ABA |
– |
Australian Bankers’ Association |
ABS |
– |
Asset-Backed Securities |
ACF |
– |
Autocorrelation Function |
ADB |
– |
Asian Development Bank |
ADI |
– |
Authorised Deposit-Taking Institution |
ADRs |
– |
American Depository Receipts |
AE |
– |
Allocative Efficiency |
AFI |
– |
Annual Financial Inspection |
AFS |
– |
Available for Sale |
AHCs |
– |
Asset Holding Companies |
AIDIS |
– |
All India Debt and Investment Survey |
AIFI |
– |
All India Financial Institution |
AIG |
– |
Accord Implementation Group |
A-IRB |
– |
Advanced-Internal Ratings Based Approach |
AIRCS |
– |
All India Rural Credit Survey |
AIs |
– |
Authorised Institutions |
ALCO |
– |
Asset Liability Management Committee |
ALM |
– |
Asset-Liability Management |
AMA |
– |
Advanced Measurement Approach |
ANBC |
– |
Adjusted Net Bank Credit |
APMAS |
– |
Andhra Pradesh Mahila Abhivrudhi Society |
APRA |
– |
Australian Prudential Regulation Authority |
ARC |
– |
Agricultural Refinance Corporation |
ARCs |
– |
Asset Reconstruction Companies |
ARDC |
– |
Agricultural Refinance and Development Corporation |
ARIMA |
– |
Auto Regressive Integrated Moving Average |
ASA |
– |
Alternative Standardised Approach |
AS |
– |
Accounting Standards |
ATF |
– |
Aviation Turbine Fuel |
ATM |
– |
Automated Teller Machine |
BAAC |
– |
Bank for Agriculture and Agricultural Cooperatives |
BaFin |
– |
German Federal Financial Supervisory Authority |
BCBS |
– |
Basel Committee on Banking Supervision |
BCP |
– |
Business Continuity Planning |
BCPs |
– |
Basel Core Principles |
BCs |
– |
Business Correspondents |
BCSBI |
– |
Banking Codes and Standards Board of India |
BE |
– |
Budget Estimates |
BEEPS |
– |
Business Environment and Enterprises Performance Surveys |
BF |
– |
Business Facilitator |
BFS |
– |
Board for Financial Supervision |
BGFRS |
– |
Board of Governors of the Federal Reserve System |
BHC |
– |
Bank Holding Company |
BIA |
– |
Basic Indicator Approach |
BIS |
– |
Bank for International Settlements |
BoE |
– |
Bank of England |
BoJ |
– |
Bank of Japan |
BoP |
– |
Balance of Payments |
BoT |
– |
Bank of Thailand |
BPLR |
– |
Benchmark Prime Lending Rate |
BPO |
– |
Business Process Outsourcing |
BR Act |
– |
Banking Regulation Act |
BRAC |
– |
Building Resources Across Community |
BRI |
– |
Bank Rakyat Indonesia |
BSE |
– |
Bombay Stock Exchange |
BSP |
– |
Bangko Sentral ng Pilipinas |
BSR |
– |
Basic Statistical Returns |
CALCS |
– |
Capital Adequacy, Asset Quality, Liquidity, Compliance and Systems |
CAMELS |
– |
Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control |
CAR |
– |
Capital to Assets Ratio |
CARE |
– |
Credit Analysis and Research Limited |
CAS |
– |
Credit Authorisation Scheme |
CBFA |
– |
Commission Bancaire, Financiere et des Assurances |
CBLO |
– |
Collateralised Borrowing and Lending Obligation |
CBRA |
– |
Conduct of Business Regulatory Agency |
CBS |
– |
Core Banking Systems |
CBSR |
– |
Committee on Banking Sector Reforms |
CDIC |
– |
Canada Deposit Insurance Corporation |
CDMA |
– |
Code Division Multiple Access |
CDOs |
– |
Collateralised Debt Obligations |
CDR |
– |
Corporate Debt Restructuring |
CD |
– |
Certificates of Deposit |
CDS |
– |
Credit Default Swap |
CE |
– |
Cost Efficiency |
CEO |
– |
Chief Executive Officer |
CEPS |
– |
Centre for European Policy Studies |
CFES |
– |
Centralised Funds Enquiry System |
CFL |
– |
