TABLE 2.7 : BANK GROUP-WISE MATURITY PROFILE OF SELECTED ITEMS OF |
LIABILITIES AND ASSETS : 2007 AND 2008 |
(Amount in Rs.crore) |
|
As on March 31 |
Maturity-wise liabilities \ assets |
State Bank of India & its Associates |
Nationalised Banks $ |
Foreign Banks |
Other Scheduled Commercial Banks |
All Scheduled Commercial Banks |
|
2007 |
2008 |
2007 |
2008 |
2007 |
2008 |
2007 |
2008 |
2007 |
2008 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
Deposits |
633754 |
772343 |
1354939 1675699 |
150625 |
191046 |
551263 |
674668 |
2690583 |
3313758 |
|
|
|
|
|
|
|
|
|
|
|
|
a) |
1 - 14 days |
67394 |
77951 |
102504 |
114670 |
36461 |
44912 |
52426 |
50029 |
258786 |
287564 |
|
|
|
|
|
|
|
|
|
|
|
|
b) |
15 - 28 days |
8332 |
11827 |
48318 |
53338 |
9244 |
17361 |
23373 |
27128 |
89269 |
109656 |
|
|
|
|
|
|
|
|
|
|
|
|
c) |
29 days to 3 months |
40530 |
47435 |
128892 |
154105 |
21685 |
32149 |
73044 |
88253 |
264153 |
321944 |
|
|
|
|
|
|
|
|
|
|
|
|
d) |
Over 3 months to 6 months |
39718 |
51628 |
119907 |
158868 |
14407 |
14692 |
66097 |
85705 |
240131 |
310894 |
|
|
|
|
|
|
|
|
|
|
|
|
e) |
Over 6 months to one year |
75197 |
85093 |
211541 |
324660 |
14610 |
14456 |
99772 |
123841 |
401122 |
548052 |
|
|
|
|
|
|
|
|
|
|
|
|
f) |
Over one year to 3 years |
180548 |
179419 |
395231 |
468675 |
53649 |
63689 |
200511 |
233476 |
829941 |
945261 |
|
|
|
|
|
|
|
|
|
|
|
|
g) |
Over 3 years to 5 years |
118196 |
122578 |
104273 |
129421 |
534 |
744 |
21553 |
25678 |
244557 |
278422 |
|
|
|
|
|
|
|
|
|
|
|
|
h) |
Over 5 years |
103835 |
196409 |
244270 |
271959 |
32 |
3041 |
14482 |
40553 |
362621 |
511963 |
|
|
|
|
|
|
|
|
|
|
|
|
Borrowings |
47496 |
63001 |
70182 |
83091 |
51092 |
58320 |
70579 |
88089 |
239351 |
292503 |
|
|
|
|
|
|
|
|
|
|
|
|
a) |
1 - 14 days |
11796 |
13915 |
9587 |
18426 |
26697 |
28500 |
5866 |
6857 |
53947 |
67700 |
|
|
|
|
|
|
|
|
|
|
|
|
b) |
15 - 28 days |
1844 |
7974 |
1053 |
3520 |
962 |
3166 |
1638 |
1526 |
5500 |
16187 |
|
|
|
|
|
|
|
|
|
|
|
|
c) |
29 days to 3 months |
9454 |
17130 |
4316 |
6717 |
8352 |
10365 |
8765 |
7308 |
30889 |
41521 |
|
|
|
|
|
|
|
|
|
|
|
|
d) |
Over 3 months to 6 months |
6378 |
5868 |
6183 |
8382 |
5430 |
8880 |
9246 |
14364 |
27238 |
37496 |
|
|
|
|
|
|
|
|
|
|
|
|
e) |
Over 6 months to one year |
4410 |
9469 |
6963 |
10295 |
3899 |
2111 |
11032 |
14262 |
26306 |
36138 |
|
|
|
|
|
|
|
|
|
|
|
|
f) |
Over one year to 3 years |
6390 |
7001 |
16355 |
17068 |
5709 |
4891 |
18145 |
21699 |
46601 |
50661 |
|
|
|
|
|
|
|
|
|
|
|
|
g) |
Over 3 years to 5 years |
5976 |
894 |
9953 |
7899 |
36 |
202 |
13327 |
18588 |
29294 |
27584 |
|
|
|
|
|
|
|
|
|
|
|
|
h) |
Over 5 years |
1245 |
