Publications

() or

()

Date : Aug 20, 2010

Meghalaya

NORTH-EASTERN REGION
STATE : MEGHALAYA
(Amount in Rupees Lakh)
	OCCUPATION	RURAL			SEMI-URBAN
	OCCUPATION	No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		1	2	3	4	5	6
I.	AGRICULTURE	26,153	90,39	73,72	3,402	22,46	17,44
	1. Direct Finance	25,807	87,01	71,00	3,136	19,07	14,73
	2. Indirect Finance	346	3,38	2,72	266	3,38	2,71
II.	INDUSTRY	2,215	283,38	248,61	725	153,50	111,51
	1. Mining & Quarrying	59	5,65	4,22	2	4,03	4,06
	2. Food Manufacturing & Processing	403	8,18	7,26	180	12,67	9,43
	(a) Rice Mills, Flour & Dal Mills	21	37	32	10	10,07	7,25
	(b) Sugar	-	-	-	-	-	-
	(c) Edible Oils & Vanaspati	-	-	-	1	10	5
	(d) Tea Processing	1	1	1	-	-	-
	(e) Processing of Fruits & Vegetables	13	50	47	-	-	-
	(f) Others	368	7,30	6,46	169	2,50	2,14
	3. Beverage & Tobacco	3	2,40	2,31	2	8	7
	4. Textiles	274	5,05	4,10	61	5,52	4,68
	(a) Cotton Textiles	17	14	13	18	8	3
	(b) Jute & Other Natural Fibre Textiles	6	5	3	1	-	-
	(c) Handloom Textiles & Khadi	118	1,46	1,18	4	9	7
	(d) Other Textiles & Textile Products	133	3,41	2,75	38	5,35	4,58
	5. Paper, Paper Products & Printing	34	12,83	10,99	12	56	55
	6. Woods and Wood Products	51	53	47	61	2,13	1,69
	7. Leather & Leather Products	18	1,04	87	25	26	23
	8. Gems and Jewellery	1	-	-	3	5	3
	9. Rubber & Plastic Products	14	10,49	8,95	3	17	16
	10. Chemicals & Chemical Products	14	3,33	2,51	8	7	8
	(a) Heavy Industrial Chemicals	1	6	4	-	-	-
	(b) Fertilisers	1	2	-	-	-	-
	(c) Drugs & Pharmaceuticals	1	3	3	-	-	-
	(d) Non-Edible Oils	1	10	-	-	-	-
	(e) Other Chemicals & Chemical Products	10	3,12	2,43	8	7	8
	11. Petroleum, Coal Products & Nuclear Fuels	9	5,45	3,73	2	4,35	4,14
	12. Manufacture of Cement & Cement Products	19	158,12	140,68	8	114,13	78,45
	13. Basic Metals & Metal Products	32	15,46	11,40	18	3,90	3,89
	(a) Iron & Steel	8	11,98	10,18	2	3,45	3,44
	(b) Non-Ferrous Metals	1	2,40	27	-	-	-
	(c) Metal Products	23	1,08	95	16	45	46
	14. Engineering	57	7,42	6,19	23	75	62
	(a) Heavy Engineering	5	65	58	9	60	53
	(b) Light Engineering	33	1,95	1,73	13	14	8
	(c) Electrical Machinery & Goods	14	71	43	1	1	1
	(d) Electronic Machinery & Goods	5	4,11	3,44	-	-	-
	15. Vehicles, Vehicle Parts & Transport Equipments	10	39	36	2	2	2
	16. Other Industries	1,100	14,96	14,18	210	2,79	1,99
	17. Electricity, Gas & Water	9	13,56	13,48	-	-	-
	(a) Electricity Generation & Transmission	1	13,11	13,11	-	-	-
	(b) Non-Conventional Energy	-	-	-	-	-	-
	(c) Gas, Steam & Water Supply	8	45	38	-	-	-
	18. Construction	108	18,52	16,91	105	2,01	1,41
	(a) Other than Infrastructure	20	5,66	4,18	11	1,32	83
	(b) Infrastructure Construction	88	12,86	12,73	94	69	58
III.	TRANSPORT OPERATORS	706	22,14	17,33	330	8,35	6,31
IV.	PROFESSIONAL AND OTHER SERVICES	717	16,15	13,04	293	10,09	8,00
	1. Professional Services	39	2,60	1,30	8	1,50	1,45
	2. Tourism, Hotel & Restaurants	181	4,14	3,20	52	81	60
	3. Recreation services	11	22	18	4	13	12
	4. IT and Telecommunications	5	28	24	1	14	12
	5. Others	481	8,92	8,11	228	7,52	5,71
V.	PERSONAL LOANS	21,439	281,51	223,10	14,239	217,99	167,90
	1. Housing	1,909	67,21	56,73	1,589	50,38	42,75
	2. Consumer Durables	910	4,18	2,95	319	1,57	1,10
	3. Vehicles	989	21,92	16,35	509	11,41	8,73
	4. Education	114	4,04	3,07	150	4,68	3,63
	5. Personal Credit Cards	-	-	-	1	3	3
	6. Others	17,517	184,16	144,00	11,671	149,92	111,66
VI.	TRADE	3,980	86,96	72,83	1,547	31,04	27,09
	1. Wholesale Trade	106	13,34	10,97	30	2,69	1,98
	2. Retail Trade	3,874	73,62	61,86	1,517	28,35	25,11
VII.	FINANCE	346	1,30	1,00	35	20	7
VIII.	ALL OTHERS	542	11,59	7,31	129	8,75	11,26
	TOTAL BANK CREDIT	56,098	793,44	656,94	20,700	452,38	349,57

