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Date : Aug 20, 2010

Haryana

NORTHERN REGION
STATE : HARYANA
(Amount in Rupees Lakh)
	OCCUPATION	RURAL			SEMI-URBAN
	OCCUPATION	No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		1	2	3	4	5	6
I.	AGRICULTURE	4,42,604	6443,34	5661,96	2,31,221	4555,21	3873,63
	1. Direct Finance	4,37,543	6178,53	5489,04	2,28,240	3391,89	2914,90
	2. Indirect Finance	5,061	264,81	172,93	2,981	1163,32	958,73
II.	INDUSTRY	10,554	4986,31	4084,97	15,225	2811,27	2178,39
	1. Mining & Quarrying	95	59,52	57,29	145	29,12	24,90
	2. Food Manufacturing & Processing	1,705	588,39	519,41	1,543	549,35	434,99
	(a) Rice Mills, Flour & Dal Mills	273	338,93	300,27	623	248,73	206,76
	(b) Sugar	12	13,86	6,68	6	82,43	79,62
	(c) Edible Oils & Vanaspati	32	29,92	29,02	76	46,73	29,80
	(d) Tea Processing	1	20	20	3	23	5
	(e) Processing of Fruits & Vegetables	7	30	23	11	1,94	1,86
	(f) Others	1,380	205,19	183,01	824	169,29	116,90
	3. Beverage & Tobacco	19	55,36	38,06	28	11,16	7,41
	4. Textiles	854	270,18	209,74	1,229	247,05	183,04
	(a) Cotton Textiles	334	81,06	50,52	567	89,48	63,84
	(b) Jute & Other Natural Fibre Textiles	41	2,98	2,12	35	4,84	3,65
	(c) Handloom Textiles & Khadi	99	10,74	6,63	85	4,84	4,87
	(d) Other Textiles & Textile Products	380	175,40	150,47	542	147,89	110,68
	5. Paper, Paper Products & Printing	185	91,14	53,49	236	78,34	63,38
	6. Woods and Wood Products	660	14,82	13,02	343	36,68	26,00
	7. Leather & Leather Products	202	1,47	1,12	214	28,28	17,93
	8. Gems and Jewellery	11	1,97	2,46	25	2,15	1,80
	9. Rubber & Plastic Products	176	88,72	47,31	231	35,74	32,61
	10. Chemicals & Chemical Products	204	204,12	178,12	1,165	116,00	88,53
	(a) Heavy Industrial Chemicals	27	48,13	46,36	584	32,86	24,05
	(b) Fertilisers	15	32	29	24	7,10	5,79
	(c) Drugs & Pharmaceuticals	41	54,11	50,67	397	45,49	37,35
	(d) Non-Edible Oils	2	2,34	2,36	9	2,19	1,77
	(e) Other Chemicals & Chemical Products	119	99,22	78,44	151	28,36	19,58
	11. Petroleum, Coal Products & Nuclear Fuels	32	73,23	48,88	38	12,91	9,33
	12. Manufacture of Cement & Cement Products	111	12,15	9,86	125	12,05	9,46
	13. Basic Metals & Metal Products	452	378,33	232,29	689	405,51	320,89
