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Date : Nov 11, 1998

Parameters of the Working of Indian Private Sector Banks - 1997-98

Appendix Table II.4 (A) : Parameters of the Working of Indian Private Sector Banks - 1997-98

										(Amount in Rs.lakhs)
Sr.	Name of the Bank	CRAR			Net NPAs/	Interest	Non-Int.	Operating	Return	Business	Profit
No.		Tier I	Tier II	Total	Net	Income/	Income/	Profit/	on	per	per
					Advances	W.Funds	W.Funds	W.Funds	Assets	employee	employee
1	2	3	4	5	6	7	8	9	10	11	12
OLD PRIVATE SECTOR BANKS
1	The Vysya Bank Ltd.	12.28	0.20	12.48	8.45	11.07	2.39	1.98	1.14	111.76	1.21
2	The Federal Bank Ltd.	9.18	0.25	9.43	5.28	13.19	1.75	1.87	0.69	142.00	0.82
3	The Jammu & Kashmir Bank Ltd.	14.28	6.20	20.48	4.57	10.97	1.19	3.33	1.16	116.00	88.00
4	The Bank of Rajasthan Ltd.	4.86	0.68	5.54	9.14	10.80	1.40	0.89	(-)2.64	93.94	(-)2.00
5	The Karnataka Bank Ltd.	11.85	1.38	13.23	3.06	12.77	1.42	3.03	1.72	127.46	1.48
6	The South Indian Bank Ltd.	6.30	3.10	9.40	6.16	13.11	1.00	1.16	0.68	102.58	0.51
7	The United Western Bank Ltd.	9.58	0.29	9.87	5.73	10.75	3.11	3.29	1.13	113.00	0.99
8	Bank of Madura Ltd.	12.31	1.41	13.72	5.70	10.88	3.43	2.85	1.00	148.00	1.33
9	The Catholic Syrian Bank Ltd.	2.22	0.82	3.04	11.27	12.60	1.61	1.02	0.34	84.00	0.23
10	The Karur Vysya Bank Ltd.	12.96	1.51	14.47	1.87	12.57	3.09	3.92	1.73	126.00	1.77
11	Tamilnad Mercantile Bank Ltd.	17.62	1.49	19.11	5.37	11.81	2.22	4.02	1.98	117.97	1.86
12	The Lakshmi Vilas Bank Ltd.	9.93	0.42	10.35	6.07	11.39	2.56	2.05	1.59	100.23	1.09
13	The Sangli Bank Ltd.	6.40	4.58	10.98	9.43	10.99	2.49	2.83	0.37	54.93	0.18
14	The Dhanalakshmi Bank Ltd.	9.13	2.26	11.39	11.01	12.26	1.34	1.74	0.69	120.57	0.67
15	Development Credit Bank Ltd.	18.47	1.32	19.79	5.02	10.77	4.17	3.62	2.15	173.00	2.36
16	Bharat Overseas Bank Ltd.	11.78	1.22	13.09	4.40	10.61	1.18	1.68	0.87	158.00	1.07
17	City Union Bank Ltd.	11.60	Nil	11.60	7.54	11.21	1.95	1.98	1.06	116.31	0.83
18	The Benares State Bank Ltd.	3.76	0.36	4.12	16.85	10.07	1.83	0.13	0.14	66.95	0.07
19	The Nedungadi Bank Ltd.	8.47	4.38	12.85	9.41	12.52	2.03	2.23	0.78	87.39	0.48
20	Lord Krishna Bank Ltd.	5.57	2.78	8.35	14.09	13.32	1.77	1.68	0.53	154.00	0.59
21	Bareilly Corporation Bank Ltd.	3.56	Nil	3.56	5.19	10.64	0.88	0.35	0.28	48.10	0.11
22	Nainital Bank Ltd.	8.37	1.09	9.46	5.99	11.27	0.50	1.64	1.45	59.76	0.26
23	The Ratnakar Bank Ltd.	7.63	2.78	10.41	6.84	12.23	1.32	1.70	0.92	82.29	0.59
24	Ganesh Bank of Kurundwad Ltd.	4.08	3.96	8.04	6.18	12.45	1.03	0.92	11.43	70.98	0.04
25	SBI Comm. & International Bank Ltd.	27.69	Nil	27.69	7.89	8.43	2.00	2.27	2.65	391.00	10.01
NEW PRIVATE SECTOR BANKS
26	IndusInd Bank Ltd.	17.91	Nil	17.91	3.96	12.49	3.51	4.56	1.81	1747.51	25.96
27	Global Trust Bank Ltd.	9.49	0.79	10.28	2.98	12.20	3.93	3.93	2.12	809.00	15.00
28	UTI Bank Ltd.	9.63	0.09	9.72	5.63	10.88	2.59	2.32	0.51	992.80	3.90
29	ICICI Banking Corporation Ltd.	13.38	0.10	13.48	1.14	7.92	2.59	3.06	1.98	446.99	8.33
30	HDFC Bank Ltd.	10.21	3.71	13.92	1.24	4.52	2.71	4.49	2.23	460.00	9.57
31	Times Bank Ltd.	11.26	Nil	11.26	1.41	8.80	1.86	1.53	1.19	600.00	5.00
32	Bank of Punjab Ltd.	16.34	Nil	16.34	1.14	9.59	2.67	2.78	2.49	290.57	6.43
33	Centurion Bank Ltd.	20.00	Nil	20.00	0.41	10.89	1.98	2.42	1.39	797.67	15.45
34	IDBI Bank Ltd.	9.82	Nil	9.82	0.32	12.06	1.43	2.32	0.91	812.26	6.06

Notes	:	1	(-) indicates negative figure.
		2	Figures reported in this Table may not exactly tally with the data reported in Appendix Tables II.4(B) to II.4 (H) due to conceptual differences.
Source	:	Respective balance sheets.