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Document - Chandigarh () or PDF - Chandigarh ()
Date : Aug 20, 2010
Chandigarh

NORTHERN REGION

CHANDIGARH

(Amount in Rupees Lakh)

 

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

 

1

2

3

4

5

6

I.

AGRICULTURE

668

20,63

14,18

196

143,71

106,41

 

1. Direct Finance

585

18,11

12,08

184

11,56

7,74

 

2. Indirect Finance

83

2,52

2,10

12

132,14

98,67

II.

INDUSTRY

568

469,47

332,51

393

429,71

317,09

 

1. Mining & Quarrying

4

7,09

4,60

1

20

-

 

2. Food Manufacturing & Processing

27

2,89

2,44

45

64,42

56,93

 

  (a) Rice Mills, Flour & Dal Mills

4

15

5

2

76

6

 

  (b) Sugar

-

-

-

4

38,15

38,47

 

  (c) Edible Oils & Vanaspati

1

1,55

1,55

2

1,72

-

 

  (d) Tea Processing

-

-

-

-

-

-

 

  (e) Processing of Fruits & Vegetables

-

-

-

-

-

-

 

  (f) Others

22

1,19

84

37

23,79

18,41

 

3. Beverage & Tobacco

-

-

-

6

25,07

18,36

 

4. Textiles

37

4,45

2,39

76

80,47

51,27

 

  (a) Cotton Textiles

16

1,35

19

52

43,66

29,03

 

  (b) Jute & Other Natural Fibre Textiles

-

-

-

1

4

-

 

  (c) Handloom Textiles & Khadi

3

10

4

3

14

6

 

  (d) Other Textiles & Textile Products

18

3,00

2,16

20

36,62

22,18

 

5. Paper, Paper Products & Printing

19

55,69

58,74

13

34,63

34,10

 

6. Woods and Wood Products

4

9

3

10

24,28

22,55

 

7. Leather & Leather Products

-

-

-

1

4

3

 

8. Gems and Jewellery

-

-

-

2

5,29

4,88

 

9. Rubber & Plastic Products

3

6

4

9

84

52

 

10. Chemicals & Chemical Products

27

85,63

60,57

19

22,64

21,25

 

  (a) Heavy Industrial Chemicals

4

37,00

26,17

-

-

-

 

  (b) Fertilisers

-

-

-

-

-

-

 

  (c) Drugs & Pharmaceuticals

16

45,09

33,49

5

13,62

13,63

 

  (d) Non-Edible Oils

-

-

-

-

-

-

 

  (e) Other Chemicals & Chemical Products

7

3,55

91

14

9,03

7,62

 

11. Petroleum, Coal Products & Nuclear Fuels

1

3

1

-

-

-

 

12. Manufacture of Cement & Cement Products

3

38

34

1

3

4

 

13. Basic Metals & Metal Products

62

216,61

149,58

71

100,51

66,36

 

  (a) Iron & Steel

8

7,74

6,80

27

74,48

42,49

 

  (b) Non-Ferrous Metals

1

2,08

2,08

3

10,09

10,03

 

  (c) Metal Products

53

206,79

140,70

41

15,94

13,83

 

14. Engineering

59

22,32

16,09

36

18,80

13,38

 

  (a) Heavy Engineering

38

17,34

12,54

3

68

68

 

  (b) Light Engineering

8

2,23

1,22

18

13,76

10,40

 

  (c) Electrical Machinery & Goods

10

1,43

1,03

9

2,18

1,98

 

  (d) Electronic Machinery & Goods

3

1,32

1,30

6

2,19

32

 

15. Vehicles, Vehicle Parts & Transport Equipments

4

71

62

6

3,41

2,44

 

16. Other Industries

284

27,25

18,25

59

18,37

12,22

 

17. Electricity, Gas & Water

2

36,25

11,68

3

14,17

5,87

 

  (a) Electricity Generation & Transmission

2

36,25

11,68

3

14,17

5,87

 

  (b) Non-Conventional Energy

-

-

-

-

-

-

 

  (c) Gas, Steam & Water Supply

-

-

-

-

-

-

 

18. Construction

32

10,03

7,13

35

16,55

6,90

 

  (a) Other than Infrastructure

18

9,28

6,45

33

6,40

4,93

 

  (b) Infrastructure Construction

14

75

68

2

10,15

1,98

III.

