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Document - 46. Small Savings () or PDF - 46. Small Savings ()
46. Small Savings
Date : Jan 21, 2026
(₹ Crore)
Scheme   2024-25 2024 2025
May Mar. Apr. May
1 2 3 4 5
1 Small Savings Receipts 192292 15054 47059 14992 12506
  Outstanding 2052408 1896249 2052408 2066898 2078978
1.1 Total Deposits Receipts 144769 11554 30822 15288 10971
  Outstanding 1443556 1324921 1443556 1458844 1469815
1.1.1 Post Office Saving Bank Deposits Receipts 20641 -332 6817 1649 -3571
  Outstanding 212332 195445 212332 213981 210410
1.1.2 Sukanya Samriddhi Yojna Receipts 41391 2348 17365 3521 2374
  Outstanding 199001 162980 199001 202522 204896
1.1.3 National Saving Scheme, 1987 Receipts 0 0 0 0 0
  Outstanding 0 0 0 0 0
1.1.4 National Saving Scheme, 1992 Receipts 0 0 0 0 0
  Outstanding 0 0 0 0 0
1.1.5 Monthly Income Scheme Receipts 16620 2048 1160 1786 2209
  Outstanding 285630 272755 285630 287416 289625
1.1.6 Senior Citizen Scheme 2004 Receipts 24859 2475 1852 2327 2679
  Outstanding 200326 180150 200326 202653 205332
1.1.7 Post Office Time Deposits Receipts 32755 3724 2658 3112 4489
  Outstanding 338531 312186 338531 341643 346132
1.1.7.1 1 year Time Deposits Outstanding 165641 145006 165641 167697 170779
1.1.7.2 2 year Time Deposits Outstanding 14819 12538 14819 15056 15451
1.1.7.3 3 year Time Deposits Outstanding 10816 9263 10816 10991 11218
1.1.7.4 5 year Time Deposits Outstanding 147255 145379 147255 147899 148684
1.1.8 Post Office Recurring Deposits Receipts 9171 1335 892 3146 3021
  Outstanding 206307 199378 206307 209453 212474
1.1.9 Post Office Cumulative Time Deposits Receipts 0 0 0 0 0
  Outstanding 0 0 0 0 0
1.1.10 Other Deposits Receipts -676 -44 78 -253 -231
  Outstanding 1071 1677 1071 818 587
1.1.11 PM Care for children Receipts 8 0 0 0 1
  Outstanding 358 350 358 358 359
1.2 Saving Certificates Receipts 32992 3486 3228 1786 1920
  Outstanding 446106 423527 446106 447390 448884
1.2.1 National Savings Certificate VIII issue Receipts 10891 1404 619 1058 1780
  Outstanding 194798 186360 194798 195856 197636
1.2.2 Indira Vikas Patras Receipts 0 0 0 0 0
  Outstanding 0 0 0 0 0
1.2.3 Kisan Vikas Patras Receipts 0 0 0 0 0
  Outstanding 0 0 0 0 0
1.2.4 Kisan Vikas Patras - 2014 Receipts 12166 1115 1396 1270 1675
  Outstanding 232726 222698 232726 233996 235671
1.2.5 National Saving Certificate VI issue Receipts 0 0 0 0 0
  Outstanding 0 0 0 0 0
1.2.6 National Saving Certificate VII issue Receipts 0 0 0 0 0
  Outstanding 0 0 0 0 0
1.2.7 M.S. Certificates Receipts 9935 967 1213 -542 -1535
  Outstanding 28212 20056 28212 27670 26135
1.2.8 Other Certificates Outstanding -9630 -5587 -9630 -10132 -10558
1.3 Public Provident Fund Receipts 14531 14 13009 -2082 -385
  Outstanding 162746 147801 162746 160664 160279
Note: Data on receipts from April 2017 are net receipts, i.e., gross receipt minus gross payment.
Source: Accountant General, Post and Telegraphs.

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