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PDF - Table No. 5.1 - Type of Account-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 (Part 1 of 4) ()
Date : Mar 01, 1998
Table No. 5.1 - Type of Account-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 (Part 1 of 4)
 
 
 
 
 
 
 

(Amount in Rupees Lakh)


    

CASH CREDIT


OVERDRAFT


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

1


2


3


4


5


6


I.

AGRICULTURE

42,626

1486,42

1160,12

24,764

360,91

288,33

 

1.

Direct Finance

40,708

1191,80

988,38

24,309

308,07

254,05

 

2.

Indirect Finance

1,918

294,62

171,74

455

52,84

34,28

II.

INDUSTRY

3,51,382

69537,66

54877,63

60,543

10408,79

7960,59

 

1.

Mining & Quarrying

5,344

1204,94

839,52

1,113

140,84

127,12

 

2.

Food Manufacturing & Processing

31,753

7344,02

5510,72

3,676

631,11

414,90

  

(a)

Rice Mills, Flour & Dal Mills

13,647

1674,55

1293,50

1,181

105,17

81,72

  

(b)

Sugar

747

2238,31

1762,32

86

23,17

14,28

  

(c)

Edible Oils & Vanaspati

6,060

1388,37

1024,78

671

62,98

55,64

  

(d)

Tea Processing

771

669,63

401,64

94

95,68

43,58

  

(e)

Processing of Fruits & Vegetables

662

103,36

78,77

111

16,27

11,83

  

(f)

Others

9,866

1269,79

949,71

1,533

327,85

207,85

 

3.

Beverage & Tobacco

2,435

801,75

571,04

448

172,38

135,36

 

4.

Textiles

53,339

9643,17

7925,38

9,431

1321,09

961,78

  

(a)

Cotton Textiles

16,460

4367,57

3472,35

2,785

603,86

371,57

  

(b)

Jute Textiles

622

278,91

201,23

91

46,55

26,77

  

(c)

Handloom Textiles & Khadi

4,013

241,60

214,39

445

27,08

26,07

  

(d)

Other Textiles

32,244

4755,09

4037,41

6,110

643,59

537,38

 

5.

Paper, Paper Products & Printing

16,871

2099,46

1814,99

2,769

315,42

272,58

 

6.

Leather & Leather Products

4,503

541,02

478,76

913

109,32

96,00

 

7.

Rubber & Rubber Products

6,086

1136,01

991,35

746

98,02

66,66

 

8.

Chemicals & Chemical Products

34,366

11183,12

8475,68

4,881

1579,75

1225,26

  

(a)

Heavy Industrial Chemicals

3,271

1564,87

1126,82

451

175,17

136,59

  

(b)

Fertilisers

979

2349,58

1496,54

88

182,91

152,51

  

(c)

Drugs & Pharmaceuticals

6,838

2582,67

2107,38

1,137

461,75

378,30

  

(d)

Non-Edible Oils

746

161,30

146,14

85

7,88

5,61

  

(e)

Other Chemicals & Chemical Products

22,532

4524,69

3598,79

3,120

752,04

552,25

 

9.

Petroleum, Coal Products & Nuclear Fuels

2,569

2629,62

1852,30

352

189,95

90,42

 

10.

Manufacture of Cement & Cement Products

3,704

975,47

748,49

426

155,02

120,95

 

11.

Basic Metals & Metal Products

39,494

9304,48

7842,19

5,104

946,08

771,31

  

(a)

Iron & Steel

13,459

6057,47

5169,09

1,653

584,08

489,98

  

(b)

Non-Ferrous Metals

2,618

855,21

619,75

295

90,71

66,98

  

(c)

Other Metal Products

23,417

2391,80

2053,36

3,156

271,30

214,36

 

12.

Engineering

42,932

11521,23

9044,57

7,721

1694,59

1230,87

  

(a)

Heavy Engineering

6,254

3203,20

2472,84

1,123

459,28

298,95

  

(b)

Light Engineering

18,411

3074,17

2304,33

3,358

460,69

359,07

  

(c)

Electrical Machinery & Goods

11,291

2598,36

2022,67

1,857

327,46

225,72

  

(d)

Electronic Machinery & Goods

6,976

2645,50

2244,73

1,383

447,17

347,13

 

13.

