(Amount in Rs. crore) |
Occupation |
As on March 31 |
State Bank of India
& its Associates |
Nationalised Banks |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
I. |
Agriculture |
8146937 |
70203 |
56060 |
14936162 |
142102 |
121776 |
|
1. |
Direct Finance |
8055750 |
57600 |
47766 |
14683655 |
92148 |
81433 |
|
2. |
Indirect Finance |
91187 |
12603 |
8294 |
252507 |
49954 |
40342 |
II. |
Industry |
714985 |
385455 |
196284 |
1420488 |
505520 |
368297 |
|
1. |
Mining & Quarrying |
8719 |
15639 |
6570 |
13692 |
14309 |
11170 |
|
2. |
Food Manufacturing & Processing |
50950 |
19554 |
14069 |
168096 |
31079 |
21360 |
|
|
(a) Rice Mills, Flour & Dal Mills |
16182 |
5575 |
4252 |
87221 |
7542 |
5204 |
|
|
(b) Sugar |
526 |
4691 |
3412 |
778 |
7002 |
4797 |
|
|
(c) Edible Oils & Vanaspati |
5132 |
2343 |
1847 |
6398 |
3310 |
2284 |
|
|
(d) Tea Processing |
542 |
397 |
285 |
1484 |
2493 |
2045 |
|
|
(e) Processing of Fruits & Vegetables |
1015 |
805 |
388 |
1470 |
750 |
564 |
|
|
(f) Others |
27553 |
5744 |
3886 |
70745 |
9981 |
6466 |
|
3. |
Beverage & Tobacco |
1194 |
1292 |
1046 |
2529 |
3286 |
2502 |
|
4. |
Textiles |
48260 |
44967 |
27359 |
249478 |
63323 |
45224 |
|
|
(a) Cotton Textiles |
16016 |
20906 |
13696 |
58894 |
28331 |
20052 |
|
|
(b) Jute & Other Natural Fibre Textiles |
2070 |
466 |
319 |
75007 |
1905 |
1450 |
|
|
(c) Handloom Textiles & Khadi |
5920 |
1032 |
721 |
14175 |
1301 |
966 |
|
|
(d) Other Textiles and Textile Products |
24254 |
22564 |
12623 |
101402 |
31786 |
22756 |
|
5. |
Paper, Paper Products & Printing |
12374 |
6791 |
4625 |
25183 |
10955 |
7023 |
|
6. |
Leather & Leather Products |
6916 |
5101 |
1437 |
15396 |
4720 |
3415 |
|
7. |
Rubber & Plastic Products |
9911 |
6717 |
4329 |
24448 |
8765 |
6293 |
|
8. |
Chemicals & Chemical Products |
21881 |
40790 |
16554 |
181875 |
38369 |
25429 |
|
|
(a) Heavy Industrial Chemicals |
1866 |
11193 |
5519 |
3946 |
7410 |
4760 |
|
|
(b) Fertilisers |
351 |
2779 |
1741 |
2448 |
5731 |
3847 |
|
|
(c) Drugs & Pharmaceuticals |
3323 |
17341 |
3580 |
134136 |
13659 |
9296 |
|
|
(d) Non-Edible Oils |
397 |
399 |
299 |
459 |
987 |
781 |
|
|
(e) Other Chemicals & Chemical Products |
15944 |
9079 |
5416 |
40886 |
10581 |
6744 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
859 |
43179 |
8459 |
1545 |
22529 |
17487 |
|
10. |
Manufacture of Cement & Cement Products |
4182 |
2149 |
1603 |
12001 |
7271 |
5478 |
|
11. |
Basic Metals & Metal Products |
25747 |
49303 |
27037 |
51949 |
71879 |
48853 |
|
|
(a) Iron & Steel |
7758 |
40064 |
21145 |
12031 |
50141 |
33340 |
|
|
(b) Non-Ferrous Metals |
2989 |
5239 |
3133 |
3287 |
8549 |
6291 |
|
|
(c) Metal Products |
15000 |
4000 |
2759 |
36631 |
13189 |
9223 |
|
12. |
Engineering |
40955 |
27730 |
17639 |
74982 |
37729 |
25506 |
|
|
(a) Heavy Engineering |
2885 |
2286 |
1648 |
14703 |
9839 |
6567 |
|
|
(b) Light Engineering |
22967 |
13989 |
9081 |
31099 |
12260 |
8372 |
|
|
(c) Electrical Machinery & Goods |
11545 |
7750 |
4414 |
17866 |
9739 |
6593 |
|
|
(d) Electronic Machinery & Goods |
3558 |
3704 |
2497 |
11314 |
5891 |
3974 |
|
13. |
Vehicles,Vehicle Parts & Transport
Equipments |
9172 |
19231 |
9971 |
20262 |
15370 |
10123 |
|
14. |
Other Industries |
299480 |
