617 Reserve Bank of India - Master Directions
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Master Directions

The Reserve Bank of India has started issuing Master Directions on all regulatory matters beginning January 2016. The Master Directions consolidate instructions on rules and regulations framed by the Reserve Bank under various Acts including banking issues and foreign exchange transactions. The process of issuing Master Directions involves issuing one Master Direction for each subject matter covering all instructions on that subject. Any change in the rules, regulation or policy is communicated during the year by way of circulars/press releases. The Master Directions will be updated suitably and simultaneously whenever there is a change in the rules/regulations or there is a change in the policy. All the changes will get reflected in the Master Directions available on the RBI website along with the dates on which changes are made. Explanations of rules and regulations will be issued by way of Frequently Asked Questions (FAQs) after issue of the Master Directions in easy to understand language wherever necessary. The existing set of Master Circulars issued on various subjects will stand withdrawn with the issue of the Master Direction on the subject.

Commercial Banks
Nov 28, 2025
Reserve Bank of India (Universal Banks – Licensing) Guidelines, 2025PDF Download 558 kb
Reserve Bank of India (Setting Up of Wholly Owned Subsidiaries by Foreign Banks) Guidelines, 2025PDF Download 302 kb
Reserve Bank of India (Commercial Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025PDF Download 377 kb
Reserve Bank of India (Commercial Banks – Voluntary Amalgamation) Directions, 2025PDF Download 305 kb
Reserve Bank of India (Commercial Banks – Branch Authorisation) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Commercial Banks – Digital Banking Channels Authorisation) Directions, 2025PDF Download 245 kb
Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)PDF Download 380 kb
Reserve Bank of India (Commercial Banks - Governance) Directions, 2025PDF Download 652 kb
Reserve Bank of India (Commercial Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025 (Updated as on January 22, 2026)PDF Download 613 kb
Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Directions, 2025 (Updated as on January 09, 2026)PDF Download 300 kb
Reserve Bank of India (Commercial Banks – Resource Raising Norms) Directions, 2025PDF Download 243 kb
Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025PDF Download 364 kb
Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Commercial Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025PDF Download 433 kb
Reserve Bank of India (Commercial Banks – Credit Information Reporting) Directions, 2025PDF Download 853 kb
Reserve Bank of India (Commercial Banks – Credit Risk Management) Directions, 2025PDF Download 701 kb
Reserve Bank of India (Commercial Banks – Concentration Risk Management) Directions, 2025 (Updated as on January 01, 2026)PDF Download 748 kb
Reserve Bank of India (Commercial Banks - Transfer and Distribution of Credit Risk) Directions, 2025PDF Download 507 kb
Reserve Bank of India (Commercial Banks – Securitisation Transactions) Directions, 2025PDF Download 461 kb
Reserve Bank of India (Commercial Banks – Interest Rates on Advances) Directions, 2025PDF Download 318 kb
Reserve Bank of India (Commercial Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF Download 824 kb
Reserve Bank of India (Commercial Banks – Asset Liability Management) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Commercial Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025 (Updated as on January 01, 2026)PDF Download 480 kb
Reserve Bank of India (Commercial Banks – Resolution of Stressed Assets) Directions, 2025PDF Download 505 kb
Reserve Bank of India (Commercial Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF Download 470 kb
Reserve Bank of India (Commercial Banks – Financial Statements: Presentation and Disclosures) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Commercial Banks – Prudential Norms on Declaration of Dividends and Remittance of Profit) Directions, 2025PDF Download 333 kb