Vehicles, Vehicle Parts & Transport Equipments

9,396

2345,92

1578,95

1,644

472,93

351,34

 

14.

Other Industries

86,021

6568,72

5453,74

13,864

1371,32

1113,54

 

15.

Electricity, Gas & Water

4,871

1115,21

803,86

453

314,62

202,86

  

(a)

Electricity Generation & Transmission

4,422

1049,94

755,79

327

183,52

104,08

  

(b)

Non-Conventional Energy

135

23,93

18,59

28

4,52

3,53

  

(c)

Gas, Steam & Water Supply

314

41,33

29,48

98

126,57

95,25

 

16.

Construction

7,698

1123,51

946,10

7,002

896,35

779,65

III.

TRANSPORT OPERATORS

9,013

480,36

365,92

4,203

439,60

364,60

IV.

PROFESSIONAL AND OTHER SERVICES

31,018

1615,83

1311,62

20,349

2073,11

1855,73

V.

PERSONAL LOANS

17,267

340,61

270,77

2,87,611

3801,10

2596,56

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2.

Loans for Housing

-

-

-

-

-

-

 

3.

Rest of the Personal Loans

17,267

340,61

270,77

2,87,611

3801,10

2596,56

VI.

TRADE

 

3,92,458

23104,04

19772,78

91,297

5368,54

4584,66

 

1.

Wholesale Trade

90,636

15561,64

13557,61

27,471

3022,50

2674,33

 

2.

Retail Trade

3,01,822

7542,40

6215,17

63,826

2346,05

1910,33

VII.

FINANCE

4,726

3999,33

2729,45

6,553

2149,79

1523,31

VIII. ALL OTHERS


40,642


5373,15


4662,52


29,429


2277,99


1986,55


TOTAL BANK CREDIT

8,89,132

105937,40

85150,80

5,24,749

26879,83

21160,34

OF WHICH:

1. Artisans & Village Industries

12,366

286,25

257,44

2,325

32,11

25,53

 
 
 

2. Other Small Scale Industries


2,02,047


15520,00


13247,87


21,108


1423,88


1146,26


 
 
 
 
 
 
 
 
 
 
    

DEMAND LOANS


MEDIUM TERM LOANS


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

7


8


9


10


11


12


I.

AGRICULTURE

2,41,191

1725,17

1582,87

3,68,366

6092,58

5310,80

 

1.

Direct Finance

2,40,290

1641,57

1511,99

3,40,606

3431,18

3028,22

 

2.

Indirect Finance

901

83,60

70,88

27,760

2661,40

2282,58

II.

INDUSTRY

57,568

29652,90

25475,56

1,18,163

11641,11

10578,67

 

1. Mining & Quarrying

1,734

555,17

535,53

1,644

222,86

208,62

 

2. Food Manufacturing & Processing

5,503

1342,89

1171,88

12,100

828,50

755,22

  

(a)

Rice Mills, Flour & Dal Mills

1,976

96,80

88,53

4,742

101,39

85,02

  

(b)

Sugar

183

600,01

513,24

162

208,32

188,77

  

(c)

Edible Oils & Vanaspati

1,143

161,98

158,34

1,514

86,57

76,81

  

(d)

Tea Processing

104

185,29

169,41

185

132,37

123,49

  

(e)

Processing of Fruits & Vegetables

276

20,94

16,79

574

20,68

20,57

  

(f)

Others

1,821

277,87

225,57

4,923

279,17

260,55

 

3.

Beverage & Tobacco

437

456,50

374,24

624

214,83

211,46

 

4.

Textiles

7,810

2747,91

2371,44

15,580

1394,53

1267,79

  

(a)

Cotton Textiles

1,998

1196,43

1045,57

3,801

525,84

481,22

  

(b)

Jute Textiles

130

27,20

12,24

201

10,61

9,50

  

(c)

Handloom Textiles & Khadi

663

20,35

18,40

1,668

28,21

25,24

  

(d)

Other Textiles

5,019

1503,93

1295,23

9,910

829,86

751,84

 

5.

Paper, Paper Products & Printing

2,352

782,12

707,74

5,252

341,72

295,19

 

6.

