(As at end-March
2008) | (Per
cent) | Sr. | Name
of the Bank | CRAR
| Net NPAs/ | Interest | Non-Interest | Operating | Return | Business | Profit |
No. | | Tier
I | Tier
II | Total
| Net | Income/ | Income/ | Profit/ | on | per | per |
| |
|
|
| Advances
| Working
| Working
| Working
| Assets
| employee
| employee
| | | | | |
| Funds | Funds | Funds |
|
|
|
(Amount
in Rs. lakh) | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 |
| Public
Sector Banks | | | | | | | | | | |
| Nationalised
Banks | | | | | | | | | | |
1. | Allahabad
Bank | 7.75 | 4.29 | 12.04 | 0.80 | 8.48 | 1.15 | 2.00 | 1.32 | 604.00 | 4.85 |
2. | Andhra
Bank | 8.54 | 3.07 | 11.61 | 0.15 | 8.61 | 1.17 | 2.12 | 1.16 | 626.53 | 4.30 |
3. | Bank
of Baroda | 7.63 | 5.28 | 12.91 | 0.47 | 7.63 | 1.32 | 1.96 | 0.89 | 710.00 | 3.94 |
4. | Bank
of India | 7.70 | 4.34 | 12.04 | 0.52 | 7.71 | 1.32 | 2.31 | 1.25 | 652.00 | 4.95 |
5. | Bank
of Maharashtra | 5.13 | 5.13 | 10.26 | 0.87 | 8.09 | 0.64 | 1.54 | 0.75 | 515.69 | 2.39 |
6. | Canara
Bank | 7.01 | 6.24 | 13.25 | 0.84 | 8.31 | 1.30 | 1.73 | 0.92 | 609.41 | 3.65 |
7. | Central
Bank of India | 5.42 | 5.00 | 10.42 | 1.45 | 7.92 | 0.78 | 1.26 | 0.54 | 400.99 | 1.56 |
8. | Corporation
Bank | 9.64 | 2.45 | 12.09 | 0.32 | 7.95 | 1.23 | 2.20 | 1.29 | 839.00 | 6.52 |
9. | Dena
Bank | 6.75 | 4.34 | 11.09 | 0.94 | 7.97 | 1.31 | 2.02 | 1.06 | 559.00 | 3.61 |
10. | Indian
Bank | 11.41 | 1.45 | 12.86 | 0.24 | 8.39 | 1.74 | 2.70 | 1.64 | 488.00 | 4.91 |
11. | Indian
Overseas Bank | 7.86 | 4.10 | 11.96 | 0.60 | 9.77 | 1.00 | 2.46 | 1.30 | 582.70 | 4.82 |
12. | Oriental
Bank of Commerce | 9.34 | 2.78 | 12.12 | 0.99 | 8.28 | 0.74 | 1.48 | 1.02 | 924.38 | 5.84 |
13. | Punjab
& Sind Bank | 8.04 | 3.53 | 11.57 | 0.37 | 8.79 | 1.12 | 2.12 | 1.49 | 466.87 | 4.24 |
14. | Punjab
National Bank | 8.52 | 4.44 | 12.96 | 0.64 | 8.01 | 1.12 | 2.25 | 1.15 | 504.52 | 3.66 |
15. | Syndicate
Bank | 6.62 | 4.60 | 11.22 | 0.97 | 8.17 | 0.92 | 1.52 | 0.88 | 586.02 | 3.18 |
16. | UCO
Bank | 5.05 | 5.04 | 10.09 | 1.98 | 8.16 | 0.97 | 1.20 | 0.52 | 580.00 | 1.76 |
17. | Union
Bank of India | 7.45 | 5.06 | 12.51 | 0.17 | 8.56 | 0.98 | 2.34 | 1.26 | 698.61 | 5.39 |
18. | United
Bank of India | 6.74 | 5.14 | 11.88 | 1.10 | 7.54 | 0.99 | 0.99 | 0.68 | 463.00 | 1.99 |
19. | Vijaya
Bank | 5.73 | 5.49 | 11.22 | 0.57 | 8.35 | 0.92 | 1.39 | 0.75 | 612.67 | 3.32 |
| State
Bank Group | | | | | | | | | | |
20. | State
Bank of India | 8.48 | 4.16 | 12.64 | 1.78 | 7.32 | 1.30 | 1.96 | 1.01 | 456.00 | 3.73 |
21. | State