55261 |
22848 |
494989 |
41838 |
31970 |
|
15. |
Electricity, Gas & Water |
1586 |
14191 |
10601 |
3678 |
55570 |
46628 |
|
|
(a) Electricity Generation & Transmission |
920 |
10769 |
8335 |
2132 |
51365 |
42964 |
|
|
(b) Non-Conventional Energy |
126 |
1088 |
936 |
508 |
1789 |
1592 |
|
|
(c) Gas, Steam & Water Supply |
540 |
2334 |
1330 |
1038 |
2416 |
2073 |
|
16. |
Construction |
172799 |
33561 |
22139 |
80385 |
78528 |
59836 |
III. |
Transport Operators |
75716 |
4308 |
2948 |
212250 |
13122 |
11229 |
IV. |
Professional And Other Services |
186052 |
23870 |
17392 |
1002574 |
79009 |
60780 |
V. |
Personal Loans |
7293025 |
126995 |
98789 |
9201100 |
173930 |
146180 |
|
1. |
Loans for Purchase of Consumer Durables |
127459 |
1116 |
867 |
707349 |
5113 |
4059 |
|
2. |
Loans for Housing |
1575173 |
63604 |
51167 |
2151297 |
99931 |
88433 |
|
3. |
Rest of the Personal Loans |
5590393 |
62276 |
46754 |
6342454 |
68886 |
53688 |
VI. |
Trade |
1227720 |
66769 |
47113 |
3169803 |
158772 |
103782 |
|
1. |
Wholesale Trade |
67909 |
40651 |
27460 |
322719 |
84073 |
55193 |
|
2. |
Retail Trade |
1159811 |
26118 |
19653 |
2847084 |
74699 |
48589 |
VII. |
Finance |
4224 |
31928 |
24045 |
93835 |
88663 |
74025 |
VIII. |
All Others |
535842 |
7908 |
5732 |
3634418 |
52978 |
39895 |
Total Bank Credit |
18184501 |
717436 |
448362 |
33670630 |
1214096 |
925965 |
of which |
: 1.Artisans and Village & Tiny Industries |
219999 |
5522 |
4204 |
206949 |
2520 |
2101 |
|
|
2. Other Small Scale Industries |
159369 |
24252 |
18159 |
497672 |
53394 |
40456 |
Note :
Data reported here cover Bank’s branches in India and include bills rediscounted under the New Bill Market scheme as also dues from banks.
Source :
Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 36, March 2007. |
TABLE 5.1 - BANK GROUP-WISE DISTRIBUTION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – 2007 (Contd.) |
(Amount in Rs. crore) |
Occupation |
As on March 31 |
Foreign Banks |
Regional Rural Banks |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
|
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
I. |
Agriculture |
3485 |
5981 |
3966 |
8875719 |
31236 |
26185 |
|
1. |
Direct Finance |
2217 |
4582 |
2787 |
8554688 |
29872 |
25090 |
|
2. |
Indirect Finance |
1268 |
1400 |
1180 |
321031 |
1364 |
1095 |
II. |
Industry |
59413 |
90384 |
54642 |
786291 |
3169 |
2477 |
|
1. |
Mining & Quarrying |
128 |
803 |
522 |
753 |
52 |
38 |
|
2. |
Food Manufacturing & Processing |
1351 |
3322 |
1839 |
13792 |
292 |
225 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
22 |
106 |
100 |
7303 |
148 |
110 |
|
|
(b) |
Sugar |
14 |
246 |
82 |
21 |
13 |
13 |
|
|
(c) |
Edible Oils & Vanaspati |
390 |
537 |
298 |
960 |
22 |
17 |
|
|
(d) |
Tea Processing |
18 |
636 |
13 |
15 |
3 |
3 |
|
|
(e) |
Processing of Fruits & Vegetables |
11 |
58 |
54 |
141 |
7 |
5 |
|
|
(f) |
Others |
896 |
1740 |
1292 |
5352 |
99 |
76 |
|
3. |
Beverage & Tobacco |
247 |
1365 |
885 |
171 |
24 |
20 |
|
4. |
Textiles |
5129 |
7731 |
4917 |
12425 |
103 |
75 |
|
|
(a) |
Cotton Textiles |
1705 |
1951 |
1380 |
1839 |
42 |
30 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
587 |
104 |
51 |
1354 |
10 |
6 |
|
|
(c) |
Handloom Textiles & Khadi |
788 |
13 |
10 |