TRANSPORT OPERATORS

256

20,84

14,93

146

11,54

7,73

IV.

PROFESSIONAL AND OTHER SERVICES

361

430,62

415,10

237

100,69

93,34

 

1. Professional Services

58

1,90

1,47

45

9,83

7,06

 

2. Tourism, Hotel & Restaurants

8

1,93

1,84

13

11,34

9,22

 

3. Recreation services

2

1

1

2

63

45

 

4. IT and Telecommunications

3

400,53

398,54

3

2,77

2,01

 

5. Others

290

26,25

13,24

174

76,12

74,60

V.

PERSONAL LOANS

4,722

122,00

94,69

3,500

200,45

156,78

 

1. Housing

705

31,71

28,48

928

85,68

73,70

 

2. Consumer Durables

60

45

38

58

67

28

 

3. Vehicles

1,263

38,08

29,79

1,584

63,62

48,24

 

4. Education

167

3,99

3,34

108

6,60

4,91

 

5. Personal Credit Cards

68

2,08

80

-

-

-

 

6. Others

2,459

45,69

31,89

822

43,88

29,64

VI.

TRADE

890

142,39

108,55

355

500,71

194,22

 

1. Wholesale Trade

35

97,36

75,74

40

12,99

11,19

 

2. Retail Trade

855

45,03

32,81

315

487,72

183,03

VII.

FINANCE

9

53

52

2

7,79

7,79

VIII.

ALL OTHERS

281

3,29

1,40

67

12,69

10,12

 

TOTAL BANK CREDIT

7,755

1209,77

981,86

4,896

1407,29

893,49

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

 

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

 

7

8

9

10

11

12

I.

AGRICULTURE

5,889

6470,08

5519,11

-

-

-

 

1. Direct Finance

4,874

2729,09

2532,44

-

-

-

 

2. Indirect Finance

1,015

3740,99

2986,67

-

-

-

II.

INDUSTRY

18,289

16585,31

12187,32

-

-

-

 

1. Mining & Quarrying

30

53,27

12,56

-

-

-

 

2. Food Manufacturing & Processing

631

1037,42

766,10

-

-

-

 

  (a) Rice Mills, Flour & Dal Mills

36

22,24

19,20

-

-

-

 

  (b) Sugar

39

422,10

384,02

-

-

-

 

  (c) Edible Oils & Vanaspati

92

119,03

77,69

-

-

-

 

  (d) Tea Processing

6

81

22

-

-

-

 

  (e) Processing of Fruits & Vegetables

13

88,10

63,88

-

-

-

 

  (f) Others

445

385,14

221,08

-

-

-

 

3. Beverage & Tobacco

20

168,86

134,98

-

-

-

 

4. Textiles

5,084

909,00

692,91

-

-

-

 

  (a) Cotton Textiles

4,646

389,05

314,59

-

-

-

 

  (b) Jute & Other Natural Fibre Textiles

22

5,00

3,90

-

-

-

 

  (c) Handloom Textiles & Khadi

17

12,30

4,22

-

-

-

 

  (d) Other Textiles & Textile Products

399

502,65

370,18

-

-

-

 

5. Paper, Paper Products & Printing

280

341,33

285,91

-

-

-

 

6. Woods and Wood Products

94

54,33

42,55

-

-

-

 

7. Leather & Leather Products

40

121,48

71,20

-

-

-

 

8. Gems and Jewellery

84

61,80

52,94

-

-

-

 