Compact Fluorescent Lamp |
CFMS |
– |
Centralised Funds Management System |
CFS |
– |
Committee on Financial System |
CFS |
– |
Consolidated Financial Statement |
CFTS |
– |
Centralised Funds Transfer System |
CG |
– |
Capital Goods |
CIBIL |
– |
Credit Information Bureau (India) Limited |
CLN |
– |
Credit Linked Notes |
CMD |
– |
Chairman-cum-Managing Director |
CoR |
– |
Certificate of Registration |
CP |
– |
Commercial Paper |
CPI-AL |
– |
Consumer Price Index (Agriculture Labourers) |
CPI-IW |
– |
Consumer Price Index (Industrial Workers) |
CPI-RL |
– |
Consumer Price Index (Rural Labourers) |
CPI-UNME |
– |
Consumer Price Index (Urban Non-Manual Employees) |
CPSB |
– |
Corp Pragathi Savings Bank |
CPSMS |
– |
Central Plan Scheme Monitoring System |
CRA |
– |
Community Reinvestment Act |
CRAR |
– |
Capital to Risk-Weighted Assets Ratio |
CRCS |
– |
Central Registrar of Cooperative Societies |
CRD |
– |
Capital Requirements Directive |
CRISIL |
– |
Credit Rating Information Services of India Limited |
CRM |
– |
Credit Risk Mitigation |
CRR |
– |
Cash Reserve Ratio |
CSO |
– |
Central Statistical Organisation |
CSOs |
– |
Civil Society Organisations |
DCC |
– |
District Consultative Committee |
DCCBs |
– |
District Central Cooperative Banks |
DEA |
– |
Data Envelopment Approach |
DEs |
– |
Designated Entities |
DFIs |
– |
Development Finance Institutions |
DFSA |
– |
Danish Financial Supervisory Authority |
DGCI&S |
– |
Directorate General of Commercial Intelligence and Statistics |
DICGC |
– |
Deposit Insurance and Credit Guarantee Corporation |
DIS |
– |
Deposit Insurance Systems |
DMU |
– |
Decision Making Unit |
DoT |
– |
Department of Treasury |
DRI |
– |
Differential Rate of Interest |
DRT |
– |
Debt Recovery Tribunal |
EAD |
– |
Exposure at Default |
EBG |
– |
Electronic Banking Group |
EC |
– |
Economic Capital |
ECA |
– |
Export Credit Agency |
ECAAs |
– |
External Credit Assessment Agencies |
ECB |
– |
European Central Bank |
ECBs |
– |
External Commercial Borrowings |
EEE |
– |
Exempt-Exempt-Exempt |
EET |
– |
Exempt-Exempt-Taxed |
EFT |
– |
Electronic Funds Transfer |
EL |
– |
Expected Losses |
EMEs |
– |
Emerging Market Economies |
EMI |
– |
Equated Monthly Installment |
EMU |
– |
European Monetary Union |
ENSR |
– |
European Network for Social and Economic Research |
EPOS |
– |
Electronic Point of Sale |
ERM |
– |
Enterprise-wide Risk Management |
EU |
– |
European Union |
EXIM Bank |
– |
Export-Import Bank |
FCAC |
– |
Fuller Capital Account |
|
|
Convertibility |
FCAC |
– |
Financial Customer Agency of Canada |
FCNR(A) |
– |
Foreign Currency Non-Resident (Account) |
FCNR(B) |
– |
Foreign Currency Non-Resident Accounts (Banks) |
FDI |
– |
Foreign Direct Investment |
FDIC |
– |
Federal Deposit Insurance Corporation |
FHC |
– |
Financial Holding Company |
FI |
– |
Financial Institutions |
FII |
– |
Foreign Institutional Investor |
FIRBA |
– |
Foundation Internal Ratings Based Approach |
FIs |
– |
Financial Intermediaries |
FMCG |
– |
Fast Moving Consumer Goods |
FoF |
– |
Flow of Funds |
FOMC |
– |
Federal Open Market Committee |
FRA |
– |
Forward Rate Agreement |
FRB |
– |
Federal Reserve Bank |
FRBM |
– |
Fiscal Responsibility and Budget Management |
FRBSF |
– |
Federal Reserve Bank of San Francisco |
FRL |
– |
Fiscal Responsibility Legislation |
FRL |
– |
Full Reservoir Level |
FSA |
– |
Financial Services Authority |
FSF |
– |