Reserve Bank of India (Commercial Banks – Know Your Customer) Directions, 2025 (Updated as on December 29, 2025)PDF Download 683 kb
Reserve Bank of India (Commercial Banks – Responsible Business Conduct) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Commercial Banks – Managing Risks in Outsourcing) Directions, 2025PDF Download 403 kb
Reserve Bank of India (Commercial Banks - Climate Finance and Management of Climate Change Risks) Directions, 2025PDF Download 280 kb
Reserve Bank of India (Commercial Banks – Forthcoming Instructions) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Commercial Banks – Miscellaneous) Directions, 2025PDF Download 300 kb
Small Finance Banks
Nov 28, 2025
Reserve Bank of India (Small Finance Banks – Licensing) Guidelines, 2025PDF Download 661 kb
Reserve Bank of India (Small Finance Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025PDF Download 380 kb
Reserve Bank of India (Small Finance Banks - Voluntary Amalgamation) Directions, 2025PDF Download 292 kb
Reserve Bank of India (Small Finance Banks – Branch Authorisation) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Small Finance Banks – Digital Banking Channels Authorisation) Directions, 2025PDF Download 224 kb
Reserve Bank of India (Small Finance Banks – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)PDF Download 298 kb
Reserve Bank of India (Small Finance Banks – Governance) Directions, 2025PDF Download 636 kb
Reserve Bank of India (Small Finance Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025 (Updated as on January 22, 2026)PDF Download 493 kb
Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital Adequacy) Directions, 2025 (Updated as on January 09, 2026)PDF Download 300 kb
Reserve Bank of India (Small Finance Banks - Resource Raising Norms) Directions, 2025PDF Download 277 kb
Reserve Bank of India (Small Finance Banks – Interest Rate on Deposits) Directions, 2025PDF Download 343 kb
Reserve Bank of India (Small Finance Banks – Credit Facilities) Directions, 2025PDF Download 1093 kb
Reserve Bank of India (Small Finance Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025PDF Download 419 kb
Reserve Bank of India (Small Finance Banks – Credit Information Reporting) Directions, 2025PDF Download 880 kb
Reserve Bank of India (Small Finance Banks – Credit Risk Management) Directions, 2025PDF Download 681 kb
Reserve Bank of India (Small Finance Banks – Concentration Risk Management) Directions, 2025 (Updated as on January 01, 2026)PDF Download 400 kb
Reserve Bank of India (Small Finance Banks – Transfer and Distribution of Credit Risk) Directions, 2025PDF Download 506 kb
Reserve Bank of India (Small Finance Banks – Securitisation Transactions) Directions, 2025PDF Download 421 kb
Reserve Bank of India (Small Finance Banks – Interest Rates on Advances) Directions, 2025PDF Download 335 kb
Reserve Bank of India (Small Finance Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Small Finance Banks – Asset Liability Management) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Small Finance Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025 (Updated as on January 01, 2026)PDF Download 300 kb
Reserve Bank of India (Small Finance Banks – Resolution of Stressed Assets) Directions, 2025PDF Download 490 kb
Reserve Bank of India (Small Finance Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF Download 435 kb
Reserve Bank of India (Small Finance Banks – Financial Statements: Presentation and Disclosures) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Small Finance Banks – Prudential Norms on Declaration of Dividends) Directions, 2025PDF Download 342 kb
Reserve Bank of India (Small Finance Banks – Know Your Customer) Directions, 2025 (Updated as on December 29, 2025)PDF Download 687 kb
Reserve Bank of India (Small Finance Banks – Responsible Business Conduct) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Small Finance Banks – Managing Risks in Outsourcing) Directions, 2025PDF Download 413 kb
Reserve Bank of India (Small Finance Banks – Climate Finance and Management of Climate Change Risks) Directions, 2025PDF Download 276 kb
Reserve Bank of India (Small Finance Banks – Miscellaneous) Directions, 2025PDF Download 300 kb
Payments Banks
Nov 28, 2025
Reserve Bank of India (Payments Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025PDF Download 402 kb