746 |
15768 |
10780 |
3 |
202 |
2556 |
3482 |
19573 |
15212 |
|
|
|
|
|
|
|
|
|
|
|
|
Loans and Advances |
480749 |
592182 |
950992 |
1196935 |
126633 |
161147 |
414670 |
518041 |
1973045 |
2468306 |
|
|
|
|
|
|
|
|
|
|
|
|
a) |
1 - 14 days |
69256 |
90179 |
101353 |
104211 |
21714 |
20756 |
23183 |
30340 |
215507 |
245487 |
|
|
|
|
|
|
|
|
|
|
|
|
b) |
15 - 28 days |
7530 |
15537 |
31342 |
37654 |
8861 |
11211 |
5375 |
9199 |
53110 |
73602 |
|
|
|
|
|
|
|
|
|
|
|
|
c) |
29 days to 3 months |
23019 |
24595 |
78790 |
120102 |
18175 |
22170 |
26690 |
37463 |
146676 |
204332 |
|
|
|
|
|
|
|
|
|
|
|
|
d) |
Over 3 months to 6 months |
21846 |
22215 |
71419 |
93651 |
10522 |
14784 |
30158 |
36489 |
133947 |
167141 |
|
|
|
|
|
|
|
|
|
|
|
|
e) |
Over 6 months to one year |
26206 |
40872 |
95952 |
131027 |
6779 |
10979 |
49664 |
67932 |
178602 |
250810 |
|
|
|
|
|
|
|
|
|
|
|
|
f) |
Over one year to 3 years |
193984 |
220514 |
280343 |
374629 |
39564 |
55411 |
162987 |
179624 |
676879 |
830179 |
|
|
|
|
|
|
|
|
|
|
|
|
g) |
Over 3 years to 5 years |
50695 |
67446 |
129590 |
132481 |
7699 |
10713 |
48955 |
62401 |
236941 |
273042 |
|
|
|
|
|
|
|
|
|
|
|
|
h) |
Over 5 years |
88209 |
110821 |
162197 |
203176 |
13316 |
15120 |
67655 |
94591 |
331379 |
423709 |
Note $ Includes IDBI Bank Ltd.
Source : Annual accounts of banks of respective years. |
TABLE 2.7 : BANK GROUP-WISE MATURITY PROFILE OF SELECTED ITEMS OF
LIABILITIES AND ASSETS : 2007 AND 2008 (Concld.) |
(Amount in Rs.crore) |
|
As on March 31 |
Maturity-wise liabilities \ assets |
State Bank of India& its Associates |
Nationalised Banks $ |
Foreign Banks |
Other Scheduled Commercial Banks |
All Scheduled Commercial Banks |
|
2007 |
2008 |
2007 |
2008 |
2007 |
2008 |
2007 |
2008 |
2007 |
2008 |
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
Investments(at book Value) |
212787 |
263822 |
453866 |
534825 |
73029 |
99082 |
214687 |
278230 |
954370 |
1175961 |
|
|
|
|
|
|
|
|
|
|
|
|
a) |
1 - 14 days |
4067 |
3867 |
5666 |
16554 |
10953 |
31432 |
14263 |
39805 |
34951 |
91659 |
|
|
|
|
|
|
|
|
|
|
|
|
b) |
15 - 28 days |
4189 |
2468 |
4913 |
12885 |
9022 |
3584 |
14889 |
16612 |
33014 |
35550 |
|
|
|
|
|
|
|
|
|
|
|
|
c) |
29 days to 3 months |
13422 |
8687 |
23746 |
27318 |
11531 |
17183 |
24257 |
27405 |
72957 |
80595 |
|
|
|
|
|
|
|
|
|
|
|
|
d) |
Over 3 months to 6 months |
4526 |
9297 |
13046 |
27125 |
1707 |
4290 |
16475 |
21818 |
35756 |
62532 |
|
|
|
|
|
|
|
|
|
|
|
|
e) |
Over 6 months to one year |
4103 |
10238 |
13289 |
33242 |
4942 |
5136 |
26449 |
31131 |
48784 |
79747 |
|
|
|
|
|
|
|
|
|
|
|
|
f) |
Over one year to 3 years |
38054 |
54758 |
59378 |
97044 |
21662 |
25680 |
