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Date : Sep 15, 2009

Table 65 : Distribution of Scheduled Commercial Banks by CRAR

(Number of banks)
Year	CRAR	State Bank Group	Nationalised Banks	Old Private Sector Banks	New Private Sector Banks	Foreign Banks in India	Other Public Sector Bank	Scheduled Commercial Banks	Capital Adequacy Ratio (Per cent)
1	2	3	4	5	6	7	8	9	10
1995-96	Below 4 per cent	0	5	3	0	0	.	8	.
	Between 4-8 per cent	0	3	3	0	3	.	9	.
	Between 8-10 per cent	6	7	7	1	12	.	33	.
	Above 10 per cent	2	4	12	8	16	.	42	8.7
1996-97	Below 4 per cent	0	2	3	0	0	.	5	.
	Between 4-8 per cent	0	0	1	0	0	.	1	.
	Between 8-10 per cent	3	6	8	0	13	.	30	.
	Above 10 per cent	5	11	13	9	26	.	64	10.4
1997-98	Below 4 per cent	0	1	2	0	0	.	3	.
	Between 4-8 per cent	0	0	2	0	0	.	2	.
	Between 8-10 per cent	1	6	6	2	12	.	27	.
	Above 10 per cent	7	12	15	7	30	.	71	11.5
1998-99	Below 4 per cent	0	1	2	0	1	.	4	.
	Between 4-8 per cent	0	0	2	0	0	.	2	.
	Between 8-10 per cent	0	4	3	2	14	.	23	.
	Above 10 per cent	8	14	18	7	29	.	76	11.3
1999-00	Below 4 per cent	0	1	2	0	0	.	3	.
	Between 4-9 per cent	0	0	2	0	0	.	2	.
	Between 9-10 per cent	0	4	2	1	5	.	12	.
	Above 10 per cent	8	14	18	7	37	.	84	11.1
2000-01	Below 4 per cent	0	1	2	0	0	.	3	.
	Between 4-9 per cent	0	1	1	0	0	.	2	.
	Between 9-10 per cent	0	2	4	1	4	.	11	.
	Above 10 per cent	8	15	16	7	38	.	84	11.4
2001-02	Below 4 per cent	0	1	0	0	0	.	1	.
	Between 4-9 per cent	0	1	0	1	0	.	2	.
	Between 9-10 per cent	0	2	2	1	2	.	7	.
	Above 10 per cent	8	15	19	6	33	.	81	12
2002-03	Below 4 per cent	0	0	0	2	0	.	2	.
	Between 4-9 per cent	0	0	0	0	0	.	0	.
	Between 9-10 per cent	0	1	1	1	0	.	3	.
	Above 10 per cent	8	18	20	6	36	.	88	12.7
2003-04	Below 4 per cent	0	0	0	1	0	.	1	.
	Between 4-9 per cent	0	0	0	1	0	.	1	.
	Between 9-10 per cent	0	1	0	0	0	.	1	.
	Above 10 per cent	8	18	20	8	33	.	87	12.9
2004-05	Below 4 per cent	0	0	1	0	0	0	1	.
	Between 4-9 per cent	0	0	1	0	0	0	1	.
	Between 9-10 per cent	0	2	3	2	1	0	8	.
	Above 10 per cent	8	17	15	7	30	1	78	12.8
2005-06	Below 4 per cent	0	0	3	0	0	0	3	.
	Between 4-9 per cent	0	0	0	0	0	0	0	.
	Between 9-10 per cent	0	0	1	1	2	0	4	.
	Above 10 per cent	8	19	16	7	27	1	78	12.3
2006-07	Below 4 per cent	0	0	1	0	0	0	1	.
	Between 4-9 per cent	0	0	0	0	0	0	0	.
	Between 9-10 per cent	0	0	2	0	0	0	2	.
	Between 10-12 per cent	3	8	5	4	7	.	27	.
	12 per cent and above	5	12	9	4	22	.	52	12.4
2007-08	Below 4 per cent	0	0	0	0	0	.	0	.
	Between 4-9 per cent	0	0	0	0	0	.	0	.
	Between 9-10 per cent	0	0	1	0	1	.	2	.
	Between 10-12 per cent	2	11	3	2	3	.	21	.
	12 per cent and above	6	9	11	6	24	.	56	13.1
Note : 1. Scheduled commercial banks (SCBs) had to comply with minimum capital to risk-weighted assets ratio (CRAR) of 8 per cent up to end-March 1999 and 9 per cent from end-March 2000. 2. Data on capital adequacy ratio (per cent) relates to SCBs except for 1995-96, wherein it relates to public sector banks. 3. Nationalised Banks' data includes data for IDBI Bank Ltd. for the years 2006-07 and 2007-08.