Reserve Bank of India (Payments Banks – Voluntary Amalgamation) Directions, 2025PDF Download 292 kb
Reserve Bank of India (Payments Banks – Branch Authorisation) Directions, 2025PDF Download 595 kb
Reserve Bank of India (Payments Banks – Digital Banking Channels Authorisation) Directions, 2025PDF Download 219 kb
Reserve Bank of India (Payments Banks – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)PDF Download 236 kb
Reserve Bank of India (Payments Banks - Governance) Directions, 2025PDF Download 585 kb
Reserve Bank of India (Payments Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025 (Updated as on January 22, 2026)PDF Download 564 kb
Reserve Bank of India (Payments Banks – Prudential Norms on Capital Adequacy) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Payments Banks – Interest Rate on Deposits) Directions, 2025PDF Download 273 kb
Reserve Bank of India (Payments Banks – Debit Cards: Issuance and Conduct) Directions, 2025PDF Download 291 kb
Reserve Bank of India (Payments Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Payments Banks – Asset Liability Management) Directions, 2025PDF Download 1070 kb
Reserve Bank of India (Payments Banks – Financial Statements: Presentation and Disclosures) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Payments Banks – Prudential Norms on Declaration of Dividends) Directions, 2025PDF Download 298 kb
Reserve Bank of India (Payments Banks – Know Your Customer) Directions, 2025 (Updated as on December 29, 2025)PDF Download 686 kb
Reserve Bank of India (Payments Banks – Responsible Business Conduct) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Payments Banks – Managing Risks in Outsourcing) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Payments Banks – Miscellaneous) Directions, 2025PDF Download 300 kb
Local Area Banks
Nov 28, 2025
Reserve Bank of India (Local Area Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025PDF Download 362 kb
Reserve Bank of India (Local Area Banks – Voluntary Amalgamation) Directions, 2025PDF Download 296 kb
Reserve Bank of India (Local Area Banks – Branch Authorisation) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Local Area Banks – Digital Banking Channels Authorisation) Directions, 2025PDF Download 247 kb
Reserve Bank of India (Local Area Banks – Governance) Directions, 2025PDF Download 574 kb
Reserve Bank of India (Local Area Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025 (Updated as on January 22, 2026)PDF Download 529 kb
Reserve Bank of India (Local Area Banks – Prudential Norms on Capital Adequacy) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Local Area Banks – Interest Rate on Deposits) Directions, 2025PDF Download 361 kb
Reserve Bank of India (Local Area Banks – Credit Facilities) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Local Area Banks – Debit Cards: Issuance and Conduct) Directions, 2025PDF Download 283 kb
Reserve Bank of India (Local Area Banks – Credit Information Reporting) Directions, 2025PDF Download 859 kb
Reserve Bank of India (Local Area Banks – Credit Risk Management) Directions, 2025PDF Download 356 kb
Reserve Bank of India (Local Area Banks – Concentration Risk Management) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Local Area Banks – Transfer and Distribution of Credit Risk) Directions, 2025PDF Download 362 kb
Reserve Bank of India (Local Area Banks – Interest Rates on Advances) Directions, 2025PDF Download 327 kb
Reserve Bank of India (Local Area Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Local Area Banks – Asset Liability Management) Directions, 2025PDF Download 484 kb
Reserve Bank of India (Local Area Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025PDF Download 429 kb
Reserve Bank of India (Local Area Banks – Resolution of Stressed Assets) Directions, 2025PDF Download 338 kb
Reserve Bank of India (Local Area Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF Download 465 kb
Reserve Bank of India (Local Area Banks – Financial Statements: Presentation and Disclosures) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Local Area Banks – Prudential Norms on Declaration of Dividends) Directions, 2025PDF Download 325 kb
Reserve Bank of India (Local Area Banks – Know Your Customer) Directions, 2025 (Updated as on December 29, 2025)PDF Download 684 kb
