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Document - 16. Industry-wise Deployment of Gross Bank Credit () or PDF - 16. Industry-wise Deployment of Gross Bank Credit ()
16. Industry-wise Deployment of Gross Bank Credit
Date : Feb 20, 2026
(₹ Crore)
Industry Outstanding as on Growth(%)
Mar. 21, 2025 2024 2025 Financial year so far Y-o-Y
Dec. 27 Nov. 28 Dec. 31 2025-26 2025
1 2 3 4 % %
2 Industries (2.1 to 2.19) 3985660 3893504 4219433 4413257 10.7 13.3
2.1 Mining & Quarrying (incl. Coal) 56818 53938 63042 64877 14.2 20.3
2.2 Food Processing 219525 211985 210297 236770 7.9 11.7
2.2.1 Sugar 28522 19889 15479 20369 -28.6 2.4
2.2.2 Edible Oils & Vanaspati 20927 21798 21197 24850 18.7 14.0
2.2.3 Tea 5084 6470 4962 5296 4.2 -18.1
2.2.4 Others 164992 163827 168659 186254 12.9 13.7
2.3 Beverage & Tobacco 35515 30671 37001 37450 5.4 22.1
2.4 Textiles 277267 264056 280594 295291 6.5 11.8
2.4.1 Cotton Textiles 107495 98417 101828 108972 1.4 10.7
2.4.2 Jute Textiles 4288 4340 4769 4967 15.8 14.4
2.4.3 Man-Made Textiles 49186 48667 49845 51060 3.8 4.9
2.4.4 Other Textiles 116298 112631 124151 130291 12.0 15.7
2.5 Leather & Leather Products 12980 12804 13363 13717 5.7 7.1
2.6 Wood & Wood Products 27826 26601 29023 30312 8.9 14.0
2.7 Paper & Paper Products 52848 51508 55634 57587 9.0 11.8
2.8 Petroleum, Coal Products & Nuclear Fuels 154179 139840 172308 194376 26.1 39.0
2.9 Chemicals & Chemical Products 267815 263645 292402 302682 13.0 14.8
2.9.1 Fertiliser 32011 31829 33023 34473 7.7 8.3
2.9.2 Drugs & Pharmaceuticals 88524 87821 92078 95548 7.9 8.8
2.9.3 Petro Chemicals 28797 27836 35752 36059 25.2 29.5
2.9.4 Others 118482 116160 131549 136601 15.3 17.6
2.10 Rubber, Plastic & their Products 103465 98914 106098 108654 5.0 9.8
2.11 Glass & Glassware 13443 12508 13490 13760 2.4 10.0
2.12 Cement & Cement Products 59753 61542 63202 64559 8.0 4.9
2.13 Basic Metal & Metal Product 433501 432757 478578 494162 14.0 14.2
2.13.1 Iron & Steel 300156 306185 325440 335076 11.6 9.4
2.13.2 Other Metal & Metal Product 133345 126572 153138 159086 19.3 25.7
2.14 All Engineering 240136 227081 274666 296171 23.3 30.4
2.14.1 Electronics 52863 50109 61109 68839 30.2 37.4
2.14.2 Others 187273 176971 213557 227332 21.4 28.5
2.15 Vehicles, Vehicle Parts & Transport Equipment 119450 115495 127141 137486 15.1 19.0
2.16 Gems & Jewellery 85814 87876 103392 110067 28.3 25.3
2.17 Construction 160037 152439 163802 171001 6.9 12.2
2.18 Infrastructure 1364369 1346090 1402230 1442457 5.7 7.2
2.18.1 Power 692160 662760 754948 782253 13.0 18.0
2.18.2 Telecommunications 123850 129505 111841 111963 -9.6 -13.5
2.18.3 Roads 334147 341683 338571 343718 2.9 0.6
2.18.4 Airports 9156 8733 6055 6426 -29.8 -26.4
2.18.5 Ports 5916 6282 7683 8186 38.4 30.3
2.18.6 Railways 13415 13158 8921 10102 -24.7 -23.2
2.18.7 Other Infrastructure 185726 183969 174211 179810 -3.2 -2.3
2.19 Other Industries 300921 303756 333171 341878 13.6 12.6

Note: With effect from December 31, 2025, definition of last reporting fortnight has been changed to the last day of the month under the Banking Laws (Amendment) Act 2025. Accordingly, the y-o-y growth rates from December 2025 onwards are based on end-of-month data for the current year and data for the last reporting fortnight (as per old definition) for the corresponding month of the previous year.


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