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Document - 12. Commercial Bank Survey () or PDF - 12. Commercial Bank Survey ()
12. Commercial Bank Survey
Date : Nov 20, 2024
(₹ Crore)
Item Outstanding as on last reporting Fridays of the month/ reporting Fridays of the month
2023-24 2023 2024
Sep. 22 Aug. 23 Sep. 6 Sep. 20
1 2 3 4 5
1 Components          
1.1 Aggregate Deposits of Residents 20145188 18954584 20991067 21213218 21163509
  (20253430) (19096581) (21070014) (21290169) (21238985)
1.1.1 Demand Deposits 2443853 2204591 2446039 2457244 2498373
1.1.2 Time Deposits of Residents 17701334 16749993 18545028 18755975 18665136
  (17809577) (16891990) (18623975) (18832925) (18740611)
1.1.2.1 Short-term Time Deposits 7965600 7537497 8345262 8440189 8399311
1.1.2.1.1 Certificates of Deposits (CDs) 369399 280304 441388 450106 467853
1.1.2.2 Long-term Time Deposits 9735734 9212496 10199765 10315786 10265825
1.2 Call/Term Funding from Financial Institutions 777942 839627 911377 843672 879626
2 Sources          
2.1 Domestic Credit 23019606 21519171 23918044 24062713 24156294
  (23641847) (22224577) (24468278) (24604913) (24696244)
2.1.1 Credit to the Government 6014054 5867696 6300226 6319540 6338211
  (6105610) (5980661) (6365128) (6383225) (6401753)
2.1.2 Credit to the Commercial Sector 17005551 15651476 17617818 17743173 17818082
  (17536238) (16243916) (18103150) (18221688) (18294491)
2.1.2.1 Bank Credit 15901477 14558874 16459977 16568087 16648643
  (16432164) (15151314) (16945309) (17046602) (17125052)
2.1.2.1.1 Non-food Credit 15878397 14540009 16435616 16546583 16628718
  (16409083) (15132449) (16920948) (17025099) (17105126)
2.1.2.2 Net Credit to Primary Dealers 22904 15674 16000 16422 15588
2.1.2.3 Investments in Other Approved Securities 949 696 358 535 649
2.1.2.4 Other Investments (in non-SLR Securities) 1080222 1076232 1141482 1158129 1153202
2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1-2.2.2-2.2.3) -130004 24056 -143320 -134927 -82683
2.2.1 Foreign Currency Assets 241661 321548 283039 291486 358411
2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits 221796 184084 255112 260147 266682
2.2.3 Overseas Foreign Currency Borrowings 149868 113408 171247 166266 174411
2.3 Net Bank Reserves (2.3.1+2.3.2-2.3.3) 893350 932184 1168575 1320973 1077119
2.3.1 Balances with the RBI 931483 959345 960220 988846 956255
2.3.2 Cash in Hand 89433 94141 96191 90022 86246
2.3.3 Loans and Advances from the RBI 127566 121303 -112164 -242104 -34618
2.4 Capital Account 2299592 2238432 2533660 2538361 2538975
2.5 Other items (net) (2.1+2.2+2.3-2.4-1.1-1.2) 560230 442768 507195 653508 568620
2.5.1 Other Demand and Time Liabilities (net of 2.2.3) 787560 763831 759393 886025 856786
2.5.2 Net Inter-Bank Liabilities (other than to PDs) 197781 175607 122730 134616 131836
Figures in parentheses include the impact of merger of a non-bank with a bank.

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