| AFS | Available for Sale |
| €STR | Euro Short-Term Rate |
| AECs | Anonymity-Enhanced Cryptocurrencies |
| AEs | Advanced Economies |
| AI | Artificial Intelligence |
| AIFIs | All-India Financial Institutions |
| AMC-MFs | Asset Management Companies-Mutual Funds |
| AMFI | Association of Mutual Funds in India |
| AML | Anti-Money Laundering |
| API | Application Programming Interface |
| APY | Atal Pension Yojana |
| ARCs | Asset Reconstruction Companies |
| ARRs | Alternate Risk-free Rates |
| AUM | Assets Under Management |
| BCBS | Basel Committee on Banking Supervision |
| BIFR | Board for Industrial and Financial Reconstruction |
| BIS | Bureau of International Settlements |
| BoP | Balance of Payment |
| BSE | Bombay Stock Exchange |
| BSI | Banking Stability Indicator |
| CAB | Current Account Balance |
| CASA | Current Account Savings Account |
| CB | Central Bank |
| CBLO | Collateralized Borrowings & Lending Obligation |
| CC | Cash Credit |
| CCB | Cross Currency Basis |
| CCIL | Clearing Corporation of India Limited |
| CCPs | Central Counterparties |
| CD | Certificate of Deposit |
| CET-1 | Common Equity Tier-1 |
| CFT | Combating the Financing for Terrorism |
| CGFD | Centre's Gross Fiscal Deficit |
| CIRP | Corporate Insolvency Resolution Process |
| CME | Chicago Mercantile Exchange |
| CMR | CIBIL MSME Rank |
| COP | Conference of Parties |
| CPI | Consumer Price Inflation |
| CPMI | Committee on Payments and Market Infrastructures |
| CPs | Commercial Papers |
| CRAR | Capital to Risk-Weighted Assets Ratio |
| CRAs | Credit Rating Agencies |
| CRILC | Central Repository of Information on Large Credits |
| CRM | Credit Risk Mitigation |
| CRR | Cash Reserve Ratio |
| DeFi | Decentralised Finance |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DIF | Deposit Insurance Fund |
| DIIs | Domestic Institutional Investors |
| DPD | Days Past Dues |
| EBA | European Bank Authority |
| ECB | European Central Bank |
| ECLGS | Emergency Credit Line Guarantee Scheme |
| EMDEs | Emerging Market and Developing Economies |
| EMEs | Emerging Market Economies |
| ESG | Environmental, social and governance |
| ESRB | European Systemic Risk Board |
| EXIM | Export Import Bank of India |
| FAO | Food and Agricultural Organisation |
| FATF | Financial Action Task Force |
| FBs | Foreign Banks |
| FCs | Financial Creditors |
| FDI | Foredign Direct Investment |
| FIMMDA | Fixed Income Money Market and Derivatives Association of India |
| FPIs | Foreign Portfolio Investors |
| FRBs | Floating Rate Bonds |
| FSB | Financial Stability Board |
| FSDC | Financial Stability & Development Council |
| FSR | Financial Stability Report |
| FX | Foreign Exchange |
| GBI | Global Bond Index |
| GDP | Gross Domestic Product |
| GESI | Global Economic Surprise Index |
| GNPA | Gross Non-Performing Asset |
| G-Secs | Government Securities |
| HFCs | Housing Finance Companies |
| HFT | Held for Trading |
| HQLAs | High Quality Liquid Assets |
| HTM | Held To Maturity |
| IAIS | International Association of Insurance Supervisors |
| IBBI | Insolvency and Bankruptcy Board of India |
| IBC | Insolvency and Bankruptcy Code |
| IC | Insurance Company |
| ICEX | Indian Commodity Exchange |
| IFSCA | International Financial Services Centres Authority |
| IMF | International Monetary Fund |
| IOSCO | International Organisation of Securities Commissions |
| IRAC | Income Recognition and Asset Classification |
| IRD | Interest rate derivative |
| IRDAI | Insurance Regulatory and Development Authority |
| ISDA | International Swaps and Derivatives Association |
| LABs | Local Area Banks |
| LB | Large Borrowers |
| LCH | London Clearing House |