7406 |
21 |
15 |
|
|
(d) |
Other Textiles and Textile Products |
2049 |
5664 |
3476 |
1826 |
30 |
24 |
|
5. |
Paper, Paper Products & Printing |
879 |
2013 |
1439 |
1651 |
27 |
22 |
|
6. |
Leather & Leather Products |
3629 |
3792 |
3176 |
1844 |
8 |
6 |
|
7. |
Rubber & Plastic Products |
1293 |
1786 |
1553 |
406 |
10 |
7 |
|
8. |
Chemicals & Chemical Products |
7757 |
12909 |
8494 |
6726 |
36 |
31 |
|
|
(a) |
Heavy Industrial Chemicals |
835 |
2976 |
2002 |
21 |
2 |
1 |
|
|
(b) |
Fertilisers |
35 |
247 |
137 |
1 |
- |
- |
|
|
(c) |
Drugs & Pharmaceuticals |
5314 |
5818 |
3905 |
870 |
6 |
5 |
|
|
(d) |
Non-Edible Oils |
2 |
1 |
1 |
7 |
- |
- |
|
|
(e) |
Other Chemicals & Chemical Products |
1571 |
3867 |
2448 |
5827 |
27 |
24 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
151 |
2812 |
1824 |
53 |
4 |
3 |
|
10. |
Manufacture of Cement & Cement Products |
427 |
944 |
186 |
365 |
10 |
8 |
|
11. |
Basic Metals & Metal Products |
2037 |
10247 |
4652 |
668 |
22 |
18 |
|
|
(a) |
Iron & Steel |
1149 |
3582 |
1601 |
39 |
4 |
3 |
|
|
(b) |
Non-Ferrous Metals |
297 |
4130 |
1505 |
18 |
1 |
1 |
|
|
(c) |
Metal Products |
591 |
2534 |
1546 |
611 |
17 |
14 |
|
12. |
Engineering |
10883 |
18690 |
9982 |
1456 |
28 |
22 |
|
|
(a) |
Heavy Engineering |
1203 |
9229 |
5254 |
77 |
4 |
4 |
|
|
(b) |
Light Engineering |
4799 |
2464 |
1443 |
348 |
12 |
10 |
|
|
(c) |
Electrical Machinery & Goods |
4276 |
3830 |
1601 |
601 |
6 |
4 |
|
|
(d) |
Electronic Machinery & Goods |
605 |
3167 |
1684 |
430 |
6 |
4 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
1068 |
6059 |
3982 |
2917 |
21 |
16 |
|
14. |
Other Industries |
19520 |
9615 |
6205 |
709882 |
1756 |
1345 |
|
15. |
Electricity, Gas & Water |
81 |
936 |
530 |
268 |
13 |
11 |
|
|
(a) |
Electricity Generation & Transmission |
49 |
542 |
282 |
19 |
3 |
3 |
|
|
(b) |
Non-Conventional Energy |
7 |
103 |
22 |
143 |
4 |
3 |
|
|
(c) |
Gas, Steam & Water Supply |
25 |
291 |
225 |
106 |
6 |
5 |
|
16. |
Construction |
4833 |
7361 |
4457 |
32914 |
762 |
630 |
III. |
Transport Operators |
3876 |
867 |
575 |
127176 |
886 |
625 |
IV. |
Professional And Other Services |
55852 |
32977 |
15106 |
347527 |
1397 |
1079 |
V. |
Personal Loans |
11063857 |
81198 |
33458 |
2067340 |
12594 |
9804 |
|
1. |
Loans for Purchase of Consumer Durables |
113712 |
1599 |
1433 |
340143 |
1941 |
1422 |
|
2. |
Loans for Housing |
75829 |
13939 |
11355 |
268015 |
3823 |
3167 |
|
3. |
Rest of the Personal Loans |
10874316 |
65660 |
20670 |
1459182 |
6830 |
5216 |
VI. |
Trade |
215083 |
37136 |
18499 |
1589386 |
5499 |
4322 |
|
1. |
Wholesale Trade |
169968 |
8476 |
4643 |
81732 |
575 |
462 |
|
2. |
Retail Trade |
45115 |
28661 |
13856 |
1507654 |
4925 |
3860 |
VII. |
Finance |
6359 |
10906 |
6863 |
23644 |
126 |
91 |
VIII. |
All Others |
176153 |
3011 |
1744 |
1141024 |
4061 |
3271 |
Total Bank Credit |
11584078 |
262461 |
134853 |
14958107 |
58968 |
47855 |
of which : 1. |
Artisans and Village & Tiny Industries |
3217 |
170 |
132 |
598177 |
1185 |
868 |
|
|
2. Other Small Scale Industries |
985 |
1910 |
1425 |
101237 |
665 |
543 |
Note :
Data reported here cover Bank’s branches in India and include bills rediscounted under the New Bill Market scheme
As also dues from banks.
