| AA | Adjudicating Authority |
| ADL | Autoregressive Distributed Lag |
| AEs | Advanced Economies |
| AFS | Available for Sale |
| AI | Artificial Intelligence |
| AID | All Inclusive Direction |
| AIFs | Alternative Investment Funds |
| AIFIs | All-India Financial Institutions |
| AMC | Asset Management Companies |
| AMFI | Association of Mutual Funds in India |
| AML | Anti Money Laundering |
| APY | Atal Pension Yojana |
| ARC | Asset Reconstruction Companies |
| ART | Asset-Referenced Tokens |
| ASC | Advisory Scientific Committee |
| AUM | Assets Under Management |
| BCP | Business Continuity Plan |
| BIFR | Board for Industrial and Financial Reconstruction |
| BIS | Bank for International Settlements |
| BoP | Balance of Payments |
| BRR | Business Responsibility Report |
| BRSR | Business Responsibility and Sustainability Report |
| BSI | Banking Stability Indicator |
| CAD | Current Account Deficit |
| CAGR | Compounded Annual Growth Rate |
| CASA | Current Account and Savings Account |
| CASP | Crypto Asset Service Providers |
| CBDCs | Central Bank Digital Currencies |
| CCs | Clearing Corporations |
| CCB | Capital Conservation Buffer |
| CCPs | Central Counterparties |
| CD | Certificate of Deposit |
| CDS | Credit Default Swap |
| CDSL | Central Depository Services Limited |
| CET1 | Common Equity Tier 1 |
| CERT-IN | Computer Emergency Response Team |
| CFT | Countering the Financing of Terrorism |
| CGFS | Committee on the Global Financial System |
| CIC | Core Investment Company |
| CIR | Cyber Incident Reporting |
| CIRP | Corporate Insolvency Resolution Process |
| CMs | Clearing Members |
| CPFIR | Central Payments Fraud Information Registry |
| CPI | Consumer Price Index |
| CRAR | Capital to Risk-Weighted Assets Ratio |
| CRAs | Central Record Keeping Agencies |
| CyRST | Cyber Resilience Scenario Testing |
| CBDC | Central Bank Digital Currencies |
| CUG | Closeed User Group |
| DeFi | Decentralised Finance |
| DGA | Duration Gap Analysis |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DIF | Deposit Insurance Fund |
| DIIs | Domestic Institutional Investments |
| DLA | Digital Lending Apps |
| DLG | Default Loss Guarantee |
| DPAW | Digital Payments Awareness Week |
| DPD | Days Past Due |
| DPI | Digital Public Infrastructure |
| DRP | Disaster Recovery Plan |
| EAR | Earnings At Risk |
| ECBs | External Commercial Borrowings |
| ECLGS | Emergency Credit Line Guarantee Scheme |
| EMDEs | Emerging Market and Developing Economies |
| EMEs | Emerging Market Economies |
| EMT | Electronic Money Tokens |
| ESG | Environmental, Social, and Governance |
| ESRB | European Systemic Risk Board |
| EVE | Economic Value of Equity |
| FAO | Food and Agriculture Organisation |
| FAR | Fully Accessible Route |
| FBIL | Financial Benchmark India Pvt Ltd |
| FBs | Foreign Banks |
| FCI | Financial Conditions Index |
| FDI | Foreign Direct Investment |
| FDIC | Federal Deposit Insurance Corporation |
| FF | Financing Framework |
| FIIs | Foreign Institutional Investments |
| FIRE | Format for Incident Reporting Exchange |
| FLDG | First Loss Default Guarantee |
| FMI | Financial Market Infrastructure |
| FoF | Fund-of-Funds |
| FPI | Foreign Portfolio Investment |
| FRBM | Fiscal Responsibility and Budget Management |
| FSB | Financial Stability Board |
| FSDC | Financial Stability & Development Council |
| FSDC-SC | Sub Committee of the Financial Stability and Development Council |
| FSR | Financial Stability Report |
| FSSI | Financial System Stress Indicator |
| FSWM | Financially Sound and Well Managed |
| FY | Financial Year |
| GARCH | Generalised Auto-Regressive Conditional Heteroskedasticity |
| GCC | Global Capability Centres |
| GDP | Gross Domestic Product |
| GFC | Global Financial Crisis |
| GFD | Gross Fiscal Deficit |
| GIFT | Gujarat International Finance Tec-City |
| GNPA | Gross Non-Performing Asset |
| GPT | Generative Pre-Trained Transformer |
| GSDP | Gross State Domestic Product |
| G-SIB | Global Systemically Important Bank |
| GST | Goods and Services Tax |
| HFCs | Housing Finance Companies |
| HFT | Held for Trading |
| HPI | House Price Index |
| HQLAs | High Quality Liquid Assets |
| HTM | Held-to-Maturity |
| IBC | Insolvency and Bankruptcy Code |
| IBU | IFSC Banking Unit |
| ICR | Interest Coverage Ratio |
| ICMA | International Capital Market Association |
| IEA | International Energy Agency |
| IFSC | International Financial Services Centre |
| IFSCA | International Financial Services Centres Authority |
| IMF | International Monetary Fund |