Reserve Bank of India (Local Area Banks – Responsible Business Conduct) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Local Area Banks – Managing Risks in Outsourcing) Directions, 2025PDF Download 337 kb
Reserve Bank of India (Local Area Banks – Miscellaneous) Directions, 2025PDF Download 300 kb
Regional Rural Banks
Nov 28, 2025
Reserve Bank of India (Regional Rural Banks – Branch Authorisation) Directions, 2025PDF Download 581 kb
Reserve Bank of India (Regional Rural Banks – Digital Banking Channels Authorisation) Directions, 2025PDF Download 239 kb
Reserve Bank of India (Regional Rural Banks – Undertaking of Financial Services) Directions, 2025PDF Download 356 kb
Reserve Bank of India (Regional Rural Banks – Governance) Directions, 2025PDF Download 408 kb
Reserve Bank of India (Regional Rural Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025 (Updated as on January 22, 2026)PDF Download 483 kb
Reserve Bank of India (Regional Rural Banks – Prudential Norms on Capital Adequacy) Directions, 2025PDF Download 511 kb
Reserve Bank of India (Regional Rural Banks – Interest Rate on Deposits) Directions, 2025PDF Download 339 kb
Reserve Bank of India (Regional Rural Banks – Credit Facilities) Directions, 2025PDF Download 331 kb
Reserve Bank of India (Regional Rural Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025PDF Download 429 kb
Reserve Bank of India (Regional Rural Banks – Credit Information Reporting) Directions, 2025PDF Download 846 kb
Reserve Bank of India (Regional Rural Banks – Credit Risk Management) Directions, 2025PDF Download 537 kb
Reserve Bank of India (Regional Rural Banks – Concentration Risk Management) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Regional Rural Banks – Transfer and Distribution of Credit Risk) Directions, 2025PDF Download 383 kb
Reserve Bank of India (Regional Rural Banks – Interest Rates on Advances) Directions, 2025PDF Download 235 kb
Reserve Bank of India (Regional Rural Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF Download 452 kb
Reserve Bank of India (Regional Rural Banks – Asset Liability Management) Directions, 2025PDF Download 453 kb
Reserve Bank of India (Regional Rural Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025PDF Download 300 kb
Reserve Bank of India (Regional Rural Banks – Resolution of Stressed Assets) Directions, 2025PDF Download 344 kb
Reserve Bank of India (Regional Rural Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF Download 469 kb
Reserve Bank of India (Regional Rural Banks – Financial Statements: Presentation and Disclosures) Directions, 2025PDF Download 884 kb
Reserve Bank of India (Regional Rural Banks – Know Your Customer) Directions, 2025 (Updated as on December 29, 2025)PDF Download 668 kb
Reserve Bank of India (Regional Rural Banks – Responsible Business Conduct) Directions, 2025PDF Download 1030 kb
Reserve Bank of India (Regional Rural Banks – Miscellaneous) Directions, 2025PDF Download 1407 kb
Urban Co-operative Banks
Nov 28, 2025
Reserve Bank of India (Urban Co-operative Banks - Branch Authorisation) Directions, 2025PDF Download 452 kb
Reserve Bank of India (Urban Co-operative Banks – Licensing, Scheduling and Regulatory Classification) Guidelines, 2025PDF Download 228 kb
Reserve Bank of India (Urban Co-operative Banks – Voluntary Amalgamation) Directions, 2025PDF Download 336 kb
Reserve Bank of India (Urban Co-operative Banks – Digital Banking Channels Authorisation) Directions, 2025PDF Download 262 kb
Reserve Bank of India (Urban Co-operative Banks – Undertaking of Financial Services) Directions, 2025PDF Download 412 kb
Reserve Bank of India (Urban Co-operative Banks – Governance) Directions, 2025PDF Download 424 kb
Reserve Bank of India (Urban Co-operative Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025 (Updated as on January 22, 2026)PDF Download 970 kb
Reserve Bank of India (Urban Co-operative Banks – Prudential Norms on Capital Adequacy) Directions, 2025PDF Download 875 kb
Reserve Bank of India (Urban Co-operative Banks – Interest Rate on Deposits) Directions, 2025PDF Download 329 kb
Reserve Bank of India (Urban Co-operative Banks – Credit Facilities) Directions, 2025PDF Download 762 kb