9. Rubber & Plastic Products

165

77,44

50,72

-

-

-

 

10. Chemicals & Chemical Products

954

2788,44

2088,95

-

-

-

 

  (a) Heavy Industrial Chemicals

94

399,49

270,19

-

-

-

 

  (b) Fertilisers

8

3,08

2,48

-

-

-

 

  (c) Drugs & Pharmaceuticals

511

2092,09

1603,26

-

-

-

 

  (d) Non-Edible Oils

1

25

13

-

-

-

 

  (e) Other Chemicals &
Chemical Products

340

293,53

212,89

-

-

-

 

11. Petroleum, Coal Products
& Nuclear Fuels

17

11,06

9,73

-

-

-

 

12. Manufacture of Cement
& Cement Products

83

25,18

10,05

-

-

-

 

13. Basic Metals & Metal Products

2,171

5398,70

4448,99

-

-

-

 

  (a) Iron & Steel

213

3302,24

2837,46

-

-

-

 

  (b) Non-Ferrous Metals

55

86,25

59,12

-

-

-

 

  (c) Metal Products

1,903

2010,22

1552,40

-

-

-

 

14. Engineering

2,730

1462,56

914,71

-

-

-

 

  (a) Heavy Engineering

150

182,51

69,85

-

-

-

 

  (b) Light Engineering

1,084

720,40

561,10

-

-

-

 

  (c) Electrical Machinery & Goods

1,454

521,75

249,31

-

-

-

 

  (d) Electronic Machinery & Goods

42

37,91

34,46

-

-

-

 

15. Vehicles, Vehicle Parts &
Transport Equipments

1,486

541,60

347,65

-

-

-

 

16. Other Industries

3,506

605,85

493,21

-

-

-

 

17. Electricity, Gas & Water

26

1052,29

801,31

-

-

-

 

  (a) Electricity Generation
& Transmission

17

1046,35

796,33

-

-

-

 

  (b) Non-Conventional Energy

5

2,80

2,20

-

-

-

 

  (c) Gas, Steam & Water Supply

4

3,14

2,78

-

-

-

 

18. Construction

888

1874,70

962,86

-

-

-

 

  (a) Other than Infrastructure

464

339,37

194,31

-

-

-

 

  (b) Infrastructure Construction

424

1535,33

768,55

-

-

-

III.

TRANSPORT OPERATORS

2,743

309,83

212,55

-

-

-

IV.

PROFESSIONAL AND OTHER
SERVICES

7,329

3182,82

2492,54

-

-

-

 

1. Professional Services

700

375,68

229,23

-

-

-

 

2. Tourism, Hotel & Restaurants

337

364,82

253,48

-

-

-

 

3. Recreation services

47

44,68

42,84

-

-

-

 

4. IT and Telecommunications

50

51,57

41,00

-

-

-

 

5. Others

6,195

2346,08

1925,99

-

-

-

V.

PERSONAL LOANS

1,46,186

5021,91

3701,70

-

-

-

 

1. Housing

25,155

2499,31

2070,19

-

-

-

 

2. Consumer Durables

2,530

39,63

29,41

-

-

-

 

3. Vehicles

51,914

1121,26

688,66

-

-

-

 

4. Education

4,327

170,41

114,40

-

-

-

 

5. Personal Credit Cards

1,610

34,90

13,37

-

-

-

 

6. Others

60,650

1156,41

785,66

-

-

-

VI.

TRADE

9,339

43796,02

5874,12

-

-

-

 

1. Wholesale Trade

1,058

42395,46

4797,08

-

-

-

 

2. Retail Trade

8,281

1400,56

1077,05

-

-

-

VII.

FINANCE

269

1334,29

964,46

-

-

-

VIII.

ALL OTHERS

11,201

687,83

508,65

-

-

-

 

TOTAL BANK CREDIT

2,01,245

77388,09

31460,45