Financial Stability Forum |
FSI |
– |
Financial Stability Institute |
GATS |
– |
General Agreement on Trade in Services |
GB |
– |
Grameen Bank |
GCCs |
– |
General Credit Cards |
GDCF |
– |
Gross Domestic Capital Formation |
GDP |
– |
Gross Domestic Product |
GDRs |
– |
Global Depository Receipts |
GDS |
– |
Gross Domestic Saving |
GFD |
– |
Gross Fiscal Deficit |
GLB Act |
– |
Gramm-Leach-Bliley Act |
Gnie |
– |
Government not included elsewhere |
GoI |
– |
Government of India |
GOLD |
– |
Global Operational Loss Database |
GPRS |
– |
General Packet Radio Service |
GV |
– |
Grama Vidiyal |
HDFC |
– |
Housing Development Finance Corporation |
HFCs |
– |
Housing Finance Companies |
HFT |
– |
Held-for-Trading |
HHI |
– |
Herfindahl-Hirschman Index |
HKMA |
– |
Hong Kong Monetary Authority |
HSBC |
– |
Hong Kong and Shanghai Banking Corporation |
HTM |
– |
Held-to-Maturity |
IADI |
– |
International Association of Deposit Insurers |
IAIS |
– |
International Association of Insurance Supervisors |
IAY |
– |
Indira Awas Yojana |
IBA |
– |
Indian Banks’ Association |
IBL |
– |
Inter-Bank Liabilities |
ICAAP |
– |
Internal Capital Adequacy Assessment Process |
ICAI |
– |
Institute of Chartered Accountants of India |
ICRA |
– |
Investment Information and Credit Rating Agency |
ICS |
– |
Investment Climate Survey |
IDA |
– |
Individual Development Account |
IDBI |
– |
Industrial Development Bank of India Ltd. |
IDRBT |
– |
Institute for Development and Research in Banking Technology |
IFCI |
– |
Industrial Finance Corporation of India Ltd. |
IFR |
– |
Investment Fluctuation Reserve |
IIBI |
– |
Industrial Investment Bank of India Ltd. |
IIMS |
– |
India Invest Market Solutions |
IIP |
– |
Index of Industrial Production |
IMA |
– |
Internal Measurement Approach |
IMD |
– |
India Meteorological Department |
IMDs |
– |
India Millennium Deposits |
IMF |
– |
International Monetary Fund |
INFINET |
– |
Indian Financial Network |
IOSCO |
– |
International Organisation of Securities Commissions |
IPDI |
– |
Innovative Perpetual Debt Instruments |
IPO |
– |
Initial Public Offer |
IRBA |
– |
Internal Ratings Based Approach |
IRDA |
– |
Insurance Regulatory and Development Authority |
IRR |
– |
Interest Rate Risk |
IRS |
– |
Interest Rate Swap |
ISO |
– |
International Organisation for Standardisation |
IT |
– |
Information Technology |
ITB |
– |
Intermediate Treasury Bill |
ITES |
– |
Information Technology Enabled Services |
ITEs |
– |
Intra-Group Transactions and Exposures |
JNNURM |
– |
Jawaharlal Nehru National Urban Renewal Mission |
KCC |
– |
Kisan Credit Card |
KUMQRP |
– |
Keio University Market Quality Research Project |
KYC |
– |
Know Your Customer |
LAF |
– |
Liquidity Adjustment Facility |
LBS |
– |
Lead Bank Scheme |
LDA |
– |
Loss Distribution Approach |
LDCs |
– |
Least Developed Countries |
LGD |
– |
Loss Given Default |
LIC |
– |
Life Insurance Corporation of India |
LIHTC |
– |
Low-Income Housing Tax Credit |
LoLR |
– |
Lender of Last Resort |
LPA |
– |
Long Period Average |
LPG |
– |
Liquefied Petroleum Gas |
LTO |
– |
Long Term Operations |
M&As |
– |
Mergers and Acquisitions |
M3 |
– |
Broad Money |
MAS |
– |
Monetary Authority of Singapore |
MBS |
– |
Mortgage-Backed Securities |
M-CRIL |
– |
Micro-Credit Ratings International Limited |
MFIs |
– |
Micro-Finance Institutions |
MICR |
– |
Magnetic Ink Character Recognition |
MIS |
