(Amount in Rs. Crore) |
Sr.No. |
Sector |
As on last reporting Friday |
April |
May |
June |
July |
August |
September |
2007 |
2007 |
2007 |
2007 |
2007 |
2007 |
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
I |
Gross Bank Credit (II + III) |
1806839 |
1800247 |
1813750 |
1822768 |
1868518 |
1938066 |
II |
Food Credit |
49887 |
44864 |
43956 |
41296 |
38490 |
37008 |
III |
Non-Food Gross Bank Credit (1 to 4) |
1756952 |
1755383 |
1769794 |
1781472 |
1830028 |
1901058 |
1 |
Agriculture & Allied Activities |
222307 |
221492 |
222868 |
222876 |
221434 |
229920 |
2 |
Industry (Micro & Small, Medium & Large) |
665693 |
663238 |
669759 |
678359 |
700414 |
727945 |
|
2.1 Micro and Small |
111133 |
112855 |
114496 |
115902 |
118974 |
123956 |
|
2.2 Medium |
94448 |
93780 |
92985 |
94504 |
97580 |
98101 |
|
2.3 Large |
460112 |
456603 |
462277 |
467953 |
483860 |
505888 |
3 |
Services |
401655 |
403828 |
407430 |
408039 |
425848 |
449626 |
3.1 |
Transport Operators |
25941 |
25243 |
24588 |
26118 |
28501 |
31404 |
3.2 |
Computer Software |
4694 |
4685 |
5151 |
5877 |
6787 |
6376 |
3.3 |
Tourism and Hotels and Restaurants |
9641 |
10011 |
10277 |
10730 |
10665 |
10314 |
3.4 |
Shipping |
6767 |
6898 |
7334 |
6743 |
7302 |
6802 |
3.5 |
Professional Services |
23310 |
22998 |
21546 |
22000 |
23380 |
24187 |
3.6 |
Trade |
103774 |
105728 |
104140 |
104497 |
106717 |
111770 |
3.6.1 |
Wholesale Trade (other than food procurement) |
47572 |
49026 |
47591 |
47698 |
48807 |
51485 |
3.6.2 |
Retail Trade |
56202 |
56702 |
56549 |
56799 |
57910 |
60285 |
3.7 |
Others |
227528 |
228265 |
234394 |
232073 |
242496 |
258773 |
3.7.1 |
Real Estate Loans |
45812 |
47164 |
47267 |
45881 |
47768 |
49513 |
3.7.2 |
Non-Banking Financial Companies |
50603 |
48263 |
48469 |
49317 |
51001 |
54499 |
3.7.3 |
All Others |
131113 |
132838 |
138658 |
136876 |
143727 |
154761 |
4 |
Personal Loans |
467297 |
466825 |
469737 |
472197 |
482332 |
493567 |
4.1 |
Consumer Durables |
9805 |
9849 |
9617 |
9448 |
9707 |
10163 |
4.2 |
Housing |
232781 |
234745 |
236043 |
238075 |
240181 |
246293 |
4.3 |
Advances against F.D.(including FCNR(B), NRNR Deposits, etc.) |
40918 |
39522 |
40055 |
40496 |
41551 |
42414 |
4.4 |
Advances to individuals against share,bonds,etc. |
4227 |
4159 |
4040 |
4017 |
3810 |
3758 |
4.5 |
Credit Card Outstandings |
19707 |
19975 |
20428 |
20765 |
21883 |
22475 |
4.6 |
Education |
15213 |
15438 |
15833 |
16366 |
17224 |
18149 |
4.7 |
Vehicle Loans |
60773 |
62611 |
62952 |
63507 |
64889 |
65932 |
4.8 |
Other Personal Loans |
83873 |
80526 |
80768 |
79523 |
83086 |
84383 |
5 |
Priority Sector# |
623945 |
627574 |
631419 |
639053 |
643212 |
661967 |
5.1 |
Agriculture & Allied Activities |
222307 |
221492 |
222868 |
222876 |
221434 |
229920 |
5.2 |
Micro and Small Enterprises (MSEs) |
166757 |
170662 |
173488 |
176401 |
179951 |
186041 |
|
(a) Manufacturing |
111133 |
112855 |
114496 |
115902 |
118974 |
123956 |
|
(b) Services |
55624 |
57807 |
58992 |
60499 |
60977 |
62085 |
5.3 |
Housing |
166695 |
168761 |
170987 |
173775 |
173344 |
179294 |
5.4 |
Retail Trade |
36905 |
36355 |
37303 |
37530 |
39382 |
41719 |
5.5 |
Micro-credit |
10930 |
10912 |
11191 |
11761 |
12206 |
12491 |
5.6 |
Educational Loans |
15084 |
15672 |
15825 |
16729 |
17656 |
19193 |
5.7 |
State-sponsored Organisations for scheduled castes (SCs) /scheduled tribes (STs) |
1388 |
1447 |
1424 |
1380 |
1444 |
1473 |
5.8 |
Weaker Sections |
90435 |
91432 |
91142 |
90995 |
90592 |
93748 |
5.9 |
Export Credit@ |
16896 |
18258 |
18269 |
17671 |
19226 |
18746 |
Notes: 1. Data are provisional and relate to select scheduled commercial banks which account for more than 95 per cent of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions and inter-bank participations.