| LEF | Large Exposure Framework |
| LIBOR | London Inter-bank Offer Rate |
| MCX | Multi-Commodity Exchange of India |
| MES | Marginal Expected Shortfall |
| MFs | Mutual Funds |
| MHP | Minimum Holding Period |
| MIFOR | Mumbai Interbank Forward Offer Rate |
| ML | Machine Learning |
| MMFs | Money Market Funds |
| MMMFs | Money Market Mutual Funds |
| MRR | Minimum Retention Requirement |
| MSF | Marginal Standing Facility |
| MSME | Micro, Small and Medium Enterprises |
| MTM | Mark-To-Market |
| NABARD | National Bank for Agriculture and Rural Development |
| NARCL | National Asset Reconstruction Company Limited |
| NBFC | Non-Banking Financial Company |
| NBFC-BL | NBFC- Base Layer |
| NBFC-D | NBFC- Deposit Taking |
| NBFC-ICC | NBFC-Investment and Credit Company |
| NBFC-IDF | NBFC- Infrastructure Debt Fund |
| NBFC-IFC | NBFC- Infrastructure Finance Company |
| NBFC-MFI | NBFC-Micro Finance Institutions |
| NBFC-ML | NBFC-Middle Layer |
| NBFC-ND | NBFC-Non Deposit Taking |
| NBFC-P2P | NBFC-Peer-to-Peer Lending Platforms |
| NBFC-UL | NBFC- Upper Layer |
| NBFI | non-bank financial intermediation |
| NCDEX | National Commodity and Derivatives Exchange Limited |
| NCDs | Non-Convertible Debentures |
| NCGTC | National Credit Guarantee Trustee Company Limited |
| NCLT | National Company Law Tribunal |
| NDF | Non-Deliverable Forward |
| NDSI | Non-Deposit taking Systemically Important |
| NDTL | Net Demand & Time Liabilities |
| NeSL | National e-Governance Services Limited |
| NFB | Non-Fund Based |
| NGFS | Network for Greening the Financial System |
| NHB | National Housing Bank |
| NIM | Net Interest Margin |
| NNPA | Net Non performing Assets |
| NPA | Non-Performing Assets |
| NPS | National Pension Scheme |
| NSE | National Stock Exchange |
| NSUCBs | Non-Scheduled Urban Cooperative Banks |
| OD | OverDraft |
| OECD | Organisation for Economic Cooperation and Development |
| OEF | Open ended funds |
| OIS | Overnight Index Swap |
| OOI | Other Operating Income |
| OTC | Over-the-Counter |
| PAT | Profit After Tax |
| PCA | Principal Component Analysis |
| PCR | Provisioning Coverage Ratio |
| PDs | Primary Dealers |
| PFRDA | Pension Fund Regulatory and Development Authority |
| PFs | Pension Funds |
| PSBs | Public Sector Banks |
| PVBs | Private Banks |
| QE | Quantitative Easing |
| QIBs | Qualified Institutional Buyers |
| QIPs | Qualified Institutional Placements |
| RBIH | RBI Innovation Hub |
| RDG | Retail Direct Guilt |
| RF | Resolution Framework |
| RFR | Risk Free rate |
| RoA | Return on Asset |
| RoE | Return on Equity |
| RRB | Regional Rural Banks |
| RS | Regulatory Sandbox |
| SARON | Swiss Average Rate Overnight |
| SCBs | Scheduled Commercial Banks |
| SD | Standard Deviation |
| SDLs | State Development Loans |
| SEBI | Securities and Exchange Board of India |
| SFBs | Small Finance Banks |
| SIDBI | Small Industries Development Bank Of India |
| SIPs | Systematic Investment Plans |
| SITG | Skin-In-the-Game |
| SLR | Statutory Liquidity Ratio |
| SMA | Special Mention Account |
| SOFR | Secured Overnight Financing Rate |
| SONIA | Sterling Overnight Index Average |
| SPDs | Standalone Primary Dealers |
| SPE | Special Purpose Entity |
| SRF | Settlement Reserve Fund |
| SRI | Systemic Risk Indicator |
| SRS | Systemic Risk Survey |
| SUCBs | Scheduled Urban Cooperative Banks |
| TONA | Tokyo Overnight Average Rate |
| TReDS | Trade Receivable and Discounting System |
| UCB | Urban Cooperative bank |
| UPI | Unified Payment Interface |
| VRRR | Variable Rate Reverse Repo |
| WALR | Weighted Average Lending Rate |
| WTO | World Trade Organisation |
| YTM | Yield to Maturity |