Source :
Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 36, March 2007. |
TABLE 5.1 - BANK GROUP-WISE DISTRIBUTION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - 2007 (Concld.) |
(Amount in Rs. crore) |
Occupation |
As on March 31 |
Other Scheduled
Commercial Banks |
All Scheduled
Commercial Banks |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
(13) |
(14) |
(15) |
(16) |
(17) |
(18) |
I. |
Agriculture |
1254264 |
27270 |
22204 |
33216567 |
276792 |
230191 |
|
1. |
Direct Finance |
1186566 |
18100 |
14421 |
32482876 |
202302 |
171497 |
|
2. |
Indirect Finance |
67698 |
9169 |
7784 |
733691 |
74490 |
58694 |
II. |
Industry |
273235 |
158468 |
120197 |
3254412 |
1142996 |
741897 |
|
1. |
Mining & Quarrying |
4075 |
5310 |
3631 |
27367 |
36112 |
21931 |
|
2. |
Food Manufacturing & Processing |
13531 |
9391 |
7508 |
247720 |
63638 |
45000 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
3977 |
1518 |
1134 |
114705 |
14889 |
10800 |
|
|
(b) |
Sugar |
150 |
1526 |
1219 |
1489 |
13478 |
9524 |
|
|
(c) |
Edible Oils & Vanaspati |
1368 |
923 |
729 |
14248 |
7135 |
5175 |
|
|
(d) |
Tea Processing |
289 |
1508 |
1338 |
2348 |
5037 |
3683 |
|
|
(e) |
Processing of Fruits & Vegetables |
465 |
432 |
312 |
3102 |
2052 |
1323 |
|
|
(f) |
Others |
7282 |
3484 |
2776 |
111828 |
21047 |
14495 |
|
3. |
Beverage & Tobacco |
499 |
1246 |
982 |
4640 |
7213 |
5435 |
|
4. |
Textiles |
22824 |
14655 |
10253 |
338116 |
130779 |
87827 |
|
|
(a) |
Cotton Textiles |
8750 |
9356 |
6335 |
87204 |
60585 |
41492 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
315 |
173 |
154 |
79333 |
2658 |
1980 |
|
|
(c) |
Handloom Textiles & Khadi |
1060 |
131 |
100 |
29349 |
2499 |
1812 |
|
|
(d) |
Other Textiles and Textile Products |
12699 |
4993 |
3663 |
142230 |
65037 |
42542 |
|
5. |
Paper, Paper Products & Printing |
6386 |
4445 |
3477 |
46473 |
24231 |
16586 |
|
6. |
Leather & Leather Products |
2952 |
1185 |
904 |
30737 |
14807 |
8939 |
|
7. |
Rubber & Plastic Products |
3381 |
2271 |
1591 |
39439 |
19549 |
13773 |
|
8. |
Chemicals & Chemical Products |
6242 |
13280 |
10175 |
224481 |
105385 |
60683 |
|
|
(a) |
Heavy Industrial Chemicals |
910 |
2998 |
2340 |
7578 |
24580 |
14622 |
|
|
(b) |
Fertilisers |
207 |
3010 |
2680 |
3042 |
11767 |
8406 |
|
|
(c) |
Drugs & Pharmaceuticals |
1565 |
2881 |
2186 |
145208 |
39704 |
18972 |
|
|
(d) |
Non-Edible Oils |
83 |
70 |
28 |
948 |
1457 |
1109 |
|
|
(e) |
Other Chemicals & Chemical Products |
3477 |
4322 |
2940 |
67705 |
27877 |
17573 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
1678 |
5760 |
4993 |
4286 |
74282 |
32765 |
|
10. |
Manufacture of Cement & Cement Products |
1136 |
3623 |
