(c) Electrical Machinery & Goods |
195 |
5,73 |
4,66 |
163 |
7,20 |
6,99 |
|
(d) Electronic Machinery & Goods |
44 |
1,03 |
81 |
12 |
1,29 |
1,24 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
616 |
13,11 |
7,58 |
88 |
20,58 |
17,22 |
|
16. Other Industries |
2,759 |
68,51 |
60,85 |
678 |
37,22 |
30,92 |
|
17. Electricity, Gas & Water |
21 |
10,69 |
10,57 |
5 |
8,70 |
1,70 |
|
(a) Electricity Generation & Transmission |
3 |
9,27 |
9,27 |
3 |
7,80 |
1,19 |
|
(b) Non-Conventional Energy |
4 |
26 |
17 |
1 |
15 |
3 |
|
(c) Gas, Steam & Water Supply |
14 |
1,16 |
1,13 |
1 |
75 |
49 |
|
18. Construction |
1,127 |
104,90 |
94,31 |
463 |
87,23 |
78,79 |
|
(a) Other than Infrastructure |
487 |
46,19 |
39,71 |
224 |
46,40 |
39,52 |
|
(b) Infrastructure Construction |
640 |
58,72 |
54,60 |
239 |
40,83 |
39,26 |
III. |
TRANSPORT OPERATORS |
5,435 |
78,94 |
63,20 |
2,872 |
69,58 |
59,72 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
10,821 |
332,65 |
265,22 |
5,809 |
295,32 |
217,10 |
|
1. Professional Services |
1,984 |
36,00 |
27,99 |
466 |
16,77 |
15,26 |
|
2. Tourism, Hotel & Restaurants |
327 |
18,08 |
13,99 |
108 |
18,32 |
13,66 |
|
3. Recreation services |
143 |
4,14 |
3,90 |
28 |
54 |
40 |
|
4. IT and Telecommunications |
71 |
8,78 |
8,00 |
26 |
3,76 |
3,23 |
|
5. Others |
8,296 |
265,65 |
211,34 |
5,181 |
255,92 |
184,55 |
V. |
PERSONAL LOANS |
1,86,663 |
2868,04 |
2195,16 |
1,10,668 |
1921,85 |
1456,08 |
|
1. Housing |
22,623 |
727,17 |
629,15 |
14,981 |
583,21 |
496,47 |
|
2. Consumer Durables |
13,126 |
146,94 |
95,92 |
6,902 |
75,97 |
54,23 |
|
3. Vehicles |
14,712 |
206,37 |
160,85 |
17,495 |
245,98 |
181,19 |
|
4. Education |
10,199 |
251,35 |
193,74 |
7,605 |
207,38 |
153,07 |
|
5. Personal Credit Cards |
2,396 |
14,00 |
8,69 |
1,261 |
8,89 |
4,82 |
|
6. Others |
1,23,607 |
1522,22 |
1106,81 |
62,424 |
800,41 |
566,30 |
VI. |
TRADE |
54,443 |
1061,42 |
908,27 |
12,512 |
600,40 |
514,95 |
|
1. Wholesale Trade |
2,615 |
183,45 |
162,77 |
2,272 |
298,29 |
265,20 |
|
2. Retail Trade |
51,828 |
877,98 |
745,50 |
10,240 |
302,12 |
249,75 |
VII. |
FINANCE |
220 |
21,84 |
20,52 |
425 |
37,75 |
30,84 |
VIII. |
ALL OTHERS |
16,330 |
222,85 |
193,21 |
5,718 |
96,18 |
63,76 |
|
TOTAL BANK CREDIT |
4,08,900 |
6670,93 |
5439,76 |
1,48,923 |
4241,98 |
3212,51 |
|