Bank of Bikaner & Jaipur | 6.95 | 5.56 | 12.51 | 0.83 | 8.46 | 1.31 | 1.83 | 0.87 | 445.45 | 2.73 |
22. | State
Bank of Hyderabad | 7.24 | 5.11 | 12.35 | 0.16 | 7.92 | 1.22 | 1.78 | 1.00 | 599.08 | 4.35 |
23. | State
Bank of Indore | 7.01 | 4.28 | 11.29 | 0.73 | 8.37 | 1.17 | 1.70 | 0.88 | 604.37 | 3.73 |
24. | State
Bank of Mysore | 6.54 | 5.19 | 11.73 | 0.43 | 8.45 | 1.43 | 1.92 | 1.08 | 495.00 | 3.28 |
25. | State
Bank of Patiala | 6.74 | 5.76 | 12.50 | 0.60 | 7.80 | 1.05 | 1.58 | 0.83 | 759.82 | 3.70 |
26. | State
Bank of Saurashtra | 8.06 | 4.28 | 12.34 | 0.91 | 8.41 | 1.12 | 0.96 | 0.28 | 396.00 | 0.74 |
27. | State
Bank of Travancore | 6.94 | 5.74 | 12.68 | 0.94 | 7.79 | 0.99 | 1.61 | 0.89 | 558.65 | 3.40 |
| Other
Public Sector Bank | | | | | | | | | | |
28. | IDBI
Bank Ltd. | 7.42 | 4.53 | 11.95 | 1.30 | 7.18 | 1.46 | 1.19 | 0.67 | 1,809.17 | 8.86 |
Appendix
Table III.18: Select Financial Parameters of Scheduled Commercial Banks (Continued)
| (As
at end-March 2008) | (Per
cent) | Sr. | Name
of the Bank | CRAR
| Net
NPAs/ | Interest | Non-Interest | Operating | Return | Business | Profit |
No. |
| Tier
I | Tier
II | Total
| Net | Income/ | Income/ | Profit/ | on | per | per |
|
|
|
|
| Advances
| Working
| Working
| Working
| Assets
| employee
| employee
|
|
|
|
|
|
| Funds | Funds | Funds |
|
|
|
|
|
|
|
|
|
|
|
|
| (Amount
in Rs. lakh) |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 |
| Private
Sector Banks | | | | | | | | | | |
| Old
Private Sector Banks | | | | | | | | | | |
1. | Bank
of Rajasthan Ltd. | 6.10 | 5.77 | 11.87 | 0.42 | 8.26 | 1.00 | 1.34 | 0.91 | 518.85 | 2.93 |
2. | Catholic
Syrian Bank Ltd. | 7.01 | 3.86 | 10.87 | 1.61 | 8.38 | 1.05 | 1.28 | 0.64 | 317.00 | 1.34 |
3. | City
Union Bank Ltd. | 11.15 | 1.33 | 12.48 | 0.98 | 9.43 | 1.34 | 2.85 | 1.60 | 420.57 | 4.69 |
4. | Dhanalakshmi
Bank Ltd. | 6.56 | 2.65 | 9.21 | 0.88 | 8.52 | 0.97 | 1.19 | 0.76 | 409.08 | 2.02 |
5. | Federal
Bank Ltd. | 19.09 | 3.37 | 22.46 | 0.23 | 9.15 | 1.44 | 2.89 | 1.34 | 640.00 | 5.30 |
6. | ING
Vysya Bank Ltd. | 6.82 | 3.38 | 10.20 | 0.79 | 7.91 | 1.97 | 1.45 | 0.74 | 547.28 | 2.68 |
7. | Jammu
& Kashmir Bank Ltd. | 12.14 | 0.66 | 12.80 | 1.07 | 8.36 | 0.84 | 2.23 | 1.09 | 596.00 | 5.00 |
8. | Karnataka
Bank Ltd. | 10.36 | 1.81 | 12.17 | 0.98 | 8.89 | 1.29 | 2.21 | 1.37 | 589.00 | 5.00 |
9. | Karur
Vysya Bank Ltd. | 12.11 | 0.47 | 12.58 | 0.18 | 8.88 | 1.22 | 2.41 | 1.63 | 604.00 | 5.82 |
10. | Lakshmi
Vilas Bank Ltd. | 10.53 | 2.20 | 12.73 | 1.55 | 8.17 | 1.33 | 1.45 | 0.41 | 453.00 | 1.22 |
