Click here to Visit the RBI’s new website

RBI Bulletin


Search Archives

download file (12 kb) or PDF document (221 kb)
15. Deployment of Gross Bank Credit by Major Sectors
Date : Aug 13, 2020
(₹ Crore)
Item Outstanding as on Growth (%)
Mar. 27, 2020 2019 2020 Financial year so far Y-o-Y
Jun. 21 May 22 Jun. 19 2020-21 2020
1 2 3 4 5 6
1 Gross Bank Credit 9263134 8547555 9108882 9136004 -1.4 6.9
1.1 Food Credit 51590 71178 79135 88990 72.5 25.0
1.2 Non-food Credit 9211544 8476377 9029747 9047014 –1.8 6.7
1.2.1 Agriculture & Allied Activities 1157795 1125788 1146207 1152934 –0.4 2.4
1.2.2 Industry 2905151 2812032 2861607 2875210 –1.0 2.2
1.2.2.1 Micro & Small 381825 366185 352949 352696 –7.6 -3.7
1.2.2.2 Medium 105598 105170 99847 95670 –9.4 -9.0
1.2.2.3 Large 2417728 2340677 2408811 2426844 0.4 3.7
1.2.3 Services 2594945 2284715 2543070 2528489 –2.6 10.7
1.2.3.1 Transport Operators 144466 141711 149290 146715 1.6 3.5
1.2.3.2 Computer Software 20051 18312 19812 20592 2.7 12.5
1.2.3.3 Tourism, Hotels & Restaurants 45977 39603 45777 46253 0.6 16.8
1.2.3.4 Shipping 6557 6080 5249 5155 –21.4 -15.2
1.2.3.5 Professional Services 177085 168679 173325 173914 –1.8 3.1
1.2.3.6 Trade 552392 511576 538619 543012 –1.7 6.1
1.2.3.6.1 Wholesale Trade 263397 230097 252442 255206 –3.1 10.9
1.2.3.6.2 Retail Trade 288995 281479 286177 287806 –0.4 2.2
1.2.3.7 Commercial Real Estate 229770 205495 227847 229263 –0.2 11.6
1.2.3.8 Non-Banking Financial Companies (NBFCs) 807383 635098 804287 798514 –1.1 25.7
1.2.3.9 Other Services 611264 558161 578864 565071 –7.6 1.2
1.2.4 Personal Loans 2553652 2253843 2478863 2490381 –2.5 10.5
1.2.4.1 Consumer Durables 9298 5771 8703 8847 –4.9 53.3
1.2.4.2 Housing 1338964 1187027 1329147 1335902 –0.2 12.5
1.2.4.3 Advances against Fixed Deposits 79496 67105 63594 61457 –22.7 -8.4
1.2.4.4 Advances to Individuals against share & bond 5334 5368 4502 5803 8.8 8.1
1.2.4.5 Credit Card Outstanding 108094 94890 92887 97586 –9.7 2.8
1.2.4.6 Education 65745 67641 65205 65017 –1.1 -3.9
1.2.4.7 Vehicle Loans 220609 200419 214548 214602 –2.7 7.1
1.2.4.8 Other Personal Loans 726112 625622 700277 701167 –3.4 12.1
1.2A Priority Sector 2897461 2751954 2795546 2803776 –3.2 1.9
1.2A.1 Agriculture & Allied Activities 1146624 1118660 1138386 1144499 –0.2 2.3
1.2A.2 Micro & Small Enterprises 1149394 1062806 1077748 1132391 –1.5 6.5
1.2A.2.1 Manufacturing 381825 366185 352949 352696 –7.6 -3.7
1.2A.2.2 Services 767568 696621 724799 779695 1.6 11.9
1.2A.3 Housing 449945 440022 463004 463729 3.1 5.4
1.2A.4 Micro-Credit 38237 28690 34818 35826 –6.3 24.9
1.2A.5 Education Loans 51906 54237 52088 52035 0.2 -4.1
1.2A.6 State-Sponsored Orgs. for SC/ST 388 383 399 399 2.8 4.2
1.2A.7 Weaker Sections 731409 701478 739806 740428 1.2 5.6
1.2A.8 Export Credit 16114 14279 17381 16719 3.8 17.1
Note: Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 90 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.

2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Archives
Top