47747 |
56355 |
166842 |
233839 |
|
|
|
|
|
|
|
|
|
|
|
|
g) |
Over 3 years to 5 years |
32471 |
45277 |
68358 |
64893 |
8192 |
4087 |
17332 |
18712 |
126355 |
132971 |
|
|
|
|
|
|
|
|
|
|
|
|
h) |
Over 5 years |
111952 |
129227 |
265465 |
255760 |
5017 |
7688 |
53272 |
66389 |
435707 |
459065 |
|
|
|
|
|
|
|
|
|
|
|
|
Foreign Currency Assets |
87052 |
86355 |
102817 |
112839 |
69647 |
60213 |
66934 |
89725 |
326452 |
349133 |
|
|
|
|
|
|
|
|
|
|
|
|
a) |
1 - 14 days |
28098 |
32480 |
30372 |
24095 |
17632 |
28579 |
15511 |
12053 |
91615 |
97208 |
|
|
|
|
|
|
|
|
|
|
|
|
b) |
15 - 28 days |
3831 |
10173 |
5679 |
9418 |
4334 |
2642 |
1861 |
2193 |
15706 |
24427 |
|
|
|
|
|
|
|
|
|
|
|
|
c) |
29 days to 3 months |
14038 |
6019 |
22380 |
25612 |
14679 |
8282 |
6165 |
10305 |
57264 |
50219 |
|
|
|
|
|
|
|
|
|
|
|
|
d) |
Over 3 months to 6 months |
11654 |
4920 |
15682 |
18298 |
10955 |
8629 |
5646 |
7020 |
43937 |
38869 |
|
|
|
|
|
|
|
|
|
|
|
|
e) |
Over 6 months to one year |
5509 |
4499 |
10823 |
9980 |
9613 |
4038 |
10283 |
9933 |
36230 |
28451 |
|
|
|
|
|
|
|
|
|
|
|
|
f) |
Over one year to 3 years |
11673 |
8677 |
5395 |
7165 |
8334 |
6003 |
7971 |
8468 |
33375 |
30314 |
|
|
|
|
|
|
|
|
|
|
|
|
g) |
Over 3 years to 5 years |
8141 |
8186 |
6989 |
9147 |
2814 |
1479 |
7381 |
14583 |
25327 |
33397 |
|
|
|
|
|
|
|
|
|
|
|
|
h) |
Over 5 years |
4104 |
11397 |
5493 |
9121 |
1282 |
557 |
12114 |
25167 |
22995 |
46245 |
|
|
|
|
|
|
|
|
|
|
|
|
Foreign Currency Liabilities |
84765 |
85628 |
101139 |
111104 |
81601 |
71537 |
76101 |
99087 |
343608 |
367357 |
|
|
|
|
|
|
|
|
|
|
|
|
a) |
1 - 14 days |
18687 |
18309 |
20161 |
22557 |
12745 |
26933 |
7087 |
8216 |
58681 |
76016 |
|
|
|
|
|
|
|
|
|
|
|
|
b) |
15 - 28 days |
5747 |
8986 |
5168 |
7945 |
2408 |
2862 |
1877 |
2590 |
15202 |
22385 |
|
|
|
|
|
|
|
|
|
|
|
|
c) |
29 days to 3 months |
19722 |
18901 |
20777 |
22747 |
16747 |
12954 |
9523 |
11917 |
66770 |
66520 |
|
|
|
|
|
|
|
|
|
|
|
|
d) |
Over 3 months to 6 months |
9740 |
8396 |
14036 |
16696 |
13714 |
8923 |
7475 |
13415 |
44966 |
47431 |
|
|
|
|
|
|
|
|
|
|
|
|
e) |
Over 6 months to one year |
10786 |
14346 |
18350 |
18898 |
17811 |
6226 |
11289 |
17799 |
58237 |
57271 |
|
|
|
|
|
|
|
|
|
|
|
|
f) |
Over one year to 3 years |
12222 |
12711 |
14492 |
10530 |
11677 |
6892 |
17389 |
18837 |
55782 |
48971 |
|
|
|
|
|
|
|
|
|
|
|
|
g) |
Over 3 years to 5 years |
6284 |
2675 |
2655 |
5035 |
3694 |
2101 |
12317 |
17224 |
24952 |
27036 |
|
|
|
|
|
|
|
|
|
|
|
|
h) |
Over 5 years |
1573 |
1301 |
5496 |
6692 |
2802 |
4643 |
9141 |
9084 |
19013 |
21722 |
Note : $ Includes IDBI Bank Ltd.
Source : Annual accounts of banks of respective years. |