– |
Management Information System |
MLR |
– |
Minimum Lending Rate |
MoU |
– |
Memorandum of Understanding |
MPBF |
– |
Maximum Permissible Bank Finance |
MPC |
– |
Monetary Policy Committee |
MPI |
– |
Malmquist Productivity Index |
MSME |
– |
Micro, Small and Medium Enterprise |
MSMED |
– |
Micro, Small and Medium Enterprises Development |
MSS |
– |
Market Stabilisation Scheme |
NABARD |
– |
National Bank for Agriculture and Rural Development |
NASSCOM |
– |
National Association of Software and Services Companies |
NBC |
– |
Net Bank Credit |
NBFC-ND-SI |
– |
Systemically Important Non- Deposit Taking Non-Banking Financial Company |
NBFCs |
– |
Non-Banking Financial Companies |
NCAER |
– |
National Council of Applied Economic Research |
NCAF |
– |
New Capital Adequacy Framework |
NCC |
– |
National Credit Council |
NCDC |
– |
National Cooperative Development Council |
NCDs |
– |
Non-Convertible Debentures |
NDS |
– |
Negotiated Dealing System |
NDS-OM |
– |
Negotiated Dealing System- Order Matching |
NDTL |
– |
Net Demand and Time Liabilities |
NEER |
– |
Nominal Effective Exchange Rate |
NEFT |
– |
National Electronic Funds Transfer |
NFC |
– |
Near Field Communication |
NGOs |
– |
Non-Governmental Organisations |
NHB |
– |
National Housing Bank |
NIM |
– |
Net Interest Margin |
NMFI |
– |
National Mission for Financial Inclusion |
NNPAs |
– |
Net Non-Performing Assets |
NPAs |
– |
Non-Performing Assets |
NPL |
– |
Non-Performing Loan |
NR(E)RA |
– |
Non-Resident (External) Rupee Account |
NR(NR)RD |
– |
Non Resident (Non-Repatriable) Rupee Deposit |
NREGS |
– |
National Rural Employment Guarantee Scheme |
NRFIP |
– |
National Rural Financial Inclusion Plan |
NRIs |
– |
Non-Resident Indians |
NRO |
– |
Non-Resident Ordinary |
NSC |
– |
National Savings Certificates |
NSE |
– |
National Stock Exchange |
NSKFDC |
– |
National Safai Karmacharis Finance and Development Corporation |
NSSF |
– |
National Small Savings Fund |
NSSO |
– |
National Sample Survey Organisation |
NTR |
– |
Non-Tax Revenue |
OBC |
– |
Oriental Bank of Commerce |
OBE |
– |
Off-Balance Sheet Exposures |
OD |
– |
Overdraft |
OECD |
– |
Organisation for Economic Cooperation and Development |
OFIs |
– |
Other Financial Institutions |
OFSA |
– |
Oracle Financial Services Application |
OMOs |
– |
Open Market Operations |
OMS |
– |
Open Market Sales |
ONGC |
– |
Oil and Natural Gas Corporation |
OPEC |
– |
Organisation of Petroleum Exporting Countries |
OSMOS |
– |
Off-Site Surveillance and Monitoring System |
OSS |
– |
Off-Site Surveillance System |
OTS |
– |
One Time Settlement |
OWS |
– |
Other Welfare Schemes |
P/E |
– |
Price to Earnings |
PA |
– |
Passport Account |
PACF |
– |
Partial Autocorrelation Function |
PACS |
– |
Primary Agricultural Credit Society |
PAT |
– |
Profit After Tax |
PBC |
– |
People’s Bank of China |
PBT |
– |
Profit Before Tax |
PCA |
– |
Prompt Corrective Action |
PCFC/EBR |
– |
Pre-Shipment Credit in Foreign Currency / Export Bills Rediscounting |
PCPS |
– |
Perpetual Cumulative Preference Shares |
PD |
– |
Probability of Default |
PDs |
– |
Primary Dealers |
PDCF |
– |
Primary Dealer Credit Facility |
PDS |
– |
Public Distribution System |
PFRA |
– |
Prudential Financial Regulatory Agency |
PFRDA |
– |
Pension Fund Regulatory and Development Authority |
PIN |
– |
Personal Identification Number |
PIO |
– |
Principal Inspecting Officer |