	(a) Iron & Steel	62	10,77	7,01	177	135,80	121,75
	(b) Non-Ferrous Metals	22	45,97	15,83	78	30,21	25,12
	(c) Metal Products	368	321,59	209,44	434	239,50	174,03
	14. Engineering	697	395,07	296,41	1,207	303,63	239,28
	(a) Heavy Engineering	151	118,53	89,11	235	104,16	76,67
	(b) Light Engineering	312	67,42	60,47	687	120,67	94,26
	(c) Electrical Machinery & Goods	136	178,52	133,42	159	61,47	53,59
	(d) Electronic Machinery & Goods	98	30,61	13,42	126	17,33	14,76
	15. Vehicles, Vehicle Parts & Transport Equipments	240	567,08	411,42	296	66,02	59,22
	16. Other Industries	4,273	288,58	233,88	6,820	568,63	483,24
	17. Electricity, Gas & Water	29	50,03	34,64	31	210,86	92,69
	(a) Electricity Generation & Transmission	23	19,29	17,34	8	205,32	88,94
	(b) Non-Conventional Energy	4	30,60	17,19	16	2,23	1,88
	(c) Gas, Steam & Water Supply	2	14	11	7	3,31	1,87
	18. Construction	609	1846,12	1697,57	860	97,77	83,67
	(a) Other than Infrastructure	431	1035,91	1030,60	617	70,36	59,89
	(b) Infrastructure Construction	178	810,22	666,97	243	27,41	23,78
III.	TRANSPORT OPERATORS	2,579	91,26	74,57	1,070	42,79	32,67
IV.	PROFESSIONAL AND OTHER SERVICES	11,046	506,43	450,50	8,980	586,75	479,32
	1. Professional Services	2,177	67,44	53,48	1,642	121,56	90,75
	2. Tourism, Hotel & Restaurants	116	13,06	9,85	150	74,92	68,76
	3. Recreation services	102	69	62	44	1,61	1,50
	4. IT and Telecommunications	19	10,72	8,10	41	16,01	15,33
	5. Others	8,632	414,52	378,44	7,103	372,65	302,98
V.	PERSONAL LOANS	96,618	2834,34	2218,31	1,09,721	3285,69	2401,77
	1. Housing	22,167	1671,72	1364,27	25,837	1942,71	1422,60
	2. Consumer Durables	5,410	48,59	37,56	3,981	44,63	37,79
	3. Vehicles	9,924	309,47	246,12	10,791	297,81	206,03
	4. Education	3,579	79,56	61,81	5,602	144,19	109,44
	5. Personal Credit Cards	2,745	79,95	22,78	601	7,20	3,96
	6. Others	52,793	645,05	485,77	62,909	849,14	621,94
VI.	TRADE	39,969	600,79	459,91	48,331	1686,14	1423,69
	1. Wholesale Trade	1,443	54,05	47,34	8,330	365,04	331,75
	2. Retail Trade	38,526	546,75	412,57	40,001	1321,10	1091,95
VII.	FINANCE	1,460	572,49	429,53	961	40,99	35,30
VIII.	ALL OTHERS	12,977	256,34	185,15	15,358	852,21	608,51
	TOTAL BANK CREDIT	6,17,807	16291,30	13564,91	4,30,867	13861,05	11033,27