11. | Nainital
Bank Ltd. | 11.00 | 1.32 | 12.32 | - | 9.38 | 0.42 | 2.83 | 1.67 | 366.00 | 4.00 |
12. | Ratnakar
Bank Ltd. | 48.29 | 0.86 | 49.15 | 0.99 | 8.29 | 0.67 | 2.62 | 1.31 | 310.09 | 3.13 |
13. | SBI
Commercial and International Bank Ltd. | 24.27 | 0.79 | 25.06 | - | 6.79 | 2.14 | 1.92 | 1.93 | 754.67 | 13.82 |
14. | South
Indian Bank Ltd. | 12.08 | 1.72 | 13.80 | 0.33 | 8.70 | 0.83 | 1.80 | 1.01 | 600.43 | 3.59 |
15. | Tamilnad
Mercantile Bank Ltd. | 14.70 | 0.65 | 15.35 | 0.38 | 9.64 | 1.46 | 2.79 | 1.58 | 541.99 | 5.31 |
| New
Private Sector Banks | | | | | | | | | | |
16 | Axis
Bank | 10.17 | 3.56 | 13.73 | 0.42 | 8.08 | 2.07 | 2.57 | 1.24 | 1,117.00 | 8.39 |
17 | Centurion
Bank of Punjab Ltd. | 9.33 | 1.33 | 10.66 | 1.65 | 9.52 | 2.78 | 1.54 | 0.51 | 444.00 | 1.45 |
18. | Development
Credit Bank Ltd. | 11.82 | 1.56 | 13.38 | 0.66 | 8.94 | 2.53 | 1.71 | 0.60 | 454.00 | 2.00 |
19 | HDFC
Bank | 10.30 | 3.30 | 13.60 | 0.47 | 8.42 | 1.90 | 3.13 | 1.32 | 506.00 | 4.97 |
20. | ICICI
Bank | 11.32 | 3.60 | 14.92 | 1.55 | 8.29 | 2.37 | 2.14 | 1.12 | 1,008.00 | 10.00 |
21. | IndusInd
Bank Ltd. | 6.70 | 5.21 | 11.91 | 2.27 | 8.63 | 1.16 | 0.88 | 0.34 | 1,062.67 | 2.62 |
22. | Kotak
Mahindra Bank Ltd. | 14.46 | 4.19 | 18.65 | 1.78 | 9.48 | 1.73 | 2.51 | 1.10 | 383.84 | 3.81 |
23. | Yes
Bank Ltd. | 8.50 | 5.10 | 13.60 | 0.09 | 10.09 | 2.73 | 2.36 | 1.54 | 683.12 | 6.35 |
Appendix
Table III.18: Select Financial Parameters of Scheduled Commercial Banks (Concluded)
| (As
at end-March 2008) | (Per
cent) | Sr. | Name
of the Bank | CRAR
| Net
NPAs/ | Interest
Non-Interest | Operating | Return | Business | Profit |
No. |
| Net | Income/ | Income/ | Profit/ | on | per | per |
|
| Tier
I | Tier
II | Total
| Advances | Working | Working | Working | Assets | employee | employee |
|
|
|
|
|
| Funds | Funds | Funds |
|
|
|
(Amount
in Rs. lakh) |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 |
| Foreign
Banks in India | | | | | | | | | | |
1. | AB
Bank | 42.27 | 0.82 | 43.09 | 9.25 | 5.93 | 5.92 | 6.96 | 6.71 | 212.37 | 10.74 |
2. | ABN-AMRO
Bank N.V. | 7.24 | 5.68 | 12.92 | 0.85 | 8.46 | 1.79 | 2.55 | 0.78 | 1,070.26 | 7.66 |
3. | Abu
Dhabi Commercial Bank Ltd. | 50.65 | 1.06 | 51.71 | - | 8.85 | 4.00 | 5.55 | 3.96 | 1,772.97 | 78.29 |
4. | Antwerp
Diamond Bank | 36.75 | 0.34 | 37.09 | - | 6.18 | 1.17 | 2.90 | 1.63 | 2,618.95 | 53.54 |
5. | BNP
Paribas | 8.07 | 3.72 | 11.79 | - | 6.93 | 3.82 | 4.28 | 1.97 | 1,950.00 | 36.00 |
6. | Bank
Internasional Indonesia | 235.82 | - | 235.82 | - | 6.20 | 32.54 | 25.31 | 8.78 | - | 233.26 |