# Excluding investment in eligible securities.
@ Export credit under priority sector is eligible for foreign banks only.
Source: Monetary Policy Department, RBI |
TABLE 5.6: SECTOR-WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS (Contd.) |
(Amount in Rs. Crore) |
Sr.No. |
Sector |
As on last reporting Friday |
October |
November |
December |
January |
February |
March |
2007 |
2007 |
2007 |
2008 |
2008 |
2008 |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
I |
Gross Bank Credit (II + III) |
1925396 |
1960034 |
2015302 |
2048871 |
2126312 |
2249201 |
II |
Food Credit |
35866 |
37697 |
40268 |
39183 |
42818 |
44399 |
III |
Non-Food Gross Bank Credit (1 to 4) |
1889530 |
1922337 |
1975034 |
2009688 |
2083494 |
2204802 |
1 |
Agriculture & Allied Activities |
228026 |
232571 |
236194 |
238645 |
245627 |
275343 |
2 |
Industry (Micro & Small, Medium & Large) |
726032 |
737477 |
766666 |
777864 |
811535 |
858344 |
|
2.1 Micro and Small |
124716 |
127535 |
129763 |
128802 |
131388 |
132698 |
|
2.2 Medium |
99188 |
98535 |
103798 |
106333 |
108962 |
110800 |
|
2.3 Large |
502128 |
511407 |
533105 |
542729 |
571185 |
614846 |
3 |
Services |
445564 |
454405 |
469712 |
485014 |
505158 |
549496 |
3.1 |
Transport Operators |
29850 |
29419 |
29112 |
31103 |
33022 |
36821 |
3.2 |
Computer Software |
7603 |
7801 |
8096 |
7658 |
7514 |
8251 |
3.3 |
Tourism and Hotels and Restaurants |
10413 |
10544 |
11069 |
11057 |
12154 |
12213 |
3.4 |
Shipping |
6717 |
6788 |
6922 |
7254 |
7435 |
7559 |
3.5 |
Professional Services |
23726 |
23838 |
24643 |
24260 |
24698 |
27123 |
3.6 |
Trade |
111173 |
113270 |
117209 |
117974 |
120808 |
123828 |
3.6.1 |
Wholesale Trade (other than food procurement) |
50942 |
52066 |
53986 |
54663 |
56561 |
55749 |
3.6.2 |
Retail Trade |
60231 |
61204 |
63223 |
63311 |
64247 |
68079 |
3.7 |
Others |
256082 |
262745 |
272661 |
285708 |
299526 |
333702 |
3.7.1 |
Real Estate Loans |
50539 |
51571 |
52665 |
53258 |
57148 |
63349 |
3.7.2 |
Non-Banking Financial Companies |
53951 |
55868 |
62329 |
65401 |
66052 |
78956 |
3.7.3 |
All Others |
151592 |
155306 |
157667 |
167049 |
176327 |
191397 |
4 |
Personal Loans |
489908 |
497884 |
502462 |
508165 |
521174 |
521618 |
4.1 |
Consumer Durables |
10002 |
10087 |
10079 |
10264 |
10610 |
9798 |
4.2 |
Housing |
244908 |
249227 |
253200 |
253496 |
257892 |
260123 |
4.3 |
Advances against F.D.(including FCNR(B), NRNR Deposits, etc.) |
39612 |
39802 |
41007 |
41964 |
42852 |
45040 |
4.4 |
Advances to individuals against share,bonds,etc. |
3510 |
3808 |
4194 |
4671 |
4469 |
4075 |
4.5 |
Credit Card Outstandings |
23288 |
23900 |
25076 |
25839 |
26804 |
26731 |
4.6 |
Education |
18641 |
18989 |
19522 |
20168 |
20799 |
20533 |
4.7 |