Leather & Leather Products

817

129,29

112,56

1,772

75,99

70,82

 

7.

Rubber & Rubber Products

556

473,06

414,66

1,090

213,88

200,76

 

8.

Chemicals & Chemical Products

3,768

4576,98

3983,05

6,625

1511,43

1363,92

  

(a)

Heavy Industrial Chemicals

395

1024,11

966,27

502

237,05

217,25

  

(b)

Fertilisers

161

767,50

698,40

152

129,16

113,70

  

(c)

Drugs & Pharmaceuticals

853

1228,64

1001,28

941

422,35

399,71

  

(d)

Non-Edible Oils

71

6,87

7,69

138

9,89

8,98

  

(e)

Other Chemicals & Chemical Products

2,288

1549,86

1309,42

4,892

712,98

624,28

 

9.

Petroleum, Coal Products & Nuclear Fuels

478

2189,56

1405,00

586

402,80

376,62

 

10.

Manufacture of Cement & Cement Products

547

740,98

671,19

1,327

314,06

301,45

 

11.

Basic Metals & Metal Products

4,244

4533,93

3951,96

8,672

1060,71

988,71

  

(a)

Iron & Steel

1,332

3982,35

3465,21

1,718

738,24

704,19

  

(b)

Non-Ferrous Metals

232

186,50

154,96

349

65,24

59,33

  

(c)

Other Metal Products

2,680

365,07

331,79

6,605

257,23

225,19

 

12.

Engineering

6,107

5629,16

5048,45

10,837

1721,58

1551,37

  

(a)

Heavy Engineering

991

1684,84

1446,62

1,556

503,20

450,41

  

(b)

Light Engineering

2,343

1235,92

1129,51

4,384

475,95

432,33

  

(c)

Electrical Machinery & Goods

1,504

1158,36

1051,61

2,527

466,27

406,37

  

(d)

Electronic Machinery & Goods

1,269

1550,04

1420,71

2,370

276,16

262,26

 

13.

Vehicles, Vehicle Parts & Transport Equipments

2,197

1403,13

1248,41

5,233

651,94

595,11

 

14.

Other Industries

18,107

2290,61

2008,00

42,257

1340,18

1183,45

 

15.

Electricity, Gas & Water

537

1041,71

843,46

1,551

486,74

438,25

  

(a)

Electricity Generation & Transmission

388

1013,04

817,02

855

427,70

389,83

  

(b)

Non-Conventional Energy

57

15,22

14,98

111

24,46

19,06

  

(c)

Gas, Steam & Water Supply

92

13,45

11,45

585

34,58

29,35

 

16.

Construction

2,374

759,91

627,98

3,013

859,37

769,94

III.

TRANSPORT OPERATORS

10,934

403,73

338,11

94,596

1851,48

1544,66

IV.

PROFESSIONAL AND OTHER SERVICES

28,764

1808,33

1613,66

47,702

1645,12

1400,39

V.

PERSONAL LOANS

5,28,699

4524,06

3935,74

8,57,774

7601,04

6412,24

 

1.

Loans for Purchase of Consumer Durables

-

-

-

42,290

341,75

284,93

 

2.

Loans for Housing

-

-

-

-

-

-

 

3.

Rest of the Personal Loans

5,28,699

4524,06

3935,74

8,15,484

7259,29

6127,30

VI.

TRADE

56,822

3191,88

3096,92

1,10,979

1959,00

1773,66

 

1.

Wholesale Trade

8,323

2503,96

2449,56

9,612

816,55

760,49

 

2.

Retail Trade

48,499

687,92

647,36

1,01,367

1142,45

1013,18

VII. FINANCE

3,234

4125,58

3568,19

1,973

1854,96

1737,80

VIII. ALL OTHERS


26,782


2348,69


2081,36


15,410


3778,40


3514,12


TOTAL BANK CREDIT

9,53,994

47780,34

41692,41

16,14,963

36423,69

32272,33

OF WHICH:

1. Artisans & Village Industries

5,877

55,64

47,09

19,654

131,49

118,10

 
 
 

2. Other Small Scale Industries


19,212


1336,08


1181,48


56,842


1891,74


1631,89