| INDC | Intended Nationally Determined Contributions |
| INFINET | Indian Financial Network |
| InvITs | Infrastructure Investment Trusts |
| IOSCO | International Organization of Securities Commissions |
| IP/RR | Interest Payments to Revenue Receipts |
| IRB | Internal Rating Based |
| IRDAI | Insurance Regulatory and Development Authority of India |
| IRRA | Investor Risk Reduction Access |
| IRENA | International Renewable Energy Agency |
| IRRBB | Interest Rate Risk in Banking Book |
| IVCA | Indian Venture and Alternate Capital Association |
| KYC | Know Your Customer |
| LABs | Local Area Banks |
| LAF | Liquidity Adjustment Facility |
| LCR | Liquidity Coverage Ratio |
| LRS | Liberalised Remittance Scheme |
| LOLR | Lender of Last Resort |
| LPCC | Limited Purpose Clearing Corporation |
| LSP | Lending Service Providers |
| LT | Long-term |
| LTV | Loan-to-Value |
| MDG | Modified Duration Gap |
| MF | Mutual Fund |
| MICA | Markets in Crypto Assets |
| MII | Market Infrastructure Institutions |
| MISP | Motor Insurance Service Provider |
| ML | Machine Learning |
| MMLR | Market Maker of Last Resort |
| MRC | Minimum Required Corpus |
| MSME | Micro, Small and Medium Enterprises |
| MTM | Mark-To-Market |
| MVE | Market Value of Equity |
| NaBFID | National Bank for Financing Infrastructure and Development |
| NBFC | Non-Banking Financial Company |
| NBFIs | Non-Banking Financial Intermediaries |
| NCD | Non-Convertible Debentures |
| NCGTC | National Credit Guarantee Trustee Company Limited |
| NCLT | National Company Law Tribunal |
| NDC | Nationally Determined Contributions |
| NDDC | Non-Deliverable Derivative Contracts |
| NDF | Non-Deliverable Forwards |
| NDSI | Non-Deposit Taking Systemically Important Companies |
| NDTL | Net Demand & Time Liabilities |
| NFT | Non-Fungible Tokens |
| NII | Net Interest Income |
| NIM | Net Interest Margin |
| NNPA | Net Non performing Assets |
| NOF | Net Owned Funds |
| NPA | Non-Performing Asset |
| NPS | National Pension System |
| NRIs | Non-resident Indians |
| NSDL | National Securities Depository Limited |
| NSE | National Stock Exchange |
| NSO | National Statistical Office |
| NSUCBs | Non-Scheduled Urban Cooperative Banks |
| OECD | Organisation for Economic Co-operation and Development |
| OIS | Overnight Indexed Swap |
| OOI | Other Operating Income |
| OTC | Over-the-Counter |
| P2M | Person-to-Merchant |
| PAT | Profit After Tax |
| PCR | Provisioning Coverage Ratio |
| PCM | Professional Clearing Member |
| PD | Probability of Default |
| P/E | Price-to-Earnings |
| PFCE | Private Final Consumption Expenditure |
| PFMI | Principles of Financial Market Infrastructures |
| PPI | Prepaid Payment Instrument |
| PFRDA | Pension Fund Regulatory and Development Authority |
| PLI | Production Linked Investment |
| PMI | Purchasing Managers’ Indices |
| PSBs | Public Sector Banks |
| PSO | Payment System Operator |
| PSUs | Public Sector Undertakings |
| PVBs | Private Sector Banks |
| RAPMS | Residential Asset Price Monitoring Survey |
| RB-IOS | Reserve Bank - Integrated Ombudsman Scheme |
| ReBIT | Reserve Bank Information Technology Private Limited |
| REITs | Real Estate Investment Trusts |
| REs | Regulated Entities |
| RECO | Revenue Expenditure to Capital Outlay |
| RoA | Return on Asset |
| RoE | Return on Equity |
| RRBs | Regional Rural Banks |
| RSA | Rate-Sensitive Assets |
| RSL | Rate-Sensitive Liabilities |
| RWA | Risk-Weighted Assets |
| SCBs | Scheduled Commercial Banks |
| SCC | Stakeholders’ Consultation Committee |
| SD | Standard Deviation |
| SDLs | State Development Loans |
| SEBI | Securities and Exchange Board of India |
| SFBs | Small Finance Banks |
| SFMS | Structured Financial Messaging System |
| SGF | Settlement Guarantee Fund |
| SITO | Systemic Impact Tolerance Objective |
| SLR | Statutory Liquidity Ratio |
| SMAs | Special Mention Accounts |
| SRS | Systemic Risk Survey |
| SREP | Supervisory Review and Evaluation Process |
| SUCBs | Scheduled Urban Cooperative Banks |
| TAT | Turn Around time |
| T-Bills | Treasury Bills |
| TFP | Total Factor Productivity |
| TGA | Traditional Gap Analysis |
| TradFi | Traditional Finance |
| TReDS | Trade Receivables Discounting System |
| UCB | Urban Cooperative Bank |
| UPI | Unified Payment Interface |
| VAPT | Vulnerability Assessment and Penetration Testing |
| VAR | Vector Auto Regression |
| VC | Venture Capital |
| VCIP | Video-based Customer Identification Process |
| WB | World Bank |
| YCC | Yield Curve Control |