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PDF - Table No.1.11 - Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation ()
Date : Mar 01, 1998
Table No.1.11 - Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation

MARCH 1998


A. POPULATION GROUP-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO OCCUPATION

 
 
 
 
 
 
 

(Per cent)


 

OCCUPATION

RURAL


SEMI-URBAN


URBAN


METROPOLITAN


ALL-INDIA


 
 
 

1


2


3


4


5


I.

AGRICULTURE

37.6

21.8

6.4

1.8

10.7

 

1.

Direct Finance

35.3

20.0

4.9

0.7

9.3

 

2.

Indirect Finance

2.3

1.8

1.5

1.1

1.4

II.

INDUSTRY

25.9

33.8

50.7

58.5

48.8

 

1.

Mining & Quarrying

1.0

0.9

0.6

1.1

0.9

 

2.

Manufacturing & Processing

24.2

32.0

48.7

53.4

45.3

 

3.

Electricity, Gas & Water

0.4

0.4

0.5

1.9

1.2

 

4.

Construction

0.3

0.5

0.9

2.1

1.4

III.

TRANSPORT OPERATORS

3.3

3.4

2.0

1.2

2.0

IV.

PROFESSIONAL AND OTHER SERVICES

2.4

3.4

5.0

3.2

3.5

V.

PERSONAL LOANS

11.0

16.6

14.1

7.7

10.5

 

1.

Loans for Purchase of Consumer Durables

0.5

0.8

0.7

0.2

0.4

 

2.

Loans for Housing

2.5

4.7

5.0

1.9

2.9

 

3.

Rest of the Personal Loans

8.0

11.1

8.4

5.6

7.2

VI.

TRADE

14.7

14.2

13.4

13.7

13.9

 

1.

Wholesale Trade

5.6

3.7

6.3

11.0

8.3

 

2.

Retail Trade

9.1

10.5

7.1

2.7

5.6

VII.

FINANCE

0.5

0.7

1.2

6.2

3.7

VIII.


ALL OTHERS


4.6


6.1


7.2


7.7


6.9


TOTAL BANK CREDIT

100.0

100.0

100.0

100.0

100.0

OF WHICH:

1. Artisans & Village Industries

2.0

1.1

0.5

0.1

0.6

 

2. Other Small Scale Industries


5.1


10.8


13.9


7.3


8.7



B. OCCUPATION-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO POPULATION GROUP


 

OCCUPATION

RURAL


SEMI-URBAN


URBAN


METROPOLITAN


ALL-INDIA


 
 
 

6


7


8


9


10


I.

AGRICULTURE

51.4

28.7

10.9

9.0

100.0

 

1.

Direct Finance

55.7

30.5

9.7

4.1

100.0

 

2.

Indirect Finance

23.7

17.2

18.9

40.2

100.0

II.

INDUSTRY

7.7

9.8

18.8

63.7

100.0

 

1.

Mining & Quarrying

15.3

13.7

11.2

59.8

100.0

 

2.

Manufacturing & Processing

7.8

10.0

19.5

62.7

100.0

 

3.

Electricity, Gas & Water

5.2

4.2

6.9

83.7

100.0

 

4.

Construction

3.1

5.2

11.8

79.9

100.0

III.

TRANSPORT OPERATORS

24.7

24.6

18.9

31.8

100.0

IV.

PROFESSIONAL AND OTHER SERVICES

10.2

13.7

26.3

49.8

100.0

V.

PERSONAL LOANS

15.2

22.2

24.2

38.4

100.0

 

1.

Loans for Purchase of Consumer Durables

18.3

28.1

32.5

21.1

100.0

 

2.

Loans for Housing

12.3

22.8

30.9

34.0

100.0

 

3.

Rest of the Personal Loans

16.2

21.6

21.1

41.1

100.0

VI.

TRADE

15.4

14.4

17.6

52.6

100.0

 

1.

Wholesale Trade

9.7

6.3

13.8

70.2

100.0

 

2.

Retail Trade

23.9

26.7

23.2

26.2

100.0

VII.

FINANCE

2.1

2.7

6.0

89.2

100.0

VIII.


ALL OTHERS


9.6


12.3


18.7


59.4


100.0


TOTAL BANK CREDIT

14.6

14.1

18.1

53.2

100.0

OF WHICH:

1. Artisans & Village Industries

49.3

27.1

15.8

7.8

100.0

 

2. Other Small Scale Industries


8.5


17.6


29.0


44.9


100.0