Reserve Bank of India (Urban Co-operative Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025PDF Download 328 kb
Reserve Bank of India (Urban Co-operative Banks – Credit Information Reporting) Directions, 2025PDF Download 857 kb
Reserve Bank of India (Urban Co-operative Banks – Credit Risk Management) Directions, 2025PDF Download 389 kb
Reserve Bank of India (Urban Co-operative Banks – Concentration Risk Management) Directions, 2025PDF Download 306 kb
Reserve Bank of India (Urban Co-operative Banks – Transfer and Distribution of Credit Risk) Directions, 2025PDF Download 349 kb
Reserve Bank of India (Urban Co-operative Banks – Interest Rates on Advances) Directions, 2025PDF Download 242 kb
Reserve Bank of India (Urban Co-operative Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF Download 492 kb
Reserve Bank of India (Urban Co-operative Banks – Asset Liability Management) Directions, 2025PDF Download 720 kb
Reserve Bank of India (Urban Co-operative Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025PDF Download 360 kb
Reserve Bank of India (Urban Co-operative Banks – Resolution of Stressed Assets) Directions, 2025PDF Download 504 kb
Reserve Bank of India (Urban Co-operative Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF Download 336 kb
Reserve Bank of India (Urban Co-operative Banks – Financial Statements: Presentation and Disclosures) Directions, 2025PDF Download 719 kb
Reserve Bank of India (Urban Co-operative Banks – Prudential Norms on Declaration of Dividends) Directions, 2025PDF Download 260 kb
Reserve Bank of India (Urban Co-operative Banks – Know Your Customer) Directions, 2025 (Updated as on December 29, 2025)PDF Download 696 kb
Reserve Bank of India (Urban Co-operative Banks – Responsible Business Conduct) Directions, 2025PDF Download 951 kb
Reserve Bank of India (Urban Co-operative Banks – Managing Risks in Outsourcing) Directions, 2025PDF Download 349 kb
Reserve Bank of India (Urban Co-operative Banks – Miscellaneous) Directions, 2025PDF Download 1391 kb
Rural Co-operative Banks
Nov 28, 2025
Reserve Bank of India (Rural Co-operative Banks - Branch Authorisation) Directions, 2025PDF Download 385 kb
Reserve Bank of India (Rural Co-operative Banks – Miscellaneous) Directions, 2025PDF Download 396 kb
Reserve Bank of India (Rural Co-operative Banks - Voluntary Amalgamation) Directions, 2025PDF Download 319 kb
Reserve Bank of India (Rural Co-operative Banks – Digital Banking Channels Authorisation) Directions, 2025PDF Download 273 kb
Reserve Bank of India (Rural Co-operative Banks – Undertaking of Financial Services) Directions, 2025PDF Download 362 kb
Reserve Bank of India (Rural Co-operative Banks – Governance) Directions, 2025PDF Download 363 kb
Reserve Bank of India (Rural Co-operative Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025 (Updated as on January 22, 2026)PDF Download 826 kb
Reserve Bank of India (Rural Co-operative Banks – Prudential Norms on Capital Adequacy) Directions, 2025PDF Download 536 kb
Reserve Bank of India (Rural Co-operative Banks – Interest Rate on Deposits) Directions, 2025PDF Download 371 kb
Reserve Bank of India (Rural Co-operative Banks – Credit Facilities) Directions, 2025PDF Download 325 kb
Reserve Bank of India (Rural Co-operative Banks – Debit Cards: Issuance and Conduct) Directions, 2025PDF Download 298 kb
Reserve Bank of India (Rural Co-operative Banks – Credit Information Reporting) Directions, 2025PDF Download 863 kb
Reserve Bank of India (Rural Co-operative Banks – Credit Risk Management) Directions, 2025PDF Download 285 kb
Reserve Bank of India (Rural Co-operative Banks – Concentration Risk Management) Directions, 2025PDF Download 335 kb
Reserve Bank of India (Rural Co-operative Banks – Transfer and Distribution of Credit Risk) Directions, 2025PDF Download 293 kb
Reserve Bank of India (Rural Co-operative Banks – Interest Rates on Advances) Directions, 2025PDF Download 244 kb
Reserve Bank of India (Rural Co-operative Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF Download 425 kb
Reserve Bank of India (Rural Co-operative Banks – Asset Liability Management) Directions, 2025PDF Download 465 kb
Reserve Bank of India (Rural Co-operative Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025PDF Download 344 kb