Vehicle Loans |
65350 |
66867 |
60714 |
60205 |
60493 |
58622 |
4.8 |
Other Personal Loans |
84597 |
85204 |
88670 |
91558 |
97255 |
96697 |
5 |
Priority Sector# |
657849 |
671198 |
681276 |
684229 |
710098 |
748074 |
5.1 |
Agriculture & Allied Activities |
228026 |
232571 |
236194 |
238645 |
245627 |
275343 |
5.2 |
Micro and Small Enterprises (MSEs) |
187530 |
192619 |
196974 |
196720 |
200096 |
204892 |
|
(a) Manufacturing |
124716 |
127535 |
129763 |
128802 |
131388 |
132698 |
|
(b) Services |
62814 |
65084 |
67211 |
67918 |
68708 |
72194 |
5.3 |
Housing |
178201 |
181864 |
183185 |
184405 |
178517 |
180715 |
5.4 |
Retail Trade |
40956 |
41773 |
42843 |
43238 |
44798 |
47185 |
5.5 |
Micro-credit |
12624 |
12629 |
12932 |
12990 |
13420 |
13337 |
5.6 |
Educational Loans |
19161 |
19642 |
20118 |
20414 |
20677 |
19442 |
5.7 |
State-sponsored Organisations for scheduled castes (SCs) /scheduled tribes (STs) |
1471 |
1486 |
1562 |
1577 |
1697 |
1701 |
5.8 |
Weaker Sections |
94580 |
96195 |
99496 |
99376 |
102137 |
106714 |
5.9 |
Export Credit@ |
21993 |
22608 |
23497 |
23591 |
26557 |
25233 |
Notes: 1. Data are provisional and relate to select scheduled commercial banks which account for more than 95 per cent of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial
institutions and inter-bank participations.
# Excluding investment in eligible securities.
@ Export credit under priority sector is eligible for foreign banks only.
Source: Monetary Policy Department, RBI |
TABLE 5.6: SECTOR-WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS (Contd.) |
(Amount in Rs. Crore) |
Sr.No. |
Sector |
As on last reporting Friday |
April |
May |
June |
July |
August |
September |
2008 |
2008 |
2008 |
2008 |
2008 |
2008 |
(13) |
(14) |
(15) |
(16) |
(17) |
(18) |
I |
Gross Bank Credit (II + III) |
2205411 |
2229077 |
2282836 |
2305756 |
2359176 |
2435715 |
II |
Food Credit |
41024 |
54343 |
50147 |
50360 |
44343 |
45175 |
III |
Non-Food Gross Bank Credit (1 to 4) |
2164387 |
2174734 |
2232689 |
2255396 |
2314833 |
2390540 |
1 |
Agriculture & Allied Activities |
265348 |
264787 |
265747 |
256149 |
262619 |
275201 |
2 |
Industry (Micro & Small, Medium & Large) |
850771 |
858515 |
884243 |
898010 |
930643 |
979836 |
|
2.1 Micro and Small |
134338 |
136112 |
140838 |
141295 |
142839 |
144402 |
|
2.2 Medium |
110378 |
111525 |
112394 |
113485 |
116631 |
119677 |
|
2.3 Large |
606055 |
610878 |
631011 |
643230 |
671173 |
715757 |
3 |
Services |
526679 |
522949 |
543356 |
558804 |
569176 |
582593 |
3.1 |
Transport Operators |
35926 |
35248 |
36283 |
35247 |
35986 |
37888 |
3.2 |
Computer Software |
8247 |
7725 |
8085 |
8127 |
8394 |
8789 |
3.3 |
Tourism and Hotels and Restaurants |
11951 |
11534 |
12095 |
12150 |
