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Document - 12. Commercial Bank Survey () or PDF - 12. Commercial Bank Survey ()
12. Commercial Bank Survey
Date : Feb 16, 2022
(₹ Crore)
Item Outstanding as on last reporting Fridays of the month/ reporting Fridays of the month
2020-21 2020 2021
Dec. 18 Nov. 19 Dec. 17 Dec. 31
1 2 3 4 5
1 Components          
1.1 Aggregate Deposits of Residents 14960961 14314736 15634295 15720406 16103094
1.1.1 Demand Deposits 1861193 1564598 1820862 1857984 2066651
1.1.2 Time Deposits of Residents 13099768 12750138 13813433 13862422 14036443
1.1.2.1 Short-term Time Deposits 5894896 5737562 6216045 6238090 6316400
1.1.2.1.1 Certificates of Deposits (CDs) 78702 67260 56026 73916 84894
1.1.2.2 Long-term Time Deposits 7204873 7012576 7597388 7624332 7720044
1.2 Call/Term Funding from Financial Institutions 244025 251545 260325 270304 269971
2 Sources          
2.1 Domestic Credit 16378019 15878502 16720791 16880922 17244818
2.1.1 Credit to the Government 4461632 4411845 4582873 4599330 4607365
2.1.2 Credit to the Commercial Sector 11916387 11466657 12137918 12281592 12637453
2.1.2.1 Bank Credit 10949509 10547037 11162194 11313933 11680480
2.1.2.1.1 Non-food Credit 10888255 10453884 11079778 11228353 11591800
2.1.2.2 Net Credit to Primary Dealers 23633 9647 9273 7927 6589
2.1.2.3 Investments in Other Approved Securities 894 1759 1622 1363 869
2.1.2.4 Other Investments (in non-SLR Securities) 942351 908214 964828 958369 949514
2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1–2.2.2–2.2.3) 238802 193391 239502 213904 204416
2.2.1 Foreign Currency Assets 454866 418715 456666 436485 418116
2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits 152552 164224 144821 147027 138760
2.2.3 Overseas Foreign Currency Borrowings 63512 61101 72344 75554 74940
2.3 Net Bank Reserves (2.3.1+2.3.2–2.3.3) 1010202 1040155 1498308 1401403 1475543
2.3.1 Balances with the RBI 542693 488262 683604 693730 716432
2.3.2 Cash in Hand 90748 84934 98432 92469 94182
2.3.3 Loans and Advances from the RBI -376761 -466959 -716272 -615205 -664928
2.4 Capital Account 1578041 1555153 1734895 1733570 1730885
2.5 Other items (net) (2.1+2.2+2.3–2.4–1.1–1.2) 843995 990613 829084 771949 820827
2.5.1 Other Demand and Time Liabilities (net of 2.2.3) 593095 553551 536420 547007 559684
2.5.2 Net Inter-Bank Liabilities (other than to PDs) 80681 69404 32065 34218 29767

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