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,286

132,00

76,44

-

-

-

1. Direct Finance

1,099

17,07

13,53

-

-

-

2. Indirect Finance

187

114,92

62,91

-

-

-

II.

INDUSTRY

823

599,14

382,15

-

-

-

1. Mining & Quarrying

139

66,07

25,57

-

-

-

2. Food Manufacturing & Processing

63

4,71

3,32

-

-

-

(a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

2

55

51

-

-

-

(d) Tea Processing

3

18

17

-

-

-

(e) Processing of Fruits & Vegetables

5

85

51

-

-

-

(f) Others

53

3,13

2,14

-

-

-

3. Beverage & Tobacco

7

3,08

2,15

-

-

-

4. Textiles

53

3,05

2,54

-

-

-

(a) Cotton Textiles

17

2,02

1,90

-

-

-

(b) Jute & Other Natural Fibre Textiles

1

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

(d) Other Textiles & Textile Products

35

1,03

65

-

-

-

5. Paper, Paper Products & Printing

22

1,17

89

-

-

-

6. Woods and Wood Products

42

77

66

-

-

-

7. Leather & Leather Products

6

42

43

-

-

-

8. Gems and Jewellery

1

2

1

-

-

-

9. Rubber & Plastic Products

3

9

5

-

-

-

10. Chemicals & Chemical Products

7

34

27

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

1

1

1

-

-

-

(c) Drugs & Pharmaceuticals

-

-

-

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

6

33

26

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

4

7,40

7,35

-

-

-

12. Manufacture of Cement & Cement Products

25

175,65

100,52

-

-

-

13. Basic Metals & Metal Products

11

8,04

7,42

-

-

-

(a) Iron & Steel

1

4,00

3,45

-

-

-

(b) Non-Ferrous Metals

1

3,10

3,07

-

-

-

(c) Metal Products

9

94

90

-

-

-

14. Engineering

104

5,26

2,52

-

-

-

(a) Heavy Engineering

5

34

25

-

-

-

(b) Light Engineering

89

4,54

1,95

-

-

-

(c) Electrical Machinery & Goods

8

36

30

-

-

-

(d) Electronic Machinery & Goods

2

3

2

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

2

13

12

-

-

-

16. Other Industries

150

6,13

3,86

-

-

-

17. Electricity, Gas & Water

10

213,38

125,54

-

-

-

(a) Electricity Generation & Transmission

9

213,18

125,34

-

-

-

(b) Non-Conventional Energy

1

20

20

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

18. Construction

174

103,44

98,94

-

-

-

(a) Other than Infrastructure

74

32,42

29,92

-

-

-

(b) Infrastructure Construction

100

71,01

69,02

-

-

-

III.

TRANSPORT OPERATORS

750

18,56

14,51

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

865

61,96

53,63

-

-

-

1. Professional Services

88

6,75

5,67

-

-

-

2. Tourism, Hotel & Restaurants

77

7,01

5,24

-

-

-

3. Recreation services

7

10

9

-

-

-

4. IT and Telecommunications

18

1,84

1,71

-

-

-

5. Others

675

46,25

40,91

-

-

-

V.

PERSONAL LOANS

31,118

552,90

423,07

-

-

-

1. Housing

4,077

163,69

133,71

-

-

-

2. Consumer Durables

1,477

8,75

8,03

-

-

-

3. Vehicles

2,670

65,45

46,93

-

-

-

4. Education

704

21,18

14,95

-

-

-

5. Personal Credit Cards

292

1,67

1,04

-

-

-

6. Others

21,898

292,16

218,40

-

-

-

VI.

TRADE

3,463

236,38

169,56

-

-

-

1. Wholesale Trade

345

81,90

63,14

-

-

-

2. Retail Trade

3,118

154,49

106,43

-

-

-

VII.

FINANCE

8

2,69

42

-

-

-

VIII.

ALL OTHERS

951

22,07

22,21

-

-

-

TOTAL BANK CREDIT

39,264

1625,70

1141,99