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

97,567

3548,72

2927,49

1,238

42,42

29,17

1. Direct Finance

94,890

2025,85

1677,86

1,025

28,35

19,82

2. Indirect Finance

2,677

1522,87

1249,63

213

14,07

9,35

II.

INDUSTRY

40,564

23475,29

16448,66

11,722

4545,59

3405,45

1. Mining & Quarrying

168

178,88

114,17

22

15,09

12,00

2. Food Manufacturing & Processing

1,335

2920,00

2497,37

87

14,02

10,61

(a) Rice Mills, Flour & Dal Mills

479

2532,83

2234,48

9

56

52

(b) Sugar

9

24,56

19,54

1

70

70

(c) Edible Oils & Vanaspati

100

101,02

76,26

8

4,72

3,41

(d) Tea Processing

17

83

40

-

-

-

(e) Processing of Fruits & Vegetables

11

2,19

1,90

1

1,00

-

(f) Others

719

258,57

164,79

68

7,05

5,98

3. Beverage & Tobacco

74

1446,88

881,44

2

10

10

4. Textiles

9,453

3549,13

2124,16

686

145,90

116,23

(a) Cotton Textiles

2,364

750,23

616,92

172

27,59

16,48

(b) Jute & Other Natural Fibre Textiles

352

23,35

19,21

4

14,10

12,21

(c) Handloom Textiles & Khadi

1,707

545,74

392,41

13

7,84

7,03

(d) Other Textiles & Textile Products

5,030

2229,81

1095,62

497

96,37

80,51

5. Paper, Paper Products & Printing

1,142

285,68

242,19

300

129,86

99,35

6. Woods and Wood Products

938

140,39

110,96

31

7,57

7,07

7. Leather & Leather Products

406

126,03

108,00

26

31,08

24,64

8. Gems and Jewellery

201

10,35

6,94

11

47

43

9. Rubber & Plastic Products

867

209,33

141,44

385

210,54

187,49

10. Chemicals & Chemical Products

1,578

761,52

631,15

197

169,41

129,63

(a) Heavy Industrial Chemicals

287

71,71

50,34

42

11,52

9,05

(b) Fertilisers

27

44,20

32,67

1

1

1

(c) Drugs & Pharmaceuticals

493

396,21

335,60

37

76,08

54,13

(d) Non-Edible Oils

23

6,02

4,33

4

7,65

5,30

(e) Other Chemicals & Chemical
Products

748

243,38

208,21

113

74,15

61,15

11. Petroleum, Coal Products &
Nuclear Fuels

75

73,98

55,13

13

12,08

3,57

12. Manufacture of Cement &
Cement Products

276

69,52

41,19

26

3,71

2,82

13. Basic Metals & Metal Products

3,190

3561,58

2654,41

2,007

1498,21

1064,32

(a) Iron & Steel

637

2260,96

1802,66

262

592,02

434,89

(b) Non-Ferrous Metals

219

219,30

134,53

65

56,46

49,96

(c) Metal Products

2,334

1081,32

717,22

1,680

849,74

579,48

14. Engineering

3,311

2525,39

1499,25

1,731

994,99

748,35

(a) Heavy Engineering

670

514,16

272,12

299

258,10

211,11

(b) Light Engineering

1,964

687,51

386,44

1,104

495,55

342,77

(c) Electrical Machinery & Goods

529

508,72

427,36

249

214,14

171,26

(d) Electronic Machinery & Goods

148

815,01

413,34

79

27,21

23,21

15. Vehicles, Vehicle Parts &
Transport Equipments

798

2164,34

1335,73

3,623

685,92

488,90

16. Other Industries

13,538

1504,53

1166,69

2,302

219,73

170,54

17. Electricity, Gas & Water

91

1591,08

1486,22

15

186,72

148,61

(a) Electricity Generation &
Transmission

56

1521,96

1418,00

4

183,28

147,48

(b) Non-Conventional Energy

8

1,15

63

-

-

-

(c) Gas, Steam & Water Supply

27

67,96

67,59

11

3,44

1,13

18. Construction

3,123

2356,69

1352,22

258

220,18

190,79

(a) Other than Infrastructure

2,203

661,66

511,87

206

151,39

123,90

(b) Infrastructure Construction

920

1695,02

840,35

52

68,79

66,89

III.

TRANSPORT OPERATORS

7,530

588,64

416,52

469

48,86

43,87

IV.

PROFESSIONAL AND OTHER
SERVICES

16,721

2853,84

2153,70

2,046

644,34

509,82

1. Professional Services

2,561

427,22

339,76

721

73,37

59,83

2. Tourism, Hotel & Restaurants

413

301,55

199,55

46

9,71

8,23

3. Recreation services

174

49,28

42,78

16

7,16

5,30

4. IT and Telecommunications

114

39,88

34,11

16

34,33

30,10

5. Others

13,459

2035,92

1537,50

1,247

519,77

406,36

V.

PERSONAL LOANS

2,99,104

8056,95

6386,33

38,474

1702,15

1339,32

1. Housing

77,037

3980,12

3326,21

9,036

1109,76

920,57

2. Consumer Durables

9,091

82,33

56,53

684

9,29

6,65

3. Vehicles

59,098

1208,21

1009,59

5,562

156,44

127,79

4. Education

13,256

394,00

284,34

1,826

57,10

43,71

5. Personal Credit Cards

2,262

25,91

12,35

1,480

40,83

17,91

6. Others

1,38,360

2366,38

1697,30

19,886

328,74

222,69

VI.

TRADE

61,021

5194,02

3507,79

4,789

704,87

550,11

1. Wholesale Trade

3,689

1996,32

1094,52

582

254,97

210,95

2. Retail Trade

57,332

3197,70

2413,28

4,207

449,90

339,16

VII.

FINANCE

595

1839,58

584,81

113

512,39

510,99

VIII.

ALL OTHERS

32,828

1222,24

659,35

5,448

315,75

281,47

TOTAL BANK CREDIT

5,55,930

46779,30

33084,63

64,299

8516,36

6670,21