12334 |
12861 |
3.4 |
Shipping |
7558 |
7502 |
7937 |
7816 |
8069 |
7738 |
3.5 |
Professional Services |
32413 |
31942 |
33655 |
37333 |
38494 |
38832 |
3.6 |
Trade |
122266 |
122438 |
125634 |
126542 |
129403 |
132736 |
3.6.1 |
Wholesale Trade (other than food procurement) |
55726 |
55820 |
57035 |
57329 |
59167 |
62489 |
3.6.2 |
Retail Trade |
66539 |
66618 |
68599 |
69213 |
70236 |
70247 |
3.7 |
Others |
308319 |
306560 |
319667 |
331589 |
336496 |
343750 |
3.7.1 |
Real Estate Loans |
61160 |
61045 |
64637 |
66039 |
68348 |
70222 |
3.7.2 |
Non-Banking Financial Companies |
72731 |
71974 |
76047 |
75919 |
77444 |
81604 |
3.7.3 |
All Others |
174429 |
173541 |
178983 |
189631 |
190704 |
191924 |
4 |
Personal Loans |
521589 |
528483 |
539343 |
542433 |
552395 |
552910 |
4.1 |
Consumer Durables |
9585 |
9648 |
8897 |
9782 |
9403 |
8969 |
4.2 |
Housing |
260459 |
263360 |
265579 |
266798 |
270053 |
269962 |
4.3 |
Advances against F.D.(including FCNR(B), NRNR Deposits, etc.) |
42591 |
42220 |
42326 |
43444 |
44470 |
46373 |
4.4 |
Advances to individuals against share,bonds,etc. |
4476 |
4415 |
4359 |
4289 |
4230 |
4341 |
4.5 |
Credit Card Outstandings |
27400 |
26596 |
27874 |
28030 |
29056 |
29285 |
4.6 |
Education |
20911 |
21352 |
21813 |
22564 |
23800 |
24882 |
4.7 |
Vehicle Loans |
62537 |
65482 |
66722 |
63671 |
62229 |
62102 |
4.8 |
Other Personal Loans |
93630 |
95410 |
101773 |
103855 |
109154 |
106997 |
5 |
Priority Sector# |
754811 |
766949 |
782594 |
776713 |
788357 |
808865 |
5.1 |
Agriculture & Allied Activities |
265348 |
264787 |
265747 |
256149 |
262619 |
275201 |
5.2 |
Micro and Small Enterprises (MSEs) |
208038 |
210313 |
216029 |
217277 |
217964 |
220782 |
|
(a) Manufacturing |
134337 |
136112 |
140838 |
141295 |
142839 |
144402 |
|
(b) Services |
73700 |
74201 |
75191 |
75982 |
75125 |
76380 |
5.3 |
Housing |
181491 |
185019 |
185567 |
182350 |
184749 |
185121 |
5.4 |
Retail Trade |
44110 |
45873 |
45588 |
46297 |
47122 |
47717 |
5.5 |
Micro-credit |
14065 |
13728 |
14081 |
14751 |
15020 |
14999 |
5.6 |
Educational Loans |
20300 |
21173 |
21191 |
22239 |
24160 |
24202 |
5.7 |
State-sponsored Organisations for scheduled castes (SCs) /scheduled tribes (STs) |
1825 |
1799 |
1933 |
1991 |
2021 |
2130 |
5.8 |
Weaker Sections |
106115 |
106200 |
105153 |
105999 |
108300 |
112783 |
5.9 |
Export Credit@ |
25942 |
27708 |
25666 |
25666 |
28992 |
31143 |
Notes: 1. Data are provisional and relate to select scheduled commercial banks which account for more than 95 per cent of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions and inter-bank participations.
# Excluding investment in eligible securities.
@ Export credit under priority sector is eligible for foreign banks only.
