1. The publication presents data
on Aggregate Deposits and Gross Bank Credit of Scheduled Commercial Banks based
on Basic Statistical Return-7 giving branch-wise data received from the Head Offices
of banks, as on last friday of September 2007.
2. Aggregate
Deposits represents the demand and time liabilities of a bank (excluding inter-bank
deposits). The Gross Bank Credit represents bank credit (excluding inter-bank
advances) as per Form ‘A’ return under Sec 42(2) of RBI Act, 1934 together with
outstanding amount of bills rediscounted with Reserve Bank of India and Financial
Institutions.
3. Data from the latest available quarter have been substituted
in respect of branches, which did not report the data for the current quarter.
4. The
Coverage of statement 2 is being expanded from this issue to present data for
the top 200 centres ranked according to the size of their Aggregate Deposits and
Gross Bank Credit. In the case of centres, which come within the first 200 centres
either in terms of Aggregate Deposits or Gross Bank Credit but not both, the figures
of Credit or Deposits, as the case may be, of such centres are shown in brackets
in this statement.
5. Statement 4 to 9 present the data
on State-wise and Population Group-wise distribution of Aggregate Deposits and
Gross Bank Credit for individual bank-groups. Scheduled Commercial Banks in India
are categorised into five groups according to their ownership and/or nature of
operation. These bank groups are (i) State Bank of India and its Associates, (ii)
Nationalised Banks (including IDBI Ltd. since December 2004), (iii) Foreign Banks,
(iv) Regional Rural Banks, and (v) Other Scheduled Commercial Banks. Figures in
brackets shown in these statements relate to Metropolitan Centres.
6. Statement
17 presents the data on distribution of centres served by Scheduled Commercial
Banks (SCBs ) and Co-Operative Banks (Co-Op Bs).
7. A
Centre is defined as the revenue unit classified and delineated by the respective
State Government i.e., a revenue village/city/town/municipality/municipal corporation,
etc., as the case may be, in which the branch is situated.
8. Population
group classification of banked centres used for the March 2006 quarter and onwards
has been revised based on population figures as per 2001 census as against the
1991 census used earlier, while the definition/cut-off size of population groups
remains unchanged as follows: a. ‘Rural’ group includes centres with population
of less than 10,000. b. ‘Semi-urban’ group includes centres with population of
10,000 and above but less than 1 lakh. c. ‘Urban’ group includes centres with
population of 1 lakh and above but less than 10 lakhs. d. ‘Metropolitan’ group
includes all centres with population of 10 lakhs and above. This fact may be considered
while comparing population group-wise data for March 2006 quarter and onwards
with those of the earlier quarters.