RBI Bulletin


Search Archives

download file (13 kb) or PDF document (92 kb)
43. Payment System Indicators
Date : Nov 11, 2019
System Volume (Lakh) Value (₹ Crore)
2018-19 2019 2018-19 2019
Jul. Aug. Sep. Jul. Aug. Sep.
1 2 3 4 5 6 7 8
1 RTGS 1366.30 127.45 118.79 114.42 171552061 16004194 14842138 14298230
1.1 Customer Transactions 1332.96 125.07 116.56 112.28 118436812 10886126 9829147 9383142
1.2 Interbank Transactions 33.07 2.35 2.21 2.11 17251375 1690930 1694482 1700328
1.3 Interbank Clearing 0.267 0.027 0.024 0.023 35863874 3427138 3318509 3214761
2 CCIL Operated Systems 36.17 3.62 3.34 2.83 116551038 11683806 10510799 10186796
2.1 CBLO 1.30 _ _ _ 18140463 _ _ _
2.2 Govt. Securities Clearing 11.11 1.78 1.30 1.01 50931587 7518962 6471125 5929702
2.2.1 Outright 8.06 1.36 0.93 0.67 9355007 1766292 1292195 952087
2.2.2 Repo 2.162 0.229 0.186 0.179 27124989 2562517 2162777 2075682
2.2.3 Tri-party Repo 0.89 0.19 0.18 0.17 14451590 3190152 3016154 2901933
2.3 Forex Clearing 23.76 1.84 2.05 1.82 47478988 4164844 4039674 4257094
3 Paper Clearing 11237.61 937.13 878.22 828.04 8246065 682194 637093 591754
3.1 Cheque Truncation System (CTS) 11116.69 934.30 875.55 826.55 8153592 680015 635055 590478
3.2 MICR Clearing _ _ _ _ _ _
3.2.1 RBI Centres _ _ _ _ _ _
3.2.2 Other Centres _ _ _ _ _ _
3.3 Non-MICR Clearing 120.92 2.83 2.67 1.50 92473 2179 2039 1277
4 Retail Electronic Clearing 71132.50 6887.21 7299.24 7091.86 25874543 2114124 2136863 2140501
4.1 ECS DR 9.25 0.22 0.04 0.00 1258 4 7
4.2 ECS CR (includes NECS) 53.57 2.82 3.38 0.01 13235 968 914 15
4.3 EFT/NEFT 23188.87 2194.19 2212.60 2167.00 22793608 1784264 1796153 1811781
4.4 Immediate Payment Service (IMPS) 17529.09 1892.76 2003.10 2041.60 1590257 182021 189113 183747
4.5 National Automated Clearing House (NACH) 30351.71 2797.21 3080.12 2883.25 1476184 146867 150676 144958
5 Cards 160462.56 14209.38 14240.58 13892.43 4512210 400703 405536 389350
5.1 Credit Cards 17723.61 1792.82 1804.31 1802.88 607946 60025 60011 59845
5.1.1 Usage at ATMs 97.71 8.66 8.58 8.18 4533 409 410 392
5.1.2 Usage at POS 17625.90 1784.16 1795.73 1794.71 603413 59616 59601 59453
5.2 Debit Cards 142738.96 12416.55 12436.28 12089.55 3904264 340678 345525 329505
5.2.1 Usage at ATMs 98596.15 8160.15 8143.08 7940.22 3310789 282133 287448 273786
5.2.2 Usage at POS 44142.81 4256.41 4293.19 4149.34 593475 58545 58078 55718
6 Prepaid Payment Instruments (PPIs) 46072.29 4075.89 4070.66 4033.61 213324 18437 18324 17835
6.1 m-Wallet 41419.42 3471.32 3493.36 3444.22 183902 15949 15693 14975
6.2 PPI Cards 4652.33 604.57 577.31 589.39 29335 2488 2631 2860
6.3 Paper Vouchers 0.54 0.00 0.00 0.00 87
7 Mobile Banking 62003.19 9111.82 10157.79 11076.38 2958407 563140 328043 316626
8 Cards Outstanding 9529.02 8656.50 8778.96 8881.84 _ _ _ _
8.1 Credit Card 470.89 502.64 517.65 525.90 _ _ _ _
8.2 Debit Card 9058.13 8153.86 8261.30 8355.94 _ _ _ _
9 Number of ATMs (in actuals) 221703 227629 228170 227886 _ _ _ _
10 Number of POS (in actuals) 3722229 4252850 4409250 4589727 _ _ _ _
11 Grand Total (1.1+1.2+2+3+4+5+6) 290307.16 26240.65 26610.82 25963.18 291085366 27476321 25232243 24409707
Note : Data for latest 12 month period is provisional.
Mobile Banking - The data from July 2017 includes only individual payments and corporate payments initiated, processed, and authorised using mobile device.
Other corporate payments which are not initiated, processed, and authorised using mobile device are excluded.
2.1: With effect from November 05, 2018, CCIL has discontinued CBLO.
2.2.3: Tri-party Repo under the Securities segment has been operationalised from November 05, 2018.
1.3: Pertain to multilateral net settlement batches.
3.1: Pertain to three centres – Mumbai, New Delhi and Chennai.
3.3: Pertain to clearing houses managed by 21 banks.
6: Available from December 2010.
7: Include IMPS transactions.
9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards.
Mobile Banking - The data from July 2017 includes only individual payments and corporate payments initiated, processed, and authorised using mobile device. Other corporate payments which are not initiated, processed, and authorised using mobile device are excluded.

2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
Archives
Top