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16. Industry-wise Deployment of Gross Bank Credit
Date : Sep 12, 2019
(₹ Crore)
Industry Outstanding as on Growth (%)
Mar. 29, 2019 2018 2019 Financial year so far Y-o-Y
Jul. 20 Jun. 21 Jul. 19 2019-20 2019
1 2 3 4 5 6
1 Industry 2,885,778 2,637,052 2,812,034 2,798,360 –3.0 6.1
1.1 Mining & Quarrying (incl. Coal) 41,752 41,507 41,129 40,563 –2.8 –2.3
1.2 Food Processing 157,058 146,626 151,625 150,077 –4.4 2.4
1.2.1 Sugar 29,705 27,238 29,572 28,582 –3.8 4.9
1.2.2 Edible Oils & Vanaspati 21,343 21,524 20,100 19,475 –8.8 –9.5
1.2.3 Tea 4,966 5,143 5,110 5,200 4.7 1.1
1.2.4 Others 101,044 92,722 96,844 96,820 –4.2 4.4
1.3 Beverage & Tobacco 14,662 13,561 14,376 14,440 –1.5 6.5
1.4 Textiles 203,549 201,518 193,595 191,284 –6.0 –5.1
1.4.1 Cotton Textiles 97,726 100,991 91,947 90,087 –7.8 –10.8
1.4.2 Jute Textiles 2,119 2,051 2,122 2,110 –0.4 2.9
1.4.3 Man-Made Textiles 26,748 24,135 25,984 25,452 –4.8 5.5
1.4.4 Other Textiles 76,956 74,341 73,542 73,635 –4.3 –0.9
1.5 Leather & Leather Products 11,071 11,141 11,151 11,211 1.3 0.6
1.6 Wood & Wood Products 11,968 11,139 11,691 11,701 –2.2 5.0
1.7 Paper & Paper Products 30,319 30,164 30,143 29,760 –1.8 –1.3
1.8 Petroleum, Coal Products & Nuclear Fuels 63,136 57,979 55,775 53,085 –15.9 –8.4
1.9 Chemicals & Chemical Products 191,484 162,654 174,540 173,212 –9.5 6.5
1.9.1 Fertiliser 40,043 27,425 33,118 34,419 –14.0 25.5
1.9.2 Drugs & Pharmaceuticals 50,500 49,564 49,021 48,195 –4.6 –2.8
1.9.3 Petro Chemicals 46,717 36,501 39,493 37,900 –18.9 3.8
1.9.4 Others 54,224 49,164 52,908 52,698 –2.8 7.2
1.10 Rubber, Plastic & their Products 45,803 41,583 45,828 45,843 0.1 10.2
1.11 Glass & Glassware 9,887 9,773 9,832 9,652 –2.4 –1.2
1.12 Cement & Cement Products 55,683 51,957 56,126 57,539 3.3 10.7
1.13 Basic Metal & Metal Product 371,564 380,837 352,015 347,995 –6.3 –8.6
1.13.1 Iron & Steel 282,878 290,464 266,162 265,912 –6.0 –8.5
1.13.2 Other Metal & Metal Product 88,685 90,372 85,853 82,083 –7.4 –9.2
1.14 All Engineering 168,621 153,717 164,574 165,038 –2.1 7.4
1.14.1 Electronics 37,856 33,899 37,942 37,367 –1.3 10.2
1.14.2 Others 130,765 119,819 126,631 127,671 –2.4 6.6
1.15 Vehicles, Vehicle Parts & Transport Equipment 79,859 75,054 81,419 82,728 3.6 10.2
1.16 Gems & Jewellery 72,014 68,054 66,218 66,066 –8.3 –2.9
1.17 Construction 99,473 90,172 97,160 95,384 –4.1 5.8
1.18 Infrastructure 1,055,921 907,704 1,026,481 1,034,716 –2.0 14.0
1.18.1 Power 568,966 526,848 563,743 568,247 –0.1 7.9
1.18.2 Telecommunications 115,585 90,863 106,831 112,215 –2.9 23.5
1.18.3 Roads 186,852 161,767 186,128 188,386 0.8 16.5
1.18.4 Other Infrastructure 184,518 128,226 169,778 165,868 –10.1 29.4
1.19 Other Industries 201,954 181,914 228,356 218,066 8.0 19.9
Note: Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 90 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.

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