Reserve Bank of India (Rural Co-operative Banks – Resolution of Stressed Assets) Directions, 2025PDF Download 397 kb
Reserve Bank of India (Rural Co-operative Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF Download 394 kb
Reserve Bank of India (Rural Co-operative Banks – Financial Statements: Presentation and Disclosures) Directions, 2025PDF Download 685 kb
Reserve Bank of India (Rural Co-operative Banks – Prudential Norms on Declaration of Dividends) Directions, 2025PDF Download 263 kb
Reserve Bank of India (Rural Co-operative Banks – Know Your Customer) Directions, 2025 (Updated as on December 29, 2025)PDF Download 692 kb
Reserve Bank of India (Rural Co-operative Banks – Responsible Business Conduct) Directions, 2025PDF Download 1538 kb
Reserve Bank of India (Rural Co-operative Banks – Managing Risks in Outsourcing) Directions, 2025PDF Download 308 kb
All India Financial Institutions
Nov 28, 2025
Reserve Bank of India (All India Financial Institutions – Undertaking of Financial Services) Directions, 2025PDF Download 359 kb
Reserve Bank of India (All India Financial Institutions – Prudential Norms on Capital Adequacy) Directions, 2025 (Updated as on January 09, 2026)PDF Download 2247 kb
Reserve Bank of India (All India Financial Institutions– Resource Raising Norms) Directions, 2025PDF Download 291 kb
Reserve Bank of India (All India Financial Institutions – Credit Facilities) Directions, 2025PDF Download 428 kb
Reserve Bank of India (All India Financial Institutions – Credit Information Reporting) Directions, 2025PDF Download 839 kb
Reserve Bank of India (All India Financial Institutions – Credit Risk Management) Directions, 2025PDF Download 308 kb
Reserve Bank of India (All India Financial Institutions – Concentration Risk Management) Directions, 2025PDF Download 564 kb
Reserve Bank of India (All India Financial Institutions – Transfer and Distribution of Credit Risk) Directions, 2025PDF Download 506 kb
Reserve Bank of India (All India Financial Institutions – Securitisation Transactions) Directions, 2025PDF Download 455 kb
Reserve Bank of India (All India Financial Institutions – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF Download 433 kb
Reserve Bank of India (All India Financial Institutions – Asset Liability Management) Directions, 2025PDF Download 563 kb
Reserve Bank of India (All India Financial Institutions – Income Recognition, Asset Classification and Provisioning) Directions, 2025PDF Download 480 kb
Reserve Bank of India (All India Financial Institutions – Resolution of Stressed Assets) Directions, 2025PDF Download 493 kb
Reserve Bank of India (All India Financial Institutions – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF Download 454 kb
Reserve Bank of India (All India Financial Institutions – Financial Statements: Presentation and Disclosures) Directions, 2025PDF Download 733 kb
Reserve Bank of India (All India Financial Institutions – Know Your Customer) Directions, 2025 (Updated as on December 29, 2025)PDF Download 652 kb
Reserve Bank of India (All India Financial Institutions – Responsible Business Conduct) Directions, 2025PDF Download 280 kb
Reserve Bank of India (All India Financial Institutions – Managing Risks in Outsourcing) Directions, 2025PDF Download 342 kb
Reserve Bank of India (All India Financial Institutions – Miscellaneous) Directions, 2025PDF Download 254 kb
Non-Banking Financial Companies
Nov 28, 2025
Reserve Bank of India (Non-Banking Financial Companies – Registration, Exemptions and Framework for Scale Based Regulation) Directions, 2025PDF Download 444 kb
Reserve Bank of India (Non-Banking Financial Companies – Acquisition of Shareholding or Control) Directions, 2025PDF Download 312 kb
Reserve Bank of India (Non-Banking Financial Companies – Voluntary Amalgamation) Directions, 2025PDF Download 271 kb
Reserve Bank of India (Non-Banking Financial Companies – Branch Authorisation) Directions, 2025PDF Download 233 kb
Reserve Bank of India (Non-Banking Financial Companies – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)PDF Download 481 kb
Reserve Bank of India (Non-Banking Financial Companies – Governance) Directions, 2025PDF Download 463 kb
Reserve Bank of India (Non-Banking Financial Companies – Prudential Norms on Capital Adequacy) Directions, 2025PDF Download 478 kb