7. | Bank
of America NA | 10.93 | 1.21 | 12.14 | - | 7.22 | 5.00 | 7.68 | 3.76 | 2,483.54 | 102.08 |
8. | Bank
of Bahrain & Kuwait B.S.C. | 20.54 | 1.07 | 21.61 | 1.51 | 8.71 | 2.16 | 2.42 | 4.08 | 718.00 | 20.00 |
9. | Bank
of Ceylon | 54.77 | 1.09 | 55.86 | 4.01 | 6.22 | 1.98 | 4.98 | 2.24 | 483.00 | 15.00 |
10. | Bank
of Nova Scotia | 14.72 | 5.43 | 20.15 | - | 6.04 | 1.94 | 2.90 | 1.73 | 3,082.88 | 49.89 |
11. | Bank
of Tokyo-Mitsubishi UFJ | 26.36 | 0.51 | 26.87 | - | 8.00 | 1.60 | 5.57 | 2.40 | 2,613.45 | 60.50 |
12. | Barclays
Bank PLC | 20.81 | 0.30 | 21.11 | 0.42 | 10.12 | 9.21 | 2.85 | 0.10 | 942.33 | 50.00 |
13. | Calyon
Bank | 7.80 | 1.90 | 9.70 | - | 9.10 | 7.50 | 8.40 | 4.20 | 2,249.00 | 97.00 |
14. | Chinatrust
Commercial Bank | 22.07 | 0.65 | 22.72 | - | 7.99 | 0.90 | 1.49 | 1.63 | 845.00 | 13.00 |
15. | Citibank
N.A. | 11.24 | 0.76 | 12.00 | 1.23 | 7.40 | 3.04 | 4.86 | 4.33 | 1,763.78 | 37.73 |
16. | DBS
Bank Ltd. | 14.98 | 3.17 | 18.15 | 0.05 | 9.09 | -0.48 | 1.71 | 0.86 | 1,416.58 | 28.27 |
17. | Deutsche
Bank AG | 13.09 | 0.49 | 13.58 | 0.22 | 7.85 | 5.52 | 4.71 | 1.56 | 1,616.74 | 27.54 |
18. | HSBC
Ltd. | 9.72 | 0.87 | 10.59 | 0.58 | 7.18 | 3.05 | 4.23 | 1.82 | 1,012.34 | 16.69 |
19. | JPMorgan
Chase Bank | 17.60 | 0.12 | 17.72 | 2.12 | 8.66 | 7.27 | 9.56 | 3.07 | 1,438.95 | 153.77 |
20. | Krung
Thai Bank Public Co. Ltd. | 109.03 | 1.08 | 110.11 | - | 7.42 | 0.81 | 3.47 | 1.90 | 812.81 | 18.04 |
21. | Mashreq
Bank PSC | 51.70 | 1.11 | 52.81 | - | 7.68 | 9.37 | 10.98 | 8.82 | 225.63 | 53.61 |
22. | Mizuho
Corporate Bank Ltd. | 27.55 | 0.25 | 27.80 | - | 7.13 | 1.87 | 5.78 | 1.96 | 1,589.56 | 25.03 |
23. | Oman
International Bank S.A.O.G. | 22.47 | 0.62 | 23.09 | - | 5.93 | 0.27 | -1.09 | 3.15 | 484.99 | 19.91 |
24. | Shinhan
Bank | 48.10 | 0.56 | 48.66 | - | 7.52 | 0.87 | 4.02 | 1.86 | 1,709.81 | 34.59 |
25. | Societe
Generale | 26.49 | 0.13 | 26.62 | - | 7.32 | 1.40 | 1.23 | 1.33 | 1,459.10 | 33.90 |
26. | Sonali
Bank | 40.94 | 0.31 | 41.25 | - | 7.50 | 20.42 | 6.37 | 1.60 | 74.02 | 1.38 |
27. | Standard
Chartered Bank | 8.21 | 2.38 | 10.59 | 1.04 | 8.95 | 4.13 | 5.41 | 3.13 | 826.66 | 20.22 |
28. | State
Bank of Mauritius Ltd. | 37.85 | 3.28 | 41.13 | - | 7.73 | 1.19 | 2.20 | 1.12 | 1,491.00 | 17.00 |
- : Nil/Negligible.
Note
: Data reported in this table may not exactly tally with the data reported
in Appendix Table III.19 to Appendix Table III.25 on account of conceptual differences.
Source: Balance sheets of respective banks. | |
|