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Document - 12. Commercial Bank Survey () or PDF - 12. Commercial Bank Survey ()
12. Commercial Bank Survey
Date : Aug 28, 2025
(₹ Crore)
Item Outstanding as on last reporting Fridays of the month/ reporting Fridays of the month
2024-25 2024 2025
Jun. 28 May 30 Jun. 13 Jun. 27
1 2 3 4 5
1 Components          
1.1 Aggregate Deposits of Residents 22228885 20954884 22826770 22721308 23078766
  (22288331) (21044281) (22881810) (22775087) (23131393)
1.1.1 Demand Deposits 2698049 2601677 2988921 2859234 3072874
1.1.2 Time Deposits of Residents 19530836 18353206 19837850 19862074 20005892
  (19590283) (18442603) (19892889) (19915853) (20058519)
1.1.2.1 Short-term Time Deposits 8788876 8258943 8927032 8937933 9002651
1.1.2.1.1 Certificates of Deposits (CDs) 527375 407354 516544 479167 516691
1.1.2.2 Long-term Time Deposits 10741960 10094264 10910817 10924141 11003241
1.2 Call/Term Funding from Financial Institutions 915248 764461 895727 838463 850218
2 Sources          
2.1 Domestic Credit 25687563 23918212 25817693 25870437 25978666
  (26156690) (24483787) (26263254) (26315479) (26419739)
2.1.1 Credit to the Government 6649537 6091725 6659581 6644387 6649761
  (6697298) (6157070) (6706169) (6690975) (6696348)
2.1.2 Credit to the Commercial Sector 19038025 17826487 19158112 19226049 19328905
  (19459392) (18326718) (19557085) (19624504) (19723391)
2.1.2.1 Bank Credit 17822605 16385798 17888404 17915507 18091714
  (18243972) (16886029) (18287377) (18313963) (18486200)
2.1.2.1.1 Non-food Credit 17786074 16351894 17817823 17847902 18027325
  (18207441) (16852125) (18216796) (18246357) (18421811)
2.1.2.2 Net Credit to Primary Dealers 15458 16136 18396 40274 37618
2.1.2.3 Investments in Other Approved Securities 630 1137 548 569 454
2.1.2.4 Other Investments (in non-SLR Securities) 1199332 1423416 1250763 1269699 1199119
2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1-2.2.2-2.2.3) 54514 -106593 67787 15316 114326
2.2.1 Foreign Currency Assets 529621 304848 530021 477976 577466
2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits 292270 241215 290733 294696 294252
2.2.3 Overseas Foreign Currency Borrowings 182837 170226 171501 167964 168887
2.3 Net Bank Reserves (2.3.1+2.3.2-2.3.3) 791777 1109609 1265837 1393514 1327882
2.3.1 Balances with the RBI 882415 973455 956086 932453 933483
2.3.2 Cash in Hand 81874 104977 87179 90472 86671
2.3.3 Loans and Advances from the RBI 172512 -31176 -222572 -370589 -307728
2.4 Capital Account 2581908 2506141 2840880 2846347 2888296
2.5 Other items (net) (2.1+2.2+2.3-2.4-1.1-1.2) 807812 695742 587940 873149 603594
2.5.1 Other Demand and Time Liabilities (net of 2.2.3) 878795 759345 863072 938066 877929
2.5.2 Net Inter-Bank Liabilities (other than to PDs) 118268 148564 115343 140380 135597
Figures in parentheses include the impact of merger of a non-bank with a bank.

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