Reserve Bank of India (Non-Banking Financial Companies – Acceptance of Public Deposits) Directions, 2025PDF Download 378 kb
Reserve Bank of India (Non-Banking Financial Companies – Credit Facilities) Directions, 2025PDF Download 525 kb
Reserve Bank of India (Non-Banking Financial Companies – Credit Cards: Issuance and Conduct) Directions, 2025PDF Download 449 kb
Reserve Bank of India (Non-Banking Financial Companies – Credit Information Reporting) Directions, 2025PDF Download 848 kb
Reserve Bank of India (Non-Banking Financial Companies – Credit Risk Management) Directions, 2025PDF Download 310 kb
Reserve Bank of India (Non-Banking Financial Companies – Concentration Risk Management) Directions, 2025PDF Download 350 kb
Reserve Bank of India (Non-Banking Financial Companies - Transfer and Distribution of Credit Risk) Directions, 2025PDF Download 386 kb
Reserve Bank of India (Non-Banking Financial Companies – Securitisation Transactions) Directions, 2025PDF Download 465 kb
Reserve Bank of India (Non-Banking Financial Companies – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF Download 336 kb
Reserve Bank of India (Non-Banking Financial Companies – Asset Liability Management) Directions, 2025PDF Download 635 kb
Reserve Bank of India (Non-Banking Financial Companies – Income Recognition, Asset Classification and Provisioning) Directions, 2025PDF Download 331 kb
Reserve Bank of India (Non-Banking Financial Companies – Resolution of Stressed Assets) Directions, 2025PDF Download 650 kb
Reserve Bank of India (Non-Banking Financial Companies – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF Download 476 kb
Reserve Bank of India (Non-Banking Financial Companies – Financial Statements: Presentation and Disclosures) Directions, 2025PDF Download 816 kb
Reserve Bank of India (Non-Banking Financial Companies – Prudential Norms on Declaration of Dividends) Directions, 2025PDF Download 359 kb
Reserve Bank of India (Non-Banking Financial Companies – Know Your Customer) Directions, 2025 (Updated as on December 29, 2025)PDF Download 591 kb
Reserve Bank of India (Non-Banking Financial Companies – Responsible Business Conduct) Directions, 2025PDF Download 482 kb
Reserve Bank of India (Non-Banking Financial Companies – Managing Risks in Outsourcing) Directions, 2025PDF Download 505 kb
Reserve Bank of India (Non-Banking Financial Companies – Climate Finance and Management of Climate Change Risks) Directions, 2025PDF Download 246 kb
Reserve Bank of India (Housing Finance Companies) Directions, 2025PDF Download 1022 kb
Reserve Bank of India (Standalone Primary Dealers) Directions, 2025PDF Download 759 kb
Reserve Bank of India (Core Investment Companies) Directions, 2025PDF Download 474 kb
Reserve Bank of India (Non-Banking Financial Companies - Account Aggregator) Directions, 2025PDF Download 332 kb
Reserve Bank of India (Mortgage Guarantee Companies) Directions, 2025PDF Download 413 kb
Reserve Bank of India (Non-Banking Financial Companies – Peer to Peer Lending Platform) Directions, 2025PDF Download 732 kb
Reserve Bank of India (Non-Banking Financial Companies – Microfinance Institution) Directions, 2025PDF Download 313 kb
Reserve Bank of India (Non-Operative Financial Holding Companies) Directions, 2025 (Updated as on December 05, 2025)PDF Download 323 kb
Reserve Bank of India (Non-Banking Financial Companies – Miscellaneous) Directions, 2025PDF Download 326 kb
Asset Reconstruction Companies
Nov 28, 2025
Reserve Bank of India (Asset Reconstruction Companies) Directions, 2025PDF Download 695 kb
Reserve Bank of India (Asset Reconstruction Companies – Credit Information Reporting) Directions, 2025PDF Download 814 kb
Reserve Bank of India (Asset Reconstruction Companies – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF Download 398 kb
Reserve Bank of India (Asset Reconstruction Companies – Know Your Customer) Directions, 2025 (Updated as on December 29, 2025)PDF Download 561 kb
Credit Information Companies
Nov 28, 2025
Reserve Bank of India (Credit Information Companies) Directions, 2025PDF Download 974 kb
Reserve Bank of India (Credit Information Companies – Managing Risks in Outsourcing) Directions, 2025PDF Download 352 kb


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