2782 |
18111 |
13996 |
10057 |
|
11. |
Basic Metals & Metal Products |
6556 |
17645 |
14705 |
86957 |
149096 |
95265 |
|
|
(a) |
Iron & Steel |
2287 |
14498 |
12495 |
23264 |
108288 |
68584 |
|
|
(b) |
Non-Ferrous Metals |
448 |
1337 |
997 |
7039 |
19257 |
11927 |
|
|
(c) |
Metal Products |
3821 |
1811 |
1213 |
56654 |
21551 |
14755 |
|
12. |
Engineering |
12705 |
9200 |
7067 |
140981 |
93377 |
60216 |
|
|
(a) |
Heavy Engineering |
1665 |
2958 |
2140 |
20533 |
24316 |
15612 |
|
|
(b) |
Light Engineering |
3937 |
1944 |
1474 |
63150 |
30669 |
20379 |
|
|
(c) |
Electrical Machinery & Goods |
4914 |
1935 |
1620 |
39202 |
23260 |
14232 |
|
|
(d) |
Electronic Machinery & Goods |
2189 |
2364 |
1834 |
18096 |
15132 |
9993 |
|
13. |
Vehicles,Vehicle Parts& Transport Equipments |
6704 |
12242 |
7534 |
40123 |
52922 |
31626 |
|
14. |
Other Industries |
51743 |
18181 |
15472 |
1575614 |
126652 |
77840 |
|
15. |
Electricity, Gas & Water |
5197 |
13339 |
8943 |
10810 |
84050 |
66713 |
|
|
(a) |
Electricity Generation & Transmission |
4918 |
12623 |
8404 |
8038 |
75303 |
59988 |
|
|
(b) |
Non-Conventional Energy |
71 |
168 |
161 |
855 |
3153 |
2715 |
|
|
(c) |
Gas, Steam & Water Supply |
208 |
549 |
378 |
1917 |
5595 |
4011 |
|
16. |
Construction |
127626 |
26694 |
20181 |
418557 |
146907 |
107242 |
III. |
Transport Operators |
275359 |
12475 |
10693 |
694377 |
31657 |
26071 |
IV. |
Professional And Other Services |
1057703 |
36371 |
27098 |
2649708 |
173623 |
121456 |
V. |
Personal Loans |
11642539 |
193979 |
145331 |
41267861 |
588696 |
433562 |
|
1. |
Loans for Purchase of Consumer Durables519307 |
|
3405 |
1842 |
1807970 |
13174 |
9622 |
|
2. |
Loans for Housing |
939599 |
88449 |
74801 |
5009913 |
269745 |
228923 |
|
3. |
Rest of the Personal Loans |
10183633 |
102124 |
68688 |
34449978 |
305777 |
195016 |
VI. |
Trade |
300229 |
40337 |
31148 |
6502221 |
308513 |
204864 |
|
1. |
Wholesale Trade |
62127 |
16548 |
12997 |
704455 |
150322 |
100754 |
|
2. |
Retail Trade |
238102 |
23789 |
18151 |
5797766 |
158191 |
104109 |
VII. |
Finance |
24775 |
27956 |
18938 |
152837 |
159580 |
123962 |
VIII. |
ALL OTHERS |
1216607 |
23593 |
14454 |
6704044 |
91551 |
65097 |
Total Bank Credit |
16044711 |
520448 |
390064 |
94442027 |
2773409 |
1947100 |
of which : 1. |
Artisans and Village & Tiny Industries |
22676 |
1614 |
1227 |
1051018 |
11010 |
8531 |
|
|
2. Other Small Scale Industries |
44833 |
10350 |
7729 |
804096 |
90570 |
68312 |
Note :
Data reported here cover Bank’s branches in India and include bills rediscounted under the New Bill Market scheme
As also dues from banks.
Source :
Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 36, March 2007. |