Source: Monetary Policy Department, RBI |
TABLE 5.6: SECTOR-WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS (Concld.) |
(Amount in Rs. Crore) |
Sr.No. |
Sector |
As on last reporting Friday |
October |
November |
December |
January |
February |
March |
2008 |
2008 |
2008 |
2009 |
2009 |
2009 |
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
I |
Gross Bank Credit (II + III) |
2494019 |
2509872 |
2521911 |
2512796 |
2541115 |
2648034 |
II |
Food Credit |
48255 |
49391 |
52110 |
46491 |
48430 |
46211 |
III |
Non-Food Gross Bank Credit (1 to 4) |
2445764 |
2460481 |
2469801 |
2466305 |
2492685 |
2601823 |
1 |
Agriculture & Allied Activities |
281318 |
282565 |
289255 |
294022 |
297753 |
338656 |
2 |
Industry (Micro & Small, Medium & Large) |
997602 |
1010175 |
1018610 |
1014204 |
1039821 |
1054390 |
|
2.1 Micro and Small |
148292 |
154949 |
155560 |
156204 |
163501 |
168997 |
|
2.2 Medium |
120724 |
120239 |
122104 |
122853 |
123662 |
122155 |
|
2.3 Large |
728586 |
734987 |
740946 |
735147 |
752658 |
763238 |
3 |
Services |
603528 |
603955 |
593289 |
600471 |
599719 |
646299 |
3.1 |
Transport Operators |
36819 |
36593 |
38159 |
38058 |
38638 |
39302 |
3.2 |
Computer Software |
8361 |
8244 |
8369 |
8208 |
9200 |
9687 |
3.3 |
Tourism and Hotels and Restaurants |
13205 |
12765 |
12442 |
12708 |
13551 |
13625 |
3.4 |
Shipping |
8053 |
8027 |
8290 |
8529 |
9035 |
9417 |
3.5 |
Professional Services |
42188 |
42938 |
40652 |
40084 |
39841 |
45373 |
3.6 |
Trade |
134168 |
136450 |
139820 |
133767 |
138187 |
144377 |
3.6.1 |
Wholesale Trade (other than food procurement) |
62454 |
63509 |
66638 |
61312 |
64435 |
67425 |
3.6.2 |
Retail Trade |
71714 |
72941 |
73182 |
72455 |
73752 |
76952 |
3.7 |
Others |
360732 |
358938 |
345557 |
359117 |
351267 |
384518 |
3.7.1 |
Real Estate Loans |
72868 |
76847 |
76437 |
88401 |
90765 |
92421 |
3.7.2 |
Non-Banking Financial Companies |
86616 |
86015 |
86102 |
93158 |
90521 |
98853 |
3.7.3 |
All Others |
201248 |
196076 |
183018 |
177558 |
169981 |
193244 |
4 |
Personal Loans |
563316 |
563786 |
568647 |
557608 |
555392 |
562479 |
4.1 |
Consumer Durables |
8741 |
9097 |
9129 |
8191 |
8211 |
8187 |
4.2 |
Housing |
271817 |
271940 |
273071 |
273101 |
274323 |
279366 |
4.3 |
Advances against F.D.(including FCNR(B), NRNR Deposits, etc.) |
49958 |
50828 |
49739 |
47194 |
45779 |
48676 |
4.4 |
Advances to individuals against share,bonds,etc. |
4037 |
3714 |
3236 |
2539 |
2411 |
2287 |
4.5 |
Credit Card Outstandings |
29938 |
30047 |
29359 |
28831 |
28926 |
28000 |
4.6 |
Education |
25536 |
26265 |
26760 |
27721 |
27832 |
28579 |
4.7 |
Vehicle Loans |
61195 |
60815 |
62740 |
62270 |
61577 |
62095 |
4.8 |
Other Personal Loans |
112096 |
111080 |
114613 |
107761 |
106333 |
105290 |
5 |
Priority Sector# |
820151 |
822754 |
825953 |
847444 |
844575 |
932459 |
5.1 |
Agriculture & Allied Activities |
281318 |
282565 |
289255 |
294022 |
297753 |
338656 |
5.2 |
Micro and Small Enterprises (MSEs) |
224581 |
233595 |
235695 |
236716 |
247585 |
259998 |
|
(a) Manufacturing |
148292 |
154949 |
155560 |
156204 |
163501 |
168997 |
|
(b) Services |
76289 |
78646 |
80135 |
80512 |
84084 |
91000 |
5.3 |
Housing |
187414 |
184268 |
187333 |
189194 |
189516 |
197110 |
5.4 |
Retail Trade |
46758 |
47746 |
48330 |
47704 |
48241 |
49198 |
5.5 |
Micro-credit |
15311 |
15357 |
15393 |
16215 |
16663 |
16579 |
5.6 |
Educational Loans |
24757 |
26032 |
26020 |
26611 |
27609 |
27861 |
5.7 |
State-sponsored Organisations for scheduled castes (SCs) /scheduled tribes (STs) |
2155 |
2249 |
2234 |
2274 |
2300 |
2451 |
5.8 |
Weaker Sections |
116358 |
119225 |
121366 |
125689 |
128936 |
139422 |
5.9 |
Export Credit@ |
31092 |
29765 |
25561 |
24375 |
25035 |
27339 |
Notes: 1. Data are provisional and relate to select scheduled commercial banks which account for more than 95 per cent of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions and inter-bank participations.
# Excluding investment in eligible securities.
@ Export credit under priority sector is eligible for foreign banks only.
Source: Monetary Policy Department, RBI |
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