PAYMENT AND SETTLEMENT SYSTEMS

Payment and settlement systems play an important role in improving overall economic efficiency. They consist of all the diverse arrangements that we use to systematically transfer money-currency, paper instruments such as cheques, and various electronic channels.

1. Real Time Gross Settlement (RTGS)

RTGS Holidays – 2020

RTGS Membership Regulations (Updated in December 2020)

List of RTGS enabled bank branches

2. National Electronic Funds Transfer

List of Participants

List of NEFT enabled bank branches (Consolidated Indian Financial System Code)

List of NEFT enabled bank Branches (Bank-wise Indian Financial System Code)

3. Cheque Clearing

MICR Codes

4. Customer Facilitation Centres for NEFT and RTGS

Customer Facilitation Centres – NEFT/RTGS

5. Authorisation of Payment and Settlement Systems Operators

List of Authorised Entities - Payment System Operators

Status of Applications received from Online Payment Aggregators (PAs) under Payment and Settlement Systems Act, 2007

List of Banks Permitted to Provide Mobile Banking Service in India

List of Banks permitted for issuance and operation of Prepaid Payment Instruments in India

List of Banks permitted to operate as Bharat Bill Payment Operating Unit (BBPOU)

6. Frequently Asked Questions

FAQs on Payment & Settlement Systems

7. Financial Education

Videos:

RBI Governor's message on Digital Payments

Digital Banking (Restaurant)

Digital Banking (Badminton Court)

Limited Liability for customer in case of fraud

Trade Receivables Discounting System (TReDs)

Going Digital

Unified Payments Interface

Cyber Security

Customer Liability in Unauthorised Electronic Banking Transactions

Setting Limits

RBI Kehta Hai:

Social Media Posts

Customer Liability in Unauthorised Electronic Banking Transactions

Convenience of Digital Banking

GIFs on Digital Transactions

GIFs on Cyber Security

8. Helpdesk / Contact Us

Click this link and select "Payment Systems" as Department

9. Complaints

Please visit our Complaints Portal