PLR |
– |
Prime Lending Rate |
PNCPS |
– |
Perpetual Non-Cumulative Preference Shares |
PoS |
– |
Points of Sale |
PPP |
– |
Public Private Partnership |
P-R |
– |
Panzar-Rosse |
PSBs |
– |
Public Sector Banks |
PSU |
– |
Public Sector Undertaking |
QIS-5 |
– |
Fifth Quantitative Impact Study |
RBAP MABS |
– |
Rural Bankers’ Association of the Philippines Microenterprise Access to Banking Services |
RBI |
– |
Reserve Bank of India |
RBS |
– |
Risk-Based Supervision |
RCPS |
– |
Redeemable Cumulative Preference Shares |
RCs |
– |
Reconstruction Companies |
RCS |
– |
Registrar of Cooperative Society |
RD |
– |
Revenue Deficit |
RE |
– |
Revised Estimates |
REER |
– |
Real Effective Exchange Rate |
RFID |
– |
Radio Frequency Identification Device |
RIBs |
– |
Resurgent India Bonds |
RIDF |
– |
Rural Infrastructure Development Fund |
RNBC |
– |
Residuary Non-Banking Company |
RNCPS |
– |
Redeemable Non-Cumulative Preference Shares |
RoA |
– |
Return on Assets |
RoE |
– |
Return on Equity |
RPO |
– |
Recovery Point Objective |
RPT |
– |
Risk Profile Template |
RRBs |
– |
Regional Rural Banks |
RTCP |
– |
Rural Transformation Centre Programme |
RTGS |
– |
Real Time Gross Settlement |
RTO |
– |
Recovery Time Objective |
RTP |
– |
Reserve Tranche Position |
RWA |
– |
Risk-Weighted Assets |
SA |
– |
Standardised Approach |
SARFAESI |
– |
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
SBI |
– |
State Bank of India |
SBITCA |
– |
SBI Tiny Card Accounts |
SBP |
– |
State Bank of Pakistan |
SC |
– |
Scheduled Caste |
SCB |
– |
State Co-Operative Bank |
SCBs |
– |
Scheduled Commercial Banks |
SCILL |
– |
Standard Chartered Investment and Loans Limited |
SCs |
– |
Securitisation Companies |
SDA |
– |
Standardised Duration Approach |
SDRs |
– |
Special Drawing Rights |
SEBI |
– |
Securities and Exchange Board of India |
SEDF |
– |
Small Enterprises Development Fund |
SEU |
– |
Social Exclusion Unit |
SFC |
– |
Securities and Futures Commission |
SHGs |
– |
Self-Help Groups |
SHPIs |
– |
Self-Help Promoting Institutions |
SIDBI |
– |
Small Industries Development Bank of India |
SIFIs |
– |
Systemically Important Financial Intermediaries |
SIM |
– |
Subscriber Identity Module |
SIV |
– |
Special Investment Vehicle |
SLBC |
– |
State Level Bankers’ Committee |
SLR |
– |
Statutory Liquidity Ratio |
SMA |
– |
Seasonal Moving Average |
SME |
– |
Small and Medium Enterprise |
SMERA |
– |
Small and Medium Enterprises Rating Agency |
SMO |
– |
Special Market Operation |
SMS |
– |
Short Message Service |
SNB |
– |
Swiss National Bank |
SNDs |
– |
Subordinated Notes and Debentures |
SPV |
– |
Special Purpose Vehicle |
SREP |
– |
Supervisory Reviews and Evaluation Process |
SRP |
– |
Supervisory Review Process |
SSA |
– |
Simplified Standardised Approach |
SSI |
– |
Small Scale Industry |
SSP |
– |
Social Security Pensions |
ST |
– |
Scheduled Tribe |
STCCS |
– |
Short-Term Co-operative Credit Structure |
TAF |
– |
Term Auction Facility |
TAFCUBs |
– |
Task Force for Urban Co-operative Banks |
TAP |
– |
Text-A-Payment |
TB |
– |
Thrift Banks |
TBA |
– |
Total Branch Automation |
TE |
– |
Technical Efficiency |
TFC |
– |
Twelfth Finance Commission |
TFCI |
– |
Tourism Finance Corporation of India Ltd. |
TFP |
– |
Total Factor Productivity |
TPDS |
– |
Targeted Public Distribution System |
TRM |
– |
Trading Risk Management |
TRS |
– |
Total Return Swap |